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NOW Finance Reviews 

2,356
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 186 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being friendly, helpful, and professional, making the entire process straightforward and easy. Many highlight the exceptional customer service, noting quick response times and clear communication that made them feel supported and informed. The overall service is frequently described as incredible, efficient, and stress-free, with many appreciating the simple and pain-free user experience. However, some people were dissatisfied with the application process, finding it complicated and intrusive due to extensive information requests. A few other people also felt that the company was unprofessional and unhelpful when issues arose, leading to a negative overall experience.

What people talk about most

Staff

Customers had positive experiences with staff, consistently describing them as professional, friendly, and... See more

Service

Users describe positive interactions with service, highlighting the ease and stress-free nature of processes... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently praising the helpfulness and efficiency... See more

User experience

Clients share positive opinions on user experience, frequently describing the application process as fast,... See more

Response time

Consumers find response times to be positive, with many reviewers highlighting the quick and helpful service... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Staff are super friendly and extremely helpful. There was a slight system issue as I have a new last name due to marriage and it wouldn't link to my previous profile which a work around was sorted fas... See more

Company replied

Rated 5 out of 5 stars

I learned about the company through my credit score and applied online, but I couldn't finish. I called and was assisted by the most dedicated person I've ever met, her name was Mae. We talked for a... See more

Company replied

Rated 5 out of 5 stars

Second time using NOW Finance. Simple process, hassle free. Approved within one day. Darryl was great with communication and making the process very simple and easy. Money was released instantly to de... See more

Company replied

Rated 5 out of 5 stars

NOW Finance has been both patient and amazing in helping me secure and settle previous loans. The brokers I have dealt with have been super friendly and helpful. Would absolutely recommend their servi... See more

Company replied


Company details

  1. Non-Bank Financial Service

About NOW Finance

Written by the company

Personalised Lending Made Simple

NOW Finance is an Australian-owned non-bank lender helping Australians access simple, transparent finance. We offer competitive personal loans and car loans in Australia with flexible terms to support your goals.

Whether you’re buying a car, consolidating debt, renovating your home, or covering major expenses, our loans are designed to work around your life.

Check your personalised quote online in minutes without impacting your credit score, then complete your application quickly and securely.


Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

Personal & Car Loans made simple

Written by the company

NOW Finance offers flexible personal loans and car loans designed to make borrowing straightforward.
Personal Loans: Enjoy fixed rates, flexible repayments, and no fees ever, so you always know exactly what you're paying.
Car Loans: Finance your next vehicle with clear upfront pricing, flexible loan terms and no ongoing or early repayment fees.
Check your personalised quote online in minutes and easily complete your online application straight from your phone.
Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

A faster way to apply for a loan

Applying for a personal or car loan with NOW Finance is quick and straightforward:


- Check your personalised quote online

- Complete your application in minutes

- Manage everything digitally

From quote to conditional approval, the process is simple and convenient.

Get My Rate

Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142


Contact info

Promotion box for NOW Finance

Award-winning Personal & Car Loans

Get your personalised quote with no impact to your credit score.

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 80% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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4.7

All reviews

(2,356)

185 reviews in the last 12 months

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Rated 5 out of 5 stars

I’m very impressed with NOW Finance and…

I’m very impressed with NOW Finance and the way they handled my loan from start to finish. From the beginning, I was clear about my purpose — I needed funds to get a new car — and I explained my situation, including cancelling my hospital cover and managing other repayments. The consultant/manager looking after me really took the time to understand everything. I left it in their hands to work out what was most suitable for my budget and circumstances, and they delivered perfectly.

They suggested consolidating my other loan (with Fair Go Finance), which I didn’t even realise was possible. This reduced my repayments from $190 a fortnight down to $91, freeing up my budget significantly. The process involved clear communication with both emails and calls, and nothing was left confusing — everything was explained thoroughly.

The whole process was efficient: within six business days, all contracts were finalised, my other loan was paid off, and the funds were in my account. The contract was also explained clearly, even though I could have just read it myself, which shows the extra effort they put in. The team were friendly, reliable, and always quick to return calls.

NOW Finance gave me a flexible loan structure, allowed me the option to make extra repayments if I want to, and ultimately left me with more money in my pocket than before. I really appreciate their support and highly recommend them for anyone looking for a transparent, trustworthy, and customer-focused lender.

September 18, 2025
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Reply from NOW Finance

Hi Mandy, thank you so much for such a thoughtful and detailed review. Reading feedback like yours truly makes our day! We’re so pleased to hear that our team took the time to understand your circumstances and deliver a solution that not only helped with your new car but also made your repayments more manageable. It’s wonderful to know the process felt clear, supportive, and efficient, and that the flexibility of your loan structure is giving you more breathing room in your budget. We’ll be sure to share your kind words with the team, they’ll be thrilled to know their efforts made such a difference. Thank you again for your recommendation, and we wish you all the best with your new car and the extra freedom it brings!

