I really didn't think I would qualify for financing for an emergency plumbing repair but was pleasantly surprised by how quickly I did. It covered my repair and gave me workable options for repayme... See more
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Review summary
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You, as the intermediary loan funding source, between Gemstone Lights and U.S. Bank made the process very intuitive and simple from start to end where I didn't have issues or need customer support hel... See more
I had outdoor water line leakage so Icalled Home Pros to come repair the leak. Upon arrival ,they focused on the best correction to solve the continued problem and suggested replacing the main line. W... See more
Smooth, quick, painless, professional! And I had control of releasing the funds AFTER services were correctly performed. An option another company does not offer. Whom I'll never use again!! Thank you... See more
Company details
Written by the company
Wisetack is the leading Pay Over Time platform for in-person services. Wisetack partners with top SaaS service companies to embed consumer financing directly into their software through a simple API integration. We work with various industries such as home services, dental, elective medical, automotive, veterinary and legal. Service businesses rely on Wisetack to offer their customers flexible point of sale financing, enabling them to quickly and easily pay over time for essential services. Quick decisions, clear terms, and no tricks. What could be better? We're proud to be building a financing option that customers actually love.
Contact info
United States
- 1(833) 927-0333
- support@wisetack.com
- www.wisetack.com
4.8
Excellent
932 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 48 hours
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User friendly
User friendly, streamlined process, reasonable interest rates, flexible options.
April 2, 2026
Reply from Wisetack
We're delighted to hear you found the process user-friendly and streamlined, and that our financing options and rates met your needs. We appreciate you choosing Wisetack and are grateful for your support, Peggy!
Good experience overall
Easy pre-approval. 24 month interest free was good. Set up of automatic payment took no time at all.
April 1, 2026
Reply from Wisetack
We're so glad to hear the whole experience was easy and went smoothly. Thank you for the review, Connie!
The agent was very knowledgeable.
April 1, 2026
Reply from Wisetack
Music to our ears! Thanks for leaving a review, Delores.
Easy finance with wisetack
Easy financing not a lot of filling out of papers
quick and easy and you know right away you have the credit
March 19, 2026
Reply from Wisetack
Thanks for choosing Wisetack, PAUL! We're thrilled to hear it was quick and hassle-free.
they was great explaining what was…GREAT
they was great explaining what was going on and the break down on everything
March 18, 2026
Reply from Wisetack
Thanks for the review, Raymond! We're glad to hear it was broken down well and you informed throughout the process.
First time
First time using your service,Needed new furnace and was glad I was able to make monthly payments through you
March 17, 2026
Reply from Wisetack
We're honored you chose Wisetack for your first financing provider, Brett. We're glad we could help make the new furnace possible!
Stay away!!!
I recently moved (Oct. 2025) and therefore my wife and I have a new mortgage. I am doing a new project on my home and thought I might want to finance this $40k project instead of using my own money. I applied for a loan and the was given not even half of what I requested.
1. My credit is VERY good (770)
2. Been employed with the same company for 14 years making in excess of $235k annually
3. Couldn’t add my wife to the application because they can’t do household income (in excess of $350k).
Do yourself a favor and don’t waste your time with this lender!!
March 10, 2026
Unprompted review
Reply from Wisetack
Thanks for taking the time to share your concerns and feedback, Mark.
Wisetack currently offers unsecured financing with a maximum loan amount of $25,000, so requests above that threshold are not available. Lending decisions and approved amounts are also based on a range of factors beyond just credit score and income.
At this time, applications are evaluated on an individual basis and cannot be combined with a co-applicant or spouse.
We understand this may not have met your expectations, and will take your feedback into consideration as we continue to improve our product and offerings.
Great payment options
The process was quick and easy. Multiple loan options to choose from. They have a plan for everyone.
March 16, 2026
Quick and easy process.
March 13, 2026
They have live people to help you!
March 12, 2026
Easy set up and friendly staff
March 11, 2026
Easy process during trying times
The process was very easy and fast approval. Intrest rate was better than my banking institution.
March 10, 2026
Many options, fast and easy.
The whole process was fast and easy to use. There are many options provided to tailor your loan to your needs.
March 10, 2026
Very easy to use!
March 9, 2026
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