I love using TotallyMoney, it helps me to keep an eye on my credit score and areas that need improving. If i want a new credit card it shows me the best on the market and also allows to see my chances... See more
Company replied
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Grate site help me keep an eye on my spending and money. Let's me know how I can improve my credit. I can see updated information of my credit rating if its gone up or down.
Company replied
Really informative breakdown of the credit score reasoning and changes to my report over time. Easy to search for credit or current accounts. Love that its free!
Company replied
I like the fact that you can see where you are in terms of your credit journey and that you can plan your way to a certain goal. I - for one - am aiming to claw my way out of debt, so this is us... See more
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Company details
Written by the company
Our technology puts you right at the centre of your credit data, helping you make smarter decisions to take control of your finances. Use our free credit report and live credit score, along with our unique Borrowing Power and Match Factor technologies, to find the right financial products, make better financial decisions and build a stronger credit history. We believe that our technology can drive a better and fairer consumer credit market that can help you get smart with credit!
Get a better credit score
Written by the company
- 97% of customers recommend us to improve your credit score
- Credit scores don't always feel fair. That's because they were made for lenders. Now, make yours work for you and move on up towards your goals, for free.
Contact info
White Collar Factory, 1 Old Street Yard, EC1Y 2AS, London, United Kingdom
- help@totallymoney.com
- www.totallymoney.com
4.4
Excellent
14K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
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Very helpfull
October 29, 2024
Reply from TotallyMoney
We’re so happy to hear that you find the app easy and simple to use and understand :).
If you're happy with our service we'd love to get that extra star from you. Alternatively, we're keen to hear how we can improve, at help@totallymoney.com!
Very Good very Good very good
October 16, 2024
Great Service 5*
Great Service 5* you should use weekly to check that all is fine and no scammers have got your id
December 2, 2024
Really good service
Really good service. Shows me new offers and tells me what I need to do. Recommended.
October 26, 2024
Good nothing dad to say
November 30, 2024
KUDOS. Totally money has changed ancial…
Totally money has changed my financial narrative. I do not care about how my financial status was doing until I got in contact with Totally money.
They have transformed me financially.
Thank you Totally money
October 22, 2024
This company is helping me to sort my…
This company is helping me to sort my credit score out and helping me keep up with all my payments
November 27, 2024
I don’t like the fact that when you’re…hard work for good credit
I don’t like the fact that when you’re trying to build your credit score up and using what credit you have that your score can go down . I have been trying really hard to budget and get no appreciation for it , in fact my score went down
October 20, 2024
Reply from TotallyMoney
Hi John,
I appreciate your thoughts on this.
You may see a section on your TotallyMoney account called 'Credit usage', which is simply the amount of your available credit compared to how much you're using
Just to let you know, most lenders like to see credit usage below 25%. This means if you have a £1000 credit limit, you should aim to use £250 or below. This helps to demonstrate that you aren't reliant on credit and can use it responsibly.
Whereas, if you use more than 25%, this can indicate to lenders that you're in more need of credit and this can negatively impact your score.
I appreciate this can be confusing but we don't make the rules on this. This is something that lenders look at and can impact your credit score, which is why we flag credit usage to you in your TotallyMoney account.
To improve your score, you should aim to use 25% or below of your available credit.
I hope this helps!
All the best,
Tara
Totally money is very good app and very…
Totally money is very good app and very useful
November 22, 2024
Reply from TotallyMoney
We’re so happy to hear that you find our app useful and easy to use :)!
If you're happy with our service we'd love to get that extra star from you. Alternatively, we're keen to hear how we can improve, at help@totallymoney.com!
Excellent app
October 15, 2024
My first time of using your website…
My first time of using your website produced great result. I was able to get my first builder credit card easily. Your recommendation was top notch. Kudos to your team.
November 9, 2024
Highly beneficial in managing my…
Highly beneficial in managing my financial resources.
October 15, 2024
It’s making my update and it’s easy to…
It’s making my update and it’s easy to use and understand
October 10, 2024
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