Swinton Insurance Reviews 

48,221
TrustScore 4.5 out of 5

4.3

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 6,561 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing, often finding it to be the best value compared to other providers. Many people appreciate the straightforward and easy-to-navigate user experience, especially when arranging insurance online. The service is consistently described as efficient and hassle-free, with staff members often highlighted for their helpfulness, patience, and professional approach. However, some customers also noted challenges with customer service, mentioning difficulties in reaching a live person and experiencing slow or frustrating interactions with automated systems. Some people found it hard to understand agents due to strong accents, and a few reported issues with staff knowledge or follow-through on promised callbacks.

What people talk about most

Price

Reviewers highlight positive aspects of price, often finding it competitive and a good value compared to... See more

User experience

Reviewers mention positive feedback about user experience, with many finding the online site user-friendly... See more

Service

Customers consistently note positive experiences with service, often praising the ease and speed of obtaining... See more

Staff

Customers had positive experiences with staff, frequently praising their helpfulness, patience, and... See more

Customer service

Clients share ambiguous opinions on customer service, with many praising the helpfulness and patience of... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I don't honestly think people see purchasing home insurance as a great experience. The less friction the better. I think the policy I bought is reflected in the price bracket. The one thing that anno... See more

Company replied

Rated 4 out of 5 stars

It wasnt a great experience to be honest It was a pain!i got locked out of the system twice just before payment. Not sure if i will bother with any insurance from anyone next time.

Company replied

Rated 4 out of 5 stars

Fairly quick service updated my insurance without me knowing but didn’t charge extra, but the updates were correct.

Company replied

Rated 5 out of 5 stars

A good price for my new car, I couldn’t take the insurance out online as my VRM hadn’t been recognised (DVLA not quite updated?), however, a call to Swinton was soon sorted by Clare, no surprise chang... See more

Company replied


Company details

  1. Insurance Agency

Written by the company

Swinton has been helping people find insurance for 60 years. Back then you would just buy insurance but one man decided to compare lots of prices and pass the savings onto his customers. This honest personal approach is the cornerstone of Swinton today. Going the extra mile for their customers, Swinton offers a wide range of insurance products, taking the time to listen to what their customers need. If you would like to see feedback about our Swinton Pet product, please visit our Trustpilot account https://www.trustpilot.com/review/swinton.co.uk/pet-insurance

Swinton Insurance

Written by the company


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

48K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.3

All reviews

(48,221)

5,803 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great price 👍

Great price 👍

July 29, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for leaving us a review.

We're thrilled to hear you got a great price! Keeping things affordable for you really makes our day.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 4 out of 5 stars

Couldn't register with website so…

Couldn't register with website so unable to see documents

August 1, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for leaving us your review.

We're really sorry to hear you couldn't register with our website and couldn't see your documents. We know how frustrating that is, and we want to get this fixed for you quickly.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 4 out of 5 stars

Quick and easy buying experience

Quick and easy buying experience. Competitive pricing.

July 29, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for leaving us a review.

We're glad to hear your buying experience was quick and easy! It's great to know our pricing was competitive for you.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 4 out of 5 stars

Helpful staff

July 29, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for leaving us your review.

We're thrilled to hear that our staff were so helpful! Providing great service really makes our day.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 4 out of 5 stars
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for leaving us your review.

We're thrilled to hear that our staff were so helpful! Providing great service really makes our day.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 4 out of 5 stars
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for leaving us your review.

We're thrilled to hear you found our service very helpful! Knowing we could assist you really makes our day.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 4 out of 5 stars

The staff were very helpful

The staff were very helpful, but it did take quite a while for the telephone to be answered. Other than that, everything was very good. Thank you.

July 29, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for taking the time to review us.

We're glad to hear our staff were helpful and everything else went so well! We're really sorry about the long wait to get through on the phone. We know how frustrating waiting can be.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 4 out of 5 stars

Good service but it takes a long time…

Good service but it takes a long time to get through. Helpful staff

July 28, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for leaving us your review.

We're glad to hear our staff were helpful and gave you good service! We're sorry it took a long time to get through on the phone. We know waiting isn't ideal.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 1 out of 5 stars

The answering service was protracted…

The answering service was protracted and when I got through, it was the wrong department and had to start over again. When speaking to the operator there was too much background noise to full understand what was being said.

July 31, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your feedback regarding your recent experience with us. I sincerely apologise for the lengthy wait time you encountered on our automated service and for being connected to the wrong department, which caused you to start over again. Additionally, I regret that the background noise during your call made it difficult to fully understand the operator.

We strive to provide clear and efficient service and I am sorry that we did not meet your expectations on this occasion. Your comments are important to us and will help us improve our customer experience.

