Being able to lock in a rate with Smart Currency Exchange took the unpredictability out of the sale of my house in France. Matthew Lane-Miller and his team were always readily available to give sound... See more
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Right from the first enquiry SCE were on the ball. Nothing was too much trouble, my trade manager Matthew handled the transaction brilliantly and took time to answer my million questions. It's always... See more
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Heard about Smart Currency from Beau Villages and found them to be totally reliable and our house sale transfer of funds went ahead without any problems. Many thanks, especially to Rhys after his we... See more
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The service we have received from Matt in the process of selling our French houses and bringing the funds back to a UK account has been efficient and exemplary. Matt talked us through each step, kept... See more
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Company details
About Smart Currency Exchange
Written by the company
All of your currency exchange requirements - covered.
Get a free quote
Speak to the currency experts.
Foreign exchange doesn’t have to be a hassle or a risk. Smart Currency make money transfers simple. Whatever your reason for sending money overseas, we will help you to take control of your currency transfers.
Trusted by over 50,000 customers to transfer more than £12 billion overseas - our currency experts are on hand to support you.
Smart Currency Exchange helps individuals and people transfer money overseas with confidence, clarity and control.
Whether you’re buying a property overseas, emigrating, managing regular payments or simply moving money between international bank accounts, we’re here to guide you every step of the way. Our experienced currency specialists take the time to understand your situation and help you make informed decisions, rather than leaving things to chance.
Our mission is simple: to help you reduce the risk that comes with currency fluctuations. Recent global events have seen currencies move by as much as 10% per-year, so transferring at the wrong time can lead to a significant impact on the amount you receive.
We provide practical tools and expert support to help you plan ahead and protect your budget.
Clients use us for a wide range of needs, including:
- Overseas property purchases
- Emigration and relocation
- Regular international payments such as pensions or mortgages
- Business transactions and supplier payments
We offer a range of services designed to give you greater control, including the ability to fix an exchange rate in advance, set up regular payment plans and receive market guidance to help you time your transfers more effectively.
With Smart Currency Exchange, you’re not just making a transfer - you’re making a well-informed decision with the support of a dedicated expert.
Contact info
1 Lyric Square, Hammersmith, W6 0NB, London, United Kingdom
- 020 7898 0541
- info@smartcurrencyexchange.com
- www.smartcurrencyexchange.com
Quick, easy and secure money transfers
4.8
Excellent
2K reviews
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Replied to 100% of negative reviews
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Reply from Smart Currency Exchange
Hi N,
Thank you for taking the time to leave your kind words.
If you do think of any friends or family to recommend us to, you can refer them directly through our referral scheme: smartcurrencyexchange.com/tp-refer
We look forward to working with you again in the future.
Best regards,
The Smart Currency Exchange Team
Very friendly and efficient service.
May 19, 2026
Reply from Smart Currency Exchange
Hi Madame Zhang,
We appreciate you taking the time to share your experience with us.
We're glad to hear you had a good experience. We look forward to working with you again in the future.
Best regards,
The Smart Currency Exchange Team
Reply from Smart Currency Exchange
Hi Lee,
Thanks for your positive feedback. We’re really glad to hear you found the service efficient and professional.
If you ever need support with another transfer, we are always here to help. And if someone you know could benefit from our services, you can refer them here: smartcurrencyexchange.com/tp-refer
Thanks again, and we look forward to working with you again in the future.
Best regards,
The Smart Currency Exchange Team
Reply from Smart Currency Exchange
Hi Nicola,
Thank you for your positive feedback. We’re really pleased to hear you found us easy to deal with and that everything was handled quickly for you.
If you know someone who could use our help, remember to refer them through our scheme: smartcurrencyexchange.com/tp-refer
Thanks again, and we hope to speak again soon.
