ANN Finance Ltd Reviews 496

TrustScore 4 out of 5

4.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

Advisor Tracey very un helpful I've had multiple loans with ann fiance but used to deal with a different advisor who was amazing had the loan application finished and paid all within an hour not T... See more

Company replied

Rated 5 out of 5 stars

Absolutely brilliant company!!!! Don’t be put off by other reviews, yes there is quite a few documents to send but is safe & maybe just company policy & procedure. Tracey was absolutely amazing who we... See more

Rated 5 out of 5 stars

Brilliant customer service and communication throughout the whole process. Not as quick as other providers but they really take the time to ask questions and assess if a loan is right for you. Will al... See more

Company details

  1. Loan Agency
  2. Alternative Financial Service
  3. Financial Institution
  4. Non-Bank Financial Service

Written by the company

We offer short term loans (not pay day loans) which are designed to be paid over multiple instalments. You are able to borrow from £100 up to £1000 and payback over a range of weekly or monthly period plans subject to your credit rating and loan history. There are no arrangement fees, hidden administration charges or early repayment fees. If you are able to pay back the loan early then great, it will even save you money, repaying loans over a longer period is more expensive. Your loan repayments can be taken automatically on the contractual date(s) agreed via debit card transaction, alternatively payments can be taken at the door step by one of our agents. Over the life of your loan we understand that your personal circumstances will change, if this occurs then please let us know, or if you are having difficulty in repaying the loan then contact us as soon as you can. Please be aware that late repayment of any loans my result in us reporting this to the credit reference agencies and may have a negative impact on your credit score. Alternatively a debt recovery service may be employed to recover any outstanding debt.


Contact info

4.2

Great

TrustScore 4 out of 5

496 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 33% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Advisor

Advisor Tracey very un helpful I've had multiple loans with ann fiance but used to deal with a different advisor who was amazing had the loan application finished and paid all within an hour not Tracey 4 days asking for multiple documents. Only to decline me.

When I applied the first few times with Tracey being the advisor assigned to me she declined instantly this time she went through the whole process asking to see certain documents and then just refused I borrowed 1000s over the years from these and never missed a payment

April 7, 2026
Unprompted review
ANN Finance Ltd logo

Reply from ANN Finance Ltd

Hi Tommy, we are sorry we couldn't provide you with a loan on this occasion. As you know we are a responsible lender regulated by the FCA and must ensure we are making good decisions for you as our valued customer.

Rated 1 out of 5 stars

Wouldn’t bother and I don’t recommend

Wouldn’t bother and I don’t recommend. Good credit history no payment issues with any other loan company. Had to send very personal details bank utility bills drivers Licence, for a measly £200 loan. A hour later declined no reason nothing. Be carful this clearly isn’t a legitimate company and stealing peoples details. Since I have applied I have had dozens of emails also calls from bogus companies, and this is the only company I have given my personal Email also mobile number to. My advice stay very clear of this company scam

Update from your response, you’re the only company I have applied for. So clearly you have sold on my personal details. My internet are you having a laugh! I have a VPN and my internet also personal details are fully protected thank you. Since giving you my personal details I have have dozens of calls txts also emails, so yes you do share people’s details. I warn anyone do not give this company any personal details!!!

January 30, 2026
Unprompted review
ANN Finance Ltd logo

Reply from ANN Finance Ltd

Hi Dale, im sorry we haven't been able to provide you with a loan at this time. I can assure you you details have not been shared or sold to anyone... so whoever has captured your details and passed them on it is not from ANN Finance.

We absolutely have not sold any personal information... if youre experiencing other firms contacting you it will be from your Internet service provider or search engine... we absolutely DO NOT do what you are suggesting.

Rated 5 out of 5 stars

Ann finance are a helpful and efficient company

The help ann finance gave me was brilliant when I was unsure what's the best way of putting in my information I was given a helping had and I felt reassured over something I would have found difficult, altogether I recommend ann finance to who's reading this review.

January 8, 2026

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look