AnnualTravelInsurance.com Reviews 

6,192
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 243 reviews, reviewers had a great experience with this company, consistently sharing positive feedback regarding their travel insurance policies. Customers frequently note how simple the website is to navigate, making it exceptionally easy to secure competitive prices and the right level of coverage without any hassle. Consumers also appreciate the helpful customer support, noting that queries are answered clearly and quotes are delivered in a straightforward manner. However, some people mentioned frustration with automatic renewals, pointing out issues when trying to cancel or when unexpected charges occurred after requesting otherwise. Some reviewers were not happy with lengthy terms and conditions or experienced difficulties with poor phone service that caused dropped calls.

What people talk about most

Price

Customers consistently note positive experiences with price, highlighting that policies offer great value,... See more

User experience

Users describe positive interactions with user_experience, highlighting that the platform is easy to... See more

Service

Reviewers highlight positive aspects of service, noting that staff are attentive and handle everything very... See more

Subscription

Consumers find subscription experiences to be ambiguous with strongly conflicting views. Many reviewers... See more

Value for money

People report positive experiences with value for money, highlighting competitive rates and great levels of... See more

Reviews shaping this summary

Rated 4 out of 5 stars

A decent priced annual multi trip travel insurance. My only complaint is not being able to change the renewal date by a week or so to make it more convenient for us. Other than that seems all okay.... See more

Company replied

Rated 4 out of 5 stars

I asked if my travel insurance policy for the previous year had been renewed and if it wasn’t if the could arrange renewing it; waited a couple days for an answer to my email and they said it had been... See more

Company replied

Rated 4 out of 5 stars

Easy process to obtain annual travel insurance at a really good price for required level of cover. Will definitely have again.

Company replied

Rated 4 out of 5 stars

As a renewal quote I found the experience very long winded. All my details should already be in your system so it should have been quite straightforward.

Company replied


Company details

  1. Travel & Vacation

Written by the company

AnnualTravelInsurance.com is part of Cover-More Blue Insurance Services Limited (previously known as Blue Insurance Limited), a multi-award winning insurance company with over 15 years of experience and committed to offering comprehensive cover at very competitive prices to both Irish and the UK customers. At AnnualTravelInsurance.com, you can choose between Multi-trip, Single Trip or Backpacker policies and customise them by adding one or more optional cover, including Winter Sports, Travel Disruption, Cruise Cover and Excess Waiver.


Contact info

4.1

Great

TrustScore 4 out of 5

6K reviews

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4.1

All reviews

(6,192)

238 reviews in the last 12 months

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Rated 1 out of 5 stars

Price jump up from last year

Price jump up from last year. I didn't check for a better price unfortunately but won't make that mistake next year.
Although quick to respond with a call and email I would be happy if the price was a bit closer to last years price.

March 10, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear James,

Thank you for your feedback and we’re sorry for any frustration caused by the renewal process.

We tried to contact you by phone but were unable to reach you. As your policy was auto-renewed, we sent a reminder email six weeks before renewal and took payment two weeks prior to give you time to review your options. Since your policy is still within the 14-day cooling-off period, we can offer to cancel your policy and provide a full refund, as long as no claims have been made.

If you’d like to go ahead, please let us know and confirm that there have been no claims. If there’s anything else we can help with, we’re here to support you.

Kind regards,
Rahul

Rated 1 out of 5 stars

It’s not acceptable to just assume…

It’s not acceptable to just assume customers want to renew twelve months later. Companies should not be allowed to retain credit card details of customers. Be aware because l asked for my credit card not to be save and they went ahead and sent me further cover l didn’t request. Then you have to faff about with your bank and then the Company to get everything

However the keeping of a customer’s card detail’s when you have specifically asked for them not to be!!!
Is not a reasonable excuse, there should be a ban on auto renewal.
Life has got expensive we are all shopping around for the best deal.

Refund has finally been paid…,

March 8, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Carol,

Thank you for your review and for sharing your concerns. We’re sorry for any frustration caused by the renewal process.

We tried to contact you by phone but were unable to reach you. As your policy was auto-renewed, we sent a reminder email six weeks before renewal and took payment two weeks prior to give you time to consider your options. Your policy is still within the 14-day cooling-off period, so we can offer to cancel your policy and provide a full refund, as long as no claims have been made.

We have sent you an email with these details and next steps. If there’s anything else we can help with, please let us know, we’re here to support you.

Kind regards,
Rahul

Rated 5 out of 5 stars

Travel insurance

Very quick and easy would highly recommend

March 6, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Lynne,

Thank you for taking the time to leave a 5 star review.

Kind Regards
Rahul

Rated 5 out of 5 stars

Very quick and easy to arrange and…

Very quick and easy to arrange and covers everything i need

March 5, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Medd,

Thank you for taking the time to leave a 5 star review.

Kind Regards
Rahul

Rated 5 out of 5 stars

Easy website to use covering me for…

Easy website to use covering me for existing health and better cover than most other companies during this uncertain time

March 3, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi Angela,
Really appreciate this! It’s always a pleasure to hear we’re doing things right. We put a lot of care into our work, so hearing that it’s making a difference is incredibly rewarding.
Kind Regards,
Zainab.

Rated 4 out of 5 stars

Transparent and value for money,policy…

Transparent and value for money,policy was cheaper than last year!!

February 27, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi Vincent,

We're happy to hear that you found our policy transparent and valuable. We appreciate your positive feedback regarding the price compared to last year's.

Kind regards,

Shahzaib

Rated 5 out of 5 stars

Easy to do happy with choice

Easy to do happy with choice

February 26, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi Clive,

We're happy to hear that you found it easy to do and are happy with your choice. Thank you for your positive feedback!

