Been saving with Atom for about 5 years now. Safe, reliable, easy to manage and consistently good rates of interest on their savings products. Their interest rates are no longer the best in the ma... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I’ve been using Atom for my ISA and savings for a few months now, it was recommended by my daughter who had her mortgage with them and because of that had been able to pay it off early! My financial... See more
Company replied
Returning to Atom after a 7 year break. Very easy to open a new savings account, though I had to use a new email address as the old one didn't work. I'm very impressed with the app, great security fe... See more
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Great customer service every time I call and need assistance. The staff are always friendly, helpful, and willing to go the extra mile to help. The app is very easy to use, and there is a good range o... See more
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Company details
About Atom bank
Written by the company
We’re the UK's first app-based bank and we’re making banking easier, faster and better value. Founded in 2014, we're on a mission to change banking for good, putting our customers at the heart of everything we do.
We're proud to offer simple and secure products designed to help you make the most of your money. Whether you're looking to grow your savings, get a competitive mortgage or secure a business loan, our first-class app and award-winning UK-based customer support team are here for you seven days a week.
We believe banking should be effortless. That's why our app is built with intuitive features and robust security, offering biometric login, real-time notifications and FSCS protection to keep your money and data safe. We don't have expensive branches, so we can focus on delivering better rates and a seamless digital experience.
Experience banking that works for you.
FSCS Protection
Your money will be covered by the Financial Services Compensation Scheme (FSCS), which means your deposits are protected up to £120,000.
Contact info
The Pattern Shop, NE1 3PD, Newcastle upon Tyne, United Kingdom
- 0333 399 0050
- customer.operations@atombank.co.uk
- atombank.co.uk
Easy Access Cash ISA
4.8
Excellent
21K reviews
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Great bank with a easy to use app!
July 22, 2026
Reply from Atom bank
We're so pleased to hear you're enjoying our bank and find our app easy to use. Thank you for your positive feedback and the 5 stars!
Very happy with the ease to open and…
Very happy with the ease to open and check my accounts and the promps sent .
July 14, 2026
Reply from Atom bank
We're so happy to hear that you find it easy to access your accounts and appreciate the prompts you receive. Thank you for your 5-star review!
Very easy to use the app.
July 22, 2026
Reply from Atom bank
We're so glad to hear that our app is very easy to use! Thank you for your positive feedback and the five-star rating; we truly appreciate it.
Moving money is easy and your…
Moving money is easy and your promotions and interest rates were very clear.
July 9, 2026
Reply from Atom bank
We are so pleased to hear that you found moving money easy and our promotions and interest rates clear. Thank you for your positive feedback!
Atom Bank offers a service that work…
Atom Bank offers a service that work well and products that fullfil my needs,
July 22, 2026
Reply from Atom bank
We are so pleased to hear that our service works well for you and that our products meet your needs. Thank you for your positive feedback!
Have been a customer of Atom Bank now…
Have been a customer of Atom Bank now for several years, and have always been very impressed with the service offered. Having had bad experiences with other banks, I always know I can rely on Atom, when opening an account, the procedure is so simple and straightforward, the account is opened in seconds, and you can deposit money instantly. They offer some of the best rates around, and, if you are receiving interest, you can choose the date to receive the interest which is most beneficial to you. I cannot praise Atom highly enough, they are certainly up there at the top when it comes to service and efficiency.
July 17, 2026
Reply from Atom bank
We are so pleased to hear about your positive experience with us over the past several years. It's wonderful to know that our simple and straightforward account opening process, instant deposit capabilities, and competitive rates have consistently met your expectations. We truly appreciate your kind words regarding our service and efficiency; it means a great deal to our team to know we are providing such a reliable banking experience. Thank you for taking the time to share your fantastic feedback!
Reply from Atom bank
We're so glad you found our service easy to use and had a great experience. We truly appreciate your positive feedback!
Banking made simple and reasonable…
Banking made simple and reasonable rates of interest.
July 22, 2026
Reply from Atom bank
We are so happy to hear that you find our banking services simple and our interest rates reasonable. Thank you for your wonderful feedback!
Straightforward to use and good…
Straightforward to use and good interest rates for fixed term accounts. It would be good if instant savers had better interest - currently a couple of percent below inflation.
July 21, 2026
Reply from Atom bank
We appreciate your feedback regarding our fixed-term accounts and instant savers. We understand your desire for more competitive instant saver rates and are always reviewing our offerings.
#Easy opening
I could do an internal transfer from an instant access atom account to a fixed rate bond very easily
July 17, 2026
Reply from Atom bank
We're so glad to hear that you found the internal transfer process from your instant access account to a fixed-rate bond very easy. Thank you for your 5-star review!
Very Efficient
Simple easy and quick to open and move money around, very efficient.
Simple easy to use app
July 20, 2026
Reply from Atom bank
We're so glad you found our app simple, easy, and efficient for managing your money. Thank you for your positive feedback!
Reply from Atom bank
We're so glad you find our app simple to use and appreciate the security and best rates available. Thank you for your wonderful 5-star review!
The app is so user friendly ..can open…
The app is so user friendly ..can open accounts and transfer money and see funds immediately
Excellent rates of interest
July 17, 2026
Reply from Atom bank
We're so pleased you find our app user-friendly for managing your accounts and appreciate our excellent interest rates. Thank you for your positive feedback!
Reply from Atom bank
We're so happy to hear you appreciate our competitive interest rates and find our app easy to manage. Thank you for your wonderful feedback!
Reply from Atom bank
We are delighted to hear that you found the account opening process straightforward and appreciate our competitive rates. It's great to know you're enjoying the convenience of our app-based savings account!
Really easy to set up and deal with and…
Really easy to set up and deal with and good interest rates and products
July 21, 2026
Reply from Atom bank
We're so happy you found our setup process easy and appreciate our interest rates and product offerings. Thank you for your positive feedback!
Easy to navigate through the choices…
Easy to navigate through the choices and always straight forward to make your choices. Will definitely recommend this to others.
July 21, 2026
Reply from Atom bank
We're so pleased to hear you found it easy to navigate through the choices and straightforward to make your selections. Thank you for your recommendation!
Reply from Atom bank
We're so glad you found our service easy to use and helpful for managing your finances. Thank you for your positive feedback!
Easy and quick to open accounts
Easy and quick to open accounts. Very competitive interest rates offered and everything you need to keep track on the banking app. The whole service inspires confidence as a saver. Have been a customer for several years with various accounts.
July 15, 2026
Reply from Atom bank
We're so pleased to hear you find opening accounts easy and quick, and that our competitive interest rates and banking app inspire confidence as a saver. Thank you for being a loyal customer for several years!
Trusted bank with good rates and easy…
Trusted bank with good rates and easy to use website. I would certainly recommend Atom bank and have been with them a couple of years now. It has all been straightforward and I have just signed up for a fixed 5 years account with some money I don’t require for a while.
July 17, 2026
Reply from Atom bank
We are delighted to hear you've had such a positive experience with us over the past couple of years! It's wonderful to know you find our rates good and our website easy to use. Thank you for your recommendation and for trusting us with your savings.
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