Best regards,
The Smart Currency Exchange Team
Danny was excellent from start to…
Danny was excellent from start to finish, this was our first time using SME everything went smoothly and we will be back when the occasion arrives where we need there services
May 15, 2026
Reply from Smart Currency Exchange
Hi Huw,
Thank you for taking the time to share your experience. We’re so pleased to hear that Danny looked after you from start to finish and made your first time using us such a smooth one.
We’ll be sure to pass your kind words on to him. When the next opportunity comes around, we’d love to help again, so feel free to reach out anytime. Equally, if you think of any friends or family who might also benefit from this kind of service, you can refer them directly through our referral scheme: smartcurrencyexchange.com/tp-refer
Thanks again for your kind words. We look forward to speaking again soon.
Best regards,
The Smart Currency Exchange Team
There was a few days delay in receiving…
There was a few days delay in receiving my payment.
However after a phone call the problem was solved and the rate was somewhat better than my banks exchange rate.
I plan on making transfers from the UK to Spain monthly so we will see if things go smoothly from now on
May 8, 2026
Reply from Smart Currency Exchange
Hi Thomas,
Thank you for taking the time to leave your review.
Sorry to hear that there was a delay during the process, but pleased to hear that it was resolved quickly.
We look forward to helping with your next monthly payment very soon!
Best regards,
The Smart Currency Exchange Team
First time transferring monies
First time transferring monies. Everything was explained clearly, I received phone calls on the day, and at the agreed time that they had been promised. I was not chased, Iwas given time to think things over., and felt supported
May 13, 2026
Reply from Smart Currency Exchange
Hi Debbie,
We're so pleased you were happy with the service you received and felt supported during the process.
We hope to be able to help with your next transfer soon.
Best regards,
The Smart Currency Exchange Team
Excellent service!
I had a really great experience with Smart when I bought and then, due to issues, had to sell my house in France.
Matthew Lane-Miller was just exceptional, so helpful and knowledgeable. I was super nervous about moving around large sums of money but he made it all very easy for me to understand.
Matt always put me at ease and always made sure I was up to date with everything that was happening.
I would recommend Matt to anyone for his professionalism and also the fact that he’s just such a great person to deal with!
10/10 would recommend Smart Currency Exchange, they’re excellent 👍
May 13, 2026
Unprompted review
Reply from Smart Currency Exchange
Wow, thank you so much for this review Terese!
We'll be sure to pass your kind words on to Matt. Great to hear you were so happy with your experience with him.
If you know someone who would also benefit from our services, refer them to us and get rewarded! Visit: smartcurrencyexchange.com/tp-refer
Best regards,
The Smart Currency Exchange Team
Their customer care and ensuring the…
Their customer care and ensuring the customer experience was second to none
May 11, 2026
Reply from Smart Currency Exchange
Hi Mr Ratcliffe,
Thank you for taking the time to leave your review. We're so pleased to hear you had a good experience with us.
We look forward to working with you again in the future.
Best regards,
The Smart Currency Exchange Team
Very professional and efficient
Very professional and efficient. Rory was very patient with helping us to transfer the funds from the sale of our house for a permanent move to France.
May 5, 2026
Reply from Smart Currency Exchange
Hi Julie,
Congratulations on your move! We wish you every success for your next step in France.
Thank you for taking the time to leave your review.
If you ever need further assistance, we'd be happy to help. We can help with smaller, ongoing payments, transferring pensions, living expenses - and everything in between. All using your existing account with us.
We hope to speak with you soon!
Best regards,
The Smart Currency Exchange Team
Fairly simple.
Fairly simple.
The mobile phone app should be in Google Play for security however, and there are several apps on Google Play with similar sounding apps.
May 8, 2026
Reply from Smart Currency Exchange
Hi,
Thank you for taking the time to leave your review.
We aim to offer so much more than being a faceless app. Many of our customers are transferring significant amounts overseas and we always aim to help them with one-to-one service to understand their needs and manage transfers effectively.
You can book a transfer over the phone, directly with your account manager - or via our online client portal while our mobile app is a work in progress to be updated.
Thanks again for your feedback. We hope to be able to help again soon.
