I love using TotallyMoney, it helps me to keep an eye on my credit score and areas that need improving. If i want a new credit card it shows me the best on the market and also allows to see my chances... See more
Company replied
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See what reviewers are saying
Grate site help me keep an eye on my spending and money. Let's me know how I can improve my credit. I can see updated information of my credit rating if its gone up or down.
Company replied
Really informative breakdown of the credit score reasoning and changes to my report over time. Easy to search for credit or current accounts. Love that its free!
Company replied
I like the fact that you can see where you are in terms of your credit journey and that you can plan your way to a certain goal. I - for one - am aiming to claw my way out of debt, so this is us... See more
Company replied
Company details
Written by the company
Our technology puts you right at the centre of your credit data, helping you make smarter decisions to take control of your finances. Use our free credit report and live credit score, along with our unique Borrowing Power and Match Factor technologies, to find the right financial products, make better financial decisions and build a stronger credit history. We believe that our technology can drive a better and fairer consumer credit market that can help you get smart with credit!
Get a better credit score
Written by the company
- 97% of customers recommend us to improve your credit score
- Credit scores don't always feel fair. That's because they were made for lenders. Now, make yours work for you and move on up towards your goals, for free.
Contact info
White Collar Factory, 1 Old Street Yard, EC1Y 2AS, London, United Kingdom
- help@totallymoney.com
- www.totallymoney.com
4.4
Excellent
14K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Keeping me updated on how to improve my…
Keeping me updated on how to improve my credit score n finances
December 2, 2024
Great
Great, keeping customers updated is very important and also open way to identify opportunities regarding credit cards and other services. Thank you for your service
January 5, 2025
Can someone explain to me how this…
Can someone explain to me how this company works because I don't understand to be honest I am confused I can get a £ 20000 pound loan to buy a car which been accepted but if I apply for a £ 5000 pound loan for home improvement I have been refused and not accepted I don't understand LOL
January 5, 2025
Unprompted review
Reply from TotallyMoney
We’re sorry to hear that your application didn’t go as expected, Mark.
TotallyMoney isn’t a lender, so we don’t issue credit products or make decisions about applications. We show you products and offers that you’re most likely to be accepted for, based on the info we hold and that we receive from lenders. Lenders will always carry out final checks before making a decision, so even if you’re 100% pre-approved, the lender could decline your application if you don’t pass these checks. You may want to contact the lender directly to find out why your application was unsuccessful.
We appreciate this is frustrating, and although we don’t make the final decisions, we’re here to help you improve your chances of being accepted. You can check to see what personalised actions you can take to improve your eligibility by visiting the ‘Improve’ section on your TotallyMoney app.
Great app
Great app
Helped me a lot with daily offers and understanding how important a healthy credit score is
January 5, 2025
I am very happy with with the app of…
I am very happy with with the app of totally money the only silly thing is you got to spend to make credit history then you get red flag saying you spend DONT MAKE SENSE otherwise excellent 👍
January 4, 2025
I don’t like this app and how they…
I don’t like this app and how they check borrowing power and credit score
October 11, 2024
Reply from TotallyMoney
We appreciate your thoughts on this, Abel.
If you have any ideas on how we could improve, please let us know at [help@totallymoney.com](mailto:help@totallymoney.com). We’re keen to hear what you think!
Great and well recommendable
November 19, 2024
I had the app for ages I only upgrade…
I had the app for ages I only upgrade my phone, nothing else has changed I even tried on my other phone it’s the same,I can’t get into the app it’s say it’s for the Uk duh I’m from the Uk and when I go on to the troubleshooting bit I’m blocked I don’t know why I only check it now and then
December 26, 2024
Unprompted review
Reply from TotallyMoney
Hi Kelly,
Sorry to hear you are having trouble logging in. We've recently implemented new security measures which means you won't be able to access our app whilst using a VPN. If you're still having issues, please contact the team at help@totallymoney.com and we will be happy to help resolve this issue for you.
Good quality and easy to keep up with…
Good quality and easy to keep up with your finances.
November 17, 2024
Reply from TotallyMoney
We’re so happy to hear that our app is of good quality and makes it easy for you to keep up with your finances :)
If you're happy with our service we'd love to get that extra star from you. Alternatively, we're keen to hear how we can improve, at help@totallymoney.com!
Very helpful and good service.👍
October 26, 2024
Keeping us updated all the time.
Keeping us updated all the time on financial matters.
February 9, 2024
I was made to realise I was paying more…
I was made to realise I was paying more in my cards when I could pay them off and take a very low rate loan. Really took a bit of pressure off me.
December 15, 2024
Reply from TotallyMoney
We’re so happy to hear that you found the service good and very nice :)
If you're happy with our service we'd love to get that extra star from you. Alternatively, we're keen to hear how we can improve, at help@totallymoney.com!
Reply from TotallyMoney
We’re so happy to hear that It`s east to find what you want :)
If you're happy with our service we'd love to get that extra star from you. Alternatively, we're keen to hear how we can improve, at help@totallymoney.com!
Bring back humans
Why do we have to put our faith in the judgement of faceless organisations and people that have never met us or understand our own personal situations
This is the way of the world where we are judged by a credit score (made up number)
October 30, 2024
Reply from TotallyMoney
Hello Julian,
I appreciate your thoughts on this.
Just to clarify though, TotallyMoney don't calculate your credit score. We simply act as the platform that allows you to view your TransUnion credit report.
We're aware that the credit industry can be confusing and it can often feel unfair, which is why we provide our customers with their credit reports for free, so that all of our customers have access to the information they need to improve their financial situation.
It's useful to know, that your credit score is only a perception, it is not the sole or primary factor influencing your ability to take out credit.
I hope this helps to explain.
All the best,
Tara
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