Petplan Reviews 

20,905
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 1,142 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the incredibly straightforward and efficient claims process, noting that veterinary payouts are handled promptly without any unnecessary fuss or delay. People also highlight the exceptional overall support and truly compassionate communication provided by the team during difficult veterinary situations. Some reviewers were not happy with the rising costs, explaining that annual insurance premiums increase significantly over time for loyal pet owners. A few other people also felt that customer service could be unhelpful or slow when handling unexpected policy queries and disputed claims.

What people talk about most

Claim

Customers had positive experiences with claim processes, often noting that every claim has been paid promptly... See more

Service

Users describe positive interactions with service, highlighting how easy and stress-free the claims process... See more

Price

Reviewers mention ambiguous feedback about price, noting that while some consumers feel the rates are fair... See more

Payment

Customers consistently note positive experiences with payment, highlighting that claims are often settled... See more

Customer service

Consumers find customer service to be ambiguous, with experiences widely varying from highly frustrating to... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Our dog recently had to be put to sleep. It was difficult making the decision to even claim but the out of hours costs and choice of a sedative etc meant losing him had cost a fortune. PetPlan were am... See more

Company replied

Rated 5 out of 5 stars

Petplan have been incredibly supportive when I lost my 9 year old bunny who had to make quite a few visits to the vet recently before she reached end of life. As they do not normally insure new rabbit... See more

Company replied

Rated 5 out of 5 stars

We have had a number of policies over the years for pets and most recently our 16.5 year old lab who sadly passed away. We had to leave a holiday early to come back and deal with things and lost money... See more

Company replied

Rated 5 out of 5 stars

We have been with Petplan since we got our dog at 5 months (she is now 12) and I honestly cannot fault them. I don't think I would ever insure with anyone else. Yes, they are probably more expensi... See more

Company replied


Company details

  1. Pet Insurance Company

Information provided by various external sources

Established over 40 years ago, Petplan is the UK's No.1 pet insurance provider, offering comprehensive pet insurance, including Covered For Life® policies for dogs, cats and rabbits. Discover more on our website petplan.co.uk.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

21K reviews

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4.4

All reviews

(20,905)

1,089 reviews in the last 12 months

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Rated 5 out of 5 stars

Excellent service again.

Non nonsense, easy to claim, great communication and quick response. Only wish O could change my older dog to Petplan too.

May 11, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi,

We're happy to hear that you had an easy claim experience with great communication! We appreciate your feedback.

Thanks, Alison - The Petplan Team

Rated 5 out of 5 stars

I have been with Pet Plan since 1981

I have been with Pet Plan since 1981. Some ppl say they are are expensive but you get what you pay for and Pet Plan always deliver. I have peace of mind and they are always ready with advice. They are the best.

April 26, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Marina,

We appreciate your long-term loyalty since 1981! It's great to know our services provide you with peace of mind and valuable advice. Thanks for sharing your positive experience.

Thanks, Alison - The Petplan Team

Rated 5 out of 5 stars

Peace of mind at a difficult time.

I have now made 2 claims for the same problem with my dog. Petplan is the only insurance company my vet deals with directly which makes life easier at a worrying time. The claim was quickly paid on both occasions. Petplan offers peace of mind as the treatment was not straightforward.

May 11, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Sue

We're happy to hear that we have provided peace of mind during a difficult time. It's great that your vet deals with us directly, making the claim process easier, and that your claims were paid quickly. Thanks for your feedback.

Thanks, Alison - The Petplan Team

Rated 5 out of 5 stars

I feel that Petplan insurance is value…

I feel that Petplan insurance is value for money. They are good at keeping me updated regarding my claim. The claim is paid promptly, minus the excess fee, which in my opinion is very reasonable.
I would recommend this pet insurance company.

April 13, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Alison

We appreciate your feedback! We're happy to hear you feel our insurance is value for money and that you're kept updated regarding your claim. It's great knowing our claim payments are prompt. Thank you for your recommendation!

Thanks, Alison - The Petplan Team

Rated 5 out of 5 stars

No hassels

No hassels, claim is put in via the vets, emails received saying its being processed, claim approved, money paid into account. Can't complain, service is great

May 4, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi,

We're delighted to hear that our claim process was easy and efficient for you. It's great to know that you were satisfied with our service and the prompt payments. Thank you for your 5 star rating and feedback!

Thanks, Gigi - The Petplan Team

Rated 5 out of 5 stars

Pet Plan is easy to use and response…

Pet Plan is easy to use and response times are great. They make claiming easy and although they may cost a bit more, the service is excellent and worth every penny.

Thanks Pet Plan!

May 11, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Peter,.

Thank you for leaving your positive experience with us! We're thrilled to hear that you find us easy to use and that our response times meet your expectations. It's great to know our service is worth every penny!

