NFU Mutual Reviews 

6,719
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 473 reviews, reviewers had a great experience with this company. Customers consistently praise the exceptional service, highlighting the efficiency and speed with which issues are resolved. Many people appreciate the helpful, kind, and professional staff who provide excellent support and guidance throughout various processes. Reviewers often note that claims are handled swiftly and without fuss, with many expressing gratitude for the prompt attention and clear communication received. However, some customers also noted that prices can be higher compared to other insurers, with some finding quotes significantly out of line with the market. A few other people also felt that customer service could be inconsistent, mentioning issues like unreturned calls, lack of explanation for eligibility, or disrespectful interactions. Additionally, some reviewers experienced difficulties with claims, including being told they might not be covered or having to chase for updates.

What people talk about most

Service

Reviewers mention positive feedback about service, with many customers consistently praising the outstanding... See more

Claim

Reviewers highlight ambiguous aspects of claim, with some customers expressing satisfaction with the quick... See more

Staff

People report positive experiences with staff, consistently highlighting their helpfulness, professionalism,... See more

Customer service

Users describe ambiguous interactions with customer service, with many reporting very poor communication,... See more

Price

Clients share ambiguous opinions on price, with some reviewers finding prices to be fair and a good value for... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Regrettably, I've had to make two claims on my NFU house insurance policy for water leaks and associated damage. In both cases there was a feeling that NFU were moving swiftly and efficiently to s... See more

Rated 5 out of 5 stars

NFU responded immediately when we contacted them to claim. They appointed a specialist to ensure that our property dried out properly. They appointed a loss adjuster to deal with the details and the... See more

Rated 5 out of 5 stars

NFU is the best insurance company I and many of my associates would agree with this. There is no argument if there is a genuine claim and it’s sorted out very quickly with no arguments once they have... See more

Rated 5 out of 5 stars

They are not the cheapest but you get fantastic service and in our view well worth the extra cost. We recently had a claim and they were great, good service and nice to talk with areal person who were... See more


Company details

  1. Insurance Agency

Written by the company

For more than a century,  we have provided quality insurance to customers, their families, and their businesses, as well as supporting the communities they live and work in.


Contact info

4.1

Great

TrustScore 4 out of 5

7K reviews

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No recent history of asking for reviews

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4.1

All reviews

(6,719)

417 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Very poor communication would not push…

Very poor communication would not push my claim, as I had to do all the chasing. The claim was said to be 50/50, but I was parked full comp ins at a very high premium, full no-claims, 10 years plus, and ended up paying for my own repairs. What's the point in being insured with a company like this?

July 13, 2025
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review about your claim.

Liability claims can quite complex and we have to make a decision based purely on the evidence that's been presented, and in some cases, evidence may not always be available.

I've been in your situation and I understand how frustrating it is. We'd be happy to double check the decision for you, but in order for us to do so, please could you provide your full name, address and contact details, as well as your policy and claim number, by emailing: reviews@nfumutual.co.uk

It would also be helpful if you could any provide any further information or evidence you may have to support your position.

Kind regards

Sophia

Rated 5 out of 5 stars

I lost an expensive hearing aid on a…

I lost an expensive hearing aid on a Scottish river bank. I informed NFU immediately but continued to look for it. I got back on the Sunday and told NFU immediately and I received full compensation by the end of the week. No silly questions no prevarication and critically no delay which I have experienced on the few occasions I have dealt with insurance companies in the past . Well done Nathan and Jamal.

June 8, 2026
Unprompted review
Rated 5 out of 5 stars

NFU insurance - smallholding in Wales

We have a smallholding in Wales. I would highly recommend NFU insurance. They visit you to understand what is to be covered as most insurance companies only have online forms and many parts of a smallholding don't fit into any category. We felt confident after the visit that that understood our setup and that it would be covered. After storm Darragh in Dec 2024, they proved their worth, being helpful, prompt and considerate with our claim and particularly so, when it took nearly 18 months to get a complicated repair completed - they were with us all the way. Highly recommend.

