Wawanesa Insurance Reviews 

94
•
TrustScore 1.5 out of 5

1.3

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Review summary

Created with AI, based on recent reviews

Looking at 48 reviews, most reviewers were let down by their experience overall. Customers frequently report exceptionally poor customer service, highlighting unhelpful staff members, completely unresponsive adjusters who consistently ignore messages, and extremely frustrating long delays when trying to process important claims. Many people also mention issues with property and vehicle insurance claims being denied or delayed without clear explanations from the company. Though some reviewers noted that certain individual staff members and initial claims adjusters were helpful, friendly, and professional, these positive customer experiences remain relatively isolated exceptions compared to the widespread frustration.

What people talk about most

Claim

Reviewers highlight negative aspects of claim processes, describing deep frustration over prolonged delays... See more

Customer service

People report negative experiences with customer service due to widespread communication breakdowns, as... See more

Service

Reviewers mention negative feedback about service, expressing deep frustration with constant delays and... See more

Payment

Users describe negative interactions with payment, noting that consumers face unexpected billing increases... See more

Reviews shaping this summary

Rated 1 out of 5 stars

My basement flooded in July 2025. As of today February 4 2026, the work has not been completed. Absolutely useless company. We are talking 2 bedrooms and 1/3 of living room downstairs. Payout off... See more

Company replied

Rated 1 out of 5 stars

Wawanesa denied my claim when I found yellow mold all under my house, which was eating away at the foundation and making myself and children sick, then canceled my policy. They said because it was cau... See more

Company replied

Rated 1 out of 5 stars

If I could give a no star rating I would. Horrible customer service not only from the insurance company but also from the broker has well. I have been dealing with the broker since June and had to esc... See more

Company replied

Rated 1 out of 5 stars

Over a month ago I was in a no fault car accident (was rear ended). Wawanesa's customer service has been TERRIBLE. I have been left to largely figure out this entire process alone, as my adjuster rare... See more

Company replied


Company details

  1. Insurance Company
  2. also in
  3. Commercial Insurance Company
  4. Personal Insurance Company

About Wawanesa Insurance

Written by the company

The Wawanesa Mutual Insurance Company has a rich history dating back to September 25, 1896, when it was founded in the Village of Wawanesa, Manitoba.

Wawanesa operates in Canada and the United States.

Contact info

1.3

Bad

TrustScore 1.5 out of 5

94 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 81% of negative reviews

Typically takes over 1 month to reply

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1.3

All reviews

(94)

46 reviews in the last 12 months

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Rated 1 out of 5 stars

Cheating policy holders is their business

In 2024 I reported a loss due to road debris on a blind curve during a rainstorm, which caused massive undercarriage, suspension and related damage. WIC sent an appraiser to the body shop, but because of rain, he decided not to have the car raised to verify the damage and opted to write a false report for visible exterior body damage. I made a complaint, but WIC chose to drag on about doing the right inspection. They let the car sit for almost 6 months without lifting a finger. I took them to court, but to their luck, they conned the judge into listening to their story by phone. WIC did not have the decency to show up for the trial, so it was handled between the judge and their representative on a phone call. The judge took it under advisement and in the end, for unknown reasons, gave them the verdict as not being liable. WIC company is a low-class act that cannot be trusted. I regret so much all the premium money that went to these crooks. WIC knew very well the judge was wrong since there was an approved claim. I wish they have the decency to leave the State and stop unsuspecting drivers that will get a surprise if there is a claim.

September 4, 2024
Unprompted review
Wawanesa Insurance logo

Reply from Wawanesa Insurance

Hi Orlando, thank you for contacting us and we apologize for the frustration this experience has caused. We remain committed to trying to address your concerns and supporting you. Please contact us directly at 877-220-2191 and we’ll get you in touch with a leader to try and resolve your concerns.

Rated 1 out of 5 stars

wawanessa insurance is the most dishonest Company in Canada

wawanessa insurance is the most dishonest company of Canada with the customer,
They always try to not pay your accident make you take any mistake when you call them to make your claim.
you make the claim and tell everything then they call again and confuse you in any asking then contracted SIU: ADJUSTERS SPACIALISTS IN FRAUD INVESTIGATION,
THIS investigation confuses you about the investigation then they do not fix your car, and abuse from the customer with lie,
when this one happens please call a lawyer before they start the investigation,

This insurance stole my repair car and did not respond for my insurance even though I had full coverage,
this is the most dis honest company of insurance in Canada,
We need this company the government investigate scam to the customer,
never use this insurance in your life, you will cry for ever in ever

August 4, 2024
Unprompted review
Wawanesa Insurance logo

Reply from Wawanesa Insurance

Hi Rod, thank you for your review. We appreciate your feedback and are sorry to hear you've had a negative experience with us. To better assist, please contact us directly at talktous@wawanesa.com and our support team will be available to help and address any concerns you may have. Thank you.

