Provident Insurance Reviews 

2,659
TrustScore 3.5 out of 5

3.3

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Rated 1 out of 5 stars

Jumped online to sort out comprehensive insurance for my car, everything looked good, then just before paying I decided to check the reviews and thank heavens I did. Any company who treats their cust... See more

Rated 1 out of 5 stars

4 hours back and fourth discussing renewal!. Price comparison website quoted me cheaper than my renewal! forced to chat via whats app tried to explain this made no sense but ended up wasting my whole... See more

Rated 5 out of 5 stars

I recently had to call Provident Insurance to make a change to my car insurance policy as I am not at ease doing so online. David the operative who answered my call couldn't have been more helpful.... See more

Company replied

Rated 5 out of 5 stars

I reached out to Provident insurance to make a change to our car insurance policy. Lynn took me through all the required steps and her calm and friendly manner made it all a breeze. Even when we had t... See more

Company replied

Company details

  1. Insurance Agency

Written by the company

At Provident Insurance we like to make things simple and straightforward – that means no jargon, clear information and always giving you our best price first time, every time. Provident Insurance is a trading name of Covéa Insurance. Covéa Insurance is a member of one of Europe's leading mutual insurance groups, Covéa. With the support of such a strong mutual group behind us, we're perfectly placed to deliver the quality, consistency and financial reassurance that we know you value. Together, we have over 50 years' UK experience in providing UK Motor Insurance. Please note our team are here to respond to our reviews Monday - Friday, 9am-5pm & we aim to respond within 3 working hours.


Contact info

3.3

Average

TrustScore 3.5 out of 5

3K reviews

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3.3

All reviews

(2,659)

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Rated 1 out of 5 stars

Jumped online to sort out comprehensive…

Jumped online to sort out comprehensive insurance for my car, everything looked good, then just before paying I decided to check the reviews and thank heavens I did. Any company who treats their customers the way provident with a vague letter ad using their vehicle insurance would not be renewed, with ZERO mention that provident was no longer offering insurance is not a company I want to support. What stress and upheaval caused to their customers who were completely blind sided and given no reason for their insurance being cancelled. Do better provident and I may relook at insuring through you next time I buy a car, but for this vehicle, I’m not taking any chances.

August 12, 2025
Unprompted review
Rated 1 out of 5 stars

Avoid

I have had negative interactions with your company, and I would like to highlight the key areas where I feel improvements are needed.

Firstly, I was disappointed with the objection handling during my interactions with your advisor. Rather than respecting my decision, I felt pressured to accept add-ons I did not want or need. This happened when I first got insurance with the company. This approach left me feeling uncomfortable and unsupported when I simply wished to explore the options that were most relevant to my needs.

Additionally, when I raised concerns or faced issues, I did not feel that my concerns were addressed with the level of care and attention I would expect.

Most troubling, however, was the lack of effort to retain me as a customer when I was contemplating switching my insurance. When I expressed my hesitation, the advisor’s response was dismissive, suggesting that I simply tick the option to cancel, but further more they could just do it from me . This left me in the position of having to search for alternative insurance options, which, I might add, ended up being significantly more affordable than the quotes I received from your company.

I believe there are several areas where your customer service could be improved, and I hope my feedback will be taken into consideration to prevent future customers from experiencing similar frustrations

March 6, 2024
Unprompted review
Rated 1 out of 5 stars

4 hours back and fourth discussing…

4 hours back and fourth discussing renewal!. Price comparison website quoted me cheaper than my renewal! forced to chat via whats app tried to explain this made no sense but ended up wasting my whole evening! one advisor passed the buck to the other and still could not reach a solution! been a customer for two years appalled to say the least! no offer of compensation don't waste your time!

October 14, 2024
Unprompted review
Rated 1 out of 5 stars

Air Suspension Faulty

Still waiting for a reply.
Rego number plate is KWP780.
Brought vehicle from Keppler in Hamilton.
Provident Insurance office is there as well.
My vehicle Range Rover.
Air suspension fautly.
Got it tow to Brixton motor mechanic for $200 dollars.
Diagnostic.
Needs replacement to Air suspension.
But I will be waiting for reply.

