WAEPA Reviews 63

TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

I love WAEPA. I was glad I didn't stick with FEGLI for life insurance as a federal employee - it was much more expensive for less benefits, in my experience. WAEPA has been terrific. I've gotten a... See more

Company replied

Rated 5 out of 5 stars

I received the email about the WAEPA scholarship grant. I forwarded the email to my daughter, she followed the instructions and received the award. I'm so glad WAEPA has the program, it will really he... See more

Rated 5 out of 5 stars

WAEPA is by far the best life insurance I’ve ever had. I feel very fortunate I’ve been able to secure their services. Their customer service is top-notch, as well. Lastly, my son, a rising second y... See more

Rated 5 out of 5 stars

I switched from FEGLI to WAEPA. I'm spending an amount that's very reasonable to me for the right amount of coverage. Switching was easy. Also, my high school graduate earned a WAEPA scholarship,... See more

Company replied

Company details

  1. Association or Organization
  2. Disability Insurance Company
  3. Federal Government Office
  4. Life Insurance Agency
  5. Non-Profit Organization
  6. Term Life Insurance Provider Company

Written by the company

Worldwide Assurance for Employees of Public Agencies, Inc. (WAEPA) is a 501(C)(9) nonprofit organization, not an insurance company, committed to promoting the health, welfare, and financial well-being of Civilian Federal Employees. WAEPA was founded in 1943 and has been providing Group Term Life Insurance, exclusively to current and former Civilian Federal Employees since then. Today, WAEPA has a membership of more than 50,000 Feds and their families.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

63 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Administrative malfeasance

In June 2024 I sent my required payment to WAEPA, on Jul. 9 that check cleared my checking account. In Sep. 2024 they sent me a letter advising that cancelling my insurance for lack of payment was being processed. I called in to respond and was advised that a correction would be made reinstating my insurance. Each year there has been a designated partial refund of payments to those in "good standing". The company representative advised that I would qualify with the correction. Now it is 12/10 and still no check. Called in again and the representative said the previous was not true and that I was ineligible for lack of standing. I told him this was corporate malfeasance and that my standing should be as reinstated and eligible because it was not my mistake, but theirs. The Rep agreed to move to correct and agreed to send me an email noting what was being done and that receipt of my rebate should happen by the end of the month. Well, as of today's date there has been no contact and no e-mail. William Parke

December 9, 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Hi William, thank you for your continued membership and for taking the time to leave feedback.

We reached out to our billing services team and our records show that your refund check has been issued. Please let us know if you need further assistance, thank you!

Rated 5 out of 5 stars

A+ website and application experience

The ease and uncomplicated manner the website and application experience is very well done.

September 13, 2024
WAEPA logo

Reply from WAEPA

Hi Nelson, thank you for your review. We're glad to hear that you had a positive experience.

Rated 5 out of 5 stars

WAEPA was there for me

After my husband passed away, WAEPA was sensitive and worked quickly to provide my beneficiary benefit. Thank you.

September 13, 2024
WAEPA logo

Reply from WAEPA

Hi JoJo, thank you for taking the time to leave your review. We're glad to have provided for you and offer our condolences for your loss.

Rated 5 out of 5 stars

Easy to upgrade

It was easy to get through the medical check up to upgrade my insurance levels.

April 22, 2024
WAEPA logo

Reply from WAEPA

Hi Ted, thank you for leaving your feedback! We're glad to hear that you had a positive experience in increasing your coverage.

Rated 5 out of 5 stars

Great customer service

It is so nice to have a number to call with folks who are actully helpful. Thank you.

June 1, 2024
WAEPA logo

Reply from WAEPA

Hi Michael, thank you for taking the time to leave a review!

Rated 5 out of 5 stars

Very happy with WAEPA

We love WAEPA and the life insurance that is offered. We also have benefitted greatly from the scholarship WAEPA offers for college students. Thank you WAEPA!!

June 6, 2024
WAEPA logo

Reply from WAEPA

Hi Martha, thank you for taking the time to leave a review! We're glad that you're able to take advantage of your member benefits.

Rated 1 out of 5 stars

They don't answer the phone

They don't answer the phone. Ever. Like never. Not helpful at all. I'm planning to cancel our insurance because what's the point in having an insurance carrier that doesn't ever respond, answer via phone or email.

June 6, 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Hi Megan,

Thank you for taking the time to leave your feedback. We're sorry to hear that you had a negative experience. Our Member Services Manager recently reached out to you directly and we hope that you are able to follow up with her to help resolve your issues.

Rated 5 out of 5 stars

The person I worked with

The person I worked with, Tamara, was awesome she was very personable, knowledgeable, and absolutely solved the issue I was having!!!!!! A million stars!

May 3, 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Hi Dan, thank you for leaving a review. We're so glad that Tamara could help provide you such exceptional service!

Rated 1 out of 5 stars

No answer, ever

I have to send paperwork and have a question. Ive called at all times of day, been disconnected, sent to voicemail, received recorded message to call back later everyones in a staff meeting. I dont believe any review that indicates someone talked to anyone. Just to get my original appt it took 6mo and they lost my mailed application twice. Its like an 800#, a voicemail box, and a PO Box with where you send money. I dont know how you would reach anyone to submit a claim!?!

