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Rated 5 out of 5 stars

Extremely smooth process, great funding for my business, both lease and loan, of which enabled us to clear a secured loan. Cannot fault River finance so far. Thank you for supporting my business growt... See more

Rated 5 out of 5 stars

Great experience dealing with Rivers Leasing. Ian was so helpful and the process was seamless from start to finish. My client was over the moon with the result and look forward to working with the... See more

Rated 5 out of 5 stars

Another successful deal, another happy client of mine and another smooth service delivery from beginning to end. Win win all round. As a broker thats what you want for all parties. Thanks Ian Mills fo... See more

Rated 5 out of 5 stars

If you are a finance broker looking for a new/additional funding provider then Rivers are a great choice. Been working with them for just over a year now and they are very commercial in their out... See more

Company details

  1. Alternative Financial Service

Written by the company

Helping businesses thrive Rivers Finance Group Plc is an independent own book lender, established in 2010 and providing independent business finance and loans with a special focus on supporting SMEs in any sector. Rivers has three things that set it apart: its diverse and innovative team, quick decision-making processes, and personal attention to the individual client and their story. Working with brokers, suppliers and business owners, Rivers has a range of financial products within its portfolio, designed to meet the different needs of SMEs as well as new and small lenders themselves. Through its two main subsidiaries, Rivers Leasing Plc and Rivers Funding Limited, Rivers takes a storybook lending approach with loan options that range from asset finance and block discounting to short- and medium-term business loans designed for sensible cash flow and business growth initiatives. The team of Business Finance Specialists are experienced professionals who aim to understand businesses, business owners and what they want to achieve. As a result, Rivers helps businesses to thrive through straightforward and seamless loan application processes, careful due diligence and timely decision-making for optimum results.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

43 reviews

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Replied to 100% of negative reviews

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Rated 5 out of 5 stars

Integrity and competence

We have been referring customers to Rivers now for many years for business asset finance and commercial loans.

They have a great team of people and they are run with integrity....they are a pleasure to deal with, and we have had no complaints from any of the 200+ customers we have referred over this time.

October 1, 2024
Unprompted review
Rated 5 out of 5 stars

I’ve had the pleasure of working with…

I’ve had the pleasure of working with Rishi and Rivers for over 5 years, and I can confidently say they are an exceptional lender to collaborate with. Rishi and the team consistently go above and beyond, taking the time to understand the needs of my clients.

What sets Rivers Financial apart is their proactive approach—they are always looking for innovative and flexible ways to provide support, ensuring that we find the right financial solutions tailored to each situation. Their commitment to excellent service and attention to detail makes the entire process seamless and stress-free.

I wouldn’t hesitate to recommend Rishi and the team at Rivers Financial to anyone seeking a lender who truly prioritises client success. Thank you for your continued dedication and support!

January 9, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent Service from Rivers Leasing

We are incredibly pleased with the support provided by Rivers Leasing. They offered a seamless funding facility for Eskuta, enabling us to drive our business forward. A special mention goes to Rishi, our Account Manager, whose dedication and helpfulness stood out throughout the process. His professionalism and commitment made the entire experience smooth and stress-free. We highly recommend Rivers Leasing for their outstanding service and support.

January 8, 2025
Unprompted review
Rated 5 out of 5 stars

Having worked with Rivers Leasing for…

Having worked with Rivers Leasing for many years, I have always found them extremely accommodating, flexible competitive on rate. They always provide high levels of customer service leading to a seamless transaction from start to finish.

January 8, 2025
Unprompted review
Rated 5 out of 5 stars

Great Brokerage Service

As a broker, Ian has been great at explaining the Rivers leasing underwriting model and having conversations related to intricate applications. This has been extremely helpful to understand which cases will/won't be accepted based on past experience and save everyone time. Very thankful for Ian's service.

September 2, 2024
Unprompted review
Rated 5 out of 5 stars

Great service!!

Ian is great to deal with and as a company they take the time to understand the circumstances of customers rather requirements rather than just having a 'computer says no' underwriting model which is all too familiar these days when it comes to lending. Highly recommended for businesses that are looking to grow and expand.

November 19, 2024
Unprompted review
Rated 5 out of 5 stars

Great Service

As a Finance Broker I have received nothing but excellence service for both myself and my clients. Constant feedback throughout the process, if they can't help with an application then they are quick to tell me. Good communications and, in my experience, they offer a very smooth payout service.

August 20, 2024
Unprompted review
Rated 1 out of 5 stars

Avoid !!!

Avoid !!!! These people are robbing B!!!!
They have zero customer service all they care about is making money
Covid hit my business hard and these loan sharks charged me £3800 late fee charge when we was all in lockdown
My contract has now ended 5 years later not once did they send me a vat statement and they have the cheek to charge you £50 every year for this
Avoid at all costs look at the reviews

July 21, 2024
Unprompted review
Rated 5 out of 5 stars

Superb service throughout

Superb service throughout from the whole team. Always able to make contact and receive support. Seamless application process and can discuss applications directly with the decision makers. Thank you team Rivers for all your hard work and for all the help you have provided this year.

December 12, 2023
Unprompted review
Rated 1 out of 5 stars

Terrible company

I have been a customer of Rivers for years now, and they are by far the worst company I have dealt with. They overcharge on lease deals, and on top of this they always make so many mistakes. The latest mess up is that they didn’t remove a charge off my property when they were supposed to. As a result they have put massive stress on my new remortgage deal, and ultimately I’ve lost thousands all thanks to Rivers and their incompetent processes. I deal with so many financial companies, and they are by far the worst. I would stay clear!!!

November 1, 2023
Unprompted review
Rated 2 out of 5 stars

Title: Terrible Experience - Beware of High Interest Rates and Poor Customer Service

I had an incredibly disappointing experience with this company. They charged me exorbitant interest rates that felt like a complete rip-off. The lackluster customer service I received only added to my frustration. Whenever I tried to address my concerns, I was met with indifference and unhelpful responses.

To make matters worse, their contract was filled with unclear terms and conditions, making it nearly impossible to understand the true costs and implications of their services. It's astonishing how a company can operate with such lack of transparency and disregard for their customers' well-being.

I strongly advise anyone considering their services to think twice and explore other options. There are reputable companies out there that value their customers and operate with integrity. Unfortunately, this company is not one of them.

Save yourself the headache and financial stress – steer clear of this company at all costs!

September 25, 2023
Unprompted review

Trustpilot is assessing this review in accordance with our flagging process.

Rated 5 out of 5 stars

We recently decided to acquire a lot of…

We recently decided to acquire a lot of new office equipment as our business is expanding quite rapidly and we approached Rivers.

They could not have been more helpful and we completed not one, but two transactions.

Those who have complained about Rivers give me the impression of being quite naive business-wise - I mean, what businessman doesn't read the small print, particularly when borrowing money to finance an important purchase ?

Blaming the finance house isn't a reason to give a poor review - surely it's the responsibility of the borrower to ensure that he or she knows what they are doing.

If they don't, then perhaps they should consider a different career path ?

But I can honestly say that Rivers have been professional, clear, concise, and very helpful.

April 1, 2021
Unprompted review

Trustpilot is assessing this review in accordance with our flagging process.

Rated 1 out of 5 stars

Unhelpful and do not care but for there pockets!!

Hindsight is a wonderful thing! Never completely read the small print. I was sold a loan and a lease agreement with a smile and have regretted it ever since. The Agreements did not even have an interest rate specified and upon numerous requests was not provided with one. When I could not keep up with the repayments because of Covid, Rivers refused to listen and help. Completely misled by the broker and Rivers. I urge anyone who's thinking of going with these peopl e- STOP! you will end up paying double for what you take out. If it's of any solace i have reported them to the Ombudsman.

Qamar.

January 21, 2021
Unprompted review
Rated 5 out of 5 stars

Our business

Our business - as many - was hit hard by COVID - 19. We spoke to a chap there called Rishi who was very sympathetic with our plight.The help, efficiency and understanding from Rivers Leasing Plc was second to none.Would 100% recommend!

June 25, 2020
Unprompted review
Rated 1 out of 5 stars

Never get anything off these as they just rob you blind.

Never get anything off these as they rob you blind, I signed up for a coffee machine, vending machine and slush puppy machine, I got told the lease was over 3 years ( never read the small print,) now I know it’s 5 years at a cost of over £400 pm, costing me £24000, these 3 machines total value £13000 new, these are scandalous prices, over the last couple of months my Buisness has been closed due to covid-19 I’ve rang these guys to try and get some help while on lock down- self isolation to be told they can’t help me and I have to stick to the agreement of over £400 pm, these are a joke from start to finish, they just want your money and don’t give a crap about customers who struggle.

May 5, 2020
Unprompted review
Rated 5 out of 5 stars

Great source of funding for my clients

If you are a finance broker looking for a new/additional funding provider then Rivers are a great choice.

Been working with them for just over a year now and they are very commercial in their outlook. Small, friendly team plus you can actually speak with the underwriters.

Highly recommended.

September 14, 2017
Unprompted review

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