Skipton Building Society Reviews 

17,843
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 937 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and customer service team for being polite, helpful, and exceptionally knowledgeable during all interactions. Consumers note that the online chat services provide quick, efficient, and friendly support for managing various banking needs. Reviewers often highlight that processes like opening accounts or getting mortgage advice feel straightforward and reassuring. Some reviewers were not happy with unexpected delays in processing account transfers and missing paperwork from local branches. A few people also mentioned difficulties with online forms, unhelpful phone assistance, and receiving slow replies to secure messages.

What people talk about most

Customer service

Reviewers mention positive feedback about customer_service, noting that staff members are consistently... See more

Staff

People report positive experiences with staff, highlighting that team members are friendly, knowledgeable,... See more

Service

Reviewers highlight positive aspects of service, describing processes as smooth, quick, efficient, and... See more

Response time

Users describe positive interactions with response_time, frequently highlighting swift and efficient... See more

User experience

Clients share ambiguous opinions on user experience, as experiences vary significantly. Many reviewers report... See more

Reviews shaping this summary

Rated 5 out of 5 stars

IWent into Leeds city centre branch on Saturday morning (as a non Skipton customer) without an appointment to transfer my ISA to a Skipton ISA. Was seen to straight away. Everything was dealt with ver... See more

Company replied

Rated 5 out of 5 stars

skipton helped me buy a house in 7/8 weeks without a deposit. their track record mortgage has made my dream of becoming a homeowner a reality at 41. everyone at skipton couldn’t be more helpful and fr... See more

Company replied

Rated 5 out of 5 stars

From start to finish, the communication was excellent. Everything was explained clearly, and I always felt kept up to date throughout the whole mortgage process. A lovely surprise was receiving a... See more

Company replied

Rated 5 out of 5 stars

I am very happy with the customer service I receive at Skipton. I went on their webchat today for the first time and spoke to a lovely gentleman called Adam and he was very helpful and helped me rese... See more

Company replied


Company details

  1. Building Society
  2. Bank
  3. Financial Institution
  4. Mortgage Lender
  5. Savings Bank

About Skipton Building Society

Written by the company

Founded on Fairness.

Fairness is at the heart of everything we do—what we provide to our members, what we stand for in society, and how we support our colleagues.

For 172 years, our purpose has remained the same: to help build a better society. Whether that’s saving for life’s important moments or looking for a place to call home. As a mutual, we have no shareholders—so every decision is focused on delivering long-term good value for our members and the communities they live in.

From savings and mortgages to financial advice, our aim is simple: to support long-term financial wellbeing. Our colleagues work towards this every day—whether at our head office in Skipton or across our nationwide branch network.

Getting in touch couldn’t be easier. Alongside our branch network and dedicated contact centre, you can reach us through live web chat, social media channels or our online Help Centre—whenever you need us.

If you want to join a mutual that puts fairness at its foundation and community at its core, we’d love to welcome you as a member. Savings Mortgages Financial Advice Contact Us Help Centre

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

18K reviews

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4.3

All reviews

(17,843)

918 reviews in the last 12 months

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Rated 1 out of 5 stars

My dad is an elderly disabled person…

My dad is an elderly disabled person and cannot always get to the bank so keeps some cash in his house for emergencies and to pay the cleaner or gardener he needs. In addition he has been saving some cash towards a change of car but decided that £1,000 was too much to have in case of a burglary etc.

As Skipton is now the only branch of a bank or building society in Cleveleys he thought he would open a savings account with the £1000 surplus cash but this was refused by the cashier. She said they were not a bank and did not hold cash so he would have to go to his bank some miles away to pay it in then go back to the branch to open an account and transfer the money to Skipton. Not impressed!

So logic says that if he had an account and needed some cash they could not give it him as they do not hold cash. Presumably they would transfer it back to his bank and he would have to travel there to get it!

July 16, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

Thank you for your review. As we do not offer bank accounts, only savings accounts we are limited to the amounts of cash we hold in our branches. If you would like to discuss this further with us, please send us an email to onlinecontact@skipton.co.uk

Rated 5 out of 5 stars

Fast resolution of request

What I thought would be complicated to deal with was sorted within a very short space of time. I really appreciate the service received from Emily. Thank you.

July 16, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

Thank you for sharing your 5-star experience with us!

Rated 2 out of 5 stars

Went into local branch to open members…

Went into local branch to open members only special savings account having recieved a brochure today in post, only to be told its out of date and no longer available. Lady in front of us had come in for same thing both of us wanted to open maximum. Staff told us its down to the post office . Skipton need to complain to post office they may have more clout than us.

July 15, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

Thank you for your review, and I am sorry to hear this. Our products are subject to change at any time without notice. If you would like to discuss this further, please contact onlinecontact@skipton.co.uk

Rated 5 out of 5 stars

I used the online chat service

I used the online chat service, rather than make a call, which I found to be a very good option to discuss my account.
My question was answered quickly and clearly, after completing the usual security checks.
The service was very good with very little waiting time.
I will definitely use this service again.

July 15, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

Thank you so much for your lovely review!