Kind regards,

Shahzaib

Rated 5 out of 5 stars

Customer Service was very good,friendly…

Customer Service was very good,friendly and efficient.

February 25, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi Paul,

Grateful for your feedback! We’ll be sure to share this with the team. Your message will absolutely be passed along—it’s the kind of feedback that keeps us going and reminds us why we do what we do.

Kind Regards,
Victoria

Rated 1 out of 5 stars

GREAT UNTIL YOU TRY TO CLAIM

I have been a loyal customer with this company for many many years now, they were always professional and the renewal process was always quick and easy and offered great value.
That is until you need to make a claim!!
You then find out that they sub out the claim handling to a third party who deals with your claim directly.(I missed the small print)
In August 2025 I was hospitalised for a week and couldn't go on my holiday due to depart the following day.
Once I got out of hospital I started the claims process using the information on ATI's website.

Unfortunately for me I had missed the email saying that they no longer use Reactive claims handlers but Gallagher Bassett.
My claim straddled this transition and unfortunately all my information was posted in error to reactive claims as a result.
When I realised this I then tried to get my claim information back, which included the £80 doctors letter back from Reactive.
They completely ignored all my e mails and didn't return my information.

I then contacted ATI.com and they weren't able to give me any help whatsoever.
Despite being a "loyal customer "for years.

I then sent a full photocopy of my claim file to Gallagher Bassett after starting a new claim with them.
Gallagher Bassett proved to be similarly inept at dealing with my claim.
Having sent a full file of photocopied information of my claim, different people have repeatedly contacted me every few weeks asking for the same information that I have previously submitted.

This claim has been going on now since August 2025 and I'm still no nearer to having my claim settled.

So BE AWARE ATI.COM doesn't handle your claims they farm it out to Gallagher Bassett.
If you look up Gallagher Bassett reviews they are less than complimentary.

We are now looking for an annual travel insurance company who actually deal with their own claims as a result of this ordeal.

February 26, 2026
Unprompted review
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Peter,

Thank you for sharing your feedback and for being a loyal customer. We’re sorry to hear about your experience and understand your frustration.

We have sent you an email and have transferred your query to our claims department. A claims specialist will be in touch with you soon to support you further.

If you need any more help in the meantime, please let us know. We’re here to assist.

Kind regards,
Rahul

Rated 5 out of 5 stars

Easy to organise and great price

Easy to organise and great price

February 24, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Good Afternoon,

We're happy to hear that our organization met your needs, and that you found our pricing to be satisfactory. Thank you!

Kind regards,

Shahzaib

Rated 5 out of 5 stars

Every helpful customer service that…

Every helpful customer service that helped me renew over the phone when my saved payment details had expired

February 23, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Arlene,

Thank you for your comments and taking the time to leave a 5 star review.

Kind Regards
Rahul

Rated 5 out of 5 stars

Very reasonably priced insurance.

Very easy and quick to get a quote. Reasonable prices offered.

February 22, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Assia,

Thank you for your comments and taking the time to leave a 5 star review.

Kind Regards
Rahul

Rated 2 out of 5 stars

The phone number to call is not…

The phone number to call is not recognised and I just wanted to ask for paper documents. Not satisfactory not to check telephone numbers given out to customers.

February 20, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Margaret,

Thank you for your feedback and for highlighting the issue with our phone number.

We’re sorry for any inconvenience this caused. We have resent your documents by email. If you need further assistance, please let us know we’re here to help.

Kind regards,
Rahul

Rated 1 out of 5 stars

Unable to log in

Unable to log in

February 21, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Helen,

Thanks for your feedback.

We’ve checked our system and can confirm that there is no registered account under your details. It looks like the registration process hasn’t been completed yet.

We’ve sent you an email with instructions on how to register. Please follow the link provided and select the “Register” option. Once registration is complete, you’ll be able to log in successfully.

If you need any further assistance, please reply to our email and we’ll be happy to help.

Kind regards,
Rahul

Rated 1 out of 5 stars

Disappointed ex custome.

Have sent 3 emails requesting a copy of a policy I purchased for 23/24 which I can no longer connect to through the portal, not a single reply let alone an acknowledgement. Having used them for 10 years very disappointing service. Only stopped using them due to age.

February 7, 2026
Unprompted review
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Elaine,

Thank you for your feedback.

We’re sorry for the delay and any inconvenience caused. We have now sent you an email with your policy documents attached. If there is anything else we can help you with, please let us know, we’re here to support you.

Kind regards,
Rahul

Rated 4 out of 5 stars

Process easy to navigate

January 30, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Dear Customer,

We’re so glad to hear that! Every bit of encouragement helps us keep pushing to improve and deliver the best service we can. Your support truly means a lot to us.

Kind Regards,
Zainab.

Rated 1 out of 5 stars

I have been charged twice for this…

I have been charged twice for this years renewal so now have two policies with different policy numbers. I am currently travelling, so will contact you when I return to Ireland.
Your Policy Reference: ATIIFM/100428
Your Policy Reference: ATIIFM/100426

January 27, 2026
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi Richard,

Thank you for bringing this to our attention. I’ll be following up with you personally.

Kind Regards,
Victoria

Rated 4 out of 5 stars
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Good Morning,

We're happy to hear that you had a good experience, and we appreciate you taking the time to share your feedback with us.

Kind regards,

Shahzaib

Rated 5 out of 5 stars

Good value insurance

Good value insurance . Extensive cover

June 4, 2025
AnnualTravelInsurance.com logo

Reply from AnnualTravelInsurance.com

Hi Rob

Thank you for your comments and taking the time to leave a 5 star review.

Kind Regards,
Zuzanna

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