Bendigo Bank Reviews 128

TrustScore 1.5 out of 5

1.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 44 reviews, most reviewers were let down by their experience overall. Many people were dissatisfied with the customer service, finding it appalling and difficult to reach a real person. They also encountered issues with the service in general, with many describing it as shocking and the worst they've ever experienced. Customers frequently reported problems with contacting the bank, experiencing long hold times, being cut off, or not receiving callbacks. Additionally, many felt that payment processes were problematic, with unexpected fees and frozen accounts without explanation. Though some reviewers were happy with their experience, praising the staff as helpful, efficient, and friendly, particularly at specific branches. These customers highlighted good service and a positive environment, recommending the bank to others.

What people talk about most

Customer service

Customers consistently note negative experiences with customer service. Many reviewers express frustration... See more

Service

Users describe negative interactions with service, often citing appalling customer service and unacceptable... See more

Customer communications

Clients share negative opinions on contact, frequently reporting extreme difficulty reaching customer... See more

Staff

Customers had ambiguous experiences with staff. While some reviewers praised staff for being polite, helpful,... See more

Payment

Reviewers highlight negative aspects of payment. Many customers report issues such as accounts being frozen... See more

Reviews shaping this summary

Rated 1 out of 5 stars

After explaining that my debit card doesn’t work in most places in Indonesia, their team investigated and obviously found no fault with their card. All the terminals are faulty and the internet keeps... See more

Rated 1 out of 5 stars

Accounts were transferred by Bendigo from Adelaide bank. However the transfer was badly handled, important details like tfn were not transferred and we have lost a lot of money. A terrible experience,... See more

Rated 1 out of 5 stars

Shocking service ..no service trying to speak to customer service on line. Waited an hour no sign of call being answered. I wanted to deposit an inheritance with them..a large amount of money. OMG rid... See more

Rated 1 out of 5 stars

Used my card to pay for something online which apparently breached the banks terms and conditions so my account has now lost features such as payid and I cannot transfer money using the app or e-banki... See more


1.5

Bad

TrustScore 1.5 out of 5

128 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

Messages and emails not answered

I joined the bank about two months ago, initial interaction was good, and it was convenient that they have a branch at our local shopping centre.

I’ve been waiting for a credit card for several weeks, I contacted the branch yesterday and they assured me the person dealing with the issue would contact me that afternoon. They didn’t.

Went into the branch this morning and they said the person dealing with it was in a video meeting and will contact me when the meeting concludes.

Over the past weeks I have sent unanswered emails and left (unanswered) messages in relation to other issues.

December 2, 2024
Unprompted review
Rated 1 out of 5 stars

Bad service, app and bank

App is more down than up... cannot add a card when ive changed phones but are blaming google wallet. Other bendigo cards are acceptable. I'm able to add other cards on different phones just not one of them. Put alot of revenue through Bendigo business but won't give me a loan based on bank acc history. but others will based on the same bank acc history. Hey guys remember covid!!! Alot of businesses suffer during covid.Allso wait times are ridiculous. Always wait about 40 plus minutes if i ever need them

November 30, 2024
Unprompted review
Rated 1 out of 5 stars

Just don't use, it not worth

It just so bad I can't event understand why when you deposit money you can't event put the reference. And their phone app can crushed thousands time in year. Just go Commonwealth bank even NAB is much better

November 30, 2024
Unprompted review
Rated 1 out of 5 stars

The Bank who doesn’t care about the customer

Bendigo Bank and its online app are nothing short of appalling. There are next to zero branches and if you want to speak to someone on the phone, put your whole morning aside because they take well over an hour to answer your call. The banking app is next to useless and I would say it is the worst app that I have ever used. The customer experience with Bendigo Bank is terrible to the point where I have stopped using them all together. They have cut costs so badly that they have totally forgotten that they are supposed to be a bank.

November 1, 2024
Unprompted review
Rated 1 out of 5 stars

internet banking

After more than 17 years with them I got the worst experience and told that I have no other options, no remedy in order to use internet banking.

October 29, 2024
Unprompted review
Rated 1 out of 5 stars

My card was comprised

My card was comprised, $13810,00 was stolen through JB hi fi in 4 locations across Melbourne, 1 email and 1 phone call back from Bendigo bank after multiple phone calls to them, no effort at all was made to recover the money. They could not even tell me how it happened. And then subtly accused me, do not use your wallet it is not secure and you will not be refunded the money that apparently is safe in the Bendigo Bank

October 12, 2024
Unprompted review
Rated 1 out of 5 stars

WHERE'S THE ZERO STAR RATING FOR THIS…

WHERE'S THE ZERO STAR RATING FOR THIS BANK?!?
Not only has this bank quite publicly gloated about how many millions/billions in profit they've cashed in on for shareholders in this last month alone. They have the audacity to inform me that because it was the weekend any deposits either via e-banking or atm will not be processed till the next business day!!! Ummm it's now mid-morning Monday 21/10/2024 & I'm STILL waiting for them to get their proverbial doo-doo together. If we could go back to the days of receiving our wages in an envelope from our employer then I'm pretty sure the majority of these USELESS BANKS would become obsolete!!! Their customer service reps are arrogant and rude who obviously hate their job!!! In this past fortnight there has been x2 outages that have rendered e-banking totally useless. Better yet, try going into an actual branch like say...Cobram...the staff there look absolutely miserable, not a smile to be seen & they talk in mono-tones...no feelings whatsoever...time for this cow-girl to start looking around for a better alternative me thinks!!!

