Sainsbury's Money Reviews 

17,322
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 481 reviews, reviewers had a great experience with this company. Customers frequently mention that setting up new insurance policies is quick, simple, and remarkably easy to understand from start to finish. People also genuinely appreciate the highly competitive prices offered across various plans, alongside the transparent paperwork that makes the whole process smooth. Many consumers feel a strong sense of peace of mind knowing they are well covered without encountering any unnecessary hurdles during their initial onboarding experience. However, some people mentioned experiencing frustrating delays and long wait times when trying to process and finalize their claims. Reviewers also noted unexpected difficulties with claim rejections and reaching support teams through phone options when urgent assistance was needed.

What people talk about most

Price

Clients share positive opinions on price, highlighting that the rates are very competitive and affordable.... See more

Service

Customers had ambiguous experiences with service, reflecting sharply contrasting views. Reviewers frequently... See more

Claim

Reviewers mention ambiguous feedback about claim experiences, with experiences varying widely among... See more

User experience

Consumers find user experience to be positive, highlighting how simple the website is to navigate and how... See more

Customer service

Customers consistently note ambiguous experiences with customer service, marked by high disagreement. Many... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The paperwork is easy to understand and the process clear. I found the staff very helpful at all stages, particularly when I had an issue of my own doing.

Rated 5 out of 5 stars

Was dreading searching for and renewing my dogs insurance. Have to say Sainsburys Bank web page was so easy to negotiate everything easy to understand and with my nectar card discount more affordable... See more

Rated 5 out of 5 stars

I had a problem setting up. Lady called Catherine on the Call Centre Line was more than helpful and I was able to complete the transaction very easily. Cancelled my existing Insurance Provider as Sain... See more

Rated 5 out of 5 stars

After being delayed in Vietnam due to the middle east crisis and our insurance running out I contacted customer services who extended our policy until we returned. This took away the worry we were al... See more


Company details

  1. Bank

About Sainsbury's Money

Written by the company

Sainsbury’s Money helps you make the most of your money, every day. We offer a range of simple, straightforward financial products - working with trusted partners to bring you the support you need to protect, save and plan ahead. for pets, travel, and life.

Visit Sainsbury's Money

Contact info

4.2

Great

TrustScore 4 out of 5

17K reviews

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4.2

All reviews

(17,322)

372 reviews in the last 12 months

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Rated 5 out of 5 stars

Helpful and easy

Made application simple and were able to make a minor adjustment with ease. Polite and helpful employee was able to honestly handle my concerns.
Wanted to genuinely help my wife and I who are both in our eighties with minor medical issues. Second time used this company and will continue to do so

March 29, 2026
Unprompted review
Rated 5 out of 5 stars

Very competitive for longer trips.

It was difficult finding an insurance to cover my 4 months of travel in South East Asia and Sainsbury's bank came out the most competitive. I didn't need to use them as my trip was trouble free, but I wouldn't hesitate to use them again.

March 31, 2026
Unprompted review
Rated 5 out of 5 stars

We have used Sainsburys pet insurance…

We have used Sainsburys pet insurance in the past it is so easy to set up and access, the cover is perfect for us and although everything is done on line the staff at the end of the phone were very kind and helpful.

April 4, 2025
Unprompted review
Rated 1 out of 5 stars

Hardly worth one Star

I keep getting emails saying I am covered. They go on to say to the value of £0 for various items. Also when, five months after l took out an annnual travel policy for my wife and I,I notified them that my wife had just been advised to have a hip replacement operation, they immediately cancelled her cover. For me they were absolutely useless.

November 3, 2025
Rated 3 out of 5 stars

I had a promotion code for my pet…

I had a promotion code for my pet insurance and there was nowhere to enter it, so not impressed. I looked everywhere it just went straight on to direct debit set up despite me paying the year. There was no option to enter the promotion code. This was offered at the start

March 24, 2026
Unprompted review
Rated 1 out of 5 stars

I was promised the £35 worth of Nectar…

I was promised the £35 worth of Nectar points, that was in December 2025, and I'm still waiting, I'm still with Sainsbury's bank pet insurance and I can't even log in to my account as they send me an email half an hour later and the code has expired, so far I'm not very impressed with them.

December 9, 2025
Unprompted review
Rated 1 out of 5 stars

Absolutely terrible experience!!!

Absolutely terrible experience. I would strongly recommend avoiding this company.

After making a claim for my cat, it took over a month to process, which is completely unacceptable when you’re relying on insurance during a stressful time. Throughout that period I was repeatedly told by different advisors that I would receive my payment within a “few days”, yet those days turned into weeks with no payment and no clear answers.

Every time I contacted them I was told something completely different, which shows a serious lack of communication and organisation within the company. No one seemed to know what was actually happening with my claim.

The worst part is that my vet bill was close to £900, yet I only received around £700 back. After already deducting the excess, they then took a further £100 because of a supposed date of birth change for my cat, which is absolutely insane and completely unrelated to the claim itself.

Instead of supporting customers when they actually need help, it feels like this company looks for any excuse possible to reduce payouts and increase premiums.

I have now made several complaints and have been told it could take up to 8 weeks just to get a resolution, which is unacceptable.

Overall this has been an incredibly frustrating experience and I regret choosing this company. If you’re considering pet insurance, I would strongly suggest looking elsewhere.

March 11, 2026
Unprompted review
Rated 5 out of 5 stars

After being delayed in Vietnam due to…

After being delayed in Vietnam due to the middle east crisis and our insurance running out I contacted customer services who extended our policy until we returned. This took away the worry we were already experiencing.
Thank you.

March 4, 2026
Unprompted review

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