Sends me a letter to apply, we fill out the application, then we are told our bank isn't real. What? I sent them an official bank letter and gave them the statements. I would steer clear as it seem... See more
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See what reviewers are saying
We are currently working aggressively on securing funding for your business. We did want to notify you that one of our partner has indicated that they are not able to extend a loan offe... See more
I gave them 1 star because the invitation was very professionally packaged and advertised that you will receive a answer within 1 day. After three calls and no later we were told that we weren’t appro... See more
Company replied
This company is a complete scam. All they want to do is get your personal information and then sell it off to other lenders. They lied to me over the phone and said I was approved, then had us... See more
Company replied
Company details
Written by the company
We believe the financial system has let down the very people who need it most. Many small businesses are denied access to credit merely because their owners do not have great credit, or because they are not a priority for traditional lenders. There is a clear gap between those who can cheaply access finance and those who cannot access it at any price. At XPRS, our goal and our mission is to use technology to bridge that gap. We use the latest technology to efficiently connect small businesses with capital so that these businesses, the lifeblood of the American economy, can grow and prosper. We deliver small business loan application decisions in minutes and funding in as quickly as 1 business day. Less paperwork and less hassle means more time for you to focus on your business. XPRS is not a broker. We are a direct lender and the source of capital. At XPRS, we work directly with small businesses which allows us to offer great rates, fast responses, and full transparency. Unlike traditional banks, XPRS focuses on the cash flow and health of your business, not personal credit history. We use innovative ways to help small businesses like yours get access to capital quickly, efficiently, and affordably.
Contact info
520 Broadway, 90401, Santa Monica, United States
- 877 659 5399
- xprs@xprscapital.com
- www.xprscapital.com
No recent history of asking for reviews
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Emotional Hi's and Low's Giving In to XPRS Marketing Letters
I recommend that XPRS Capital remove the first paragraph on its mission statement to wit: "We believe the financial system has let down the very people who need it most. Many small businesses are denied access to credit merely because their owners do not have great credit, or because they are not a priority for traditional lenders. There is a clear gap between those who can cheaply access finance and those who cannot access it at any price."
Furthermore, stop sending High Approval marketing letters to businesses that disqualifies per company's approval assessment processes. This marketing campaign increases the emotional stress for business owners who in your mission statement need it most.
I still appreciate the experience. Now I know what to do with marketing letters I received and learn to swallow my pride and finally ask family and friends for help. They are the ones who truly understand why you need funding and the ability you will be able to pay them back.

Reply from XPRS Capital
XPRS is always a pleasure to work with
XPRS is always a pleasure to work with. The staff are very informative and very helpful at any time of need. We are very pleased with XPRS and would refer them to other businesses
Service as advertised..
The professional customer service and prompt attention to my business needs was priceless.. Diane was a breath of fresh air with her attention to details!!!
XPRS Capital has been there for us when …
XPRS Capital has been there for us when we need a cash flow boost. Painless process and quick funding! We appreciate their dedication to getting us what we need when we need it.
Very helpful with the process
Diane was very helpful in the complete process of the loan. She walked us through everything.It was a positive experience. I would recommend this company to anyone.
Too high
Everything was fine and went well, but in the future I will try to find a company with lower interest rates.
Great Service
Professional in every respect, pain free in obtaining financing, thanks XPRS for making this incredibly easy!
Great Customer Service!
All around amazing experience! Fast funding and easy process. 2 thumbs up
My expereince with XPRS Capital was EXCELLENT!!!
My XPRS Capital experience was as I rated 5 stars - EXCELLENT. The service I received from the staff was very professional and the turnaround time on a decision was very quick. I would have no hesitation in recommending their service to other business owners who are seeking short-term working capital needs.
Great Experience
Two thumbs up for XPRS!! The team was great to work with - very professional! I like the ease of the application and the short time it took to process. Funds were deposited into my account in just a few days. WAY TO GO XPRS!!!!
Friendly Service
Thank You very much XPRS for having a very friendly and professional staff. The process was so hassle-free! I was pleasantly surprised at how quickly my loan was approved and processed.
The Best
XPRS Capital is the best! The process is easy, straightforward and Diane is a pleasure to work with. The capital we received has helped us grow the business by 25%.
Good Communication
They worked with me until we found a product that works for my size company. Very satisfied.
The most efficient,rapid service ever
XPRS Capital assisted me with the most efficient and conscientious service that I've ever dealt with. From application to funding in less than 5 days.Incredible.
Process is so quick and easy.
XPRS Capital is so quick and easy I was able to get my loan in days. Diane is amazing and really makes the process painless.. It says a great deal about a company when the employees have such enthusiasm about their job.
Fast, efficient, friendly, and transparent
All went smoothly and as advertised.
Excellent Customer Service
I received a letter in the mail inviting me to apply for funding. After filling out a short application and providing very minimal paperwork, my funding was approved the same day. I was waiting to hear back from two other funding sources and my representative Diane was very patient even holding my offer for a couple extra days. Diane and Daniel were both very professional and really seemed to care about me and my company. I would highly recommend XPRS Capital to anyone looking for funding.
Rob J
Great service, Fair Rates
XPRS Capital has been very easy to work with. They offer great customer service and fair rates. I would recommend them to anyone looking for business capital.
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