UBL UK Reviews 

920
TrustScore 3.5 out of 5

3.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 3 out of 5 stars

Enquiries through their Customer Service desk are painful, they seem to read the first line and then make their own mind up as to what you are asking. This results in having to send multiple emails to... See more

Company replied

Rated 3 out of 5 stars

Website not easy to use - info on account not clear enough Via secure messages - said they had sent e-mails that I didn’t receive about ISA maturing (not in junk folder) - they then signed me up f... See more

Rated 3 out of 5 stars

Opening an ISA account was easy and straightforward and offered a good rate of interest. However from there on the online ISA account is a little cumbersome and doesn’t have much useful information ot... See more

Company replied

Rated 4 out of 5 stars

UBL offer attractive interest rates and a broad range of savings accounts - both ISA and non ISA. The process of opening an account via the website was reasonably easy and straightforward for an old f... See more

Company replied

Company details

  1. Bank

Written by the company

UBL UK are a retail Bank operating in the UK with a Head office and Branch in London Mayfair. We are members of the Financial Services Compensation Scheme and provide a range of conventional products and services. UBL UK and United Bank UK are the trading names of United National Bank Limited. United National Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The company is registered in England & Wales and its Registered Office is at 2 Brook Street, London, W1S 1BQ. The company registration number is 4146820.


Contact info

3.4

Average

TrustScore 3.5 out of 5

920 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.4

All reviews

(920)

36 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

New Fixed Rate Cash ISA

Easy to open the account but took a while to master the online portal but all seems well now and I look forward to the maturity process.

April 7, 2025
UBL UK logo

Reply from UBL UK

Dear Customer,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Great experience

Great experience, easy to use online services

May 14, 2025
UBL UK logo

Reply from UBL UK

Dear Dawn,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

No problems in opening account

No problems in opening account. Good interest rate at the time.

April 6, 2025
UBL UK logo

Reply from UBL UK

Dear Phyl,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

Great interest rates …

Great interest rates but found the lack of initial communication frustrating, should of explained procedure better.

May 24, 2025
UBL UK logo

Reply from UBL UK

Dear Miss Cooney,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

Quick and easy to open.

Quick and easy to open.

March 28, 2025
UBL UK logo

Reply from UBL UK

Dear Nicki,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Rated 4 out of 5 stars

Every seem to go well ...but could have…

Every seem to go well ...but could have had more feed back on the app ....explaining what position we were at ...other isas I've got do that ...I had to ring you 3 times making sure you had my application and what you were waiting for ....the lady on the phone the third time I called was very helpful

April 18, 2025
UBL UK logo

Reply from UBL UK

Dear Mr. Rollings,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with our service. We acknowledge your feedback and would like to assure you that we have forwarded your feedback to the relevant department.

Regards,

Customer Engagement Team
UBL UK

Rated 3 out of 5 stars

It was not the easiest of processes to follow

It was not the easiest of processes to follow. Too many assumptions of user knowledge levels were in place.
Once I had been through the process and understood what was required, it made sense.
To someone new, the instructions were too vague.

March 27, 2025
UBL UK logo

Reply from UBL UK

Dear Mr. Smith,

We are sorry to hear that you found our processes difficult to follow as a new customer. We would like to assure you that your feedback is important to us and we have raised your feedback to the relevant department as UBL UK are continuously looking for ways to develop.

Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

It was easy to transfer in

It was easy to transfer in

April 8, 2025
UBL UK logo

Reply from UBL UK

Dear Customer,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

5 years fixed rate ISA.

Really like my 5 years fixed rate ISA.
which I get paid into my current account every month. I'm nearly pension age and it helps pay for a couple of bills 😁

May 22, 2025
UBL UK logo

Reply from UBL UK

Dear Mr. Wilson,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Had one or two teething problems…

Had one or two teething problems setting up but these were very quickly sorted out by very helpful staff .
Very happy with the service

April 8, 2025
UBL UK logo

Reply from UBL UK

Dear Mr. Roth,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Rated 3 out of 5 stars

I requested the closure & transfer of…

I requested the closure & transfer of an existing ISA with a competitor and had to send 2 secure messages to ascertain the whereabouts of the funds which were sent by cheque. I was told it could take 3 to 5 working days for the cheque to clear. They said they’d received the cheque on the 23rd April (my old provider said they’d sent the cheque on the 15th!). I received a message on the 2nd May to say they’d cleared my cheque (More than 5 days). In this day & age, I can’t believe it took over 2 weeks from leaving my old account to reaching my new one. This has resulted in me losing 2 weeks of interest.

May 2, 2025
UBL UK logo

Reply from UBL UK

Dear Mr. Hornsby,

We are sorry to hear that the clearance of your cheque took longer than expected which has resulted in a loss of interest. We would like the opportunity to investigate this matter and we kindly request for you to forward your details to complaints@ubluk.com so we can look into this further.

Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars
UBL UK logo

Reply from UBL UK

Dear Dr. Rudge,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

The website was easy to navigate which…

The website was easy to navigate which made opening my first savings account with this Bank a breeze.

May 23, 2025
UBL UK logo

Reply from UBL UK

Dear Mrs. McMonagle,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

I have received excellent customer…

I have received excellent customer service from this company on the few occasions I have needed to contact them. The setting-up of the ISA was straightforward and the transfer completed quickly.

March 31, 2025
UBL UK logo

Reply from UBL UK

Dear Lorraine,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

I was after a good interest rate

I was after a good interest rate, ubl gave it. Straightforward online application.

May 1, 2025
UBL UK logo

Reply from UBL UK

Dear Darren,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Rated 5 out of 5 stars

Cash Isa

Very easy to navigate details and appears to be a fair return on my savings.

April 6, 2025
UBL UK logo

Reply from UBL UK

Dear Mr. Nott,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look