Birminghampayments Reviews 1,375

TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Looking at 104 reviews, most reviewers were somewhat happy with their experience overall. Many customers are satisfied with the service and the helpfulness of the staff, often highlighting their professionalism and efficiency in setting up equipment and resolving queries. People appreciate the quick transaction processing and next-day payouts, finding the card machines reliable and effective for their business operations. The support team is frequently praised for being responsive and providing good guidance. However, some people were dissatisfied with customer service, reporting ignored calls and emails, and difficulties in getting issues resolved. There are also concerns regarding payment discrepancies, with some customers claiming they were charged higher rates than initially agreed upon. A few customers mentioned receiving used equipment or facing issues with product functionality, and some felt pressured into extended contracts or encountered unexpected fees when trying to terminate services.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, often praising their helpfulness, professionalism, and... See more

Service

Consumers find service to be positive, with many reviewers reporting great, fast, and efficient service,... See more

Payment

People report ambiguous experiences with payment, with some consumers praising fast processing and smooth,... See more

Customer service

Users describe ambiguous interactions with customer service, with some customers reporting positive... See more

Product

Customers consistently note ambiguous experiences with product, with some praising the fast processing,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Xepay very good system I buy for my takeaway store and my customers can use apple pay i am greatful and happy I can take card payment and Xepay help me always if I have problem I also get till and it... See more

Company replied

Rated 5 out of 5 stars

The card terminals are great, good quality and processing speeds are more or less instant. The sales team were very helpful and great support team to assist me. Great feedback on my side and i woul... See more

Company replied

Rated 5 out of 5 stars

I am delighted to share my experience, that I have one of XEPAY technician called Basim, he is very professional in his field, who guide me through in details to resolve my queries, the knowledge I w... See more

Rated 5 out of 5 stars

I've had a great first experience with xepay 😃 From start to finish the staff have been great at their job and made me feel very comfortable with ordering with them. I have my card machine set u... See more



Contact info

3.7

Average

TrustScore 3.5 out of 5

1K reviews

5-star
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1-star

Replied to 48% of negative reviews

Typically replies within 2 weeks

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Rated 1 out of 5 stars

I’m very disappointed with my…

I’m very disappointed with my experience with XEPAY. I submitted my cancellation request well within the required timeframe, yet it was rejected on the grounds that the email was not sent from the “registered” email address — a requirement that was never mentioned in the contract or in any of their official cancellation instructions.

This is a clear example of hidden policies being used against the customer, leading to unjust charges and a refusal to process the cancellation properly. Despite my attempts to communicate and resolve the issue, I was met with automatic responses and demands for payment.

A trustworthy company should prioritize transparency and fairness, not use vague or undisclosed terms to trap customers into ongoing payments. I would not recommend working with XEPAY unless they make serious improvements to their customer service and contract clarity.

March 26, 2025
Unprompted review
Rated 5 out of 5 stars

I am very happy with the card machine and the service

I am very happy with the card machine I have for my African food store. One of the best things about it is that I’m not paying extra fees like I did with other card machine providers.
Many companies charge lots of little fees on top of the regular rates but with this company everything is straight forward.
The rates are also very cheap which makes a big difference for my business.
The machine is easy to use and I am happy with the service.
I highly recommend this to any African food store owner or small business owner who is looking for a reliable and affordable card machine

March 24, 2025
Unprompted review
Rated 1 out of 5 stars

VERY POOR SERVICE

I’ve had a card machine with Xepay for a couple of years, and unfortunately, my experience with their service has been incredibly disappointing.

A couple of years ago, I noticed a serious glitch with their portal that gave me access to all customer records. Concerned about the breach, I reported it to them immediately. However, they were unable to understand the severity of the issue, despite my recommendation that they take the portal offline and notify the ICO. The issue went unresolved for about a week, and when they finally got back to me, there was no apology or explanation as to why this had happened.

When my contract was due for renewal, I missed the 14-day cancellation window, and they automatically enrolled me into a new contract. They flatly refused to cancel it, and their response was simply, "tough luck." So, I ended up sticking with them for another 18 months, despite their lack of consideration for their customers.

Now, as my contract is about to expire in the next month, I reached out to inform them that I would like to terminate the service at the end of my term. It took them two days to respond, and when they did, their message didn’t make any sense. They are now demanding another month's payment and an additional £150 + VAT cancellation fee, even though my contract is due to renew in March 2025.

In summary, my experience with Xepay has been filled with poor customer service, a lack of accountability for security breaches, and no business sense. I would not recommend this service to anyone looking for reliable, transparent, or professional support.

March 20, 2025
Unprompted review
Rated 5 out of 5 stars

I have started using this card machine

I have started using this card machine, and im thoroughly impressed with its performance.
The setup was incredibly simple and the device itself is sleek and easy to use, making transactions smooth and efficient.
One of the stabfout features for me is the next day payout, which ensures my funds are available quickly without any hassle.
The approval of mh application was fast and straightforward, allowing me to get up and running in no time.
The card machine was delivered to my business premises 48 hours after my application was approved, and it came all ready and setup, with my bank account connected for payouts.
Additionally, the customer service has been exceptional - whenever ive had a question or needed support, their team was quick to respond and provided clear, helpful guidance.
This card machine from Xepay has made handling payments so easy for me, and I highly recommend it to anyone

March 20, 2025
Unprompted review
Rated 1 out of 5 stars

Xepay. What a joke. …

I have been trying to leave this company for 18 months. I was due to leave in April but they have renewed my contract more than 2 weeks ago so I can not cancel ( calling off period had pasted). Have got to stay with them for another 2 years. This company are a joke ( and not funny one ). How are they allowed to get away with this. Can not speak to anyone, email only. They want to talk to sign you up though.

March 17, 2025
Unprompted review
Rated 1 out of 5 stars

Avoid this company

This company has randomly started emailing me saying i owe them money abd they're charge late fees to my account. I'VE NEVER HAD AN ACCOUNT WITH THEM. They're ignoring my many emails and put the phone down when i try to call them. