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Pesa Reviews 345

TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 275 reviews, reviewers had a great experience with this company. Many customers praise the service as excellent, highlighting its efficiency, reliability, and ease of use for transactions. The app is frequently described as user-friendly, with sleek navigation, fast processing times, and competitive exchange rates, making international money transfers seamless and quick. Reviewers also appreciate the prompt and top-notch customer service, which is often available to resolve issues and provide real-time updates. However, some people mentioned issues with account verification taking too long and occasional delays in deposits or transactions. A few other people also felt that customer service was unresponsive or unable to proactively resolve problems, leading to funds being held or transactions pending for extended periods.

What people talk about most

Payment

Customers had ambiguous experiences with payment, with many reporting swift and reliable money transfers,... See more

Service

Consumers find service to be positive, often describing it as efficient, reliable, and fast, with many using... See more

Application

People report positive experiences with the app, describing it as brilliant, very easy to send money, and a... See more

User experience

Reviewers mention positive feedback about user experience, highlighting the platform's ease of use, fast... See more

Customer service

Clients share ambiguous opinions on customer service, with some reviewers praising the swift, friendly, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Speed of transfer and decent rates. Would be great if it were available in more countries though, The unpleasant experience with customer service and recent network downtime is why this is not 5 s... See more

Company replied

Rated 4 out of 5 stars

Been using Pesa since I arrived the UK. It has made transactions seamless for me and helped out in getting money paid out when needed. I have recommended and used the service for many occasions and pe... See more

Company replied

Rated 4 out of 5 stars

I’ve been using Pesa for a few months now, my transactions most of the time is Canada to Nigeria and I must say it’s been stress free, I introduced the app to my family in Nigeria and USA I only prob... See more

Company replied

Rated 4 out of 5 stars

I've been doing my exchange with pesa for over 3 years now and I have never had an issue with them. I have also introduced some of my friends and they're all happy doing their transactions with pesa.... See more

Company replied


Company details

  1. #11 of 14 best companies in Financial Institution

Written by the company

Pesa is a global money transfer platform that makes sending and receiving money across 60+ countries instant, free, and secure (includes Ghana, India, Mexico, Nigeria, Cameroon and more) With real-time competitive exchange rates and support for multiple currencies (CAD, USD, EUR, GBP, NGN) in one account. Whether you're in Canada, the US, EU, UK, or Nigeria, Pesa lets you pay bills, support loved ones, and earn bonuses on payments and referrals, all while keeping your money moving with you.


Contact info

Send money to 60+ countries

Use code TRUSTPESA for cashback on your first transfer. T&Cs Apply!

4.2

Great

TrustScore 4 out of 5

345 reviews

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Rated 4 out of 5 stars

Recently had my transaction delayed as…

Recently had my transaction delayed as well. Communication was not very good, but they are definitely NOT scammers. My money was refunded back to as soon as I requested for it. I think they need to improve in communicating with their customers when they are experiencing challenges with the APP.

April 15, 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Aderonke,

Thank you for sharing your experience and for the kind words, we genuinely appreciate you clarifying that your funds were returned promptly.

We hear your feedback on communication and we are committed to doing better.

We hope to serve you even better next time.

Thank you for choosing Pesa.

Rated 1 out of 5 stars

SCAMMERS

Currently I am unable to transfer.. 24 hrs, i have been trying to send money to love ones abroad..no customer service reply.. just generic AI reply, bad experience DO NOT USE as there is no customer service and no accountability, no one to be held responsible if there is problem with the app or the company goes burst

April 18, 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Bossman,

We are truly sorry for the frustration the inability to carry out your transaction has caused.

Please reach out to us directly at support@pesa.co, so we can personally look into your transfer and get this resolved for you as quickly as possible.

We look forward to hearing from you.

Thank you for choosing Pesa.

Rated 1 out of 5 stars

This app is a scam and robbery scheme

This app is a scam and robbery scheme, I deposited money into my Pesa wallet and instantly my account was restricted. I have done everything possible and used all other means to reach them but no response. I am taking my campaign against this sham scam app on all social media platform La to alert people. They are thieves and a fraud company ripping people off. PESA IS A SCAM CAMPAIGN

April 15, 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Kelvin,

We are truly sorry for the frustration this situation caused you. We completely understand how alarming it must have felt to have your account restricted immediately after a deposit.

We are pleased to confirm that your account has now been unrestricted. We have also sent you an email with a link to reset your PIN so you can regain full access to your account. Please check your inbox and follow the instructions provided.

If you need any further assistance, please do not hesitate to reach out to us at support@pesa.co

Thank you for choosing Pesa.

Rated 1 out of 5 stars

Avoid Pesa

Terrible experience. Do not trust them with your money.
First, they failed me during a family emergency by holding a $700 transfer for 3 days. Then, my account was compromised on April 8th. Despite notifying them within an hour of the unauthorized transfer, they’ve provided zero updates. Their "customer service" is just a delay tactic. Other apps allow instant funding via debit card; Pesa is slow, insecure, and unresponsive.

April 8, 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Onua,

We are sorry to hear about the difficulties you experienced with the delayed transfer and the unauthorised account activity. We appreciate you bringing this to our attention. We are taking your feedback seriously, and we'll investigate these issues and provide a feedback.

Thank you for choosing Pesa

Rated 1 out of 5 stars

Wish there was a zero star

Wish there was a zero star
Money for my bills is being held with no explanation they don’t respond to any of my messages and put me in such a bad financial situation
I’m currently going through eviction from my home
Avoid them at all costs
I will escalate this issue anyways and means possible

April 4, 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Nana,

We are deeply sorry to hear about the incredibly difficult situation you faced. We understand how distressing it must be to have your funds delayed at such a critical time, and we sincerely apologise for that.

Please reach out to us immediately at support@pesa.co with your account details so we can treat this as a priority.

Thank you for choosing Pesa

Rated 1 out of 5 stars

Almost 48 hrs beneficiary has not…

Almost 48 hrs beneficiary has not received funds even though they claim their partner bank has sent it. They even asked the beneficiary to provide account statements to prove their partner bank money did not get to the account. Customer support not very helpful either. Avoid !!! Still trying to find out where my money is.

April 2, 2026
Unprompted review
Rated 1 out of 5 stars

Scammers

Competitive rates don't matter if the money doesn't get there when it’s needed. Pesa's ACH funding is NOT instant sometimes, which is a huge step backward compared to their competitors. I missed an emergency deadline because my funds wouldn't load, and customer support was no help at all. Save yourself the stress and use a service that actually understands the meaning of 'urgent.' Avoid. It’s almost 24 hours my money is still not sent.

March 25, 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Consumer,

We appreciate you sharing this experience. We're sorry to hear your funds didn't arrive in time, especially given the urgent need.

We want to clarify that ACH transfers are not instant and typically take 1 to 3 business days to process. However, we recognise this does not make your situation any less urgent, and we apologise for the inconvenience.

Thank you for choosing Pesa.

Rated 5 out of 5 stars

Very efficient and seamless.

Very efficient and seamless.

February 15, 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Helen,

We're happy to hear that your experience was efficient and seamless. Thank you for your positive feedback.

Thank you for choosing Pesa.

Rated 1 out of 5 stars

I have waited over 24hours to get my…

I have waited over 24hours to get my pounds funds and it still is not reflecting. This application is not
Interested in satisfying their customers, no customer service number, delayed response to email queries.
This is a bad recipe for a business intending to grow.

January 22, 2026
Unprompted review
Rated 1 out of 5 stars

Poor Service and Missing Funds


Pesa has not been able to process one single transaction for me without incident. Two test wallet top ups whe t missing. Pesa were slow to respond to my complaints and only resolved one satisfactorily. It’s a good job I tested their service with no more then AED30 before putting through Anyang transactions.

Customer service is polit but unable to resolve problems proactively.

There is something seriously wrong with this service. I would not recommend ever using Pesa! Try another service.

December 12, 2025
Unprompted review
Pesa logo

Reply from Pesa

Hello Emeka,

We appreciate you sharing your experience. We're sorry to hear about the issues you faced with your transactions and the slow response. We take your concerns seriously and are looking into what went wrong to improve our service. Thanks for bringing this to our attention.

Thank you for choosing Pesa.

Rated 2 out of 5 stars

Terrible After Care Service

I have been using PESA for a year or thereabouts. I never had issues with my transfer and delays have been minor issues.

