Petplan Reviews 

20,905
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 1,142 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the incredibly straightforward and efficient claims process, noting that veterinary payouts are handled promptly without any unnecessary fuss or delay. People also highlight the exceptional overall support and truly compassionate communication provided by the team during difficult veterinary situations. Some reviewers were not happy with the rising costs, explaining that annual insurance premiums increase significantly over time for loyal pet owners. A few other people also felt that customer service could be unhelpful or slow when handling unexpected policy queries and disputed claims.

What people talk about most

Claim

Customers had positive experiences with claim processes, often noting that every claim has been paid promptly... See more

Service

Users describe positive interactions with service, highlighting how easy and stress-free the claims process... See more

Price

Reviewers mention ambiguous feedback about price, noting that while some consumers feel the rates are fair... See more

Payment

Customers consistently note positive experiences with payment, highlighting that claims are often settled... See more

Customer service

Consumers find customer service to be ambiguous, with experiences widely varying from highly frustrating to... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Our dog recently had to be put to sleep. It was difficult making the decision to even claim but the out of hours costs and choice of a sedative etc meant losing him had cost a fortune. PetPlan were am... See more

Company replied

Rated 5 out of 5 stars

Petplan have been incredibly supportive when I lost my 9 year old bunny who had to make quite a few visits to the vet recently before she reached end of life. As they do not normally insure new rabbit... See more

Company replied

Rated 5 out of 5 stars

We have had a number of policies over the years for pets and most recently our 16.5 year old lab who sadly passed away. We had to leave a holiday early to come back and deal with things and lost money... See more

Company replied

Rated 5 out of 5 stars

We have been with Petplan since we got our dog at 5 months (she is now 12) and I honestly cannot fault them. I don't think I would ever insure with anyone else. Yes, they are probably more expensi... See more

Company replied


Company details

  1. Pet Insurance Company

Information provided by various external sources

Established over 40 years ago, Petplan is the UK's No.1 pet insurance provider, offering comprehensive pet insurance, including Covered For Life® policies for dogs, cats and rabbits. Discover more on our website petplan.co.uk.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

21K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(20,905)

1,089 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Stress and hassle free

Stress and hassle free, paid vets direct, no quibbles.You may pay a bit more than other insurers but the stress free nature of claims is worth every extra penny when you’re already stressed about your pet.

April 16, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Andrew,

We appreciate your feedback and are so glad our direct vet payments and simple claims ease stress during difficult times. It's good to know our service is valuable.

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

Petplan have never let me down in the…


Petplan have never let me down in the last 8 years of owning my two lovely pugs. Doug has required cancer treatments and support while Betty has been ill on and off all of her life. Never a quibble from petplan and the claim portal is so simple. Premium cost isnt cheap but considering the confidence we have and the age of the dogs it is actually very good value for money.

April 23, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Luke,

We appreciate your loyalty over the past 8 years. We're glad our straightforward claim portal and reliable support have given you confidence while caring for Doug and Betty. Thank you for sharing your experience.

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

Super easy

I didn’t have to speak to anyone on the phone, or wait for an email back, the quote was quick and simple, it listed everything that is covered in each type of cover clearly rather than listing a ton of bullet points for the sake of it making it sound like you’re getting loads of naff things that aren’t relevant. I think there was a cost break down per day which I thought was good

April 24, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Gen,

We're happy to hear that you found the quote process quick and simple! We appreciate your feedback regarding the clear breakdown of coverage and cost per day. Thank you for sharing your positive experience with us.

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

Excellent hassle free claims process

Always hassle free. My dog filbert has been with PetPlan for 3 years, the process of claiming for vets bills could not be simpler. Just open the app, put in the vets postcode a boom - they do the rest. I am quite a difficult customer to please but I can not find fault with this company. I feel my dog is fully covered which gives me peace of mind

April 26, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Geoffrey,

We're happy to hear that claiming is simple for Filbert's care! It's great to know our coverage give you peace of mind. We appreciate your positive feedback!

Thanks, Alison - The Petplan Team

Rated 5 out of 5 stars

5 stars because the online claim…

5 stars because the online claim process was very easy and without the need to upload receipts or documents.
My claim was processed quickly in my opinion and without quibble. An excellent service.

April 19, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Sarah,

We're so glad the online claim process was easy for you and that your claim was processed quickly. It's great to hear you received an excellent service.

Thanks, Alison - The Petplan Team

Rated 5 out of 5 stars

Post operation claim

A completely stress free process whilst my focus was on my dog's operation and recovery.

April 22, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi,

We're happy to hear that the process was stress-free while you focused on your dog's operation and recovery. Thank you for your positive feedback.

Thanks, Alison - The Petplan Team

Rated 5 out of 5 stars

Insured all four of my dogs through pet…

Insured all four of my dogs through pet plan and I do think they are a little more expensive than other insurance out there but in all honesty every claim I have made has been seamless. No stress involved whatsoever which is the last thing you need during times that your pups aren’t 100%. Three of my dogs have never needed to claim however one of them has had 12k worth of claims, crazy I know but surgery is expensive and it all adds up! Let me tell you he’s worth every penny though and he’s now living a great little life. Thanks petplan!

April 28, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Heather,

We appreciate you sharing your experience. It's great to hear our claims process has been seamless for you. We're so glad your dog is living a great life now! Thanks for your feedback.

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

Faultless experience

The claim was very easy to do through Behavet. Everything was handled quickly and efficiently and there had been no issues whatsoever. PetPlan have kept me up to date with the process the whole way through. Faultless.

April 27, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Jlm,

It's great to hear everything was handled quickly and efficiently, and that you were kept updated throughout.

Thanks, Zen – The Petplan Team

Rated 1 out of 5 stars

I've had my cat insured with pet plan…

I've had my cat insured with pet plan for three years last year he went down with thyroid problem last year because he's 19 it can be serious I renewed my policy Before Christmas because they told me it was an ongoing condition so would be continued to be treated I never sent me any policy documents or I never received any but I didn't bother about it because I've them for years now they've suddenly stopped his payments for the insurance and said they will only treat his life Long illness for the first year and then after that it's tough luck basically I am ex military the animal is a welfare animal due to my medical conditions myself from my service a miss company obviously seems quite prejudice against disabled people they have held vital evidence renewed a contract under false pretenses knowing full well they had no intention of honouring it Ray van asked me if I would like to upgrade my policy but they won't cover the thyroid problem they have gained money off me under false pretenses they have withheld vital information I meant to cover their duplicity they feed you more excuses and lies if my animal dies because of their unscrupulous behavior I'm going to make sure that this is make very public very quickly away they lie and defraud their disabled customers while putting their animals at Risk already charged me extra money because of his age so I paid more than normal for a policy but they had now intention of honoring and kept that fact from me stay clear goes Sainsbury's they're much better they have better public relations have a lot more trustworthy than plan are and it isn't the first time pet plan have done this to me a year ago the vet mistakenly thought that my cat had a heart murmur which turned out to be a mistake but the very moment he contacted the insurance company they immediately added a restriction for a heart murmur that wasn't there until it was brought to their attention and the vet himself got annoyed because he had to write in three separate times to them before they would remove the illness that he never had in my first place from the policy sovo moment of that contacts them about a new illness they try if they can to add it as an automatic restriction again attempted fraud gaining money under false pretence and deception plus breach of policy stay clear of them go with anyone else

April 21, 2026
Unprompted review
Petplan logo

Reply from Petplan

We appreciate you sharing your experience. We're sorry to hear about the difficulties you've faced regarding your cat's thyroid condition and the policy coverage. It looks like you are on the essential plan where it covers per condition only. If you would like to discuss further, please send an email social@petplan.co.uk with your policy number.

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

STRAIGHT FORWARD - NO MESSING.

Everything has run like clockwork in respect of the claims for Bumble. Some have been made by me, some by the vet and some by the vet hospital. Each and everyone has been settled promptly with an email being sent to say you are reviewing it and then to confirm that it has been settled. At a time when your pet is really poorly you don't want to think about sorting out insurance and with Pet Plan you don't need to.

April 1, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Sophie,

We're happy to hear that the claims process for Bumble has been smooth. It's great to know that each claim was settled promptly, and that our communication was helpful during a difficult time. Thank you for your positive feedback!

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

Fantastic pet insurance

Fantastic pet insurance. Quick claims, great cover, and genuinely helpful every time my vet contacts them.. It’s taken the stress out of unexpected vet bills and given me real confidence that my pet is protected. Highly recommend

April 14, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Margaret,

We appreciate your feedback! We're happy to hear our quick claims and great cover have taken the stress out of unexpected vet bills. It's great knowing you have confidence your pet is protected.

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

5 star service for years with our KC…

5 star service for years with our KC cavalier. Always pay on time to the vets. Very very happy although expensive. Worth it though.

April 9, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Mover,

We appreciate your long-term loyalty and are very happy to hear that you're pleased with our service for your KC Cavalier. Thank you for your feedback!

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

Easy to use

Easy to raise a claim. Everything is clear. Vets clearly prefer PetPlan. Everything is handled between PetPlan and the vet.

April 27, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Mark,

We're happy to hear that you found it easy to raise a claim and that everything was clear. It's great to know your vet prefers us and we handle everything!

Thanks, Zen – The Petplan Team

Rated 1 out of 5 stars

Poor customer service

After being with Petplan for nine years, I am extremely disappointed to be leaving a negative review.

I currently pay £108 per month for my dog’s insurance, which includes cover for hydrotherapy. I submitted a claim in March, and the issue is still not fully resolved.

When I contacted the company for an update, I was told they were waiting on further information. However, it later became clear that this information had been requested from the wrong place. I was then told that it was my responsibility to obtain it, which I found unacceptable.

Although a helpful manager eventually stepped in and arranged for the claim to be paid, I have since been charged the wrong excess fee. There is now a discrepancy as my invoice says physio on it and it would be classified as veterinary fees rather than therapy fees.

I explained that my dog did, in fact, receive hydrotherapy, and as a long-standing, paying customer, I do not believe it should be my responsibility to prove this. Once again, I was told that resolving the issue was up to me.

I requested to speak to a manager again, but I have not been contacted.

Petplan used to provide a good service, but based on this experience, I will not be taking out a policy with them again.

April 27, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Lana,

We're sorry to hear about the issues you've experienced with your claim and the incorrect excess fee. We apologize for the frustration caused by the delay in resolving your claim. Can we ask you to email social@petplan.co.uk with your policy number and we can look into that for you.

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

It may cost a little more, but it's worth it

Never had an issue with pet plan. They have great communication, are upfront and are there when you need them. Do they cost a little more than others? Yes, but the peace of mind is worth it. I made a claim recently and they had no issues paying out. Brilliant.

April 26, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Hana,

We appreciate your feedback and are so glad to hear about your positive experience with our communication and claims process. It's great to know we provided you with peace of mind!

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

5 stars

5 stars, amazing staff to speak with on the phone, preauthorisation done easily by the vet for a procedure. All paid directly to the vet ( excluding excess ) a easy and stress free experience

April 17, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Cheryl,

We're happy to hear that our staff provided amazing phone support and that the preauthorization process was easily handled by the vet. We're glad you found the experience stress-free!

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

pet plan does all the claims etc i…

pet plan does all the claims etc i would highly recomend pet plan my pet tiger been with pet plan for over 9 years very happy no problum sadha singh

April 25, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Sukhjinder,

We're happy to hear that you've had such a positive experience with us over the years! Thank you for recommending our services; we appreciate your feedback.

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

If our dog is unwell (owners know) we…

If our dog is unwell (owners know) we have no hesitation in getting a vets appointment so our dog can be looked after in the best way, knowing Petplan will look after the financial side apart from the excess. Absolute peace of mind.

April 2, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi David,

We're so glad to hear that you feel confident in bringing your dog to the vet, knowing we'll handle the financial aspects beyond the excess. Thank you for your review.

Thanks, Zen – The Petplan Team

Rated 5 out of 5 stars

I was recommended to try Petplan for…

I was recommended to try Petplan for insurance for my two cats by a friend who has insurance with them for his cat, he was very impressed with the way Petplan operate, I was impressed by the easy application process and my direct debit was set up within minutes. Hopefully my cats won't ever need the plan but I have peace of mind now which is everything.

April 9, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Matthew,

We appreciate you choosing us for your cats' insurance! We're happy the application process was easy and your direct debit was quickly set up. It's great to know you have peace of mind, and we thank you for the positive feedback.

Thanks, Zen – The Petplan Team

Rated 1 out of 5 stars

Avoid at all costs- very poor service

I am lost for words to describe how poor the service we have received so far from Pet Plan. We have now sent the required information 3-4 times after having submitted the claim, and every week we get a notification asking for the same information to be sent again. After calling to speak to someone, we have been told that the decision is 'with senior management'- we have been waiting now for a decision for 2 months. And all the time we have been paying for this disgraceful service...

April 24, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Carrie,

We're sorry to hear about the difficulties you have experienced with your claim. We understand your frustration with the repeated requests for information and the delay in reaching a decision. Could you please email us at social@petplan.co.uk with your issue, policy/claim number and pet's name for us to look into? I've also logged this as feedback for the relevant team to consider.

Thanks, Gigi - The Petplan Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look