Best regards,
The Smart Currency Exchange Team
Matt Lane-Miller
Matt was friendly and informative. He explained the process clearly and was helpful throughout
May 8, 2026
Reply from Smart Currency Exchange
Hi,
We appreciate your kind words and the time you took to share your experience with Matthew.
We look forward to working with you again in the future.
Best regards,
The Smart Currency Exchange Team
We used Smart Currency Exchange to transfer pounds to euros and send to Spain for flat purchase.
We used Smart Currency Exchange to transfer money from the UK to Spain for a property purchase. Extremely smooth. Seamless transfer. Very well looked after by Danny Cook. Highly recommended.
5 stars
May 7, 2026
Reply from Smart Currency Exchange
Hi Mark,
Congratulations on your Spanish property!
Thank you for taking the time to leave your review. We'll be sure to pass your kind words on to Danny and the team.
If you know someone to recommend us to, you can earn rewards through our referral scheme. Visit: smartcurrencyexchange.com/tp-refer
Best regards,
The Smart Currency Exchange Team
Excellent service
Excellent service. A great rate of exchange and I was provided one to one guidance through the process. First class.
April 20, 2026
Reply from Smart Currency Exchange
Hi Mr Monk,
We're so pleased to hear you had a good experience using our service.
We hope to be able to help with your next transfer soon!
Best regards,
The Smart Currency Exchange Team
Moving money abroad can be a worrying…
Moving money abroad can be a worrying experience, but Matthew at Smart Currency Exchange worked alongside us and ensured the transaction worked efficiently and smoothly. He has been available to assist and give advice through the whole process and we feel very confident about our future transactions. I would not hesitate to recommend, the service has been first rate.
May 7, 2026
Reply from Smart Currency Exchange
Hi Mrs Hayes,
Thank you for your kind feedback. We're so pleased you had a good experience with Matthew.
We look forward to helping with your next transfer!
If you know someone who would benefit from our service, refer them to us and earn rewards: smartcurrencyexchange.com/tp-refer
Thanks again, and we look forward to speaking soon.
Best regards,
The Smart Currency Exchange Team
Very helpful thanks to Rory
May 1, 2026
Reply from Smart Currency Exchange
Hi Isabella,
Thank you for taking the time to leave your review. Great to hear that you were happy with the service with Rory.
We look forward to assisting you again soon.
Best regards,
The Smart Currency Exchange Team
Painless and efficient
April 30, 2026
Reply from Smart Currency Exchange
Hi Adam,
Thank you for taking the time to leave your review. Great to hear that you were happy with the service received.
We look forward to assisting you again soon.
Best regards,
The Smart Currency Exchange Team
Great experience with Stress Free
Great experience with Stress Free! Matthew Miller was great, and he kept me updated every step of the process.
May 5, 2026
Reply from Smart Currency Exchange
Hi Konstantina,
Thank you for taking the time to leave your review and for your kind words about Matthew. We'll be sure to pass along your thanks.
Should you have any more questions please don't hesitate to reach out.
If you know someone who would also benefit from our services, refer them to us and get rewarded! Visit: smartcurrencyexchange.com/tp-refer
Thanks again, and we look forward to working with you again in the future.
Best regards,
The Smart Currency Exchange Team
Good efficient service
Good efficient service. The agent was brilliant, helpful and contactable. The transfer rate was better than my banks.
May 1, 2026
Reply from Smart Currency Exchange
Hi Colin,
Thank you so much for taking the time to leave your review. We're so pleased to hear you were happy with our service.
We look forward to helping you again soon.
Best regards,
The Smart Currency Exchange Team
Very happy with the help and planning…
Very happy with the help and planning beforehand. The transaction was done on time and all went smoothly. Thank you!
April 28, 2026
Reply from Smart Currency Exchange
Hi Angela,
Thank you for taking the time to leave your review. We're pleased to hear everything went smoothly!
We look forward to helpign with your next transfer soon.
Best regards,
The Smart Currency Exchange Team
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