October 19, 2024
Unprompted review
Rated 2 out of 5 stars

Occasional Payment Processing Issue

2024 and still these banks have occasional issues with their payment processing system. Talk about late payments and falling behind because your income is held up by a faulty banking system yeah how about cut the slack off consumers and watch where your money goes as a bloody bank it would be better if you’d invest in your own business and provide a better experience.

October 2, 2024
Unprompted review
Rated 5 out of 5 stars

What Planet are these people on their…

What Planet are these people on their Review of MY BANK Bendigo Bank my Experince with Bendogo Bank in Queensland is nothing but POSITIVE SERVICE AND GREAT COMMUNICATION MY PROBLEMS ARE
ALL WAYS SOLVED WITH JUST ONE PHONECALL I RECCOMEND THEM IF YOU WANT A GOOD BANK

September 12, 2024
Unprompted review
Rated 1 out of 5 stars

Worst experience ever on refund

My partner bought a bag of $2950 on 14 Aug 2024.He had to cancel order before dispatch as I did not like it. Today it is 16 Sep 2024, my partner still hasn't received as it has been more than month. Every Monday, my partner calls for the fund son his account. They just said we have reived the refund, wait for 7 business days, wait for over night, wait for 2/3 days, wait I will deposit now and now said that the funds will reflect in account but we don't know when. My partner and I, are sick of following up on same thing. This too much of hustle for our own money to receive. We even have been to consumer fair. But, this bank jut do not wan to Listen.

August 15, 2024
Unprompted review
Rated 1 out of 5 stars

All my savings were stolen, Bendigo has done nothing

A couple of months ago a number of fraudulent transactions were made on my card and my ENTIRE savings account with Bendigo Bank was emptied. It has been over 80 days and Bendigo Bank is yet to do anything about this.

I was purchasing groceries and preparing for an overseas trip when my card declined. I checked my account and realised that everything, all my money that I had saved for my upcoming trip was gone.

I immediately tried to cancel my card, but due to a glitch with the Bendigo website/app I was not able to.

The next day I went into a branch in tears, hoping someone would help me. The Bendigo staff told me that there was nothing they could do for another week, completely dismissing my distress.

The next day I called Bendigo customer care. After I begged them to take my situation seriously, they canceled my card and told me their disputes team would be in contact within 45 days. I again felt like the gravity of my concern was dismissed.

50 days later I still had not been contacted.

When I was finally able to get back in contact with customer service (each time I have waited over 30mins on hold) I was told that my dispute had been rejected.

I was in disbelief. I had Googled the description next to the fraudulent charges and seen that the institution responsible was a business school in Lithuania with many many reviews pertaining to fraud recorded on other websites.

But my dispute had somehow been rejected?

After over 1.5 hours on the phone, begging that my case be taken seriously, Bendigo finally agreed to re-lodge my dispute.

IT HAS NOW BEEN OVER 90 DAYS SINCE I LOST MY ENTIRE SAVINGS AND I HAVE STILL NOT BEEN CONTACTED.

July 9, 2024
Unprompted review
Rated 1 out of 5 stars

Zero stars

If I could give this Branch of the Bendigo Bank a rating of ZERO stars - I would!!!!! The Bendigo Bank Branch at the Smithfield Shopping Centre near Cairns would have to be the most inefficient, poorly managed branch of ANY bank in the country. Every time I go to that Branch I walk in with a feeling of trepidation. Nine out of every ten times I go there - I walk out in a foul mood - because of the lack of service, the inefficiency and the attitude of "I don't care" that seems to pervade the staff. Regularly there is only one Teller working - but a lineup of 10 - 15 people. The Teller service is either slow, inefficient, or plain straight rude (I don't know how to do that, you'll have to ask someone else - one comment made to me). It seems that there are always other staff just standing around. Today I wanted to find out why Bendigo Bank had suddenly decided that I couldn't recharge my pre-paid Optus Mobile account using either my credit card or my debit card. After two visits (I walked out of the first visit after seeing a huge line of customers - with ONE teller working) but came back an hour later only to note three staff sitting around in the conference room and still only one teller working. After waiting 15 minutes I walked out. If it wasn't so difficult to change all my accounts to another Bank I would have done so years ago!