Rated 1 out of 5 stars

Scam?

Scam or illegal behavior? Awful claim process. They wrote off my car as a salvage title when all it had was hail damage. They never once communicated this, and were then discontinuing the insurance. I'm unsure how this is even legal.

April 1, 2025
Unprompted review
Wawanesa Insurance logo

Reply from Wawanesa Insurance

Hi Mikayla, thank you for your feedback. We're sorry to hear you've had a negative experience with us. If you have any additional concerns, please contact us at talktous@wawanesa.com and our support team will be available to help. Thank you.

Rated 1 out of 5 stars

Unhelpful and Frustrating Experience with Wawanesa

I am deeply disappointed with Wawanesa’s refusal to assist me and instead deferring me to work with Scoop Insurance. Dealing with Scoop has already been a nightmare, and Wawanesa’s unwillingness to step in or provide any meaningful support has only added to my frustration.

As a customer, I expected Wawanesa to take ownership of the problem and help resolve the issue, but they completely passed the buck. Their lack of accountability and dismissive approach has made an already difficult situation much worse.

This kind of service is unacceptable, and I would caution others against relying on Wawanesa if you expect a company to stand by you when it matters most.

January 17, 2025
Unprompted review
Rated 1 out of 5 stars

Horrible customer service

I emailed my claims adjuster FIVE TIMES and left her voicemail 3 times with no response back. I had to chase her for months for a simple phone call back. I filed 2 complaints asking for a new claims adjuster which they never gave me. Wawanesa sent me a survey, and when I said it was terrible customer service, all they said was “sorry”. No compensation for the hours of my time wasted. They also keep raising their rates. Definitely going with a different company next year.

December 20, 2024
Unprompted review
Rated 1 out of 5 stars

I have been with this company for 4…

I have been with this company for 4 years. It was all good until the last few months.
I was involved in an accident in September of 2023. I accept that I was the one at fault. Wawanesa got my car fixed.
Claim number 2. My car was stolen and I got it back with minor damage. They fixed it.
Claim number 3. Me and my wife were in a supermarket shopping and came out to find our car had been hit. I contacted the insurance company and got a repair estimate of just under $3000. I was told they considered it to be a hit and run and to get it fixed. So far I have not done so, the claim is incomplete and no money has been spent.
Now, about a month ago I had to renew my insurance but I got a notice, by email, that my comprehensive coverage had been cancelled because of 3 claims in 1 year. It did not matter that 2 of the 3 had been deemed not my fault. I contacted my broker who agreed with me that I shouldn't be held responsible for this. Wawanesa would not bend. They offered to give me back my comprehensive at an increased rate with a $2500 deductible.
My broker is a national company who is fighting this insurance company on my behalf to try to get a resolution. What I don't understand is why I'm being held responsible for 2 claims that weren't my fault. I'm now waiting for my broker to get back to me.
If they are not able to resolve this I will go to plan "B". The insurance company is willing to cover the hit and run and get my car fixed, but will not bend on the bigger issue. If I have to I will take up the offer to get the repair done and get the claim completed. Once that is done I will have to give up my comprehensive for 6 years, something my broker is trying to find a work around for. Then I will tell Wawanesa to go straight to hell and move to another company. I will also terminate my home insurance with this crooked company.
Bye bye Wawanesa, you can get down on your knees and kiss my***

December 1, 2024
Unprompted review
Rated 1 out of 5 stars

They will not return my refund

Still waiting for Wawanesa to send me the refund of house insurance I had to pay for a house I sold in October. All I get is “cheque is in the mail” or “no we cannot possibly refund to you in any way like direct deposit” or “no, we absolutely cannot send your money to you by pre-paid courier”. They are a disgrace.

December 11, 2024
Unprompted review
Rated 1 out of 5 stars

Wawanesa has abandoned the people of…

Wawanesa has abandoned the people of the North End. They reject every claim. My poor elderly mother has bought in excess of $100,000 throughout her lifetime of insurance they have rejected all her claims. I am cancelling the insurance because having Wawamesa is like having no insurance anyway.

