Bank of Baroda Reviews 210

TrustScore 1.5 out of 5

1.4

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Review summary

Created with AI, based on recent reviews

Looking at 60 reviews, most reviewers were let down by their experience overall. Many customers expressed significant dissatisfaction with the bank's service, finding it consistently poor and unreliable. They frequently encountered issues with unexpected deductions and hidden charges, often without clear explanations from the bank. Reviewers also reported that the customer service and staff were unhelpful, rude, and lacked proper training, leading to frustration and unresolved concerns. The bank's website and internet banking services were frequently criticized for being slow, difficult to use, and prone to technical problems, making online transactions a nightmare for many. Conversely, a small portion of people felt satisfied with the service, particularly highlighting specific staff members for their politeness, helpfulness, and professionalism in branches outside of India.

What people talk about most

Service

Clients share negative opinions on service, with many reviewers describing it as the worst banking service... See more

Staff

Customers had negative experiences with staff, frequently reporting them as inconsistent, rude, and... See more

Customer service

Consumers find customer service to be negative, with many reviewers reporting extremely poor and unhelpful... See more

Payment

Reviewers highlight negative aspects of payment, with many experiencing unauthorized deductions and... See more

Website

Reviewers mention negative feedback about the website, with many describing it as slow, not user-friendly,... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Bank of Baroda deducts money as soon as I deposit funds, without any proper explanation. They keep cutting small amounts like ₹100 or ₹200 regularly, and this time they deducted ₹1600 straight away.... See more

Rated 1 out of 5 stars

BOB Card is disgrace to Credit Card industry. Reasons are 1.Phone lines not at gets connected. 2.Person need to wait for long time answering/typing to answers to machines and even then it get tr... See more

Rated 1 out of 5 stars

I am a Canadian NRI and have an NRE account with Bank of Baroda (BOB), Shalimar Garden, GZB, UP branch for over a decade. BOB is full of red tape. In my experience, it is almost impossible to do BOB... See more

Rated 1 out of 5 stars

One of the worst banks on multiple accounts: Knowledge across staff is extremely poor; you will get a different answer for your issue from every staff member you approach confusing you further an... See more


Company details

  1. Bank
  2. Private Sector Bank

Information provided by various external sources

Bank of Baroda is an Indian state-owned International banking and financial services company headquartered in Vadodara in Gujarat, India.


Contact info

1.4

Bad

TrustScore 1.5 out of 5

210 reviews

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No history of asking for reviews

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Rated 1 out of 5 stars

Dont open account this bank this bank…

Dont open account this bank this bank worthless thay dont answer your question and thay just one counter yo second counter to third counter dont open account this bank i just colse my account

February 1, 2026
Unprompted review
Rated 1 out of 5 stars

Today 10/02/26

Today 10/02/26 , Bank of Baroda, sambalpur odisha, when I go there to issue my fattag for vechile, general office said the requirement documents is addhar Xerox and rc Xerox, then I go with my father and then they told me bring passbook Xerox also , i said that you don't told me plz Xerox it because that time 3:30 pm no shop open, after employee do Xerox of one copy, the peon angry abuse him for a single Xerox print, peon insulting the general manager in the presence of customer and other staff , this shows a toxic environment and job culture, some day before I go there for put my cheque in cheque box , a chapri customer abuse same employee, because he said for opening a bank account you have to give pan card and adhar card, and no other employee Stop that men or support their employee , the bank employee is also a human, plz not behave like non human like

February 10, 2026
Unprompted review
Rated 1 out of 5 stars

Today

Today, I am forced to make this post.

My father, being not so learned, visited the Karamchari Nagar branch (Branch Code: BARB0KARBAR) managed under Radha Raman Singh, a month ago for re-issue of an E-BG

The E-BG was issued, however, some details were missing. My father again visited the branch, provided all the details and requested for the amendments.

She did the amendments, however, she didn’t send the details to bank end team to get them reflected at NESL portal.