August 27, 2024
Unprompted review
Rated 1 out of 5 stars

“Better big bank” more like worst big…

“Better big bank” more like worst big bank. Third time in a month e-banking has been down in the middle of the day without any warning. Leaving me stranded at the shops unable to complete purchases. Company doesn’t seem to care as they clearly haven’t been doing anything to troubleshoot these issues. Customer service also completely useless offering no solutions. Absolute worst bank avoid at all costs.

August 1, 2024
Unprompted review
Rated 2 out of 5 stars

I only have one credit card with a $500…

I only have one credit card with a $500 limit and it's with this bank I was over drawn by $6 as fees had come out the sent a text message saying pay now or will report it to your credit score what a insult they have gone way down in my books I'm happy to deposit the amount which I did immediately they know I'm on a disability pension and memory is one of my disabilitys a friendly message would have been much nicer than a threatening one

July 25, 2024
Unprompted review
Rated 1 out of 5 stars

No protection at all and certainly no empathy.

This bank has no empathy at all for any of their customers. My friend who has just recovered from secondary breast cancer and now has a spot detected on her pancreas had her bank card skimmed of $4k which was all the money she had. For the past month she has been dragged through a process that treats her as though she has committed fraud instead of the victim she is. It's causing her additional stress and when we made a phone call to the bank explaining her condition, we were told there are many of others in her condition and that we have to follow process. The bank also advised that her card was most likely skimmed when someone walked close to her either in the hospital or at the airport coming back from the hospital. The banks card failed her, so shouldn't the process be, cancel her card, return her money and then go through the process to get the banks money back instead of dragging their customers through mud and making them feel like they are trying to commit fraud just so they don't have to pay out. And to not care at all about the health strain this is placing on her in her condition. It's absolutely disgusting and they should be ashamed of the stress they are placing on these customers. Bendigo Bank...YOUR CARD FAILED! THIS IS SOMETHING YOU SHOULD WEAR!

July 19, 2024
Unprompted review
Rated 1 out of 5 stars

Banks verses Bitcoin

I should have learnt a lesson when Bendigo took $4000 of my money and it took me 12 months to retrieve it. It just turned up.
My experience in the last few days is far worse. I have a large amount in my account and the bank refuses to let me spend it as I wish. They say it is for my protection. I want to send it to a Bitcoin exchange and they have it blocked. They say Bitcoin is a scam however the real crims are the banksters including Bendigo. I then asked to take my money in cash. Not on! They will only allow me $5000 per day. (To keep me safe) I think they have the bulk of my money locked up for the day they bail in all customer's money, which I assess to be soon. Bitcoin is beyond the control of the government so it is a threat to banks and governments. Bitcoin is beyond the control of the government so it is a threat to banks and governments. Bitcoin in a hard wallet is safe. Banks are criminals and Bendigo is up there with the worst. Your money is not safe.

July 5, 2024
Unprompted review
Rated 1 out of 5 stars

Terrible product knowledge and customer service

I should have read all the online reviews before I signed up to them.

Staff product training needed - avoid this placeTerrible customer service with 4 of the 4 staff I spoke too unable to give a definite answer on third party data sharing or open banking despite their website stating they are able to do this.
After being cut off the first time the second call I made reached a lady who didn’t want to hear what I said and kept telling me they didn’t do it anymore because it’s screen scraping or something like that. Even after I told her I was told by the previous staff member they do and even after he confirmed that the provider I wanted to give access to was an authorised third party. She just kept saying she’s going to terminate the call because she handle being told she was wrong (after telling me she’d been there years).

Called back again and Alison answered saying they just had training on this and they no longer offer this. I then directed her to their very own website where it stated they did support open banking to which she flat out said the website was wrong without even thinking to investigate it further. She’d obviously just spoken to the other rude lady who’d just hung up on me 3 minutes earlier.

Then I called the complaints service hoping that at least someone could help but was told they have to investigate with the tech team as to why it’s not working for me. All I need is a simple answer - can you do what your website says you can or can’t you? Then at least I can make an informed decision to move my business somewhere else.

In any case, if you don’t mind dealing with staff who do not know their own service offerings or products, you’re going to love Bendigo Bank. If however, good customer service and being able to deal with specialists who know their product is important to you, I would suggest you avoid this bank at all costs! RIP Bendigo Bank!

May 29, 2024
Unprompted review
Rated 1 out of 5 stars

Was a customer from 2008 to May 22 2024…

Was a customer from 2008 to May 22 2024 (16 years) best decision I have made. When you give feedback, complaint or ask of anything the whole brand and branches put you through excessive hoops and so much difficulty in getting a response or obtaining a loan ( other than home loan). To anyone wanting to take their business to bendigo don't. Bank Australia or other credit community co op would be better. I felt since early 2020 ( just before covid) service has gone down and overall the bank puts you through so many hoops and headaches even worse than big 4.

May 22, 2024
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look