RTS Financial Reviews 

1,223
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 247 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. Many people highlight the exceptional customer service, noting the team's responsiveness and efficiency in resolving issues. Reviewers often appreciate the personalized approach and the ease of their overall experience with the company's services. However, some customers also noted issues with customer service, experiencing unresponsiveness and being passed between departments without resolution. A few other people also felt that the explanation of service packages could be clearer.

What people talk about most

Staff

Users describe positive interactions with staff, highlighting their professionalism, helpfulness, and... See more

Customer service

People report positive experiences with customer service, highlighting the helpfulness and professionalism of... See more

Service

Customers had positive experiences with service, with many reviewers highlighting the excellent support... See more

Response time

Consumers find response times to be generally positive, with many reviewers highlighting prompt assistance... See more

User experience

Customers consistently note positive experiences with user experience, highlighting clear communication and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Matthew is a solid partner, we discussed our invoices and the assistance needed to support our business operations after-hours. He took the initiative to review and approve our invoices on the... See more

Company replied

Rated 4 out of 5 stars

Overall I would say that my experience with RTS has been very positive. The factoring side is hands-down excellent! Speaking with Richard Garrett today went as well as most other days. Zero complaints... See more

Company replied

Rated 5 out of 5 stars

I, Juana E Trevino couldn't get insurance and was honestly starting to lose hope, but Faye Waters from RTS came through for me at the very last minute. She was absolutely awesome-kind, patient, an... See more

Company replied

Rated 5 out of 5 stars

Faye Waters _ RTS insurance Solutions Inc is really kind, helpful, and knowledgeable about insurance. She always made me feel like I was talking with a good friend or family member. She never pressure... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Transportation Service

Written by the company

RTS Financial is a factoring company that provides working capital solutions to businesses across multiple industries, primarily trucking and oilfield services. By providing accounts receivable financing, we help our customers build the cash flow necessary to grow their companies.


Contact info

4.1

Great

TrustScore 4 out of 5

1K reviews

5-star
4-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 56% of negative reviews

Typically replies within 1 week

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4.1

All reviews

(1,223)

244 reviews in the last 12 months

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Rated 5 out of 5 stars

Arthur BEGTINE is one of the best &…

Arthur BEGTINE is one of the best & hard working person in the RTS. Very professional behaviour.

January 1, 2026
Unprompted review
RTS Financial logo

Reply from RTS Financial

Thank you for your review! We are glad to hear that Arthur has been helpful and professional throughout our process.

Rated 1 out of 5 stars

I’m talking to any small new authority

I’m talking to any small new authority. Make sure you do not factoring with RTS financial, it’s a planting off lied with some xtra charge. Read every single line before signing. Do not factoring with RTS financial, if you do so, you never succeed

January 25, 2026
Unprompted review
RTS Financial logo

Reply from RTS Financial

Your feedback is important to us, and we want to address your concerns. We have passed your review along to our team to find a resolution. Please email social@shamrocktradingcorp.com with your account details and MC# and any further feedback.

Rated 1 out of 5 stars

Rts refuses to release me after paying…

Rts refuses to release me after paying a balance on my account with no access to my own fund I will proceed to legal process

January 22, 2026
Unprompted review
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Reply from RTS Financial

We appreciate your feedback and would like to come to a resolution. We have passed along your review to our team and they will be in touch. If you have any further information you would like to provide, please email social@shamrocktradingcorp.com.

Rated 1 out of 5 stars

This is our second attempt to get RTS Financial to do the right thing

This is our second attempt to get RTS Financial to do the right thing. We have repeatedly requested a release and termination letter and completed every step their main office required. Instead of resolving the issue, we were pushed back and forth between sales and the transition department. Our sales representative stated he cannot help, transition redirected us back to sales, and now both departments have stopped responding entirely. This feels like deliberate stalling and holding our company hostage. We are giving RTS Financial 24 hours to respond and resolve this matter before we pursue further escalation. This level of unprofessionalism is unacceptable, and we strongly warn other carriers.

RS Expediting LLC
MC 1702233
Authorized Representative

January 12, 2026
Unprompted review
RTS Financial logo

Reply from RTS Financial

Thank you for your review. We have passed this along to our team and a representative will be in touch to assist.

