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Vanquis Reviews 

43,418
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 5,572 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently commend the service for its reliability, fairness, and role in improving credit scores, often noting credit limit increases. The application process is straightforward and quick, with many appreciating proactive rewards. The mobile app is widely praised for being easy to use, providing essential account information, and facilitating seamless payment management. Customer service is consistently described as helpful, courteous, and efficient, with many valuing the supportive human interaction. However, some people were dissatisfied with payment processing, reporting missing payments or unaccepted transactions, and finding it difficult to reach support for resolution. A few reviewers also experienced issues with the app or physical card functionality, and some noted unexpected credit limit reductions or refusal of payment holidays.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, with many finding the app and website easy to use... See more

Payment

People report ambiguous experiences with payment, with some finding the app easy to use for making payments... See more

Customer service

Consumers find customer service to be positive, with many reviewers consistently reporting helpful, polite,... See more

Service

Customers had positive experiences with service, often expressing satisfaction and appreciation for the... See more

Application

Users describe positive interactions with the app, often highlighting its ease of use, efficiency, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The access to sort problems, and ease of making payments. Though information has been excellent, I was a little annoyed that the online banking for credit card payment was ceased. It was replaced with... See more

Company replied

Rated 4 out of 5 stars

Don't keep bombarding with offers of increasing credit. Only a couple of times a year. Which leaves you in control if you want to increase your credit. Other card providers do it automatically which p... See more

Company replied

Rated 5 out of 5 stars

I will be forever grateful to vanquis for enabling me to build the credit score i have now. They took a chance on me even though my credit wasn't great now thanks to them im able to attain credit. You... See more

Company replied

Rated 5 out of 5 stars

I've been a customer of Vanquis Bank for many years. They helped me rebuild my credit rating starting off with a very modest credit limit. I always kept all of my payments up to date, received credit... See more

Company replied


Company details

  1. Bank

Written by the company

Vanquis serves over 1.7 million borrowers and savers in the UK. But while we may be a bank, we see ourselves as different from the traditional high street banks. You don’t need the highest credit score to borrow from us. You don’t need the biggest bank balance to save with us. We’re here for everyone who wants to manage their money better. Whether you're building your credit score, cutting your bills, or saving for your next move, we could help you take life's opportunities. We’re Vanquis – the bank that’s got your back.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

43K reviews

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4.3

All reviews

(43,418)

5,189 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

They didn’t read all my emails I sent…

They didn’t read all my emails I sent to the retailer nor their online reviews which are all negative

July 12, 2026
Vanquis logo

Reply from Vanquis

Hi Hazel - We are truly sorry to hear about your frustrating experience and the lack of response to your emails. Should you wish to raise a complaint, you can do this through one of the below channels:

Phone: call us on 0330 099 3129, this is the quickest way for us to help with your complaint.
Email: Please include your name, date of birth and home address to customer.relations@vanquisbank.co.uk. Make sure you tell us about your complaint and how it impacted you.
Online Webform: Found on our website Vanquis Bank

Kind Regards,
Ruk - Customer Experience

Rated 1 out of 5 stars

Broken application system

Tried multiple times to apply online for a card with Vanquis, however continuously receive a "Sorry we've hit a problem - We've hit a technical hitch and lost your progress" message. Contacted customer support whose only advice was to just wait and try again, nothing they could do to help at their end.

August 6, 2026
Unprompted review
Vanquis logo

Reply from Vanquis

Hi Christian - We sincerely apologize for the technical difficulties you've experienced while trying to apply online. We understand how frustrating it is to encounter such issues and not receive immediate resolution from customer support. We appreciate you bringing this to our attention. You can only apply online to get our credit card . Apologies for any inconvenience.

Ruk - Customer Experience

Rated 5 out of 5 stars

No problem bank

Been with Vanquis for a number of years never have a problem. App gives you great information about your account with lots of offers. Would recommend Vanquis.

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi David - We're so pleased to hear you've been with us for a number of years without any problems! It's wonderful that our app provides you with great information and offers. Thank you for recommending us.

Ruk - Customer Experience

Rated 3 out of 5 stars

I have been a customer for over 2o odd…

I have been a customer for over 2o odd years. I am nearly 80 and cpuld not get on to ypur new app. My family tried , your customer help tried and could not do it
They told me ypur tech dept would help me. They never returned my call.

July 10, 2026
Vanquis logo

Reply from Vanquis

Hi Christine - We are truly sorry to hear about the difficulties you experienced with our new app and the lack of follow-up from our technical department. We understand how frustrating this must be, especially after being a loyal customer for so many years. We have a dedicated team on hand to capture any issues that arise and to provide a resolution as soon as possible. For further support, please email us at vanquisappsupport@vanquis.com or give a call to 0330 099 3065 between 9am-4.30pm and a member of the team will happily assist. Take care!

Ruk - Customer Experience

Rated 5 out of 5 stars
Vanquis logo

Reply from Vanquis

Hi Maureen - We appreciate your feedback and are so glad you found it straightforward and easy to apply. Thank you for your five-star review; we appreciate it!

Rachel - Customer Experience

Rated 5 out of 5 stars

Assistant very helpful in sorting out…

Assistant very helpful in sorting out what I needed.

August 3, 2026
Vanquis logo

Reply from Vanquis

Hi Colette - We're so pleased to hear that our assistant was helpful in sorting out what you needed. Thank you for sharing your positive experience!

