Bendigo Bank Reviews 128

TrustScore 1.5 out of 5

1.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 44 reviews, most reviewers were let down by their experience overall. Many people were dissatisfied with the customer service, finding it appalling and difficult to reach a real person. They also encountered issues with the service in general, with many describing it as shocking and the worst they've ever experienced. Customers frequently reported problems with contacting the bank, experiencing long hold times, being cut off, or not receiving callbacks. Additionally, many felt that payment processes were problematic, with unexpected fees and frozen accounts without explanation. Though some reviewers were happy with their experience, praising the staff as helpful, efficient, and friendly, particularly at specific branches. These customers highlighted good service and a positive environment, recommending the bank to others.

What people talk about most

Customer service

Customers consistently note negative experiences with customer service. Many reviewers express frustration... See more

Service

Users describe negative interactions with service, often citing appalling customer service and unacceptable... See more

Customer communications

Clients share negative opinions on contact, frequently reporting extreme difficulty reaching customer... See more

Staff

Customers had ambiguous experiences with staff. While some reviewers praised staff for being polite, helpful,... See more

Payment

Reviewers highlight negative aspects of payment. Many customers report issues such as accounts being frozen... See more

Reviews shaping this summary

Rated 1 out of 5 stars

After explaining that my debit card doesn’t work in most places in Indonesia, their team investigated and obviously found no fault with their card. All the terminals are faulty and the internet keeps... See more

Rated 1 out of 5 stars

Accounts were transferred by Bendigo from Adelaide bank. However the transfer was badly handled, important details like tfn were not transferred and we have lost a lot of money. A terrible experience,... See more

Rated 1 out of 5 stars

Shocking service ..no service trying to speak to customer service on line. Waited an hour no sign of call being answered. I wanted to deposit an inheritance with them..a large amount of money. OMG rid... See more

Rated 1 out of 5 stars

Used my card to pay for something online which apparently breached the banks terms and conditions so my account has now lost features such as payid and I cannot transfer money using the app or e-banki... See more


1.5

Bad

TrustScore 1.5 out of 5

128 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Incompetent rude and arrogant

Incompetent rude and arrogant, it cant be called customer service as they don't know the meaning of the word. The head office function is clearly broken and barely functional. the worst bank I have ever had to deal with online or over the phone.

May 9, 2023
Unprompted review
Rated 1 out of 5 stars

Exorbitant Fees

I have been a customer for 22 years, not for much longer. Exorbitant fees on the credit card finished the relationship. Direct debits are now charged a cash advance fee of $3 or 3% whichever is higher. Imagine paying a $1000 electricity bill to receive a hit of $30 in fees to use direct debit. DAYLIGHT ROBBERY. As if anyone can afford $100+ in fees per month. Paid fortnightly rent and copped $23.40 in fees.

May 4, 2023
Unprompted review
Rated 4 out of 5 stars

They were able to consolidate all of…

They were able to consolidate all of the overdraft and give us a loan to go back to the UK for my father's funeral. They're a great bank we've been with them over 20 years and we have tried other banks but none compare. I only wish they had more branches available but we have to drive mile's to get to a store front bank.

August 17, 2022
Unprompted review
Rated 3 out of 5 stars

I have been a consumer of… Bendigo/Adelaide Bank

I have been a consumer of Bendigo/Adelaide Banking for over 30 years now.

I have noticed the changes in that period, although I've never had an issue with direct customer service per se, I had one this year.

I am going to speak to head office and ask them regarding intestate accounts as it has come to this now.

My mother was such a loyal, friendly salt of the earth person and to have her local bank treat her the way they did, seriously throws my trust of this Banking institution into disarray.

February 1, 2023
Unprompted review
Rated 1 out of 5 stars

Lender Specialist is not trustworthy

We were in consultation for 2 weeks since early Feb, submitted everything and happy with the service until we realised that we have missed out the rate lock timeline that the Lender Specialist who we thought were okay turned out to have given us misleading and unhelpful advice (that is not supposed to be given in the first place), she told us that the rate lock can be done AFTER. When is after? After it is too late that today 17 Feb the 2 years fixed rate has increased to 5.79%. She then explained that she didn't even know about the rate rise either and the rate lock can be done at anytime in the application prior to the final approval, but the rate that is locked is whatever it is locked on that day. Confusing as it is or perhaps she was trying to confuse us? Then she has managed to convince us to rate lock after.

This is a serious misconduct for a non financial adviser to suggest to do the rate lock as we offered to do it TWICE but she mentioned this does not have to happen right now, implying to do it after.

Second of all we are still waiting for our call recordings to examine what went wrong. I requested our recordings which she is witholding at the moment. Which according to Europen GDPR Art. 15 and Data Protection Laws and regulations Australia 2022-2023, section 5, we as Customer has rights to access our call recording.

Really feel alluded to be taking the hit on a Friday afternoon and really stupid because we thought we could go along with what Rebecca Weinman told us to "wait" and consider to "rate lock after". Why is she giving such advice or say out that script? To convince us to not rate lock which she did.

Her "Team Leader" is yet to contact us and resolve the terrible result of her misleading advice or suggestion.

February 17, 2023
Unprompted review
Rated 1 out of 5 stars

Nasty

Bendigo Bank does not care about clients or their experiences.

I have never in my life dealt with such horrid, rude staff. They treated my kind and patient grandfather like he is an idiot that can't be trusted with his own money. He has changed banks due to the experience but did not want to make a complaint. I made a complaint in my own name about their service and the complaint was handled by another rude woman (Joanne) who repeatedly said, "I'm sorry that's how you feel," of course knowing that apologising for someone else's feelings means nothing.