Rated 5 out of 5 stars

Relationships mean everything to the little guys

I’ve been looking at getting into the industry and quite honestly. There is a lot of smoke and mirrors. For someone new to this, it’s been a lot of do this but not that, go here but not there. And I’ve just been at a loss. Arthur Begtine answered a lot of my questions even though I’m not quite ready to make the leap. I will be calling RTS to deal with him specifically once I get my company to the point where I’m ready to hit the road. Thank you for the care and consideration you gave. Definitely a step above the rest.

January 16, 2026
Unprompted review
RTS Financial logo

Reply from RTS Financial

Thank you for your review! We are glad to hear that Arthur was able to assist you with any questions you had and provided you with a great experience overall. We look forward to working with you in the future!

Rated 5 out of 5 stars

Arthur & Clayton is the best in the…

Arthur & Clayton is the best in the business. RTS definitely treats their employees correctly because all the reps and these reps specifically are just so helpful. 2am Arthur replies, 2am Clayton replies. Honestly, never had service like this before! Just the best fo sho.

January 16, 2026
Unprompted review
RTS Financial logo

Reply from RTS Financial

We are so glad to hear that our team has been helpful and provided you with a great experience. Thank you for your review!

Rated 1 out of 5 stars

Where do I start

Where do I start, initially RTS factoring was great. As it get close to the nearing of our contract, we have experienced unprofessionalism and theft!! We pay for a program within RTS, PRO TRANSPORT. With this being said, once we upload invoices, we have two choices, express wire or ach. If we pick express wire the fee is waived per contract. I learned that they have been charging us a wire fee on top of the fee we pay for using the pro transport program. I called in and spoke to two different supervisors or managers, they told me that I had to choose the wire option oppose to the express option. Okay, well that would make sense IF I had that option. I explain to both of them that we don't have that option. He goes on to say, well if you don't have that option then that changes the conversation. I sent him a screenshot of my options. He then goes on to say, he can't refund me the money they took from us because they employee's failed to do their job!! So I told him, you guys are not going to take money like that and not refund it back. I told him when I signed up for the program, I was told all wires are free and I can upload them via the pro transport or rts pro. He gives another EXCUSE, well you can't use RTS pro. Sir, that's what I was told when I signed up with the program, another excuse to not refund the money back. We purchased the program late February 2025. From March-June, no fees. July-Dec, we were charged 10.00 fees. And its crazy, because they charged some invoices and not all of them. It's like they were being sneaky with it. The amount increases each month after July 2025. To add insult to injury, the manager/supervisor, whatever his title is, don't mean anything to me, but he said he can ONLY put a request in to get December 2025 payments refunded. Sir excuse me, that's not going to work. Then after that jab, he told me he doesn't have time. Are you serious, if it was his money, that they took from him, he wouldn't like it one bit but since it doesn't directly affect him, he was unprofessional and to allow that to roll off his tongue. Our contract will be canceled as of March 2026. We had considered staying with RTS, but not after this incident. We're definitely leaving!! We need a TRUSTWORTHY factoring company that has time!! DO NOT FACTOR WITH THEM!! I DON'T CARE IF ITS 50.00 I WANT IT BECAUSE ITS MINES! THEY HAVE NO PROBLEM TAKING YOUR MONEY!! RTS TEAM 63

Replay the recording to see how unprofessional and rude the guy was.

Oh one last thing, I spoke to the first guy, he was rude and then I called back and got the other guy, I told him how rude he was. He told me he can't speak on that, but he know him personally. What do that have to do with anything. Oh so yall buddies and your taking up for him. I don't know why he felt the need to tell me he know him personally. Who cares, both of yall were rude!!

December 31, 2025
Unprompted review
RTS Financial logo

Reply from RTS Financial

We appreciate your feedback and would like to come to a resolution. We have passed along your review to our team and they will be in touch. If you have any further information you would like to provide, please email social@shamrocktradingcorp.com.

Rated 5 out of 5 stars

RTS is a great company

RTS is a great company, I wasn’t 100% satisfied with the way they handled my service at first but this dude Arthur Begtine stepped in & handled everything, I like that fact that he always answered the phone & was always in point with whatever I needed help with. I drive all day & it’s comforting knowing you can just send a text to the representative & they’ll handle everything.

December 11, 2025
Unprompted review
RTS Financial logo

Reply from RTS Financial

Thank you for your review, Ron! We are so glad to hear that Arthur provided you with a great experience and was helpful throughout our process.

