When The Bank Says No Reviews 428

TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, professionalism, and dedication, often noting their willingness to go above and beyond. The service is frequently described as exceptional, with many people appreciating the clear communication, quick responses, and overall efficiency that made complex processes feel stress-free. Consumers felt well-supported and informed throughout their interactions. The user experience is highlighted as smooth and easy, with many reviewers expressing gratitude for the team's ability to secure positive outcomes even in challenging situations. The promptness of responses and updates is a recurring positive theme, contributing to a sense of being in safe hands.

What people talk about most

Staff

Clients share positive opinions on staff. Many reviewers praise the team's helpfulness, efficiency, and... See more

Service

Customers consistently note positive experiences with service, highlighting its efficiency, professionalism,... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting that agents are helpful, supportive,... See more

User experience

Customers consistently report positive experiences with the user experience. Many highlight the ease of use... See more

Response time

Consumers find response times to be positive. Many reviewers highlight the promptness and efficiency of the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very happy with all the support received. Clearly communicated from the start how service will be provided. No advance payments demanded or hidden with surprises at the end of the process! Dedicated s... See more

Rated 5 out of 5 stars

We found Naheela and Gus to be very helpful throughout this process and they worked very hard to get it all through as the lender was very thorough in what they wanted and the guys did their best to s... See more

Rated 5 out of 5 stars

Well I was about to give up on a property I bought at auction when the finance fell through on the last minute but Naheela & Gus was determined to get me a mortgage worked none stop back and forward... See more

Rated 5 out of 5 stars

We’ve had an exceptional experience with When The Bank Says No. Every team member has shown the highest level of professionalism, efficiency, and a genuine commitment to going above and beyond. Their... See more


Company details

  1. Mortgage Broker
  2. Financial Consultant
  3. Insurance Broker

Written by the company

When the Bank Says No is team of professional mortgage and insurance brokers, dedicated to helping our clients achieve the finance they need to buy their home. Founded by our parent company Alder Rose Mortgage Services Ltd, we were born out of a desire to support people – no matter the complexity of their situation. Instead of sending more challenging cases to other brokers where we had no control over their experience, we wanted to be there for everyone – every time. Our mission? We’ve heard them all before, so let’s just tell you why we’re here and what we do well. Straight-up; no gloss, hype, or marketing lingo. We find mortgages for our customers, and give them the right advice first time. “When the bank says no – we say Yes“ People get rejected by lenders every day – that doesn’t mean you’re a bad person, though it can sometimes make you feel that way. Confused by free online services that can’t cope with real life situations, and stressed by the months you’ve wasted waiting, it can feel like there’s no one there to help. But we’re here to clear things up, and explain what solutions are out there.


Contact info

4.9

Excellent

TrustScore 5 out of 5

428 reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

Excellent Service ….

From start to finish Daniel has been not only polite but very professional as well.
I would have no issue in using these guys again in the future.

Thanks a million
Michael & Yvonne

March 31, 2026
Unprompted review
Rated 5 out of 5 stars

Mark Brazier ⭐️⭐️⭐️⭐️⭐️

Mark Brazier provided an exceptional service that was truly second to none. His expertise and helpfulness made a huge difference, and I felt supported every step of the way. I wouldn’t go anywhere else—Mark is a top man and a credit to his profession.

March 26, 2026
Unprompted review
Rated 5 out of 5 stars

Danielle is the best

Danielle is the best, she helped me with my remortgage and made the whole process nice and smooth with no stress at all. She is very kind, friendly and professional :)

March 13, 2026
Unprompted review
Rated 5 out of 5 stars

Exceptional personalised service

I was at a cross road in my life and needed specialised products and services that weren't on the high street.
The Bank Says No assisted me towards achieving my new start in life. I have used this company twice for my financial needs.
The level of service of this team is exceptional,bespoke showing care and responsibility from start to finish.
I would like to personally thank Bilal Awan, Pavinder Boparai, Mark Brazier and Samantha Jolley. The team worked tirelessly, to achieve my goal. The knowledge expertise and customer service is exceptional. 100% i would recommend look no further. Thank you all.

