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Pedal Cover Reviews 

1,026
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 74 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the friendly staff for providing exceptionally helpful advice, clear guidance over the phone, and a truly personalized service. Many consumers also appreciate the very efficient, straightforward process when setting up tailored insurance policies, answering inquiries, and settling valid claims rapidly. Though some reviewers experienced significant frustration when claims were refused, tightly disputed, or handled with perceived distrust due to strict policy conditions. A few other people also felt that overall annual premium costs were relatively expensive or mentioned unexpected price increases upon their policy renewal.

What people talk about most

Customer service

Users describe positive interactions with customer_service, noting that representatives are helpful,... See more

Staff

Clients share positive opinions on staff, frequently highlighting their friendly, communicative, and... See more

Service

Consumers find service to be positive, highlighting fast, professional, and efficient assistance. Reviewers... See more

Claim

Reviewers highlight ambiguous aspects of claim experiences, showing a high level of disagreement. Some... See more

Price

Customers consistently note ambiguous experiences with price, featuring starkly contrasting opinions. Many... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I had to knock a star off for the price increase (wishful thinking that it might go down). I have used Pedal Cover for a number of years. In that time I have only had to make one claim when all my b... See more

Company replied

Rated 5 out of 5 stars

I have been contacting Pedal Cover regarding home and cycle insurance for quite a few years now, and have been given lots of valuable advice, cost savings tips etc during that time. The staff are alw... See more

Company replied

Rated 5 out of 5 stars

The team at pedal cover were very communicative and accommodating to the situation I was in (after crashing my bike). The process of providing details was relatively simple and Jonathan was a great he... See more

Company replied


Company details

  1. Cycle Insurance Company
  2. Home Insurance Agency
  3. Insurance Agency
  4. Sports Insurance Company
  5. Travel Insurance Company

About Pedal Cover

Written by the company

Pedal Cover provides specialist insurance for cyclists in the UK.

We arrange bicycle insurance, home insurance for cyclists, and cycle travel insurance.

Our products are designed around how cyclists actually ride, store, and travel with their bikes, rather than generic household or travel assumptions. We work with established UK insurers to provide clear, appropriate cover for different types of cyclists and households.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(1,026)

74 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars
Pedal Cover logo

Reply from Pedal Cover

Hi Edward, Thanks for taking the time to leave us a review, if you need anything further, don't hesitate to ask. Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Clear website form

Clear website form, quick, clear terms, good price.

July 14, 2025
Pedal Cover logo

Reply from Pedal Cover

Hi JB, Thanks for taking the time to leave us a great review! Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Very responsive

Very responsive when I raised some questions before purchasing the policy

July 12, 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Amanda, Thanks for the great review! Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

1st time using Pedal cover

Everything was straight forward and was really easy to follow and fill in the information . Great cover just what i needed and no more .

July 12, 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Natalie, Thanks for taking the time to leave us a review, it really means a lot! If you need anything further, don't hesitate to ask. Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

5* service

We've been with Pedalcover for a number of years and the service received has always been excellent. I have previously claimed following a cycling accident and the service was second to none. We recently moved home and Joe from Pedalcover was very helpful in facilitating this for us.

July 7, 2025
Unprompted review
Pedal Cover logo

Reply from Pedal Cover

Hi Tom, Many thanks for the kind review and for your continued support over the years - it truly is appreciated. Stay safe & Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

The customer service experience was…

The customer service experience was great. Also price and cover was good.

July 4, 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Mr Davies, Thanks for taking the time to leave us a review, it really means a lot! If you need anything further, don't hesitate to ask. Happy Cycling, Team Pedal Cover

Rated 4 out of 5 stars

Select your dates accurately

The website appeared to work. Selecting mountain biking worked and it did appear to be listed in the schedule which was a relief. It was noticeable that reducing the cover to only the days cycling rather than a more vague date did reduce the premium accordingly. (Note reply from insurers. This was not what they intended. Dates should cover all travelling as well. Could be clearer on their website.)
Thankfully I did not need to give the insurance a real test. (Judging by the stream of helicopters others were not so fortunate.)

June 25, 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Steve, Thanks for taking the time to leave us a review. We would love your feedback on what we could have done to earn that extra star? For future reference - the dates selected need to cover the full duration of the trip and not just the days you are cycling, this is in the eligibility statements on the website (which you have to click that you have read and agree to to be able to continue) when purchasing single trip travel policies.
Stay safe, Team Pedal Cover

Rated 5 out of 5 stars

Claim experience

Quick, professional and helpful response to my claim. Thank you.

