The Money Platform Reviews 474

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company's service, highlighting its speed and ease of use. Consumers appreciate the helpful and understanding nature of the staff, who are often described as empathetic and willing to assist with payment arrangements. People feel supported by the customer service team, noting their prompt responses and efficient problem-solving skills. The positive sentiment extends to the company's flexibility and understanding when customers face financial difficulties. Reviewers report that the business is willing to adjust payment dates and amounts to accommodate individual circumstances, without applying extra charges. Consumers also appreciate the company's friendly and professional approach, making them feel valued and supported throughout their interactions.

Based on these reviews

Rated 5 out of 5 stars

Honestly, the loan helped when I really desperately needed it to keep me on the road and get to work etc and I couldn’t get help from anywhere else. I was going to be late paying aswell but they simpl... See more

Rated 5 out of 5 stars

they are so helpful. they assisted in moving my payment date two occasions to help me avoid a late fee and damage to my credit score. they are fast with responses and efficient in helping their custom... See more

Rated 5 out of 5 stars

I have used TMP multiple times. The service is quick and easy, the money platform have sorted me with loans despite poor credit history. On the occasions when I have been unable to to repay on the sch... See more


Company details

  1. Loan Agency

Written by the company

The Money Platform is a next-generation fintech marketplace that connects people who want to lend with those who need to borrow. Powered by our proprietary TMP Score and advanced credit analytics, we’re reimagining lending — making decisions faster, reducing costs, and opening access to fair, affordable credit. Built on transparency and inclusion, we enable real people to lend directly to real borrowers, removing the middlemen and creating a fairer financial future for everyone.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

474 reviews

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Rated 3 out of 5 stars

Bit disheartened with this company…

Bit disheartened with this company after such a great relationship with them.
I have had two loans off this company where you can pick the amount you wish to borrow up to £1250.
1st loan i paid back every month on time and that was paid off on 15th September last year.
The 2nd loan I had off them, was over four months, which I incidentally paid off two months in advance.
When It came to getting another loan off them back in March this year, i was asked on my The Money Platform to give them my debit card details to clarify I am the bank account holder.
I rang the money platform to clarify this and they informed me it was just a security check and to go a head and put my card details in of which I did. £1250 was then sent to my bank account. I contacted them money platform about this amount going into my bank account of which I did not apply for and could they take this money back over the phone which they agreed. I received an apology on the phone and the money was taken back off my debit card. I explained to the guy on the phone that I normally am able to pick my own loan amount each time I apply for a loan but on this occasion I never got to pick my own loan amount and received the full amount the money platform allows you to have. Again I got an apology and was informed there technical team would sort the error out on my account with them so I can apply for the loan amount I wish to borrow like I have been able to do on my two previous loans. I was informed this would take about 3 days to get sorted. Its now been over two weeks and I can still not apply for another loan from this company. I have now been informed that they have a cooling off period before you can apply for another loan.
So eventhough it was their error and not mine regarding the £1250 being transfered to my bank account which i never applied for and me being honest and repaying the full amount back to them, it's me being penalised through there computer error. This seems extremely unfair considering I have never defaulted on any of my loans.
Under the circumstances I feel the money platform should be sorting this issue out if they wish to keep an excellent payer such as myself.
The money platform should do better.

March 26, 2026
Unprompted review
Rated 3 out of 5 stars

Easy and simple

Was very quick and efficient but now I don't need it anymore I can't close the account or unsubscribe. Many times I've tried but still emails arrive

March 26, 2026
Unprompted review
Rated 5 out of 5 stars

5 star company

I applied for a loan on sunday afternoon and recieved the money on monday morning .very happy customer thanks money platform great customer service.

February 2, 2026
Unprompted review
Rated 5 out of 5 stars

great company

they are so helpful. they assisted in moving my payment date two occasions to help me avoid a late fee and damage to my credit score. they are fast with responses and efficient in helping their customers. thank you so much !

January 16, 2026
Unprompted review
Rated 1 out of 5 stars

Poor website

The website isn’t letting me enter my bank details. Just keeps kicking me back to the Home Screen.

December 8, 2025
Unprompted review
Rated 5 out of 5 stars

Very impressive P2P lender

Very impressive P2P lender. I am an investor. It is a high risk investment, but if done cautiously and in a well structured way [gradually increasing your total loans] it is a practical masterclass in the magic power of both the investing tools of "diversification" and "compounding". With rapid reinvestment of returns, the potential profitability of this platform is excellent.

October 31, 2025
Unprompted review
Rated 5 out of 5 stars

Great

Received a monthly news letter and am looking forward to the upcoming changes, any issues I have they respond to quickly ( and I do message them a lot lol). great team always polite and patient.

October 22, 2025
Unprompted review
Rated 2 out of 5 stars

No care for investors.

This is a very delayed review but I got an email advert re them today and I remembered I had actually never left a review.

On the third time of lending out my money, they lost it and despite me requesting, they sent no proof at all that they had ever made any serious attempt to recover my money via debt collection. Their email responses would take forever, and most of the time what was sent was a pointless endeavour. I figured I may lose a bit here and there over the years but I did not figure I would lose the entire capital invested inside a few months.

November 1, 2024
Unprompted review
The Money Platform logo

Reply from The Money Platform

Hi Luc,

Thank you for getting in touch and for sharing your concerns. We’ve reviewed your lending account and can confirm that you invested with us in 2017, participating in five loans. We’re sorry to hear that your experience has not been positive.

It’s important to note that lending through The Money Platform involves risk, and capital is not guaranteed. We make this clear throughout the investor journey — for example, our website prominently states: “Don’t invest unless you’re prepared to lose money. This is a high-risk investment.” We also include multiple reminders of the potential for loss during sign-up and require all investors to complete a short knowledge test to ensure these risks are understood.

Diversification plays a key role in managing risk. Our recent data shows that 97% of lenders who invest in more than 50 loans are in profit, while this figure falls to less than 70% for those investing in fewer than 10 loans. Participating in a just few loans means lenders become more exposed to individual borrower outcomes.

I want to assure you that your outstanding loan was actively followed up and escalated through our debt collection process. A small partial recovery was achieved and distributed to your account.

However, we recognise that you ultimately experienced a loss of around £100, and we sincerely regret that this has been your outcome. We also take on board your feedback about communicating this process better.

We are continuously improving our credit decisioning and borrower assessment to reduce return volatility and better protect lenders, particularly those with smaller portfolios. A great deal has evolved since your 2017 investment, but your feedback remains valuable in helping us improve further.

Thank you again for taking the time to reach out — your experience matters to us and has been escalated to the team.

The Money Platform team

Rated 5 out of 5 stars

very good

had a loan with this company, The money i was paying back a month was a bit to high for me,i rung them up they cut My payment in half but obviously extended it for a bit longer with no added interest and no report to my credit file,i wasn't expecting that, couldn't be happier with them 👍

October 10, 2025
Unprompted review
Rated 5 out of 5 stars

Hats off to this company

Hats off to this company, they are very helpful and most of all very understanding. I can't thank them enough, they trusted and lend the money. Will definitely apply for the loan from them when ever I needed. Brilliant service, helpful, reliable and top understanding.

September 29, 2025
Unprompted review
Rated 5 out of 5 stars

Loan

1st time I've got a loan with this company very helpful when explained could not make a monthly payment would highly recommend them would use again

September 1, 2025
Unprompted review

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