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Tesco Bank Reviews 52,640

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 9,876 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the helpfulness, knowledge, and politeness of the staff, often appreciating the ability to speak with a human rather than an automated system. The service is consistently described as excellent, with many noting the quick and easy application process and efficient problem resolution. People also praise the clear guidance and professional yet personal touch received, making them feel supported and understood. However, some customers experienced issues with payment processing, including declined cards or unexpected charges. A few also mentioned difficulties in reaching a human representative directly through automated phone services, leading to frustration and longer wait times.

What people talk about most

Staff

Users describe positive interactions with staff, often highlighting their helpfulness, knowledge, and... See more

Customer service

Customers had positive experiences with customer service, often praising the ability to speak with a real... See more

Service

Reviewers mention positive feedback about service, with many finding it polite, prompt, and easily... See more

User experience

Reviewers highlight positive aspects of user experience, with many finding the website easy to navigate and... See more

Payment

Clients share ambiguous opinions on payment, with some reviewers praising quick service and helpful... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The representative was so kind and tried her best. My passport had gone missing & I could not fly & needed a hotel. When trying to book it said my card was declined. The representative said that the s... See more

Rated 4 out of 5 stars

Bit annoying I couldn’t speak to a human straight away with what should have been a 3 minute query. Took about 20 minutes in the end. I tried to go online but server didn’t respond ( their end not min... See more

Rated 5 out of 5 stars

When I phoned Tesco about my credit card, the lady answered promptly. She was very helpful, knowledgeable and polite. I’ve had few problems banking with Tescos, all which they sorted out immediately... See more

Rated 5 out of 5 stars

It was very quick and easy to apply and the key thing is to be honest. The process took around 10 minutes and with what your required to provide when applying made it feel very safe and sec... See more


Company details

  1. Bank

Written by the company

Looking to apply for a new credit card, a loan, or to grow your savings? Tesco Bank could help you make the most of your money. Check out our exclusive offers, helpful tools and guides and learn how to get the very best value with your Clubcard. Tesco Bank is a trading name of Barclays Bank UK PLC.

Personal Loans

Written by the company

Looking to buy a car, make home improvements or get on top of your finances? Discover how our loans could help you. Subject to status.

Contact info

Promotion box for Tesco Bank

Credit Cards

Compare our range of Clubcard Credit Cards. Subject to status.

4.3

Excellent

TrustScore 4.5 out of 5

53K reviews

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Asks customers to review

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Rated 1 out of 5 stars

Dreadful

Dreadful, no answer on X for days, no online chat, no email contact only a phone number which isn't a lot of use if you happen to be be outside the UK! My app was blocked but no-one can tell me why, that couldn't be remedied via online banking as they said I had to use a browser they knew, (how can I possibly know that??) So went round in circles, in the end had to phone from abroad only for the rep to make a mess of getting it under control. Dreadful experience

June 5, 2026
Rated 1 out of 5 stars

Chargeback claim against…

I put In a Chargeback claim against MYIQ who scammed me out of £100.02. Tescobank did nothing to try and resolve the matter In hand. To say I'm very disappointed to say the least. I will never ever recommend them to my family or friends because yet again MYIQ Scammers have won again and It won't be the last time I no longer trust Tescobank to do the right thing.
Not now not ever

January 11, 2026
Unprompted review
Rated 5 out of 5 stars

A Real Person Answering a Question

I needed to answer a question re my Tesco credit card. It wasn’t in the FAQs, so phoned to speak with a person.
Waited c 5 mins, but the man I spoke to listened well & gave me the precise answer to my question.

June 4, 2026
Rated 1 out of 5 stars

Open a savings account with Tesco Bank

Open a savings account with Tesco Bank, filled all the online details in etc. Get the account details through so I added funds to the account. Then I get an email saying they've sent a form to sign and return to get the account fully open, signed the form and sent it back a week ago but still can't withdraw money from the account as not fully open. Nearly 2 weeks and no access to my money now.

If you want to go back 10years to how online banking used to be Tesco Bank is for you.

While other banks use methods where you take a photo of passport and then taking a selfie to verify you with the account open in30 mins, Tesco rely on a signature and the equally useless service of the Royal Mail.

Try going to Chase Bank or one of the other challenger banks, ignore these old has beens stuck in the past.

May 26, 2026
Unprompted review
Rated 5 out of 5 stars

Sooo refreshing being able to speak to…

Sooo refreshing being able to speak to "human" on phone. Patient and good explanation with my online problem... putting me at ease and subsequently reducing my worry and resolving the problem! Thank You ;)

June 3, 2026

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