March 19, 2026
Unprompted review
Rated 5 out of 5 stars

Big appreciation to Mark, Sam & Faith!

Big appreciation to Samuel & Faith for your help, patience, and steady support throughout—it’s made a real difference and I’m very thankful!

But I have to give special recognition to Mark. The level of commitment, persistence, and hard work you’ve put into making this happen has been outstanding. I’ll be forever grateful for everything you’ve done for me!

Couldn’t have done it without you all—thank you so much!

March 19, 2026
Unprompted review
Rated 5 out of 5 stars

Amazing mortgage service!

Ashley has supported me throughout the whole process of my mortgage application. He never made anything difficult for me. I was surprised to receive a mortgage offer within few days. I am extremely happy with the service and do recommend Ashley from when the bank says no! Please don’t think twice!

March 1, 2026
Unprompted review
Rated 5 out of 5 stars

Great team, Professional and knowledgeable

The team at WTBSN gave me hope when I thought to give up and wait another 6 months as I initially got refused by Halifax and thought my last result would be a off high street lender but they knew which bank would accept me and got me a deal with a high street lender I can’t thank them enough.
Danielle and Rachel communicated with me through the whole process which made me know I was in the right hands.

I’d recommend highly giving them a call in any situation you in, if there is a way you can get a mortgage they will be the ones to make it happen for you.


March 13, 2026
Unprompted review
Rated 5 out of 5 stars

If I could give 10 stars I would!

If I could give 10 stars, I honestly would……

From the very start, we thought getting a mortgage was absolutely not possible for us. We had less than perfect credit history & complicated circumstances.

Lucy was absolutely outstanding. She was honest, knowledgeable & calm. Even when things looked like they might fall apart, she kept working through the options & never made us feel like our case was a lost cause!! She explained everything clearly & kept us reassured throughout what was a very emotional process.

Rachel was also fantastic, always super helpful, responsive & making sure things kept moving behind the scenes. Even answering my 2738272 questions & dealing with my emotional breakdown like a pro when I found out we got the mortgage offer!

Together, they really made an overwhelming process feel manageable. Thanks to Lucy and Rachel, we now have our mortgage offer, which is something we genuinely didn’t think would happen at the start. They truly made what felt impossible, possible.

We cannot recommend them highly enough, especially if your situation isn’t straightforward like ours… or if it is straight forward, use them anyway because they’re amazing!

February 1, 2026
Unprompted review
Rated 5 out of 5 stars

Friendly team

Friendly, knowledgeable staff. Danielle always responded immediately to our calls and answered all questions no matter how minor. She made a usually stressful, difficult experience so easy and pleasant and ensured a lack of "jargon" meant we fully understood every stage of the process. Great communication, with an easy to use app. Would definitely recommend.

February 19, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent Work!

I have to command the absolute dedication and determination which Naheela and Gus completely displayed during the entire loan process. Not only were they courteous, professional, and informed, but they also provided assurance when I needed it. I would not hesitate to recommend these two individuals who clearly are outstanding in what they do. Thanks so much for arranging the necessary funding when I needed it.

February 17, 2026
Unprompted review
Rated 5 out of 5 stars

When the bank says no

When the bank says no, you really must be go to this mortgage broker, who will do everything in their power to help you. We were mortgage prisoners in a house too small for our family and unable to buy a new house with the help of a high street lender. We want to say an especially big thank you to Danielle and Sam. We couldn’t have done this without you.

February 16, 2026
Unprompted review
Rated 5 out of 5 stars

Very helpful

Neela and Gus have been very helpful with this process
Made the process nice and straightforward

February 16, 2026
Unprompted review
Rated 5 out of 5 stars

I've had a great experience from day 1…

I've had a great experience from day 1 they found me the best deal, they stayed in constant contact throughout answering any questions I had and also chased up solicitors regarding status of sale completion, thanks so much to Faith and Samual

February 12, 2026
Unprompted review

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