Spectrum Travel Insurance Reviews 

385
TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

Lois (LSB) was so helpful from start to finish and the service was excellent. I had a bad experience with the garage but Lois helped me through the whole process and was a pleasure to work with. Thoro... See more

Rated 4 out of 5 stars

Very easy to deal with over the phone to take down details and to provide quotation (and then payment. My only gripe is that when you have other policies already in force with them why they cannot si... See more

Rated 5 out of 5 stars

I recently bought a travel insurance for my daughter and when I got home, discovered that my husband had already purchased the insurance from another provider. Your team were superb and instantly ag... See more

Rated 4 out of 5 stars

Very easy to renew insurance Would have been better if the agent had mentioned the discount offer available that was sent to my email, rather than me having to request if after the quote was given!... See more

Company details

  1. Travel Insurance Company
  2. Insurance Agency
  3. Insurance Company

About Spectrum Travel Insurance

Written by the company

As one of the UK's leading direct sell travel insurance providers, we take great pride in our service and reputation.
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Contact info

4.6

Excellent

TrustScore 4.5 out of 5

385 reviews

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4.6

All reviews

(385)

0 reviews in the last 12 months

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Rated 4 out of 5 stars

Easy to follow on medical conditions

Easy to follow on medical conditions, quick process, no issues

April 18, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

So pleased you found our website user friendly, thanks for your feedback. Safe travels!

Rated 4 out of 5 stars

Straightforward and easy to use

Pleased to find the site was easy to use and all information sought seemed relevant. A bit difficult to appreciate the charges applied for prior conditions when they have no impact and are purely for someone reviewing the information (or so it says). Post purchase info supplied was also clear and easily downloaded and saved. All in all, a positive experience which I can recommend to others.

April 17, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

Thank you for your review. We tried to contact you but were only able to leave a message. We are pleased you found our website easy to use and had a positive experience. As with most travel insurers, cover for pre-existing medical conditions is excluded from the base policy. Optional top-up cover is available and quoted based on each individuals own medical circumstances. We appreciate some customers may feel their medical conditions are well maintained and will not cause them any issues whilst away which is why we offer the option for customer to ‘Exclude cover’. We thank you for choosing Spectrum Travel Insurance and wish you safe travels.

Rated 5 out of 5 stars

bob on always use spectrum because of…

bob on always use spectrum because of the ease and good prices

April 11, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

So glad we met your needs, thanks for taking the time to let us know. Wishing you safe travels.

Rated 5 out of 5 stars

First class

First class, easy online to understand and purchase.

April 11, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

So pleased you found the buying process simple, we appreciate your feedback. Wishing you safe travels.

Rated 4 out of 5 stars

very easy to renew insurance

Very easy to renew insurance

Would have been better if the agent had mentioned the discount offer available that was sent to my email, rather than me having to request if after the quote was given! Seems to be the same with all insurers though you need to check on-line for best deal before calling.

April 11, 2019
Unprompted review
Rated 5 out of 5 stars

Good service

Good service. Very helpful agent and good price. Have not needed to claim, so can't comment, but have used Spectrum twice now.

April 9, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

So pleased we’ve always met your needs, thanks for your feedback and your loyalty, we appreciate it. Safe travels!

Rated 4 out of 5 stars

Shame have to enter medical again....

Shame I have to enter medical conditions again on renewal but otherwise a straight forward procedure

April 8, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

Thank you for your review. We are really pleased you found the renewal process straightforward. When renewing, medical screenings need to be re-completed as the medical question database is updated regularly & may ask different questions than the previous year. In addition some customers may need to add/remove conditions as guided by our medical warranty criteria. We thank you for choosing Spectrum Travel Insurance again and wish you safe travels.

Rated 5 out of 5 stars

First class customer service and…

First class customer service and excellent cover at a competitive price.

April 4, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

So pleased to hear Sapna was able to assist you, we will be sure to pass the compliment on. Wishing you safe travels.

Rated 1 out of 5 stars

Rubbish

Rubbish! Last year we were cheated by Spectrum into buying travel insurance which did not cover the dates of our holiday to USA. I had to take out extra insurance for over £200. Never again. I am now looking at other providers and will berate Spectrum to others on every chance I get. Dreadful behaviour indeed! I wanted the cover to start to cover our holiday but was forced into upgrading cover for a time it was not needed. You are shysters!

March 29, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

Thank you for your review. We are really sorry you are unhappy, however we disagree with your comments. On listening to your call last July our call operative offered clear options relating to your trip to USA in May 2019. You then chose to upgrade your existing policy to ensure cancellation cover was in place for this trip up to expiry date of the policy. You acknowledged your policy would also need to be renewed in April 2019 to ensure continuance of cover & note a renewal quotation has since been provided which you declined. A Single Trip policy has been purchased instead which we hope meets your needs. Should you wish to discuss this further please contact our Customer Care Team. Wishing you safe travels from Spectrum Travel Insurance.

Rated 3 out of 5 stars

Found talking about medical conditions…

Found talking about medical conditions difficult as was asked the same question over and over again

March 25, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

Thank you for your review. We have listened to your call and are happy with the way the call was handled. On occasions our Customer Care Operatives will be required to repeat questions if they feel further clarification is required. Our priority is always to ensure information is captured correctly. We thank you for choosing Spectrum Travel Insurance & wish you safe travels.

Rated 4 out of 5 stars

Based on my experience so far

Based on my experience so far, I have had no problems. However, I have not yet made a claim on my policy, so I cannot give 5 stars.

March 21, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

Thank you for your review. It is always our hope that customers’ are not required to make a claim. Thank you for choosing Spectrum & we wish you safe travels.

Rated 5 out of 5 stars

Travel Insurance with Spectrum

A good experience dealt with very efficiently and at a very competitive price.

March 18, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

Delighted to hear about your experience and receive your feedback. Wishing you safe travels.

Rated 5 out of 5 stars

Helpful and precise

March 14, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

So pleased to hear that, customer service is so important to us. We appreciate your feedback. Wishing you safe travels.

Rated 5 out of 5 stars

Form filling review

Very easy and good benefits all through the policy.

March 5, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

So glad we met your needs, thanks for taking the time to let us know. Wishing you safe travels.

Rated 5 out of 5 stars

Very good cover and very easy to use…

Very good cover and very easy to use and very good value for money

March 4, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

So glad you found the buying process simple, glad we met your needs. Wishing you safe travels.

Rated 5 out of 5 stars

I took out travel insurance for a…

I took out travel insurance for a cruise that my wife and I are going on.
The on-line process was simple and easy to complete and the cost for our 2 week holiday for the both of us was very reasonable.
5 stars from me.

February 26, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

So glad we met your needs, thanks for taking the time to let us know. Wishing you safe travels ☺

Rated 5 out of 5 stars

Health Travel Insurance.

Clear and precise about the health information required.

February 21, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

So pleased to hear that, thanks for your feedback. Wishing you safe travels ☺

Rated 5 out of 5 stars

good website

good website, and good travel protection coverage

February 21, 2019
Unprompted review
Spectrum Travel Insurance logo

Reply from Spectrum Travel Insurance

Great, so pleased to hear that, thanks for your feedback. Wishing you safe travels ☺

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