Rated 1 out of 5 stars

Extra hidden charges

There own app randomly put your card on fraud alert and block the card with no after hour costumer service l. Ending up paying full amount manytimes then they charge you for sending fuel cards many times happen with me. Not recommended

December 8, 2025
Unprompted review
RTS Financial logo

Reply from RTS Financial

We take your feedback seriously and would like to come to a resolution. Please reach out to us with your MC#, contact information, and any additional details. Thank you - social@shamrocktradingcorp.com

Rated 1 out of 5 stars

This company is terrible

This company is terrible. It took 2 business days to receive a wire transfer. Do Not Trust there wire department. I also submitted for another payment for wire transfer and still haven’t received that payment. The ACH payments came the next day. No one has any answers they can’t provide me with the FRN so my bank can’t track the wire. They are defrauding us by offering wire transfer charging wire transfer fees, but the carriers are not getting the wire transfer the same day or minutes as that the purpose of a wire transfer them providing inaccurate information and giving me the run around. Very unprofessional and deceiving.

December 3, 2025
Unprompted review
RTS Financial logo

Reply from RTS Financial

We take your feedback seriously and would like to come to a resolution. Please reach out to us with your MC#, contact information, and any additional details. Thank you - social@shamrocktradingcorp.com

Rated 1 out of 5 stars

Maybe the worts company for factoring…

Maybe the worts company for factoring ,they offer me 2 ,5 % factoring with bundle fuel and factoring.For a month it was that rate,i send in a invoice for factoring load in Tuesday for same day funds ,i was qualified but they didn't release money ,even i had to pay the that day fuel.Next day they send in money but ripe me off with penalties for not paying a fuel day before even they hold my funds.300 in penalties .I close the card for the fuel pay the penalties soon after that they raise me factoring to 3.25 rate cause i am sudenly out of compliance for not using a card,i told them what happen and why i close the card,they offer me new contract to extend on 2 years now with no fuel but 3 % factoring or just to take it back a fuel card and they will give me old rate,i didnt want yo sign anything new,again took back fuel card but now sudenly they want me to fuel 659 gallons i was missing 10 gallons or so so again i was out of compliance and my rate jump back up on 3.25..this is shit company and factoring and brokerage worst than tql…all old companies dont use rts and so be aware new owners operators when you chose a factoring any other company i think you will be treated better than rts this is scam company just waiting to contract expired and never ever i will do any buisnis with them and any people who i know i will advise them to say away from RTS shit company

July 2, 2025
Unprompted review
RTS Financial logo

Reply from RTS Financial

We take your feedback seriously and would like to come to a resolution. We have passed your review along to our team. Please reach out to us with your MC#, contact information, and any additional details. Thank you - social@shamrocktradingcorp.com

Rated 1 out of 5 stars

They scam too much hidden fees and fake…

They scam too much hidden fees and fake promises stay away from RTS factoring

November 22, 2025
Unprompted review
RTS Financial logo

Reply from RTS Financial

We take your feedback seriously and would like to come to a resolution. Please reach out to us with your MC#, contact information, and any additional details. Thank you - social@shamrocktradingcorp.com

Rated 5 out of 5 stars

We've had the best experience with RTS…

We've had the best experience with RTS representative Nick Williams. Always there to help and answer all the questions. Professional, always helpful.

November 18, 2025
Unprompted review
RTS Financial logo

Reply from RTS Financial

Thank you for your review! We are so glad to hear that Nick has been helpful and professional throughout our process.

Rated 5 out of 5 stars

Teodora Mrosso was amazing and so…

Teodora Mrosso was amazing and so knowledgeable and helpful. She did such a thorough job and really went to bat for us. If things where 1 to 100 Stars she deserves 1,000 stars!!!!

October 27, 2025
Unprompted review
RTS Financial logo

Reply from RTS Financial

Thank you for your review! We are so glad to hear that Teodora was helpful and provided you wtih an excellent expeirence overall!

Rated 1 out of 5 stars

Very bad experience with RTS financial…

Very bad experience with RTS financial . Don’t work with RTS I loose my business due to bad coustmer support

October 10, 2025
Unprompted review
RTS Financial logo

Reply from RTS Financial

Your feedback is important to us, and we want to address your concerns. Please email social@shamrocktradingcorp.com with your account details and MC# so that we can reach out to work toward a satisfactory resolution for all.

Rated 5 out of 5 stars

Best man ever

Best man ever! Merci Mon Frere

October 13, 2025
Unprompted review
RTS Financial logo

Reply from RTS Financial

Thank you for your review! We are glad to hear that you have had a great experience with our team here at RTS!

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