While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

Was scammed on the purchase of a flight on an online platform via credit card. Disputed the payment through Westpac Card Services for months with no helpful response. Finally told that I had to take... See more

Rated 1 out of 5 stars

I have banked with Westpac for over 40 years. So did my parents. Have invested in term deposits over decades. In July 2025 responded to Westpac email and stated that I wanted paper state... See more

Rated 1 out of 5 stars

Please avoid this bank at all means .I have closed all my long term investments and dealings with the Westpac Wanganui branch after having my eftpos card blocked by the reiginal Manager . Being and... See more

Rated 3 out of 5 stars

I have been banking with Westpac.Co.NZ for many years FOC getting my pension paid into my Westpac current account. The service received is still professional, but my local branch is permanently clo... See more

1.4

Bad

TrustScore 1.5 out of 5

226 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

International bank... a JOKE!

International bank... A joke!
Try making an international transfer since May 2020, asking again and again documents that need to be certify by their consulate when you live overseas, which cost money $145 USD...(good business) they don’t even know what they need as they keep asking for documents, and still not fixed the problem.
Very unprofessional, unpleasant service, lack of knowledges, a joke. Never open any account with them. Worst experience ever...problems after problems.
If I could put zero star I would do...cannot wait to close all bank accounts and get the f.... out of here,

November 17, 2020
Unprompted review
Rated 1 out of 5 stars

Sick of being hassle in queue trying to get me to go to self-serve

I am sick of going into the Queen Street Auckland branch and being asked/grilled while waiting in line what I want. I tell them that I'm waiting for counter service but they try to push you to use the self service. I tell them I need counter service and they keep asking. Its so frustrating. They almost ......you off to the point that you want to take your business elsewhere. They have counter service so what's the issue, do they actually want there staff behind the counter just sitting there all day doing nothing. I have quite a bit of money with Westpac and I'm seriously thinking of taking it all over to TSB Bank as they have much better customer service, both instore and on the phone.

November 4, 2020
Unprompted review
Rated 1 out of 5 stars

Bloody trash service

Bloody trash service, I get better service at a 0 star Malaysian hotel. Always down for god knows why and sometimes doesn't even let me log in despite me putting my correct details. Bloody clowns running westpac. Save yourself from a heart attack and don't use this S,hit.

September 7, 2020
Unprompted review
Rated 1 out of 5 stars

westpac winter warm-up loan

Applied for the winter warm-up loan on 26th May. Finally came through yesterday - nearly 3 months!! Westpac has messed us around so much with this loan. Pure incompetence. I doubt this is specific to Westpac though- just banks for you?

August 16, 2020
Unprompted review
Rated 1 out of 5 stars

Service is absolutely horrendous.

Service is absolutely horrendous.
They never answer calls, never return calls, and take too long to organise finances.
I can only assume they are overwhelmingly understaffed, but I think it's time to look elsewhere.

August 16, 2020
Unprompted review
Rated 1 out of 5 stars

The absolute worst customer service…

The absolute worst customer service ever.
I stood in the enquiry line at Whangarei branch for over 30 mins alone and not one of person asked me why I was there or if they could help. They just walked past me when all I wanted was to open an account for my son.
I had to walk to the back of the bank to get someone's attention..Pathetic!!
Then I was told to do it online...WOW!!!! After I asked a week before and was told to come into the bank with proof of residence and ID for my son. And I bank with this bank for years.
Is it because I'm Black that I get ignored?

August 5, 2020
Unprompted review
Rated 1 out of 5 stars

Horrible customer service

Horrible customer service! It took me two months to open a savings account and at I went round circles for simple ID verification.

Very disappointing - Do not recommend this bank if you are looking for a swift and smooth banking experience.

August 3, 2020
Unprompted review
Rated 1 out of 5 stars

If you want to be treated like a number…

If you want to be treated like a number and your personal (current) and previous business accounts dont mean a thing use them they are hopeless Ill be shutting down my acvounts movinv my cc and my kiwisaver and never use them again and they dont return calls! 20 odd years a customer thanks for nothing just Robots

July 10, 2020
Unprompted review
Rated 1 out of 5 stars

Worst bank service EVER

Even after 10 years of trying westpac still cant work out how to remove an old signatory from my business account ..not very professional..

June 23, 2020
Unprompted review
Rated 1 out of 5 stars

The worst bank ever!

The worst bank ever!
I tried to make a homeloan top up, but got no answer for 6 weeks despite numbers of emails and calls.
Ended up moving my loan to KiwiBank.

May 13, 2020
Unprompted review
Rated 2 out of 5 stars

Lack of guidance

Faiz was appointed to guide me through the maze of a compensation claim. Unfortunately he did not guide me, which left me at a loss to know who he was actually representing - me or the other driver. He didn't take time to outline the procedure and the various stages involved. My claim dragged on for the best part of a year but the final step was hurried through at an alarming rate. I did try and give an update on my injuries but was told it was too late to change anything. Not impressed.

April 18, 2020
Unprompted review
Rated 1 out of 5 stars

pour customer service been on hold for…

pour customer service been on hold for over 2 hours for a simple task,
as i work when they are open i have no time to go into the branch and having to carry my phone around while i work is no good,
westpac have really dropped the ball not happy.

March 30, 2020
Unprompted review
Rated 1 out of 5 stars

Been on hold for 2 n a half hours I…

Been on hold for 2 n a half hours I live in the sticks closest bank is a 4 hour drive so can't go in so I rely on calling alot this is bs I hate this bank with its 4 songs they play for you last time I called was on for an hour it's just not good enough and the people are rude

March 1, 2020
Unprompted review
Rated 1 out of 5 stars

No stars for this lot

If I could give no stars I would. A bank that doesn’t care about its customers. Unreasonable and a bunch of heavies. Poor overall customer service. Can’t voice loud enough to stay well clear of this bank

January 23, 2020
Unprompted review
Rated 2 out of 5 stars

Customer service is sub standard more…

Customer service is sub standard more often than not. The banking app is slow and not easy to use, way too many unnecessary clicks required.

The phone service is (aside from studylink) the worst service I've encountered. The menus don't make sense and don't take you where you need to go. They also don't give you the option to go back steps if you push the wrong option.

You're always on hold for an age.

Westpac is so bad. Go to ANZ.

December 17, 2019
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look