May 1, 2024
Unprompted review
Rated 1 out of 5 stars

5 Months wait for repair plus appalling customer service

Had a minor accident in March 2023, repair was done in July 2023 !!!!
Appaling service starting from 30 mins wait on the phone for agent to pick up finishing with breaking terms and contions regarding curtesy car ( they cut the time allowed by few days without a reason or contacting me first).
See they not accpting new clients or extending existing policies withot giving a reason.
It is more likely than not this company will go bust (wishing them that to happen soon).
EXISTING CLIENTS PLEASE BEWARE !!!!!
CHANGE YOUR INSURER ONCE YOU STILL HAVE A TIME TO DO SO !!!

March 23, 2023
Unprompted review
Rated 1 out of 5 stars

Provident try to blame Clients for their inability to compete

I am very disappointed with Provident and the letter/Emails/Text telling me that "based on my current details we're unable to offer renewal..... ".
The implication is very clearly that the issue is with me and not them.
I find that highly insulting and a cause of stress. I have never been refused insurance and suddenly I am and the letter says it's MY DETAILS that are the problem. Wrongly. It is Provident being unable to cope with the Motor Insurance market
Whoever allowed this communication out needs dismissed.
I know I am not alone and I think they should be forced to issue a formal apology and maybe even compensation.
This was a disgraceful means of passing the buck.

October 10, 2023
Unprompted review
Provident Insurance logo

Reply from Provident Insurance

Hi Gavin, I am sorry to hear that you are unhappy with our correspondence. A complaint has been registered to address your concerns and we will be in contact with you further. Kind regards, Melissa

Rated 1 out of 5 stars

Bad Provident Management

Received a letter stating based on My currant details Provident were no longer able to offer me car Insurance. I have an exemplary driving license, so wondered what had happened. After a phone call which left a lot to be desired, as the message was very unclear. I found this site and found out the reason being Provident obviously were not renewing any car insurance.. A very unprofessional way of dealing with this Provident you need to get your act together for you previously loyal customers.

September 23, 2023
Unprompted review
Provident Insurance logo

Reply from Provident Insurance

Hi Tina, I'm sorry that our explanation was not clear. It is correct that unfortunately, we are currently not renewing any car insurance policies. Thank you for providing this feedback. Kind regards, Melissa

Rated 1 out of 5 stars

Absolutely appalling

Absolutely appalling!
Email informing that insurance is due for renewal but then find it is impossible to re insure. Why can't they inform customers in the email we are no longer accepting or selling car insurance rather than leaving your customers hanging.
After several years of being insured by them l think it is a disgraceful way of treating your customers.

You have actually done me a favour as I have found better insurance for half the price l paid last year!

Buyers beware

September 14, 2023
Unprompted review
Provident Insurance logo

Reply from Provident Insurance

Hello Gareth, we are sorry to here you are unhappy with our correspondence. Whilst it is correct that we are not offering insurance anymore, please could you email customer.relations@providentinsurance.co.uk so we can review the renewal letter that was sent. Many thanks, Kieran.

Rated 1 out of 5 stars

What is going on with car insurance renewal?

Hi - I have had an email saying you cannot renew. I phoned and I cannot hear the message referring to this - I think it says you are not renewing 'Dis' insurance. Can you please clarify what is going on.

August 31, 2023
Unprompted review
Provident Insurance logo

Reply from Provident Insurance

Hi Hilary, I'm sorry that the phone message was unclear. I can confirm that unfortunately, we are currently not accepting any renewals or new policies for any customers. However if you would like us to contact you to discuss this further, please contact us at customer.relations@providentinsurance.co.uk. Kind regards, Melissa

Rated 1 out of 5 stars

Other years back got same email can’t re insure

Ok reviews how come after u said u no longer do car insurance. On some it say this. On others it’s I’m sorry this has happen please email us so we can look into this further. It should be on your page in big bold letters. We sorry we no longer do car insurance so once renewal you will need to find new insurance. As I’ve looked back and in 2010. Other complaining about exactly the same.

August 25, 2023
Unprompted review
Provident Insurance logo

Reply from Provident Insurance

Hi Michelle, it is correct that unfortunately, we are currently not accepting any renewals or new policies for any customers. I'm sorry to hear of your dissatisfaction; your feedback will be passed to the relevant department. Kind regards, Melissa

Rated 1 out of 5 stars

Please don’t use them

Please don’t use them. Cancelled my policy due to no fault of my own, and means new quotes have gone through the roof. Can’t believe they can so easily do this to loyal customers especially with the cost of living. So very upset

June 21, 2023
Unprompted review
Provident Insurance logo

Reply from Provident Insurance

Hi Sophie, we are sorry to hear you are dissatisfied with our service. So we can look into the matter for you, please could you email customer.relations@providentinsurance.co.uk with your policy details. Many thanks, Kieran

