Payactiv Inc. Reviews 

2,147
•
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Considering 173 reviews, reviewers had a great experience with this company. People frequently share that incredibly supportive representatives go above and beyond to listen carefully and offer clear solutions. Customers feel genuinely valued when helpful staff members guide them patiently step by step through their account setups. However, some reviewers were not happy with response times and long waiting periods when trying to reach support. Consumers also mentioned receiving generic answers, facing unexpected difficulties with payment transfers, and experiencing trouble updating work hours. A few individuals noted that multiple chat attempts often went completely unanswered before finally getting proper assistance.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting helpful representatives who went... See more

Service

Customers had ambiguous experiences with service, as some reviewers expressed deep frustration regarding... See more

Payment

Consumers find payment processing to be extremely frustrating due to unexpected fees, locked accounts, and... See more

Response time

People report negative experiences with response time, frequently expressing frustration over unreturned... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Please notice date of first experience. Problem not solved until 11-18-25. Way too long! Mrs. Valerie Shaw and Mr. Greg Peterson were very helpful to me and I appreciate them very much. Your other cus... See more

Company replied

Rated 5 out of 5 stars

Mary Queen was the most helpful agent I have had ever, she asked what was the issue I had her check my case out me on hold and like magic my issue was resolved. Please recognize her for her customer... See more

Company replied

Rated 5 out of 5 stars

Been experiencing an issue with accessing funds. Spoke with agent Levi Smith who has gone above and beyond trying to assist my issue. He has spoken to supervisors and tech team for the past 3 days. Is... See more

Company replied

Rated 5 out of 5 stars

Quinn Avery was amazing! He handled my problem in less than 5 minutes I've conversed with several representatives this week & received an email that it was handled but it wasn't. When I informed him a... See more

Company replied


Company details

  1. Business to Business Service

Written by the company

Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Payactiv is the winner of the Innovative Payments Association’s Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. In 2020, Payactiv released a short film titled, "We Heard You." Learn more at www.payactiv.com.


Contact info

4.0

Great

TrustScore 4 out of 5

2K reviews

5-star
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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

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4.0

All reviews

(2,147)

165 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

He was very polite and knowledgeable…

He was very polite and knowledgeable and I had a pleasant experience thank you very much

February 9, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Kevin, thank you for your feedback. We are so pleased to learn that you are having a great time with us! :) Have a lovely day ahead.

Rated 5 out of 5 stars

James Martin was extremely helpful when…

James Martin was extremely helpful when would help me at all or even look into my case I appreciate his help very much

February 5, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Jamichael, we are pleased that you enjoyed the app. If there is anything we can do for you, just let us know at support@payactiv.com. Have a wonderful day!

Rated 5 out of 5 stars

So I was having a hard time BUT

So I was having a hard time, the app went down and me and my family depended on it, especially on our off, Pay weeks – – I went through several employees but somehow got disconnected from all of them, but they were not helping. AARON T was the person that I got last and without any hesitation, he fixed my problem in less than five minutes where the others just dragged on and on asking me question after question.. whoever this guy’s boss is let me tell you, he needs a promotion because he is excellent. He is an angel, and he talked to me like I was a human being and was so helpful. He literally changed my life today, so for anyone out there doubting … yes, there are good people in the world and Aaron T is one of those who works with Payactiv!

-happy and loyal customer for 2 years now.

February 4, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Travis, thank you for providing your valuable feedback. Please reach out to us at support@payactiv.com, if you have any suggestions. We would love to hear from you. Have a blessed day.

Rated 5 out of 5 stars

My overall experience with Jared Lee…

My overall experience with Jared Lee was amazing he was very professional and helpful

February 4, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Sheka, It is delightful to hear such positive words and it’s always a pleasure to serve our users. Thanks for your feedback.

Rated 5 out of 5 stars

Jared Lee was very helpful.

Jared Lee was very helpful.

February 3, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Dezrien, we are glad to hear that Payactiv is helping you the way we intended it to. Have a lovely day ahead. :)

Rated 5 out of 5 stars

Waller Lee was the guy who helped me

Waller Lee was the guy who helped me. Very productive and got the issue fixed without any issues

January 31, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi there, thank you for your feedback. We are so pleased to learn that you are having a great time with us! :) Have a lovely day ahead.

Rated 5 out of 5 stars

Brent T

Brent T . Did a great job with helping me resolve issue and was quick with responding to me .

January 30, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Tania, thank you so much for letting us know how you feel about Payactiv. That's such a boost for all of us at Payactiv. You have an incredible day! :)

Rated 5 out of 5 stars

Representative Jared Lee was very…

Representative Jared Lee was very helpful and kind to me.

January 30, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Frankie, we are glad that you like our app. That's such a boost for all of us at Payactiv. You have an incredible day! :)

Rated 5 out of 5 stars

Friendly and efficient

Friendly and efficient!
So professional and very nice

January 29, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Anne, thank you for your feedback. Our team is always working hard to continuously improve our product for a better experience. Have a blessed day ahead.

Rated 5 out of 5 stars

Brent T has exceptional customer…

Brent T has exceptional customer service skills! He literally cares about the customers and does all he can to help out. Amazing!

January 28, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Dawn, thank you for your feedback. We are so pleased to learn that you are having a great time with us! :) Have a lovely day ahead.

