PRECISE. Reviews 

4,098
•
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 135 reviews, reviewers had a great experience with this company. Customers frequently praise the fast and efficient process when applying for loans or mortgages, making the initial steps completely straightforward. Consumers genuinely appreciate the exceptionally helpful staff who provide clear communication and quick responses throughout the entire journey, ensuring everyone feels supported. However, some customers also noted that unexpected communication issues and delayed information caused significant stress near completion. Additionally, a few people felt that the service became inflexible or frustrating due to complicated paperwork requirements and restricted direct contact options with the team, making problem resolution more difficult.

What people talk about most

Service

Users describe positive interactions with service, highlighting that staff members are extremely helpful and... See more

Staff

People report positive experiences with staff, highlighting that team members are always very willing to help... See more

Customer service

Reviewers mention mixed feedback about customer service, with some consumers praising the team for being easy... See more

User experience

Consumers find user experience to be positive, describing the process as fast, straightforward, and easy to... See more

Response time

Customers consistently note positive experiences with response time, highlighting prompt service, fast... See more

Reviews shaping this summary

Rated 4 out of 5 stars

We remortgaged to rid ourselves of an interest only mortgage from a bad provider & to reduce the length of its term to make us mortgage free prior to retirement. Precise met all the requirements, o... See more

Company replied

Rated 5 out of 5 stars

First time buyer from auction and tons of presser for completion on time. Phoebe Appleby from KIS Finance - Amazing support till completion. PRECISE - Quick decision, Easy to reach, Great comm... See more

Company replied

Rated 5 out of 5 stars

Precise mortgages came through for us despite the challenges we faced to get the final approval. Our communication was mainly via our solicitor. We can say that they are very thorough in making sure w... See more

Company replied

Rated 5 out of 5 stars

Great service from start to finish. Buying our first house with Precise Mortgages was so easy. Communication was prompt and clear. After previously having issues with my credit, I was very apprehensiv... See more

Company replied


Company details

  1. Mortgage Lender

Written by the company

Hello. Welcome to lending without the faff. Our promise is straightforward - to deliver the right products at precisely the right time. Easy peasy. Intermediaries only.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

4K reviews

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4-star
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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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4.3

All reviews

(4,098)

119 reviews in the last 12 months

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Rated 5 out of 5 stars

Precise is the best lender

Precise is the best lender, they are straight forward and precise as their name states.
Very helpful under writer.
Amazing and professional people.

September 17, 2025
PRECISE. logo

Reply from PRECISE.

We want to frame this review 🥰. Thank you so much, Ms Fred-Isoh.

Rated 3 out of 5 stars

Redeeming my Mortgage

I found that on redeeming my mortgage with Precise I had to speak with a call centre not based in the UK. The lady I spoke with was extremely hard to understand and I repeatedly said I could not understand her. Later in the day I received an email with all the information needed. I had been given a figure over the phone and scanned the email to confirm the final amount. My bank required me to have the paper copy of the Redemption before I could transfer the money. This arrived later by post. When I paid the final figure it was brought to my attention that were additional daily charges after the date of my initial call still outstanding. This was not explained to me, so came to me as a surprise. Precise needs to do better at ensuring the people they employ can speak English clearly.

September 19, 2025
Unprompted review
PRECISE. logo

Reply from PRECISE.

Hello Sarah

Thank you for taking the time to post a review and I can appreciate your frustration at receiving unexpected costs during your redemption. Please be assured that I'll share your feedback internally.

Rated 4 out of 5 stars

Precise by name and process

The name is accurate, Precise like everything to be precise! Mainly seamless process with a few unnecessary stressful holdups thrown in the middle. Being a broker-only communication company meant holdups were lengthened. But came through all good in the end.

September 17, 2025
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Reply from PRECISE.

Excellent, detailed feedback, Melanie. Thank you.

Rated 5 out of 5 stars

Great to deal with

Great to deal with, very efficient, friendly and professional - Gemma is fantastic

September 3, 2025
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Reply from PRECISE.

Wonderful stuff, thanks Andy. We'll let Gemma know.

