Onramp Funds Reviews 

I run a new Amazon store and it takes lots of cash. Looking for a credit line to use. It's really hard when your business is only 3 months old. So I called Onramp, spoke with Molly Fennessey she is AMAZING! Right away she told me no worries they got this. I got approved really fast!! The transaction was very professional and seamless!! If I could give 10 STARS instead of just 5 STARS I
would!! Great company and Great employees too! Highly RECOMMEND ONRAMP. GIVE THEM A CALL NOW.
Regards Charles Rankin

Amazing company with even better staff!

I was in dire need of some funds to keep my business running, and when everyone else turned me down, Onramp believed in me and my business, and delivered the funds to me within a couple of days. I paid them back and then required some more funding couple of months later and I was approved again.

I've been having some difficulties with the repayment and they've been extremely accommodating in every aspect and I can't be more thankful and happy that I'm working with Onramp.

I've dealt with similar lenders in the past and Onramp is the absolute best in this field!!!

I highly recommend them and will go back to them anytime I need more funding for my business!

What a great experience it's been to work with Onramp - Having previously used Shopify Capital over 4 times, I was used to frustrating revenue-based funding services that lacked any customer service, was void of explanation regarding loan amounts, and overall was just generally unreliable :-(

Onramp is the exact opposite of all this - It's like they actually want to help grow your business (I know, what a concept!).

A few highlights - The entire process took less than a week; I think I applied on a Wednesday, and was funded by the following Tuesday.

Additionally, everything is super transparent - They outlined a growth plan for us, and their customer support team is amazing & always makes themselves available (shout out to Molly F!).

They've supported our business at a moment when we really needed it (hello inventory investment), and we're really excited for the future with them!

Not clear in providing terms and how loan actually works.

Absolutely abusive, usurious rates. We were offered remittance rates in excess of 30%. We'll stick to Shopify Capital.

OnRamp is the personal touch you want when you need additional capital. Tina is the best in town and always at our ready.
OnRamp is wonderful! The email communication is detailed and informative, the customer dashboard is easy to work with and numbers are broken down nicely with no guesswork. OnRamp definitely offers us some of the cheapest money with the best service.

One of the best companies I’ve had the pleasure of working with. From the c- suite all the way down to the SDR‘s this company truly cares about the people they work with. The sales team of Mike, Brandon and Noah are some of the best in the entire e-commerce business, and the account management team of Tina and Andrew perfectly take care of every single person they come into contact with. Not a single person is just a statistic, but they are someone that they will take time out of their day to actually talk to and care about. The c-suite are very seasoned in the e-commerce space and built the company off of actual feedback and growth. I believe that On Ramp has the best underwriting team in the lending world. The two head underwriters are two of the smartest people I have ever had the pleasure of communicating with And their work reflects that. Rather than just taking anyone in off the street, the underwriters will do vigorous research to determine if we are the right fit for them and they are the right fit for us as they don’t believe in over leveraging people or putting them in unnecessary debt. I would highly recommend anyone looking for funding for e-commerce business to come here first. Molly is also there!

All been going smoothly like clockwork since we started together!

This company has been nothing short of amazing to us. We've used OnRamp multiple times for our company and any issues we've ever had, they are open and willing to help.

I'd like to give a very special thanks to Luke who's our account rep and has helped us on many different occasions.

This company is transparent with every step and I have nothing but good things to say about Luke and the team over at OnRamp!

Very poor experience. I met the stated requirements, though was given the runaround initially as they said I was ineligible due to how they count sales (they exclude international orders). Okay, fair enough I guess. Come back a month later as sales are growing quickly and I meet the requirements with orders placed in the United States. Next, they arbitrarily and without reason decided to assume I don’t possess the right to sell the works my business does. (I do) Tried to clarify this to a representative, but no dice. So they ask for documentation proving commercial rights. Okay that’s fair. So I provide just them with that. Apparently to them, it’s not adequate despite it being sufficient enough for anyone with an understanding of commercial rights or usage rights. I try to clarify again that I possess the rights, and ask the representative what would be sufficient for Onramp to provide funding as I’m still eager to work with them. Completely ghosted from this point and ignored despite trying to follow up twice. Really disappointed in this (lack of) service as I own a growing business and this would’ve helped me a lot. Don’t understand how both Shopify and PayPal could look at my store and offer capital, however Onramp seemingly can just accuse me of not owning the commercial rights, and then refuse to acknowledge proper documentation when provided it.

Expectations exceeded in every way! Can not say enough good things about this company and they are from my home town in my favorite state! Appreciate you guys at onramp!

You guys made it very easy to access my funds in a fast & effective way.

OnRamp has been a lifesaver. They helped me to scale my business quickly over the past year. Since my store is under Shopify, I started off using Shopify’s capital program. However, the loan amounts were low and the offers were not consistent. Even when you paid the loan off quickly, you would have to wait 1-3 months to get a new offer and eventually the offers stop coming. Their system is not reliable. This is frustrating for business owners that are dependent on a consistent source of cash flow in order to scale. Onramp contacted me out of the blue (I still don’t know how they found me) and offered to do a pilot program that would transition me over to their loan program. I will admit at first it sounded too good to be true. However, how everything was set up there was really no way that I could lose nor be taken advantage of. I’m so glad I took them up on their offer. They are one of the most professional and customer friendly companies that I’ve dealt with. Emails and calls are always answered promptly. If I have any issues or need to delay a payment, they are willing to work with me.
As well, they have transparent discussions on what would be best for your company and financial management when it comes down to the loans. Some of the people I have personally worked with are Andrew and Amy. They both have been wonderful. The repayment rates are fair and once you pay the loan down a certain percentage, you’re able to request more money. This company has been a godsend. I recommend them to all of my associates, friends, and family members that have e-commerce businesses.

Got what I needed. I like the fact that the money isn't pulled out on a daily basis but rather when the disbursement happens. It helps a tons for my 14+2 Amazon cashflow management cycle.

Onramp has been a great alternative for increasing my revenue. I am currently satisfied, especially with Noah Kelley, who guided me in making this decision.

Great partnership with Onramp, as soon I brought them to my team my business start to grow in no time. They are not just a funding partner they bring so much more to the table, that will help your business grow faster.

On Ramp and Tina our rep have been absolutely amazing. We have utilized a lot of different platforms for funding and Onramp has over delivered each time on expectations. They have helped take our business from a National business to International. Thanks OnRamp!

Very easy. Helpful staff driving results. I was initially denied and had a staffer reach out a couple weeks later seeing what our options were and we were able to start the launchpad. 10/10 highly recommend. Shoutout to Molly F for the help!