Upon receiving the email from my company for which my father works, we reached her out again and she kept assuring, “Sir nothing is pending from my end, please chase your organisation.

When my father chased the organisation’s officer, we found that the details were not reflecting on the NESL portal.

Even my father’s organisation sent her an email on branch email address telling her that details are not reflecting.

She again did the same procedure and when my father asked her that the charges will be levied again, she told my father “ No sir no further charges will be applicable”.

Yesterday evening my father reached her via phone and she assured that “ Sir, I have send the details and requested back-end to get the details reflected “.

Yet again after multiple failed attempts to get the issue resolved via phone in the digital era, we reached branch again today to see what is causing a month of delay, we got to know that no such email or request was raised by her yet.

To cover up her negligence Mrs Neha with an unprofessional attitude, in a very casual manner shifted the blame to back end team when she is completely responsible for causing the trouble leading to huge losses to my father in business with hefty procedural charges.

First, she was ignorant of the standard procedure and second, she was conveying misleading information.

Bank of Baroda - Out trust in you is completely compromised. Since when unprofessional people are hired at Grade 2 officer level? Aren’t trainings are provided on how to deal with customers?
We demand resolution of our problem. We demand strict actions against this lady. We demand fair treatment.

January 31, 2026
Unprompted review
Rated 2 out of 5 stars

Let the customer suffer.

Today , that is on 27th Jan 2026 , I visited Bank of Baroda , Alkapuri , Vadodara , Gujarat at 11 am for my bank locker work after obtaining permission of short leave for 40 minutes from my office. When I reached there the gate was closed and security person told me it is closed with no reason. While searching on google I came to know it was strike. Bank should intimate publicly so that people visiting from far off may not suffer.

January 27, 2026
Unprompted review
Rated 1 out of 5 stars

Worst banking experience ever.

Bank of Baroda deducts money as soon as I deposit funds, without any proper explanation. They keep cutting small amounts like ₹100 or ₹200 regularly, and this time they deducted ₹1600 straight away. Night-time transactions often do not work at all, and when the system comes back, the money is already gone.
Customer support is useless and provides no clear answers, and the branch staff is equally unhelpful. There are hidden charges everywhere but absolutely no reliable service. This bank has become a constant source of stress and financial loss.

January 20, 2026
Unprompted review
Rated 1 out of 5 stars

Worst bank

Worst bank

The manager of the bank even after the student loan was sanctioned the bank manager was not ready to pay the tuition fee, and to open the account they have taken 15days plus. The bank manager is so annoying he wastes time intentionally by asking what if the tuition fund is not refundable bcz of this my visa got delayed , to get visa i need to pay tuition fee other i don't.And says that customer don't have clarity.

December 1, 2025
Unprompted review
Rated 1 out of 5 stars

Very Poor Service

Very Poor Service – Bank of Baroda, Panaji Branch
I am extremely disappointed with the service at the Bank of Baroda Panaji branch. My NRI debit card PIN has still not been delivered even after more than one year.
Despite multiple visits to the branch, numerous phone calls, and several follow-up emails, the issue remains unresolved. Each time I was assured it would be taken care of, but no concrete action has been taken so far.
This level of negligence and lack of accountability is unacceptable, especially from a national bank handling NRI customers. Such delays cause serious inconvenience and reflect very poorly on the branch’s customer service standards.
I strongly urge the concerned authorities to look into this matter and improve responsiveness and efficiency at the Panaji branch.

January 14, 2026
Unprompted review
Rated 1 out of 5 stars

One of the worst banks

One of the worst banks on multiple accounts:
Knowledge across staff is extremely poor; you will get a different answer for your issue from every staff member you approach confusing you further and eventually them not wanting to do their job.
Website is appaling as it is super slow and not at all user friendly especially for senior citizens.
App is equally pathetic.
'Ask ADI' is a joke as it just plain does not even load; working is another century away.
All in all, a 0 star bank and my experience has been not of a day or one time but across all my years dealing with this bank.