The last thing I said on the phone to Joanne was acknowledging that their standard of customer service was treating people rudely and refusing to apologise for it. She agreed with me and hung up.

November 21, 2022
Unprompted review
Rated 2 out of 5 stars

Very slow response

We received an email which seemed a scam took BB bank in Toodyay WA 5 hours to get back to us. This bank used to be red hot until Don and Margaret retired. Now is very very poor, only one teller on duty the other for Dept of transport, this is a bank for goodness sake. Every time you go there there is a que only one teller. Hours reduced and actually closed for lunch now, not good enough BB. We have been with them 25 plus years and it was great at the start. Came to Toodyay and Don and Margaret and staff were wonderful, couldn't do enough for you.If it wasn't too hard would change to another.

December 20, 2022
Unprompted review
Rated 1 out of 5 stars

Im absolutely disgusted that after my…

Im absolutely disgusted that after my account was hacked its going to take 3 weeks until I recieve a new visa debit card!! But I can go onto the Bendigo Bank app and the new card ia uploaded less some of the card numbers and no cvc number. Bendigo bank informs me because I don't have an iphone I will have to wait until I can activate my new card eg. turns up in the post. Apparently its set up with this bank that you can access your new card details via your iphone and use card immediately. Bendigo Bank is pathetic. I shall be shutting down my account and would not recommend this bank.

November 22, 2022
Unprompted review
Rated 5 out of 5 stars

Thank You Bendigo Bank - Mitchelton

Our local Bendigo Bank branch at Mitchelton has bent over backwards to sort out our elderly father's accounts. Very friendly and efficient and caring towards Dad. Greatly appreciated.

October 18, 2022
Unprompted review
Rated 1 out of 5 stars

Bendigo Bank put my daughter in danger by not believing her.

This bank has the most terrible customer service and put my daughter who is overseas in a difficult situation by not believing she was who she said she was. I would not trust this bank and I was an original shareholder of the branch in my town. I am probably going to go out of my way to let everyone know how bad Bendigo Bank is. My daughter will close her account as soon as she can. the worst bank i have ever dealt with by far. They have all this tech to make sure its safe but they dont have voice recognition and they have very rude phone support staff who made us feel like criminals when we needed their help. I am disgusted

September 18, 2022
Unprompted review
Rated 1 out of 5 stars

Really quite fed up

Really quite fed up, you take the local ATM out at both the Newcomb and Leopold plaza because you want a “cashless society” and now the E-banking is always down. Seriously the worst bank, If you’re not already with BB don’t!! Please for your sake try literally any other bank, this ones getting worse and worse every year!! :)

September 8, 2022
Unprompted review
Rated 1 out of 5 stars

Useless bank app

Useless bank app. Useless Bank!!

Bendigo Bank is a disgrace. This is the second time I have been unable to access the app whilst in Ukraine. I urgently need to transfer my own money to other institutions, yet this again seems impossible. I’ve tried everything. Wish that I had closed the account after a similar experience three years ago.

No problems with other banks - only with this poor excuse for an Australian bank.

They think that I should be begging for my own money. They would be better transferring their operations to Russia, where one expects this nonsense. Wake up Bendigo Bank - it’s 2022. Not 1992. Please, for your sake and sanity, don’t rely on Bendigo Bank if travelling!!!

August 29, 2022
Unprompted review
Rated 1 out of 5 stars

The worst bank I have ever had the misfortune to deal with.…

The worst bank I have ever had the misfortune to have any dealings with : the staff including the branch manager(s) apart from ONE teller (only) were cold rude and arrogant! Apparently I was breaching the terms and conditions of the account I had, but NO ONE from the bank EVER showed me where I was going wrong (if that was the case) or what I could do to correct the situation. The wait time on their customer service number was quite long (why don't the banks employ more people to assist their customers ?)

August 8, 2022
Unprompted review
Rated 1 out of 5 stars

I was pre approved online and only went…

I was pre approved online and only went ahead with the application due to the message during the application stage.

Waste of time to find out that there is an extra entry/enquiry on my credit file and the application did not go through.

Buyer beware … Don't waste your time —- False advertising!!

June 22, 2022
Unprompted review
Rated 1 out of 5 stars

No moral fibre

My wife had an account with this pack of heartless insensitive a holes. On trying to close the account I provided the original will and cremation certificates. Guess what. That is not good enough. They want the originals certified. The stupid accounts woman even suggested providing the ashes would help. No respect of any kind. Go back to Victoria.

May 17, 2022
Unprompted review
Rated 2 out of 5 stars

A pack of jerks

I only stick with BB because it would be too hard to switch all by cards, money transfers, etc.
I'm pissed off by the fact that many BB auto tellers have removed the deposit option.
They're a pack of jerks who never listen to their creditors (Us).

August 20, 2021
Unprompted review
Rated 1 out of 5 stars

Bendigo Bank . Just another Big Bank

Bendigo Bank pride themselves in not being like the big banks. In reality, that is exactly what they are. Almost impossible to talk to on the phone unless it's at their convenience. I spent 2 HOURS on hold for a simple task. ( I live in a rural area so phone is usually best option). That was a fortnight ago. Today tried the call back thing and it was an hour late at which time I was at work. I ended up speaking to a man with broken english who informed me that BBL don't have a dedicated complaints department and he would pass it on. I am still not certain if this is true or he was just ignorant! I have been with this lot since it was Bendigo Building Society, 25 years or so. I will be joining a Credit Union.

July 14, 2021
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look