Skipton Building Society Reviews 

17,843
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 937 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and customer service team for being polite, helpful, and exceptionally knowledgeable during all interactions. Consumers note that the online chat services provide quick, efficient, and friendly support for managing various banking needs. Reviewers often highlight that processes like opening accounts or getting mortgage advice feel straightforward and reassuring. Some reviewers were not happy with unexpected delays in processing account transfers and missing paperwork from local branches. A few people also mentioned difficulties with online forms, unhelpful phone assistance, and receiving slow replies to secure messages.

What people talk about most

Customer service

Reviewers mention positive feedback about customer_service, noting that staff members are consistently... See more

Staff

People report positive experiences with staff, highlighting that team members are friendly, knowledgeable,... See more

Service

Reviewers highlight positive aspects of service, describing processes as smooth, quick, efficient, and... See more

Response time

Users describe positive interactions with response_time, frequently highlighting swift and efficient... See more

User experience

Clients share ambiguous opinions on user experience, as experiences vary significantly. Many reviewers report... See more

Reviews shaping this summary

Rated 5 out of 5 stars

IWent into Leeds city centre branch on Saturday morning (as a non Skipton customer) without an appointment to transfer my ISA to a Skipton ISA. Was seen to straight away. Everything was dealt with ver... See more

Company replied

Rated 5 out of 5 stars

skipton helped me buy a house in 7/8 weeks without a deposit. their track record mortgage has made my dream of becoming a homeowner a reality at 41. everyone at skipton couldn’t be more helpful and fr... See more

Company replied

Rated 5 out of 5 stars

From start to finish, the communication was excellent. Everything was explained clearly, and I always felt kept up to date throughout the whole mortgage process. A lovely surprise was receiving a... See more

Company replied

Rated 5 out of 5 stars

I am very happy with the customer service I receive at Skipton. I went on their webchat today for the first time and spoke to a lovely gentleman called Adam and he was very helpful and helped me rese... See more

Company replied


Company details

  1. Building Society
  2. Bank
  3. Financial Institution
  4. Mortgage Lender
  5. Savings Bank

About Skipton Building Society

Written by the company

Founded on Fairness.

Fairness is at the heart of everything we do—what we provide to our members, what we stand for in society, and how we support our colleagues.

For 172 years, our purpose has remained the same: to help build a better society. Whether that’s saving for life’s important moments or looking for a place to call home. As a mutual, we have no shareholders—so every decision is focused on delivering long-term good value for our members and the communities they live in.

From savings and mortgages to financial advice, our aim is simple: to support long-term financial wellbeing. Our colleagues work towards this every day—whether at our head office in Skipton or across our nationwide branch network.

Getting in touch couldn’t be easier. Alongside our branch network and dedicated contact centre, you can reach us through live web chat, social media channels or our online Help Centre—whenever you need us.

If you want to join a mutual that puts fairness at its foundation and community at its core, we’d love to welcome you as a member. Savings Mortgages Financial Advice Contact Us Help Centre

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

18K reviews

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4.3

All reviews

(17,843)

914 reviews in the last 12 months

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Rated 2 out of 5 stars

New app makes security apalling

Forced to use new app but this does not have the code generator for 2 factor id for website so had to do all on the app. Website needed secret username, secret password, answer to secret question then 2factor id whereas app required only a simple PIN in order to transfer thousands of pounds. Skipton has gone from good to apalling.

July 12, 2026
Unprompted review
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Reply from Skipton Building Society

Hi there, thanks for your review, and I am sorry that it is under these circumstances. Please contact us at onlinecontact@skipton.co.uk so we can discuss this further with you.

Rated 5 out of 5 stars

Great staff at the North Berwick Branch…

Great staff at the North Berwick Branch of the Skipton.
They are very customer focused and helpful.
I am glad that the Skipton has kept their branches open.
Online banking is fine but we sometimes need to go to a branch.

July 1, 2026
Unprompted review
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Reply from Skipton Building Society

Thank you for your lovely feedback, we will be sure to pass this forward to the branch too!

Rated 5 out of 5 stars

The webchat worked immediately

The webchat worked immediately. I needed advice and information to apply for probate and all was sorted in about 5 minutes with the offer of receiving the information by mail or email. Brilliant system, thank you Skipton!

July 13, 2026
Unprompted review
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Reply from Skipton Building Society

It's wonderful to hear that our webchat service was so efficient and helpful in providing the information you needed . Thanks for sharing your feedback with us, Christine.

Rated 5 out of 5 stars

Service

I would definitely give Skipton a 100% rating and highly recommend them.

From start to finish, they were professional, engaging, and genuinely customer-focused. Their exceptional service clearly reflects their experience, commitment, and dedication to putting customers first. They made the entire process convenient, comfortable, and tailored to our individual needs, ensuring I felt supported every step of the way.

A truly outstanding experience, I wouldn’t hesitate to recommend Skipton to anyone.

Emiola & Afolabi

June 27, 2026
Unprompted review
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Reply from Skipton Building Society

This is lovely to read, thank you so much for your 5-star review!

Rated 5 out of 5 stars

Very Helpful

Alice was really helpful on the webchat, she resolved my issue straight away. Thank you very much!

July 11, 2026
Unprompted review
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Reply from Skipton Building Society

This is great to hear, thanks for letting us know!

Rated 1 out of 5 stars

I am very frustrated as I needed to…

I am very frustrated as I needed to reset my password and the new app does not have the functionality to generate a secure code. The customer service agent Tony today 10 July 2026 put the phone down after 30 minutes on the phone. Not at all happy with this experience. Skipton Building Society you have not tested this new app properly and your customer service agent Tony needs further training and putting the phone down does not resolve any problems.

July 10, 2026
Unprompted review
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Reply from Skipton Building Society

Hi there, thanks for your review and I am sorry to hear that you have had this experience on our phone lines. So we can explain further what you will need to do, please contact us at onlinecontact@skipton.co.uk. Thanks.

Rated 1 out of 5 stars

Trying to move an ISA from Virgin to…

Trying to move an ISA from Virgin to Skipton. The Skipton online form for this simple process is next to useless. It asks for a roll or reference number. Online chat basically said not our problem - contact Virgin!! Virgin accounts have a sort code and an account number and all I needed to know is how to input this.

July 9, 2026
Unprompted review
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Reply from Skipton Building Society

We appreciate you sharing your experience, David. We are sorry to hear about the difficulties you encountered, we do have a workaround for submitting the ISA transfer in. Please feel free to contact us at onlinecontact@skipton.co.uk or 0345 850 1700 to discuss further.

Rated 5 out of 5 stars

Thanks Mickey

I used the chat method of communication and spoke to Mickey. He was very helpful

July 9, 2026
Unprompted review
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Reply from Skipton Building Society

We're happy to hear that Mickey was very helpful. We appreciate your kind words!

Rated 2 out of 5 stars

New app is not compatible with their on-line banking

First, their complaint form said failed — one way to avoid dealing with them, I suppose.

Their new banking app is by invite‑only, and it isn’t compatible with their website (online banking). For example, if you try to move money online, the website asks for a secure pass — normally generated within the app — but the new app doesn’t support this action. Money can only be moved through the app.

After updating the app, it refused to accept either the email address or the password. Even though you verify yourself using a passport or driving licence, the system still wouldn’t work. Then, after resetting the password, it would send a temporary verification code to the registered email address, but this was never received. As a result, you can’t access the online account either.

Calling the bank didn’t help; they simply couldn’t offer any solution.

Luckily, we have a joint account, and by using the other account we were able to move the money out and closed the joint savings account.
If you have a sole account, i would be very worried about getting at your money... they are totally useless as they are unable to either reset your password or change your email address, these can only be done online using the app to confirm the change, no app, no online banking... sad.

**** Just an update after their reply. ****
I did call your so called help centre thats specifically for the new App update, thats my point, they was unable to help in any way other than expecting me to setup another saving account, then add my wife as a joint account holder.
I have lost all confidence in your app and as its been pointed out, this should have been tested and have the new website finished before rolling it out.
I have closed my account now, took my money elsewhere, there is no need for us to talk further.
All i can say is good luck to anyone opening an account with you, were you lock them out and unable to fix it.

July 8, 2026
Unprompted review
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Reply from Skipton Building Society

Sorry you are contacting us under such circumstances. Thank you for sharing your feedback in regards to the new app. Whilst the new app does not allow you to generate the secure passcode anymore, you should be able to self service with everything you need on the app its self- we are currently working on launching our new website to be able to do everything on there again soon. We also have a specialist team you can contact on 0345 266 7720 for any immediate support required for operating your account. I’m sorry to hear the complaint form said failed, we do have alternative methods of logging a complaint available. Please email us at onlinecontact@skipton.co.uk so we can discuss this further with you.

Rated 5 out of 5 stars

Locked account

Frustration with trying to login online and then having the account locked was really easily alleviated by Annie. She asked some challenging security measures but was very polite and helpful. The situation was resolved promptly.

July 8, 2026
Unprompted review
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Reply from Skipton Building Society

We're so pleased to hear that the login issue was resolved quickly and efficiently. It's great to know that Annie was polite and helpful while ensuring security. Thank you for sharing your positive experience, Norman!