Rated 5 out of 5 stars

I spoke with Felix this afternoon and…

I spoke with Felix this afternoon and he went way above and beyond trying to help me get set up and answer all my questions until I had everything figured out. Told me he would stay on the phone as long as I needed to figure my end out and made me feel like I was not being rushed!! Hope if I ever have any issues in the future that I will be able to get him again:) Thanks Felix

January 26, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Corey, thank you for your feedback and the 5-star rating. If you have any suggestions, please write to us at support@payactiv.com. We would love to hear from you!

Rated 5 out of 5 stars

I just want to say my experience was an…

I just want to say my experience was an amazing Ronnie. S was amazing he helped me fix my time to where it was supposed to be .

January 27, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Rachel, it is delightful to hear such positive words, and it’s always a pleasure to serve our users. Thanks for your feedback.

Rated 4 out of 5 stars

Rose is the best human

Rose is the best human. Thank you Rose if you see this. 💕💯✊️

January 26, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi, It is delightful to hear such positive words and it’s always a pleasure to serve our users. Thanks for your feedback.

Rated 5 out of 5 stars

Ryan Kane went above and beyond to help…

Ryan Kane went above and beyond to help me and my family out and I truly appreciate his assistance

January 23, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Walter, thank you so much for letting us know how you feel about Payactiv. That's such a boost for all of us at Payactiv. You have an incredible day! :)

Rated 2 out of 5 stars

I haven’t been able to access my funds…

I haven’t been able to access my funds for days and I have a ticket opened. No updates or eta when this will be resolved .

January 15, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Kelli, we sincerely regret any inconvenience caused. Please rest assured that our team will contact you shortly to assist you in resolving your issue.

Rated 5 out of 5 stars

Gabriella was fantastic

Gabriella was fantastic! Very polite, attentive and sweet. Thank you

January 19, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Tim, It is delightful to hear such positive words, and it’s always a pleasure to serve our users. Thanks for your feedback.

Rated 2 out of 5 stars

Thanks to ROSE I am a happy customer

Thanks to ROSE I am a happy customer. ROSE! She Was the only person that understood my issues w/o trying to give me a script to use the automated line. Ukg wallet wouldn't allow me to activate the card for in store usage, verify my employer (cambridge HCS). Check balance visually, and transfer funds for up to 4 days. Literally around 6:30 pm of the 4rth day is when i was able to physically use the card (with Rose's help). Although i couldn't see balance, verify employer or transfer out to my primary bank. Instead of saying there's nothing to be done and told rudely to wait until the system fixes itself in between the month like her co workers have, Rose stayed dedicated on making sure the issue was resolved, even days after initial call. As long as it took to resolve. I know i had someone on my corner. Unfortunately these 2 stars would be 5 if Rose made her own company. But until they fix internal issues with customer services and system errors. My opinion stays. THANK YOU ROSE!

January 8, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Shaqueel, thank you for your feedback. Our team is always working hard to continuously improve our product for a better experience. Have a blessed day ahead.

Rated 5 out of 5 stars

ROSE the BEST

ROSE, was magnificent. She is professional and friendly. She knew exactly what my problem was. She worked expedically to correct my situation. I am more than happy to have her assist me. Thank you so much ROSE.

January 13, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Kelvin, thanks for taking the time to rate us. It helps us to keep going and deliver the best. Have a blessed day.

Rated 1 out of 5 stars

Dont do it....

Dont do it..... I utilized this service I was over charged 134.00 despite calling prior to the incident however the day the overcharge happen January 9th I called immediately I'm on the phone with a representative who told me I'm not seeing what I'm telling him I'm seeing then all day I would receive emails asking for check stubs that I had sent finally by the end of the day I had enough of sending check stubs it was only then I got a communication from a complaint department informing me they would reach out in 24 to 72 hrs they called 48hrs later one time at 5:00 pm I missed the call when I tried to call back the number given never gets answered and when I went on the app to chat with a representative I was told there is no such department and to send the check stubs they asked me for... I tried to screen shot the communication it went away ok i then requested another chat I got another representative when I asked her if that number was to Payactiv complaint department after many minutes she finally said yes it is, i then emailed the person who emailed me I sent the same check stubs and I also requested a fax number and I'll fax the check stubs to them as of today January 13th there has been no communication and no resolution this isn't a good business and I'm sure they purposely and frequently take more money than they are owed I'm not going to stop until my money is given back

January 9, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Vinnessa, we sincerely regret any inconvenience caused. Please rest assured that our team will contact you shortly to assist you in resolving your issue.

Rated 1 out of 5 stars

Only got 1 star because I couldn’t put…

Only got 1 star because I couldn’t put 0 stars. Such a joke of a service. Completely unreliable from week to week. Always need to “escalate” issues with no resolutions. Nobody responds to emails and when you do speak with someone you are always given the same generic answers without getting anything resolved. Work hours are updated sometimes until 4 days later, amounts are not accurate and unable to access funds even though previous funds were deducted.
This app seems like a good idea to help with expenses between paydays but save yourself the headache and do not use this app. I wish I had never signed up in the first place.

January 11, 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Kristina, we highly regret the inconvenience. Our team will reach out to you soon and get your issue resolved as soon as possible.

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