Rated 1 out of 5 stars

provident refusing renewal of car…

provident refusing renewal of car insurance with no explanation. Just one email that caused a great deal of worry... Just put out a statement if you are no longer doing car insurance.. Simples

May 31, 2023
Unprompted review
Provident Insurance logo

Reply from Provident Insurance

Hi, I'm sorry that you found our email worrying. If you require any further clarification, please contact us at customer.relations@providentinsurance.co.uk and we will look to assist. Many thanks, Melissa

Rated 1 out of 5 stars

You cannot get car insurance with them…

You cannot get car insurance with them anymore no explanation , 7 years no vlaim moved and got better insurance as no explanation. And nothing wrong with my driving record etc. I can only assume medical discrimination which is illegal you will be investigated by fca as you have not given me any explanation they have replied with email I quote

"Thanks for your email.

I can confirm you have not been quoted for a renewal as we are no longer offering car insurance. This means all our existing policies will be coming to an end at the renewal stage."

May 12, 2023
Unprompted review
Provident Insurance logo

Reply from Provident Insurance

Hi Andrew, I'm sorry to hear that you are unhappy with the explanation provided above. However I can confirm that the above reason for your policy ending at renewal is correct - we are no longer offering car insurance to any customers. I can assure you it is no reason specific to you or the details you have submitted. Kind regards, Melissa

Rated 1 out of 5 stars

was up for annualk renewal got…

was upo for annualk renewal got insuyarbce with another provider they sayoopps cannot quote , when i rang thjem reasopn being the car side they are stopping stay clear i saved 300 pounds jumping form them uisng coampare the market. they are aaprrtently doing thsi to everyone.

April 12, 2023
Unprompted review
Provident Insurance logo

Reply from Provident Insurance

Hi Andy, I'm sorry to hear of your dissatisfaction with our service. Unfortunately, we are currently not accepting any renewals or new policies for any customers. All we are able to advise is to search for other insurance on a comparison website. Kind regards, Melissa

Rated 1 out of 5 stars

No offer for renewal of policy

My partner Maggie has just received a letter saying that Provident are no longer going to offer her car insurance when it is due for renewal. No explanations. She has not made any claims or had any issues that would affect her insurance. They confirm they have on record six years no claims bonus Cannot understand why they will not continue cover. Very poor customer relations and a unexpected situation to be left with

April 11, 2023
Unprompted review
Provident Insurance logo

Reply from Provident Insurance

Hi Allan, I'm sorry to hear that your partner is unhappy with the letter she has received. Unfortunately, we are currently not accepting any renewals or new policies for any customers. All we are able to advise is to search for other insurance on a comparison website. Kind regards, Melissa

Rated 1 out of 5 stars

Poor service. Never had a claim in the 4 years I have…

Never had a claim in the 4 years I have been with this company. Then out of the blue an email to tell me that based on my current details ( which has remained the same, all normal throughout) they will be unable to insure me at my renewal. NO explanation as to why. Followed by a letter saying the same. Not the usual standard I would expect and certainly would not recommend Provident in the future. Terrible service to me as a customer who has paid upfront every year for the policy.

April 8, 2023
Unprompted review
Provident Insurance logo

Reply from Provident Insurance

Hi Tracy, I am sorry to hear that you are dissatisfied with our explanation. Unfortunately, we are currently not accepting any renewals or new policies for any customers. All we are able to advise is to search for other insurance on a comparison website. Kind regards, Melissa

Rated 1 out of 5 stars

They just a robish!!!

They just a robish!!!! 2 hours nobody no answer!!!!!!!

April 5, 2023
Unprompted review
Provident Insurance logo

Reply from Provident Insurance

Thank you for your feedback about our wait times. We are always looking to improve, and will pass this feedback onto the relevant teams. If you have a query you can also email help@providentinsurance.co.uk

Rated 1 out of 5 stars

👎👎AVOID AVOID AVOID👎👎

Avoid avoid avoid
They will let you down
Not trustworthy
👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎

March 22, 2023
Unprompted review
Provident Insurance logo

Reply from Provident Insurance

Good afternoon Lee, we are sorry to hear we have not met your expectations. Please could you email customer.relations@providentinsurance.co.uk with your claim reference/policy number and a description of your issue so we can look into it for you. Kind regards, Kieran.

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