December 26, 2025
Unprompted review
Rated 5 out of 5 stars

I have had a few dealings with BOB UK

I have had a few dealings with BOB UK. I recently had Chetna dealing with one of my fixed deposit accounts and I can say she was really helpful, knowledgeable and ensured she was on top of things every step of the way. She is based in the city branch. I would highly recommend to book an appointment with her. Customer service was top from her.

Bijal

October 10, 2025
Unprompted review
Rated 1 out of 5 stars

Worst bank

Useless bank
It took me 3 days to get originals
After paying back my loan
Manager at bob(rishali branch bhilai) is an illeterate fellow.
Worst services

December 20, 2025
Unprompted review
Rated 5 out of 5 stars

Best Appointment Staff…

I had an appointment today in london branch , i m writing here what i received the best service ever in uk branch. Chetna is the gem of the branch very polite and big salute of her patience and kindness. I really cherished the appointment thank you BOB .

December 19, 2025
Unprompted review
Rated 1 out of 5 stars

BOB Card is disgrace to Credit Card…

BOB Card is disgrace to Credit Card industry.
Reasons are
1.Phone lines not at gets connected.
2.Person need to wait for long time answering/typing to answers to machines and even then it get transferred those will be disconnected abruptly/not answered.
3.Customer Care executive dont care. Answers are given were rudely and carelessly. If ticket raised have a resolution time of Max 5 working days. If you call after 3 working days, then you are told to wait for 2 more working days and then check.. What kind of service this is

December 2, 2025
Unprompted review
Rated 1 out of 5 stars

In hospital emergency situations not got any help for transfer.

I contacted customer care and the person name is Anurag, at midnight 2’o clock I contacted because I got emergency situation and one of my frd transfer money to me and not credited and I need to transfer to other frd as his uncle in hospital but everyday midnight the BOB Application always in maintenance, I ask anurag to give me solution but he is sending same mgs that sorry for inconvenience, apologies for inconvenience, instead of understanding the hospital emergency situation and need to transfer the money, but unfortunately not got any help from customer care ( Anurag) and not even from bank of baroda. Very bad experience. Here no have options for photo add otherwise I have chat screenshot as well.

November 2, 2025
Unprompted review
Rated 5 out of 5 stars

Outstanding Assistance from Bank Staff CHETAN

I recently visited your branch and was assisted by CHETAN from central London branch .I was very impressed with her professionalism, patience, and courteous behavior. She clearly explained all the procedures and made the entire process smooth and efficient. Her excellent customer service reflects very well on the bank. Thank you for the great experience.

October 31, 2025
Unprompted review
Rated 1 out of 5 stars

Worst Bank Experience

Baroda branch is not functioning efficiently. The overall process is extremely slow, and the employees often display rude and unprofessional behavior. It appears that they do not value customers’ time, which causes inconvenience and frustration for the people visiting the branch.

October 31, 2025
Unprompted review
Rated 1 out of 5 stars

I unfortunately have been a 13 yr…

I unfortunately have been a 13 yr client of "BOB Kenya Ltd.", as they currently refer to themselves. Their organisation is best described either as incompetent or incredibly careless. I had a joint account with my Mum, due to an inheritance from my Father who was working in Kenya. My Mum who also passed away, more recently, is still on the account even though I have email confirmation after submitting the relevant documents that she was removed. When I went to request access to my account to make a transfer, in order to keep it active, their customer service choose to not respond for months. By the time of their response my account was dormant. Almost 2 yrs later I am about to retain a lawyer to release my money so I can terminate this toxic relationship. "BOB Kenya Ltd" at some point either by Government requirements or internal changes requires an account holder to now have Kenyan ID or a work permit, neither of which I possess. Instead of formally informing legacy customers they no longer qualify to hold an account, so they can provide the required documents or give them the opportunity to transfer their funds, they did nothing. This "institution" will only cause you stress, invest elsewhere, somewhere you are considered and respected as a real person.

October 23, 2025
Unprompted review

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