Rachel - Customer Experience

Rated 5 out of 5 stars

It has been there for me whenever I…

It has been there for me whenever I needed support of help. Quick to respond to question to me.

August 6, 2026
Vanquis logo

Reply from Vanquis

Hi Shadrack - We appreciate your positive feedback! We're so happy to hear that we've been there for you with quick responses and support whenever you needed help.

Rachel - Customer Experience

Rated 1 out of 5 stars

Vanquis acting illegally

Vanquis acting illegally. Not following FCA rules. Refusing payment holidays, saying vanquis "don't do this." No reference for call, so recorded the call myself. Will be reporting to FCA as claiming to be under them, yet not following consumer rights.

August 6, 2026
Unprompted review
Vanquis logo

Reply from Vanquis

Hi there! We are truly sorry to hear about your experience and the concerns you've raised regarding payment holidays and our adherence to regulations. Unfortunately we have stopped doing payment holidays. Should you wish to raise a complaint, you can do this through one of the below channels:

Phone: call us on 0330 099 3129, this is the quickest way for us to help with your complaint.
Email: Please include your name, date of birth and home address to customer.relations@vanquisbank.co.uk. Make sure you tell us about your complaint and how it impacted you.
Online Webform: Found on our website Vanquis Bank

Kind Regards,
Ruk - Customer Experience

Rated 1 out of 5 stars
Vanquis logo

Reply from Vanquis

Hi James - We appreciate you sharing your feedback with us. We are sorry that our offering did not meet your expectations, and we will use your input to make improvements. Should you wish to raise a complaint, you can do this through one of the below channels:

Phone: call us on 0330 099 3129, this is the quickest way for us to help with your complaint.
Email: Please include your name, date of birth and home address to customer.relations@vanquisbank.co.uk. Make sure you tell us about your complaint and how it impacted you.
Online Webform: Found on our website Vanquis Bank

Kind Regards,

Ruk - Customer Experience

Rated 5 out of 5 stars

Fantastic company always very helpful…

Fantastic company always very helpful and have been amazing for me. Would recommend to anyone thinking off applying with them

August 5, 2026
Vanquis logo

Reply from Vanquis

Hi Lynny - We're so happy to hear that you've consistently found our team helpful and that you've had such a positive experience with us! We truly appreciate you recommending us to others.

Ruk - Customer Experience

Rated 5 out of 5 stars

I have been with Vanquis for a few…

I have been with Vanquis for a few years now, great easy app to use. Never had a problem.

August 5, 2026
Vanquis logo

Reply from Vanquis

Hi Lisa - We appreciate your 5-star rating and positive feedback! We're so happy to hear that you've had a great experience with us over the years and find our app easy to use.

Ruk - Customer Experience

Rated 5 out of 5 stars

Quick cash

Once I looked at it and saw how easy it was, I tried it and within a day I had drawn cash out of my credit card and transferred it to my banking card. Easypeasy

July 29, 2026
Vanquis logo

Reply from Vanquis

Hi there! We're so glad to hear how easy and straightforward you found the process of transferring funds. It's wonderful to know you had such a positive experience!

Ruk - Customer Experience

Rated 5 out of 5 stars

I find vanquish a very good card easy…

I find vanquish a very good card easy to make payments customer service very good I have been with them formany years

August 5, 2026
Vanquis logo

Reply from Vanquis

Hi Sharon - We're so glad you find our card very good and easy to make payments. We appreciate your kind words about our customer service and your long-standing loyalty!

Ruk - Customer Experience

Rated 5 out of 5 stars

Fantastic card company

Fantastic card company

August 5, 2026
Vanquis logo

Reply from Vanquis

Hi Thomas- We appreciate your 5-star rating and positive feedback! We're so happy to hear that you find us fantastic card company.

Ruk - Customer Experience

Rated 5 out of 5 stars

working together

I have been with vanquis for a few years now and they gave me a chance to improve my credit rating ,which i have done after my divorce some 17 years ago.
Thanks Vanquis.

August 5, 2026
Vanquis logo

Reply from Vanquis

Hi Paul - We are so pleased to hear about your positive experience and how we could assist you in improving your credit rating. Your kind words mean a lot to us, and we appreciate you sharing your journey. Thank you for your continued loyalty and for being a valued customer.

Ruk - Customer Experience

Rated 5 out of 5 stars

application straight forward and…

application straight forward and approval decision quick. very helpful on any issues that may have arisen , overall very good service.

August 5, 2026
Vanquis logo

Reply from Vanquis

Hi Michael - We're so pleased to hear that you found the application process straightforward and the approval decision quick. It's wonderful to know that our team was helpful with any issues, and you experienced very good service overall. Thank you for your positive feedback!

Ruk - Customer Experience

Rated 5 out of 5 stars

You can trust vanquis

I've been a vanquis card holder for about ten years I find easy to use and most importantly easy to pay my account each month.

August 5, 2026
Vanquis logo

Reply from Vanquis

Hi Peter - We're delighted to hear that you've found our card easy to use and that paying your account each month has been simple for you over the past ten years. Thank you for your positive feedback!

Ruk - Customer Experience

Rated 5 out of 5 stars

Very helpful and professional staff…

Very helpful and professional staff made me fill that I and my issue was important to them and gave advice how to follow up.

August 3, 2026
Vanquis logo

Reply from Vanquis

Hi Sue - We're so pleased to hear that our staff made you feel valued and important! It's wonderful to know they provided helpful advice for your follow-up.

Ruk - Customer Experience

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