Rated 5 out of 5 stars

Absolutely top-notch service

Absolutely top-notch service! We were able to secure our mortgage with little trouble, and Precise gave us a quick decision at a very good rate considering our situation. Thanks again – highly recommended!”

September 3, 2025
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Reply from PRECISE.

Too kind, Yannick, too kind. :)

Rated 1 out of 5 stars

PRECISE MORTGAGES valuation criteria

We applied for a mortgage via Montague Financial Brokers with PRECISE. We have a GRADE II listed thatched cottage and during the long application process it was clear that the property was of COBB construction ,Thatched and built in the 1600s.
We were asked to pay the £595 valuation fee and did so.
The valuer eventually turned up and to our amazement had to ask us if the property was COBB construction.

We heard nothing direct from PRECISE and to our disbelief (and that of Monatgue Financial Broker) PRECISE gave a zero valuation as they don't Lend on COBB buildings.

Neither on their website, both on our research and that of the Broker, was there any mention they do not lend on COBB.
We are now in the process or raising this with the Financial Ombudsman as we are still out of pocket as the Broker was so appalled at our treatment that he reimbursed £295 as a good will gesture.

We've made numerous complaints and phone calls and they have refused to deal with the matter and neither refunded us our money.
They also then attempted to change their criteria and said they might re consider if we got a Cobb Survey done at a cost of well over a £1000 in addition to the £595 we had already paid out.

They are an appalling company to deal with and their customer service isn't helpful either as they refuse to pass you onto the person who was dealing with. the complaint, neither send e mails but postal letters to further hinder the process.
WE didn't even get any correspondence re the valuation and had to ask for the report.

We would strongly advise any prospective Mortgage applicant to avoid this company.

June 10, 2025
Unprompted review
PRECISE. logo

Reply from PRECISE.

Hi there,
We appreciate you taking the time to leave a review, and we're sorry to read of the difficulties you have faced.
So we can investigate further, please respond to our Trustpilot request for some contact information.
EDIT: Thank you for the additional information, Mr Smith. As you have already been going through a complaints procedure with us, I have passed your feedback on to the complaints team

Rated 5 out of 5 stars

Very honest

Very honest, helpful and patient.
What they say they will do--- they do.
Highly recommended

August 26, 2025
PRECISE. logo

Reply from PRECISE.

Thank you so much.

Rated 5 out of 5 stars

Great to deal with

My mortgage advisor found that precise were the best lender for me in my position (self employed)

Precise were great to deal with and very fast to process the application.

I now have my first home, all thanks to precise (and my mortgage advisor)

August 26, 2025
PRECISE. logo

Reply from PRECISE.

Lovely stuff. Thank you Daniel, and welcome home.

Rated 1 out of 5 stars

I was treated badly

I was treated badly, never consulted on costs and everyone expected me to know allabout the processes and how a Bridging loan worked.
Consequently, figures I were given at the start over doubled during the process, also a requested 120K but only got 118K without warning, the whole job was a shambles

August 26, 2025
PRECISE. logo

Reply from PRECISE.

Hello Mary

I'm very sorry to hear this and it's not how we expect our customers to be made to feel. As we're an intermediary-only lender we do need you to speak to your broker directly about your application and they are best placed to answer any questions you may have. I will pass your comments on to our Sales team directly who can reach out to your broker if there's any part of your application that needs further discussion.

Rated 5 out of 5 stars

Made the whole process seamless

Great to use and made the whole process seamless. A bit slow on hand over day but I imagine this was a lot to do with the solicitor.

I would highly recommend

August 13, 2025
PRECISE. logo

Reply from PRECISE.

Great to see. Thanks John.

Rated 1 out of 5 stars

Poor offering of panel solicitors for…

Poor offering of panel solicitors for Limited Companies. Not willing to listen to issues raised, causing unnecessary costs. Hiding behind others reports. - This feedback is about both the conveyancer AND Precise!

August 13, 2025
PRECISE. logo

Reply from PRECISE.

Hello Ian

Thank you for taking the time to post a review and for your feedback about the solicitors which I'll pass on to the team internally.

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