Thanks, Gigi - The Petplan Team

Rated 5 out of 5 stars

My fur baby is 15 this year

My fur baby is 15 this year, I have always been with pet plan from the beginning and found them to quick and easy to deal with, and lovely on the phone too this makes an already stressful situation that little bit easier knowing everything is in hand, I wouldn't use anyone else, thank you👌 

April 24, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Faye,

Thank you for your lovely feedback! It's great to know that you've consistently found our service quick, easy, and supportive, especially during stressful times with your fur baby. Thank you for your long-term trust in us!

Thanks, Gigi - The Petplan Team

Rated 5 out of 5 stars

An excellent service.


I have been very concerned about my cat’s condition and having her ongoing treatment completely covered and settled by you, directly with the vet, takes any further worry off our shoulders. PetPlan has always been there for our pet to support whatever she needs.

May 10, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Rosemary,

We're so glad to hear that your cat's treatment is completely covered, and that it eases your worries! It's great to know we're there to support your pet's needs. We appreciate your feedback!

Thanks, Gigi - The Petplan Team

Rated 1 out of 5 stars

If you love your pet, don’t trust petplan.

Their claims and appeal process is deceiving and they are not on your side. Do not listen when they say you will have multiple opportunities to liaise with them on your claim.

They only reviewed our claim 3 weeks after submission, only to then let us know that we’re only allowed 8 weeks total including the 3 it took for a response. Our case worker also only worked 3 days a week, meaning our time to discuss was non existent. They assured me we would have multiple opportunities to submit new evidence and to question/ counter argue any decisions made by their team, however this isn’t true.

After we submitted evidence the first time it was radio silence from them until I followed up and they then suddenly decided to tell me the underwriters had made their final decision and we couldn’t take that further. They did the same when they spoke to their in-house vets, after assuring me we would be able to go back and forth.

They also tried to claim that our cats heart disease was a symptom of gut issues, and have now used it as a scapegoat to not treat him for either. They then also conveniently left these statements and claims and anything to do with his heart disease off the final decision documents, probably to cover any potential backlash.

I would never recommend their service to any family or friends and would urge you to stay away. We have contacted the financial ombudsman and have never felt more dissatisfied by any customer service, communication or company.

If you love your pet, don’t trust petplan.

March 18, 2026
Unprompted review
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Reply from Petplan

Hi Genevieve,

Thank you for your review. We have investigated your complaint and provided you with our final response. We're sorry to hear that you're unhappy with our decision, but we have reviewed your complaint in line with our terms and conditions.

Thanks, Gigi - The Petplan Team

Rated 1 out of 5 stars

I have given one star because there is…no EU EEA 3rd party cover.

If you take your dog abroad beware there is no 3rd party cover.
I have given one star because there is no option to get 3rd party insurance for travel to EU and EEA. I have spoke to the sales team on a number of occasions but there is no help. Such a shame as your insurance is good but this a big problem now dogs trust no long provide this.
Update. Petplan has just been mentioned again on a very popular Facebook page about pet travel. Yet another of your policyholders who has just seen your 3rd party is only UK.
You say cover for 90 days but miss off the 3rd party!

April 14, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi James,

Thank you for your review. We appreciate your thoughts and this has been logged as feedback for the relevant team to consider when reviewing our plans and products.

Thanks, Gigi - The Petplan Team

Rated 5 out of 5 stars

I highly recommend Pet Plan for their lifelong policy for pets

Very professional company. Good customer support and available on the telephone whenever you need them. I highly recommend Pet Plan for their life long policy for pets.

April 15, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Sam,

Thank you for your 5 star review! We're happy to hear that you had a professional experience with great customer support. Thank you for recommending our lifetime cover, we appreciate it!

Thanks, Gigi - The Petplan Team

Rated 5 out of 5 stars

Cannot fault pet plan on anything


Cannot fault pet plan. i have a dog with many allergies and they have supported me for many years with his allergy medication/injections and now , sadly, my gorgeous boy has been diagnosed as diabetic going into his senior years but it helps financially, knowing there is a caring insurance company who are sympathetic and claims are made hassle free via the vets and pet plan direct.. As I say I cannot fault their service , so thank you pet plan .

May 8, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Corinne,

We appreciate you sharing your positive experience! It's lovely to know that we've been able to support you and your dog with his ongoing conditions. We're glad our direct claim process with your vet makes things easier for you and we hope your dog is doing well.