May 31, 2026
Unprompted review
Rated 1 out of 5 stars

Great service to start with but once…

Great service to start with but once there was a problem with the garage NFU have left me in the lurch and do not want to help.

May 26, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide your feedback. I'm sorry to read about the issues you've experienced.

In order for us to look into what happened, please could you share any further information you have, including your full name, address and contact details, as well as your claim number, by emailing: reviews@nfumutual.co.uk

Kind regards

Sophia

Rated 5 out of 5 stars

Water damage claim

NFU reacted promptly and helpfully with what was a disaster for me.
They appointed contractors immediately to make the building safe and prevent further damage and to begin the drying out.
The claim was settled in full with no prevarication.

January 17, 2026
Unprompted review
Rated 5 out of 5 stars

NFU are a fabulous insurer

NFU are a fabulous insurer. I have my home insurance with them, as I have a pet, I also include him on it. This covers vets bills up to a certain amount each year. This was great as my old cat aged, because premiums didn’t go up as they do with traditional pet insurance. Typically my cat recently displayed eye trauma over the bank holiday weekend. I was able to attend the out of hours emergency vet with confidence that it would only cost the £50 excess.

May 2, 2026
Unprompted review
Rated 1 out of 5 stars

Just tried to obtain quote from nfu for…

Just tried to obtain quote from nfu for car insurance who have me on mailing list only the be told not eligible??? No idea why driving for many years without problem cant understand why and no explanation cant wait for new nfu mail shot to arrive
Nfu loss ???

June 17, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide your feedback. I'm sorry to read about your experience and that we weren't able to offer you insurance on this occasion.

Our marketing is intended to show potential new customers the range of products we offer and, as with any insurance, this is always subject to acceptance. There are some postcode areas we don't cover, in the same way that there are some vehicles or property types we don't cover. This is the same for each insurer, and each one works to a different set of criteria.

Our criteria and ratings data is updated on a regular basis, so I hope it may be possible for us to provide you with a quote in the future. However, if you'd like to be removed from our mailing list, please email us reviews@nfumutual.co.uk with your full name, address and contact details, and we will pass the request on to the relevant team.

Kind regards

Sophia

Rated 5 out of 5 stars

thank you Vicky (Ashbourne office)

thank you Vicky (Ashbourne office)

Every time I call there is someone who understands and very helpful .today I was talking to Vicky she was very helpful and dealt with my equiry very quickly .
Absolutely 5star Service .
highly recommend

June 17, 2026
Unprompted review
Rated 5 out of 5 stars

Carpet and settee varnish accident

After contacting NFU office, the following working day they recommended a cleaning company who came within a few days and efficiently laid a new carpet and cleaned the settee. No fuss just good clean work done by two helpful workmen. They did over and above helping with moving furniture which as we are in our 80s was much appreciated.

June 2, 2026
Unprompted review
Rated 1 out of 5 stars

Dreadful

Received an email advising me to log into my account to review my online renewal, so I did.
Once logged in I saw a message advising that there was a technical issue regarding my online renewal and I had to call, so I did. I then hung on after being told I was first in the queue, they then changing their mind to being very busy answering calls, when they finally answered it was by someone who’s accent was so difficult to understand I had to ask them several times to repeat themselves but still couldn't understand what they were saying so hung up. Surely if you are going to advise people to phone you should make sure you have a properly staffed phone lines so customers do not need to hang on for an eternity.

June 16, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide us with your feedback.

I'm sorry about the problems you had when trying to reach us recently. We did experience an unexpected technical issue, however, due to the unplanned nature of the issue, we were only able to request additional support from a limited number of staff.

We pride ourselves on providing the best possible service to our customers, and I'm sorry we weren't able to meet your expectations on this occasion.

Kind regards

Sophia

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