June 24, 2025
Unprompted review
Pedal Cover logo

Reply from Pedal Cover

Hi Ben, Thanks for the great review! I'll pass your feedback onto the claims team. Happy Cycling, Team Pedal Cover

Rated 2 out of 5 stars

Constant policy wording changes

We’ve been with pedal cover for about 6 years and they have been great. Unfortunately they keep changing their underwriter which means the policy cover and wording changes. This year they changed their underwriter which made the flood wording different. I had to contact them and they came back saying there would be an eye watering £2500 months excess for flood protection on our policy. Our house has never flooded but it is 150m away from a river, but significantly higher up. I renewed with them this year but if there is the same issue again next year we will move to another insurer who doesn’t change the policy wording every year.

June 15, 2025
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Reply from Pedal Cover

Hi Jamie, Pedal Cover has been running for over 10 years and in this time we have only had 2 changes of underwriters for our home & bike policies, our last change of UW & policy wording was in 2021, therefore it is unfair to say we change the policy wording every year or constantly, as this is not at all reflective of the situation. Despite the change of UW this year, the policy wording itself has changed very minimally, however, different insurers use different rating factors to determine the risks and premiums. Although your property has never flooded, there has been flooding in the immediate area within the last year, therefore, the insurers have reflected this risk in the higher flood excess. If you wish to discuss this any further or have any other queries, don't hesitate to get in touch. Stay safe, Team Pedal Cover.

Rated 5 out of 5 stars

Home and Travel insurance

I’ve got home insurance (which also covers all my bikes) and travel insurance (which covers me for multi sport training and racing abroad). The policies are great and cover everything I need. No quibbles last year either when I had to unfortunately make a claim.

June 8, 2025
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Reply from Pedal Cover

Hi Dean, Thank you for the lovely review & for your continued support over the years. Stay safe, Team Pedal Cover

Rated 5 out of 5 stars

The website is super easy/customer…

The website is super easy/customer friendly, especially regarding data capture making taking out the insurance very straight forward.

June 11, 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Eamon, Thanks for the great review! Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Pedal cover come in half the price of…

Pedal cover come in half the price of my renewal quote .Easy to use website.I recommend this company!

June 10, 2025
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Reply from Pedal Cover

Hi Guy, Thanks for taking the time to leave us a great review! Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Friendly quick response and answered my…

Friendly quick response and answered my questions.
Plus they did not try and sell me any other insurance that they may offer.

June 1, 2025
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Reply from Pedal Cover

Hi Robert, Thanks for taking the time to leave us a great review & for the continued support over the years. Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Really good service

Really good service. Straightforward, well explained and friendly customer service experience.

June 9, 2025
Pedal Cover logo

Reply from Pedal Cover

Hi James, Thanks for taking the time to leave us a review, it really means a lot! If you need anything further, don't hesitate to ask. Team Pedal Cover

Rated 5 out of 5 stars

Pedal cover are 1st class for supporting claims

I had to make a claim for accidental damage to a much loved bike. Pedal cover were rapid in their response and offered me excellent support and options. Pedal cover staff are always really helpful and go that extra mile, making you feel valued. I’d highly recommend pedal cover for your contents and bike insurance. I also use pedal cover for travel insurance too.

June 10, 2025
Unprompted review
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Reply from Pedal Cover

Hi Lynda, Thank you so much for such a lovely review, it really means a lot. I've passed on your feedback to the whole team. Stay safe & Happy Cycling, Team Pedal Cover

Rated 4 out of 5 stars

Altitude with road bike

Great to get the insurance that covers cycling at high altitude.
Strange that I had to get a mountain bike add-on for the altitude, yet I'm not doing any Mountain biking.
Also I would like an option to insure my bike on the trip, perhaps as a high value baggage item.

May 30, 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Chris. Thanks for your review, I will pass on your feedback to rename the activity to MTB or Road Cycling above 3,500m. With regards to cover for the bike - we do offer this but it is a separate policy from the travel policy. Please use the 'Bike' option on our website. Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Great cover, great price and easy to set up

I was unsure what package I needed for cross country mtb racing, a quick phone call and all was explained. The online form took 5 minutes to complete and the quote was much better with same cover as the company that British cycling recommended.
Would highly recommend pedal cover to anyone

May 21, 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Simon, Thanks for taking the time to leave us a great review - it really is appreciated! Happy Cycling & Safe Travels, Team Pedal Cover

Rated 5 out of 5 stars

operator was friendly and wanted to…

operator was friendly and wanted to help
reasonable prices, actually cheaper than last year!

May 15, 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Russell, Thanks for taking the time to leave us a review, it really means a lot! I've passed your feedback onto Joe's line manager. if you need anything further, don't hesitate to ask. Team Pedal Cover

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