Rated 5 out of 5 stars

My experience was positive

My experience was positive. I was informed of the status of my application along the way & all went through quite quickly.

September 15, 2025
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Reply from NOW Finance

Hi Kristy, thank you for sharing your experience! We’re so pleased to hear that you were kept informed throughout the process and that everything moved quickly for you. We’re glad we could make things smooth and positive.

Rated 5 out of 5 stars

Excellent Service all along the loan…

Excellent Service all along the loan application process.Thanks Adhele appreciate your patience in submiting all my requirements.Excellent customer service team.I highly recommend.

September 17, 2025
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Reply from NOW Finance

Thank you so much for your wonderful feedback! We’re delighted to hear that you had an excellent experience throughout your loan application process. We’ll be sure to pass on your kind words to Adhele.

Rated 5 out of 5 stars

Fast and easy process

Getting a personal loan through NOW Finance was such an easy online process. I thought it was going to be difficult but it wasn't and the interest was the lowest I could find online. Very happy customer.

September 12, 2025
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Reply from NOW Finance

Thanks so much for sharing your experience! We’re glad to hear the process was smooth and that you found a great rate with us. We really appreciate your feedback and are thrilled to have you as a happy customer.

Rated 5 out of 5 stars

Excellent service and staff experience…

Excellent service and staff experience . With fast action securing the loan

September 12, 2025
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Reply from NOW Finance

Thank you for your kind words! We’re so pleased to hear you had an excellent experience with our team and that the process was quick and smooth. We appreciate you choosing NOW Finance.

Rated 4 out of 5 stars

Bit confused with the paper work and…

Bit confused with the paper work and took time more than usual loan

September 11, 2025
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Reply from NOW Finance

Hi Chaminda, thank you for your feedback. We’re sorry to hear the paperwork process caused some confusion and delays. I’ve sent you an email with a few questions so we can better understand your experience and look at ways to improve. We really appreciate you taking the time to share this with us.

Rated 5 out of 5 stars

Perfection

Great people to deal with.
Got my loan sorted fast and efficiently.

September 9, 2025
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Reply from NOW Finance

Thank you so much, Jason! We’re thrilled to hear you had such a smooth and efficient experience with us.

Rated 5 out of 5 stars

It was quick and easy and I actually…

It was quick and easy and I actually spoke to real people and not bots ! Adhele was so lovely and helpful! I received the funds earlier than expected thank you

September 5, 2025
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Reply from NOW Finance

We’re so happy to hear your experience was quick and easy, and that Adhele was able to provide such lovely and helpful support. It’s great that your funds arrived earlier than expected too! Thank you for sharing your feedback.

Rated 5 out of 5 stars

Very quick process and Jerra was kind…

Very quick process and Jerra was kind and helpful as always

September 4, 2025
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Reply from NOW Finance

Thank you for your kind words! We're so glad to hear the process was quick and that Jerra was able to assist you with the same care and support as always. We’ll be sure to share your feedback with them.

Rated 5 out of 5 stars

Very prompt interaction by the NOW…

Very prompt interaction by the NOW finanace team. Shella the representative from the NOW team was very helpful and understanding.

August 29, 2025
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Reply from NOW Finance

Thank you for your kind words! We’re so pleased to hear that Shella was able to assist you promptly and provide the support you needed. We’ll be sure to pass along your feedback to her and the team.

Rated 5 out of 5 stars

Very helpful

All the staff very helpful and then they make easy for me even my first loan.

August 26, 2025
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Reply from NOW Finance

Thank you for sharing your experience! We’re so glad our team was able to make the process easy for you, especially with your first loan!

Rated 5 out of 5 stars

The service and staff are Soo amazing

The service and staff are Soo amazing! They are helpful and so efficient I would highly recommend this company definitely worth 5 stars !!!!

August 20, 2025
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Reply from NOW Finance

Thank you so much Trish for your kind words and recommendation! We’re thrilled to hear you had such a great experience with our team. We truly appreciate your 5-star review!

Rated 5 out of 5 stars

Five stars to Issa

Issa … The lady I dealt with was very helpful and made the whole process of consolidating my debts so much easier… she is a credit to the company

August 18, 2025
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Reply from NOW Finance

Hi Simon, thank you so much for your 5-star review! We’re delighted to hear that Issa was able to make the process smooth and easy for you! We’ll be sure to pass on your kind words to her, she truly is a valued member of our team.

Wishing you all the best moving forward, and thank you again for choosing us!

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