Rated 5 out of 5 stars

Great experience with Megan via the web…

Great experience with Megan via the web chat. She answered my query quickly and gave me all the necessary information I needed.

July 8, 2026
Unprompted review
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Reply from Skipton Building Society

We're so glad to hear you had such a positive experience with Megan. It's wonderful to know your query was answered quickly and that you received all the information you needed. Thank you for your review, Hannah!

Rated 5 out of 5 stars

they were very helpful and solved my…

they were very helpful and solved my problem through their chatbox

July 8, 2026
Unprompted review
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Reply from Skipton Building Society

We are so glad to hear that our Webchat team was helpful in resolving your issue. Thank you for your positive feedback, Monica!

Rated 2 out of 5 stars

Their new app is totally unfit for purpose and should not have been released in that state

Generally skipton have been a good savings provider with a good online offering. However they have recently upgraded customers to a new app which is utterly unfit for purpose, full of bugs and missing key functionality essential for operating your account. Issues like this are normally found on testing so it gives the impression that the app project has been badly mismanaged. The easiest solution would be to allow customers go back.to the excellent previous app, however they are not allowing this. I have submitted feedback and a formal complaint but have heard nothing. Talk about hero to zero in record time!

July 1, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

We are sorry to hear of the frustrations caused. Thank you for taking the time to share your feedback about the new app. If you require immediate support with operating your account, please call our specialist team on 0345 266 7720. Regarding your formal complaint, in line with regulations we have up to 8 weeks to issue you with a final resolution. If you'd like to discuss this further, please reach out to us at onlinecontact@skipton.co.uk.

Rated 5 out of 5 stars

I made a withdrawal on my lifetime ISA

I made a withdrawal on my lifetime ISA. I dealt with a lovely lady by the name of Amelia who made the process completely seamless. Very helpful, and speedy in her responses, she made the whole experience easy 10/10 Amelia if you’re reading this 👏 all the best, Jamie

July 7, 2026
Unprompted review
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Reply from Skipton Building Society

We are so pleased to hear about your seamless experience with your Lifetime ISA withdrawal, Jamie. It's wonderful to know that Amelia was helpful and provided such speedy responses, making the process easy for you.

Rated 5 out of 5 stars

Helpful Staff

I realised I had left it a bit late to renew my ISA and then got into difficulties online. I was lucky enough to be connected to a staff member who was very helpful and patient.

July 7, 2026
Unprompted review
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Reply from Skipton Building Society

We're glad our team could assist you with your ISA renewal. We appreciate you sharing your positive experience with us, Lynda!

Rated 5 out of 5 stars

With reference to a Savings Account…

I used the chat service and whether or not Amelia is a real person or a chatbot (I rather hope she is real) she was able to provide exactly the help I needed.

July 7, 2026
Unprompted review
Skipton Building Society logo

Reply from Skipton Building Society

We're so glad to hear that Amelia was able to provide exactly the help you needed, I can confirm she is a person not a chatbot. Thank you for your kind words, John!

Rated 1 out of 5 stars

Seriously Skipton?

I am disgusted this is the second time Skipton have let me down. The first one was when I purchased my property I spent weeks moving monies so they would be ready for the completion date, only to find that they would NOT pay the solicitors as they did not have my name?! They will only release money to an account in your own name. I tried to log into the app on my new phone but received a message saying I had not completed my set up. It listed the old phone number to receive this one off code. Now I have just tried to change my telephone number online as I have a new phone/mobile number and find out that I cannot complete that either without visiting a branch with ID or writing a letter to them! I logged into my account via their website and found that out on their online chat. I am virtually housebound and live in a rural location. I am amazed they would not be able to change my telephone number despite me knowing all my log in details and security questions. If I wasn't tied in on a 3 year ISA I would have transferred my monies to a different bank/building society.

July 6, 2026
Unprompted review
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Reply from Skipton Building Society

Sorry you are contacting us under such circumstances. Please email us at onlinecontact@skipton.co.uk so we can discuss this further with you.

Rated 5 out of 5 stars

I went to the Croydon Skipton to sort…

I went to the Croydon Skipton to sort out my late husbands account . The service was pleasant helpful and efficient . I left feeling reassured .

July 6, 2026
Unprompted review
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Reply from Skipton Building Society

We're glad we could provide helpful and efficient service during such a difficult time. We appreciate you sharing your positive experience with us, Carolyn.

Rated 5 out of 5 stars

Lovely gift box arrived unexpected…

Lovely gift box arrived unexpected after our first mortgage with skipton. Nice touch

July 4, 2026
Unprompted review
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Reply from Skipton Building Society

We're so happy to hear you enjoyed the gift box after securing your mortgage with us. We appreciate your kind words, Adam!

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