Thanks, Gigi - The Petplan Team

Rated 1 out of 5 stars

Very disappointed

Very disappointed with the ongoing service from Petplan. I’ve been with them for over 20 years and have never had any issues, however my current claim has been an absolute farce. No reply to emails and the customer advisers are completely clueless. Petplan have emailed both me and my vets twice asking for further information which they’ve received but then it all goes quiet again. Each time I call I’m told it’s with the assessor. When I’ve asked if the assessor has looked at the emails I’ve sent, they don’t know! I’ve asked to speak to an assessor but apparently that’s not allowed. Until this current issue I have always sung their praises, even though they’re not the cheapest. I work in a vet practice and I always comment what a good company they are but this experience has definitely changed my opinion of them and meanwhile I’ve paid over £3500 to the vets almost 6 weeks ago with no idea if or when I may get some of it reimbursed from an insurance that I am now paying £60 a month for.

May 7, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Liz,

We appreciate you bringing this to our attention. We're sorry to hear of the service you've received and the lack of claim updates. We've missed the mark here, could you please email us at social@petplan.co.uk with your issue, policy/claim number and pet's name for us to look into? This has been logged as feedback for us to improve.

Thanks, Gigi - The Petplan Team

Rated 5 out of 5 stars

Our maltiepoo had to have the majority…

Our maltiepoo had to have the majority of her teeth removed, this was done over 2 surgeries. Petplan covered the whole cost except the excess. Paid direct to our vet. Very easy we are so pleased we had Petplan Insurance.

May 4, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Maggie,

We're happy to hear that we were there for you and your maltipoo during those surgeries. It's great knowing we could assist with the costs, paying your vet directly. Thank you for sharing your positive experience!

Thanks, Gigi - The Petplan Team

Rated 5 out of 5 stars

Fabulous service from a great company

I’ve been with Petplan for nearly 40years with a variety of pets over the years. The service they provide is exemplary and the peace of mind is worth every penny. I cannot recommend them highly enough.

May 8, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Tina,

We appreciate your long-term loyalty and are so glad to hear that our service has provided you with peace of mind for so many years. Thank you for your high recommendation!

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

I've had to make a few claims recently…

I've had to make a few claims recently as our adored 7½ year old cavachon, has been diagnosed with heart failure. We are obviously so upset and worried about him, so the ease of making claims, the communication, and the need not to have to give detailed and complicated information has been a real blessing. Being able to trust the communication to be done between the vet and Petplan is so helpful and reassuring.
We took out the full Lifetime Policy for all three of our pets, I was worried that the monthly payments were very high, but now that we need it I am so relieved with our choice.

April 15, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Shona,

We're so sorry to hear about your cavachon's diagnosis. It's good to know that our claims process and communication have been helpful during this difficult time. We appreciate you trusting us to handle communication with your vet. We're glad our Lifetime policy is providing reassurance. Thank you for sharing your experience.

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

Don’t hesitate

I would definitely recommend Petplan to anyone. I have used them recently since my gorgeous cat was diagnosed with a long term health condition and they have been faultless. The vet has sent them the payment and required very little interaction from me other than the vet contacting me for the 20% payment of the claim, as my cat is over 12 years old. It is easy to tract a claim on line if you wish to do so and their customer service via telephone is excellent too. Don’t hesitate to use Petplan is you have a pet , you never know when you might need that financial help with vet bills which as we know can. Be quite unexpected .

May 8, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Pauline,

We're happy to hear that we have been faultless in supporting your cat's long-term health condition. It's great to know the claim process and customer service met your expectations, and you'd recommend us.

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

Don’t look elsewhere…get a 5 star experience with Petplan!

Premiums are competitive however value for money is far superior. Claiming is very simple and communications timely and clear. Advisors are super helpful. Payouts are very quick. 100% satisfied and would recommend to everyone. Just superb!

May 5, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Karen,

We appreciate your feedback! It's great to hear that you find our premiums competitive and the value for money superior. We're so glad claiming was simple, communications were clear, and payouts were quick.

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

My dog is elderly,and although,she is…

My dog is elderly,and although,she is generally well,she requires,some regular medication and worries about expense are eased.

May 7, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Sherly,

We're happy to hear that our services ease your worries about the expense of your dog's medication. We appreciate you taking the time to share your feedback.

Thanks, Becky - The Petplan Team

Rated 5 out of 5 stars

Petplan were first class

Our little pooch weighing only 2.3 kg and not even 2 years old had to have significant surgery on both rear legs due to luxating patellas (dislocated kneecaps). Petplan were first class, paying the cost of both operations in full without any quibble. They made the process of claiming very simple and kept us informed throughout by email. Our little pooch can now enjoy the future without any pain or discomfort. We would thoroughly recommend Petplan to anyone owning a pet.

May 6, 2026
Unprompted review
Petplan logo

Reply from Petplan

Hi Malcolm,

We're so happy your little pooch is doing better after the surgery! It's great to know that we could make the claim process simple and efficient for you. Thank you for recommending us!

Thanks, Becky - The Petplan Team

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