November 12, 2024
Unprompted review
Rated 1 out of 5 stars

My house insurance went up $600 with…

My house insurance went up $600 with Wawanesa within a 2 year period. Was with them for 18 years!! NOT ONE CLAIM on my house! NOT ONE!!
My account with Wawanesa was up to date! NEVER missed a payement.
I found another company saving me $600 A YEAR!!!
I cancelled with Wawanesa. I got a letter today stating I owe them $205.00!
My payments were up to date. They are charging me this because I cancelled.
Unreal!

October 15, 2024
Unprompted review
Rated 1 out of 5 stars

Bad faith

I have had my car insured by wawanesa for almost 6 years. I have probably paid for my car twice over just in insurance payments. I was unfortunate enough to have to submit a claim for damages on my vehicle. The level of neglect and lack of care displayed by wawanesa is astounding. It takes 3-5 business days to even receive a response from them after sending an email and it seems like the insurance adjuster handling my claim has only worked there for a day. Insurance is supposed to give you peace of mind that if something bad happens, you are covered. All this experience has brought me is stress and frustration. I feel like no one is on my side during this and I am fighting with wawanesa and the auto body shop to get anything done. They will gladly take your money month after month but when it comes time to actually use your insurance they will screw you around and delay as much as possible. As soon as my claim is settled I am going to one of their competitors because wawanesa does not act in good faith. They have an obligation to uphold and they fail to do so. They have 25 more days to settle my claim before I go to a lawyer and talk about suing them for bad faith. It’s silly but it seems suing them is the only way.

August 20, 2024
Unprompted review
Rated 1 out of 5 stars

Thieves

They have policies not declared to the client during the contract process. These policies are located online and are not referenced under any policy package they provide the customer. Wawaneesa hides behind these policies, to directly steal from your account, this is theft of the insured. Communication is deplorable, and the ombudsman group is pathetic and untrustworthy. I highly recommend you search for a quality insurer. They only got one star because I can't rate a lower experience.

February 20, 2024
Unprompted review
Rated 1 out of 5 stars

This company is corrupt

This company is corrupt! They went into my medical records without my knowledge and permission. They ignore medical sent to them. They don't return emails and phone calls to even my physiotherapist. Run! Don't go to this company. Adjuster Nadia Archambault needs to be locked up in a jail cell. She is a big scammer! Run in the other direction from this two faced you know what. Total fraudulent company.

April 4, 2023
Unprompted review
Rated 1 out of 5 stars

My partner filed a claim for a broken…

My partner filed a claim for a broken headlight and has had nothing but pushback. The agent is not answering his calls. He found a reasonable mechanic but they would not approve and wanted him to take it to a place a 100km away. Everything was submitted as requested but now he is getting nowhere with them.

February 26, 2024
Unprompted review
Rated 1 out of 5 stars

If I could rate less than 1 star I…

If I could rate less than 1 star I definitely could and would. Company is an absolute joke. I got my car stolen, a month later they give an offer which is normal but I was not happy with the offer so I sent over comparables which were very very fair, took a full week to reply with no better offer. So I sent more comparables and again, a week later I finally get a response but it’s only because I followed up to the agent that was dealing with the claim. Not only was the offer a slap in the face, but the communication between the agent and myself, the agent had no will or respect and reply to my emails on a timely manner. I will not recommend this company to anyone and if someone asks I will tell them to run, run far far away!

January 16, 2024
Unprompted review
Rated 1 out of 5 stars

Raising rates by 45%

Raised my rates less than a year with them to 45% increase. No accidents or anything. They are trying to get rid of California policy holders…

June 27, 2023
Unprompted review
Rated 1 out of 5 stars

Horrible

They only good to give you an insurance slip, got forbids to get any help, if the claim agent is Michael macron - run, no help whatsoever

May 7, 2023
Unprompted review
Rated 1 out of 5 stars

Absolutely horrible! Do not use!

Absolutely horrible! Staff are negligent and incompetent. I had no choice to deal with this company since it bought out the insurer providing my coverage shortly after filing my claim. While the claim process with the previous company was smooth, the handling of matters regarding the claim over the 3.5 years since has been a nightmare of constant hurdles and battles. At this point, I expect I’ll have to take Wawanesa to court to get what I’m owed. My guess is that is what they count on: either a claimant will give up or die before proceeding with legal action.

April 19, 2023
Unprompted review
Rated 1 out of 5 stars

USELESS!!!

Almost two and a half month left since collision happens. They can not do anything to go my claim further.
1. The cab’s driver fault 100%
2. The cab has a camera recording.
3. Cameras on intersection
And still liability can not be settled
Insane!!!
Waiting for a few days for the response from broker.
For what I’m paying every month?
For a piece of paper with my name on it?

March 30, 2023
Unprompted review

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