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Vanquis Reviews 

43,457
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 5,571 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the mobile application is extremely easy to navigate and helps them comfortably stay in full control of their monthly accounts. People deeply appreciate the consistently helpful customer service representatives and the wonderful opportunity to rebuild their credit scores successfully over the years. Some people were dissatisfied with missing payments and experienced extremely long delays when trying to contact the support team by phone. Reviewers also noted deep frustration when dealing with unresolved financial disputes, unhelpful email responses, and unexpected problems regarding their account balances.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, frequently praising the application as very easy to... See more

Payment

People report ambiguous experiences with payment, reflecting a wide split in customer satisfaction. While... See more

Customer service

Customers report positive experiences with customer_service, noting that assistants are easy to contact and... See more

Service

Reviewers mention positive feedback about service, expressing overall satisfaction and noting how helpful the... See more

Application

Consumers find app to be positive and consistently report satisfaction with its user-friendly design and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The access to sort problems, and ease of making payments. Though information has been excellent, I was a little annoyed that the online banking for credit card payment was ceased. It was replaced with... See more

Company replied

Rated 4 out of 5 stars

Don't keep bombarding with offers of increasing credit. Only a couple of times a year. Which leaves you in control if you want to increase your credit. Other card providers do it automatically which p... See more

Company replied

Rated 5 out of 5 stars

I've been a customer of Vanquis Bank for many years. They helped me rebuild my credit rating starting off with a very modest credit limit. I always kept all of my payments up to date, received credit... See more

Company replied

Rated 5 out of 5 stars

I will be forever grateful to vanquis for enabling me to build the credit score i have now. They took a chance on me even though my credit wasn't great now thanks to them im able to attain credit. You... See more

Company replied


Company details

  1. Bank

Written by the company

Vanquis serves over 1.7 million borrowers and savers in the UK. But while we may be a bank, we see ourselves as different from the traditional high street banks. You don’t need the highest credit score to borrow from us. You don’t need the biggest bank balance to save with us. We’re here for everyone who wants to manage their money better. Whether you're building your credit score, cutting your bills, or saving for your next move, we could help you take life's opportunities. We’re Vanquis – the bank that’s got your back.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

43K reviews

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4.3

All reviews

(43,457)

5,219 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Whenever I rang them they was always…

Whenever I rang them they was always very helpful.

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Marilyn - We are so pleased to hear that our team has always been very helpful when you've contacted us. Thank you for sharing your positive feedback.


Ruk - Customer Experience

Rated 5 out of 5 stars

The best credit card had

The best credit card had. Low interest charged, they gave me and loan

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi there! We're so happy to hear you're pleased with your credit card and the loan you received! Thank you for your positive feedback.

Ruk - Customer Experience

Rated 5 out of 5 stars

Simply the best

Never any trouble with anything so easy payments always taken on time credit increases often offered as long as you pay on time you get no problems best credit card by far

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Stephen - We're so happy to hear about your positive experience with our easy payment options and credit increases. We truly appreciate you sharing your satisfaction with us!

Ruk - Customer Experience

Rated 5 out of 5 stars

Always efficient & honest

Always efficient, explain everything really well & the app is very easy to use.

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi there - We appreciate your positive feedback and 5-star rating! We're so glad to hear that our services are efficient, that we explain everything well, and that our app is easy to use.

Rachel - Customer Experience

Rated 5 out of 5 stars

Love the App so easy to use

Love the App so easy to use

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi there - We appreciate your positive feedback and are so glad you find our app easy to use! Thank you for sharing your experience.

Rachel - Customer Experience

Rated 5 out of 5 stars

Really easy website

Really easy website, never had any problems and know where to go if i have questions or issues, not that ive had any. Very pleased with the service 😀

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Catherine - We're delighted to hear that you find our website easy to use and that you haven't encountered any problems! It's wonderful to know you're pleased with our service. Thank you for your positive feedback!

Rachel - Customer Experience

Rated 5 out of 5 stars

I have had a great experience with you

I have had a great experience with you, gave the the option of transferring money and increased my credit limit

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi there! We're so happy to hear you've had a great experience with us! It's wonderful that we could offer you the option of transferring money and increase your credit limit.

Ruk - Customer Experience

Rated 5 out of 5 stars

Vanquis great for credit score

Vanquis has been essential in rebuilding my credit score. Not only is the app really helpful but as I have consistently repaid my credit limit has increased several times.

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Malcolm - We're so pleased to hear that our services have been essential in helping you rebuild your credit score and that you find the app helpful. It's great to know your credit limit has increased!

Ruk - Customer Experience

Rated 5 out of 5 stars

I will be forever grateful to vanquis…

I will be forever grateful to vanquis for enabling me to build the credit score i have now. They took a chance on me even though my credit wasn't great now thanks to them im able to attain credit. You are always kept informed regarding your limit and of any alterations and new ideas to my account. Thank you so much

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Gary - We are so grateful to hear about your positive experience and how we've been able to help you build your credit score. It's wonderful to know that our efforts to keep you informed about your account have been appreciated. Thank you for your kind words!

Ruk - Customer Experience

Rated 4 out of 5 stars

I can access money at any time when…

I can access money at any time when faced with financial challenges

July 27, 2026
Vanquis logo

Reply from Vanquis

Hi there! We're happy to hear our services provide reliable support during financial challenges. We appreciate your positive feedback.

Ruk - Customer Experience

Rated 5 out of 5 stars

Very good with credit limit

Very good with credit limit

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Richard - We're happy to hear that you are satisfied with your credit limit. We appreciate your positive feedback!

Ruk - Customer Experience

Rated 5 out of 5 stars

Well done

In all of time with them the experience is very high good & nice never had a problem and always got the best of the best support and information

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Hurmat - We're so pleased to hear about your consistently positive experience with us! It's wonderful to know that you've always received excellent support and information. Thank you for your kind words.

Ruk - Customer Experience

Rated 5 out of 5 stars

Very happy with your service and easy…

Very happy with your service and easy to contact and talk to instead of a robot like other companies

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Dawn - We are so happy to hear that you are pleased with our service and found it easy to contact and speak with our team! Thank you for your positive feedback.

Ruk - Customer Experience

Rated 5 out of 5 stars

Easy app to use

Easy app to use, payment methods on point and great offers.

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Ashley - We appreciate your positive feedback and 5-star rating! We're so pleased you find our app easy to use, our payment methods convenient, and our offers great.

Ruk - Customer Experience

Rated 5 out of 5 stars

Great service easy and accessible app…

Great service easy and accessible app overall very happy

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Amanda - We appreciate your positive feedback and 5-star rating! We're so pleased to hear that our service is great and you find the app easy and accessible.

Ruk - Customer Experience

Rated 4 out of 5 stars

I had a poor credit score and Vanquis…

I had a poor credit score and Vanquis has definitely helped me improve it !

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Tim - We're happy to hear we've helped improve your credit score! Thank you for sharing your positive experience with us.

Ruk - Customer Experience

Rated 5 out of 5 stars

Amazing helpful bank staff are amazing

Amazing helpful bank staff are amazing

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Raul - We're so happy to hear that you found our bank staff amazing and helpful! Thank you for sharing your positive experience with us.

Ruk - Customer Experience

Rated 5 out of 5 stars

Vanquis card

Been with Vanquis’s along time great company easy to use easy app

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Catherine - We're so happy to hear you've had such a positive experience with us over a long time. We truly appreciate your kind words about our easy-to-use app!

Ruk - Customer Experience

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