However, I sent money on the 5th December 2025 to someone who needed it urgently. Unfortunately the money didn't arrive. I never received an acknowledgement email that the transaction was paid either. Given there was no telephone number for Customer Services, I spent 30minutes looking on the Pesa App for how to message them. I finally found an obscure headphone button.

I sent a message on the 5th December 2025 and was given a reference number for my recipient to go into her bank and enquire with the bank. I asked why I did not receive an acknowledgement email as usual if the money had been paid to my recipient but they dishonestly reassured me that they made the payment already.

My recipient immediately went to the bank but the money did not arrive at the bank, let alone in my recipient's account. My recipient went again on the 8th December 2025 but on both occasions, the bank told my recipient that Pesa has not transferred the money.

I contacted Pesa on several occasions but they kept saying that they were working on it!

On the 14th December 2025, the money landed in my recipient's account and I received an acknowledgement email with reasons, blaming the bank for the delay. My issue is the fact that they made my recipient who was ill, go into the bank physically for no reason, in this day and age of technology!! What a backward approach to customer services.

My question is, what if my recipient had been hospitalised or out of the country and was unable to physically go into the bank to make enquiries? Would PESA have chased up the whereabouts of the transaction? I am highly disappointed as I have always assumed that they had their backroom working seamlessly but alas, it's all a farce.

December 5, 2025
Unprompted review
Rated 1 out of 5 stars

There are always consistent delays with…

There are always consistent delays with receiving money from Pesa
Even today it has been over 13 hours and I haven't received the $800 sent to me

November 26, 2025
Unprompted review
Pesa logo

Reply from Pesa

Hello Moshope,

We appreciate you bringing this to our attention. We are sorry to hear about the delay in receiving your money. Please be assured that we're looking into this matter to prevent future issues.

Thank you for choosing Pesa.

Rated 1 out of 5 stars

They are not legit company because after you deposit funds from your bank onto the pesa wallet you will not be able to transfer the funds to your recipient. Their contact cannot be reached

After depositing funds on to the pesa wallet I am unable to transfer the money to the recipient since November 13, 2025 to date. I sent an emailed severally and when they choose to respond they send out same email all the time that wait for the money to clear meanwhile the money has been cleared and marked as complete. They don't answer the phone number on file. No one should ever do business with pesa because they will frustrate you. They are sitting on my $400 and I can't even send it back to my bank.

November 13, 2025
Unprompted review
Rated 1 out of 5 stars

Please for your own peace of mind avoid…

Please for your own peace of mind avoid this app by all means necessary your bank will send the money but they will tell you the money was not sent , I even have to send them the swift code they said it is not there and based in Dubai and in case you are doubting me they use Zand bank to receive such monies

October 29, 2025
Unprompted review
Rated 1 out of 5 stars

Disappointed

I was very disappointed in as far that Pesa would not allow me to open an account, without providing me a reason why?

October 7, 2025
Unprompted review
Rated 1 out of 5 stars

I would give Zero Star if possible can…

I would give Zero Star if possible can you imagine I sent money and is about 24hours now .nothing is showed .no one is responding me ..not even a number to call on and to follow up ..please kindly do something about it for me .i need to pay me bills ASAP

September 29, 2025
Unprompted review
Rated 1 out of 5 stars

Money Missing, No Support

I sent ~$2k CAD to USD through PesaPeer over A WEEK AGO. The app shows “money sent,” but my recipient never received it. What’s even more frustrating is the complete lack of support:

No response from any support agent despite multiple attempts to reach out.

No clear timeline or explanation of where my money is.

Zero transparency about the status of the transaction.

For a company claiming to be regulated in Canada, the U.S., and the U.K., this is unacceptable. I’m now escalating to regulators.

Be cautious — your money may go missing with no accountability.

Txn Date: 12th Sep
Confirmation No: 53cb5e1b33604ae5b6af9b889ed5a62c

September 18, 2025
Unprompted review
Rated 5 out of 5 stars

Timely transactions

Timely transactions, both deposits and debits. Great rates. Surprisingly, I also got a $20 (referral) bonus.

August 12, 2025
Unprompted review
Pesa logo

Reply from Pesa

Hi Unekwu,

Thank you for sharing your Pesa experience. Enjoy your $20 referral bonus and don't forget to keep sharing your code to earn more. Thank you for choosing Pesa.

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