If there is anything further we can assist you with, please do not hesitate to contact us.

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

Quick and easy to set up and a…

Quick and easy to set up and a competitive premium

July 2, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for leaving us your review.

We're thrilled to hear you found it quick and easy to set up and got a competitive premium! Bringing you top value and a smooth experience makes our day.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for taking the time to share your feedback.

We're delighted to hear you're very happy with your insurance quote!

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 1 out of 5 stars

Been with swinton for years,but we…

Been with swinton for years,but we changed our car recenty and £389 was added onto the premium, which doubled in the monthly payments.
So we decided to leave and they still had to charge us £140.53.
Our payments now with a new provider are more than half than what swinton were wanting to charge us.

July 25, 2026
Unprompted review
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for reaching out and sharing your concerns with us. I understand that changing your car resulted in a significant increase to your premium, and that the cancellation fee of £140.53 has been upsetting, especially since your new insurance payments are now considerably lower.

At Swinton, we strive to provide competitive rates and clear information about any charges. The increase in your premium was likely due to the change in vehicle details impacting the policy pricing with your insurer, and the cancellation fee relates to the policy being ended before its term which includes the days on cover that have not been settled by the direct debit.

If you would like to discuss your concerns further or to log a complaint, please use the below link:

www.swinton.co.uk/contact-us

Kind regards,

Michelle @ Swinton Insurance

Rated 1 out of 5 stars

I called 1st August to change my…

I called 1st August to change my address and phone number then the man who I could not understand said I’ll be charged but does not no how much then he put me through to a different person who’s head set was not working she rang me back on a different head set and still the same then she said I’ll get a different agent to ring me back which they never did so now just before renewal they have annoyed me and I’ve been with them for years the service centre you cannot here them because other conversations in the background that was it now I won’t be renewing and use someone else if I don’t get a response very soon then then I’ll take the review off if I get a phone call

August 1, 2026
Unprompted review
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for reaching out and sharing your experience. I sincerely apologise for the inconvenience and frustration you’ve encountered when trying to update your address and phone number. This is certainly not the standard of service we aim to provide at Swinton Insurance.

Please rest assured, we value your loyalty over the years and want to make sure your experience improves moving forward.

If you would like to discuss your concerns further or to log a complaint, please use the below link:

www.swinton.co.uk/contact-us

Thank you for your patience, and again, I apologise for the inconvenience caused.

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

excellent service

July 26, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for your review.

We’re so glad you got excellent service from us.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

Issues mentioned about my insurance

I received an email from you asking what problem there is with my insurance and I was told what claim you had. I had a claim on May 10, 2025, and I received an email from the insurance company, if you want. Again, this incident happened a year and two months ago. What does this have to do with the insurance I took out? I am currently looking to new one-year contract with yours, which you mentioned.I bought insurance car and right now I want to contract with an agent

August 4, 2025
Unprompted review
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for getting in touch with us about your car insurance policy.

If you want to speak with an agent, you can contact us online at https://www.swinton.co.uk/contact-us. Our team will be happy to help you with your query.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

Being able to talk to a person,I have…

Being able to talk to a person,I have some hearing loss and both people I spoke to were patient and helpful.
The second person I spoke to her name was “Precious “and she really went the extra mile to sort things out.
The only thing I didn’t like was the very long spiel on the phone,before speaking to someone.though still a 5 star service.Regards Daniel.

July 31, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for taking the time to share your review.

We're delighted our team were so patient and helpful, especially given your hearing loss. Precious will be thrilled to hear she went the extra mile for you!

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 4 out of 5 stars

I've been with Swinton before and had…

I've been with Swinton before and had great service and good prices

July 29, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for taking the time to share your feedback.

We’re really glad to hear you had such great service and good prices with us in the past. It’s fantastic to have you back!

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

Brian star of Swinton no experience of Swinton so cannot…

I’ve no experience of Swinton so cannot comment yet. But your assistant who’s called Brian has the patience of a saint, I’m not fully experienced with AI and not quite up to date with my phone ( a new one), but Brian stayed calm while I made numerous attempts to complete my application . And patiently waited while I made error after error, even looking up on Google to find out how my mobile worked . Thanks to him I have cover with Swinton for my car! Thank you

July 31, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for sharing your experience with us.

We're delighted to hear how patient and helpful Brian was while setting up your policy.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

Easy to navigate

Easy to navigate

July 31, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for taking the time to leave us your review.

We’re really glad to hear you found our website so easy to navigate.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

Value

Good service and value

July 28, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for taking the time to leave us your review.

We're really glad to hear you enjoyed our service and got great value for money.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look