March 21, 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Hello, thank you for your review. It is of the utmost importance to WAEPA that our members have peace of mind that we will be there for their loved ones at the time of a claim.

We're sorry to hear that you had a negative experience; we have been facing increased call volumes in the last several months due to an acquisition of a new membership group.

If you have further questions, please contact our Member Services team via email at memberserve@waepa.org.

Rated 5 out of 5 stars

WAEPA is 💯 customer service oriented…

WAEPA is 💯 customer service oriented for all members. I have been a member for over 20 years and this organization has far exceeded expectations!! The customer service is quick, professional, and knowledgeable in every aspect!!! Can’t recommend this organization enough!!

March 15, 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Dear Don, thank you for taking the time to share your review! We’re glad to hear that you had a positive experience with WAEPA; we strive to deliver exceptional service. Thank you for your continued membership!

Rated 3 out of 5 stars

WAEPA Beneficiary Change Process Needs Review; Tamara a Customer Service Star

I'm writing to express my concerns regarding recent challenges I experienced while attempting to update my beneficiary information with WAEPA.

In October 2023, I mailed my change of beneficiary form. I followed up in November 2023 and I discovered that it was not received. I resent the application via certified mail in January 2024 (confirmed delivery on January 17th). Additionally, I submitted two online applications (receiving confirmations) and faxed the form on January 24th.

Despite these multiple attempts, none of the standard processes seemed to initiate the necessary changes. I followed up with a phone call in late February 2024 and was fortunate to connect with Tamara.

Tamara demonstrated outstanding professionalism and patience while investigating my case. She thoroughly addressed the issues with the online, mail, and fax submissions, ultimately taking personal responsibility to ensure my change of beneficiary request was completed successfully. Tamara is a valuable asset to your team.

While I'm disappointed with the initial challenges, I want to commend Tamara for her exceptional customer service. She turned a frustrating situation into a positive experience. I suggest WAEPA carefully review its beneficiary update procedures to make them more efficient and reliable for clients. Something so simple should not take months to process.

March 14, 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Hi Gary, thank you for takin the time to leave your review. We are committed to improving our processes to better serve our members and feedback like yours helps us do just that!

We’re glad to hear that Tamara could provide exceptional service for you and help guide you through, despite your frustrations.

Please let us know if there’s anything else we can do.

Rated 5 out of 5 stars

A company that cares

Wanted to let you know of a most excellent customer service experience I had with your agent (name withheld due to PII concerns).

I was struggling to navigate how to pay my account which was a bit in arrears due to a variety of reasons (me not understanding I had to link my account since the old method changed).

She quickly allayed my fears of losing my Policy and confirmed that I had to call You all to give Over the phone my banking details to pay the arrears.

I tried to pay online just now when I went to go online and input the me bank code that was associated with the one cent transaction you all used to verify the bank account, but could not.

I appreciate her sense of humor which put me at ease and her walking me through the process.

She made what could have been a terrible Experience into one of the best customer service encounters I have had in my 60 years.

I sincerely appreciate the time she took to deal With my issue.

She made me feel Like a valued customer.

March 14, 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Dear Don, thank you for taking the time to share your review! We’re glad to hear that you had a positive experience with WAEPA; we strive to deliver exceptional service. Thank you for your continued membership!

Rated 2 out of 5 stars

Poor website functionality and customer…

Poor website functionality and customer service.

I signed up for auto-pay feature and it overcharged me for a quarterly payment on 2/12/24. I contacted customer service who told me the "system did not know that it has my money" and they would have to refund me via a check that would be mailed in 2 weeks. I waited for 3 weeks and then spent a good bit of time trying to correspond with them by email but they refused stating I had to either use their online "secure messaging" system or phone. The online secure message portal doesn't work so I was forced to call them regarding the issue which took a good bit of time as the hold times are long and I work business hours. I finally was able to get a hold of someone and received my check today in the mail 23 days after the initial call. Here's the kicker- I just checked my bank statement and they issued a refund to my account THE DAY AFTER they overcharged me. This doesn't show anywhere on their website and they apparently never even knew about this as they issued me a check as a refund. I have little confidence that this company will pull through in case of my demise. **UPDATE** after reading the response I checked my email and did not receive any information regarding this error and it does not explain why customer service was unaware of the refund.

February 11, 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Hello RJ,

Thank you for sharing your concerns. Your feedback helps us improve our customer service, and we thank you for taking the time to detail your experience with WAEPA.

Your review detailed a billing error that was caused by an adjustment in our system. Our team quickly identified the problem and worked to rectify, issuing refunds via the member portal back to the impacted policyholders. Members received notice of this issue and its resolution on Friday, February 9 via email. We apologize if you did not successfully receive this communication and for any confusion this caused regarding your policy.

If you have any further questions about this situation, please let us know.

Thank you,
Anthony Zerante
Chief Strategy Officer

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look