Rated 5 out of 5 stars

Abigail was absolutely marvellous

Abigail was absolutely marvellous, and assisted us really clearly and accurately with our very specific requirements.

July 15, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

Thank you for sharing your 5-star review, and we will be sure to pass this forward to Abigail and her leader!

Rated 5 out of 5 stars

Excellent service

Naomi , handled my requests to move two existing skipton accounts to new accounts with better interest.

Very helpful and efficient .

Excellent service

July 14, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

This is great to hear, thank you for sharing!

Rated 1 out of 5 stars

Not happy

My interest payment was not credited due to computer glitch. Was asked not to withdraw any other funds until this had been sorted.
No idea when this will happen- still waiting to hear.
So I couldn’t withdraw my own money on an immediate access account !
Stood at the counter for one hour, Manager and 2 cashiers were unable to sort out the problem.
Wasted special visit and a full morning.
Now may lose opportunity to reinvest the money in another Building Society account elsewhere.

July 13, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

Hi Tony, thank you for your review, and I am sorry to hear this. This is a known issue that we are aware of and our teams are working hard to get this resolved as quickly as possible. If there is anything you would like to discuss further with us, please contact us at onlinecontact@skipton.co.uk

Rated 1 out of 5 stars

Terrible customer service.Sill waiting…

Terrible customer service.Sill waiting for matter to be resolved
After 2 very long phone calls over 2 days

July 15, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

Hi Mr Wood, thank you for your review and I am sorry to read this. If you would like to discuss this with us directly so we can get to the bottom of this for you, please email onlinecontact@skipton.co.uk

Rated 1 out of 5 stars

1 Star

1 Star – Avoid at All Costs
I had a 2-year fixed-rate bond with Skipton Building Society which matured in Dec 25. To my surprise, the funds were automatically reinvested into another bond without my knowledge or explicit consent. I was not aware that the maturity date had passed and did not receive any communication that effectively alerted me to the fact that action was required.
Since discovering this, I have made multiple appeals to have the bond opened and my money released. During a visit to my local branch in Reading, I was advised that resolving the issue should be straightforward. However, when the matter reached head office, I was met with a completely different response and a flat refusal to help.
What has been most frustrating is the lack of consistency between what branch staff told me and the position taken by head office. As a long-standing customer, I expected a reasonable level of flexibility and common sense, especially given my change in circumstances. Instead, I have encountered an inflexible process and a complete unwillingness to consider my situation.
Customer service has been deeply disappointing throughout, and I feel that customer interests come second to rigid policies. If you are considering placing your savings with Skipton, be aware that if your bond matures and is automatically reinvested, you may find yourself with very limited options if you later need access to your funds.
Based on my experience, I have genuinely never been involved in such an un-customer focused organisation and I would strongly recommend that potential customers look elsewhere for their savings and investment needs.
The matter is now with the Ombudsman.
Avoid at all costs.

July 7, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

Hi there, thanks for your review and I am sorry to hear this has been your experience. If you would like to discuss this further or need any further assistance, please reach out to our mailbox at onlinecontact@skipton.co.uk.

Rated 1 out of 5 stars

AVOID AT ALL COSTS

Complete nightmare to deal with. Been trying to transfer my cash ISA from another provider since May.

When I opened the cash ISA it took over a month before they applied an interest rate to it.

Take forever to reply. They can take over a week to reply to a secure message.

Still require simple forms to be printed off and filled in manually then posted.

They come across as ineffective and incompetent.

I will never use them again, infact I wouldn't trust them with a 10yo's piggyback.

July 13, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

Hi Angela, thank you for your review , and I am sorry it is under these circumstances. So we can talk to you in more detail about your situation, please email us at onlinecontact@skipton.co.uk.

Rated 5 out of 5 stars

Very Quick Response

I didn't have to wait ages for a response to my question - and I felt assured by the assistant on the Chat

July 14, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

This is great to read, thank you for your review!

Rated 2 out of 5 stars

Poor phone App

I find the new phone app, which I was compelled to use, of limited use and Skipton B.S in general to be one of the less competent financial institutions to invest with. I will be avoiding Skipton in the future.

July 13, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

We are sorry you feel this way. If you would like to discuss this further with us, please contact us at onlinecontact@skipton.co.uk.

Rated 1 out of 5 stars

Don't know what's happened to this…

Don't know what's happened to this company over last 6/9 months. Dreadful service.

July 13, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

We are sorry to hear this. Please contact us at onlinecontact@skipton.co.uk so we can discuss this further.

Rated 5 out of 5 stars

I am very happy with the customer…

I am very happy with the customer service I receive at Skipton. I went on their webchat today for the first time and spoke to a lovely gentleman called Adam and he was very helpful and helped me reset my log in details as I couldn't remember them as got a new phone recently! He didn't make me feel silly for forgetting them and put me at ease, even though I got distracted by Netflix and nearly lost my chat with him due to my inactivity, yikes.

July 13, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

Hi Sarah, thanks for sharing your great experience with Adam on Webchat! We will be sure to pass this feedback back to him and his leader.

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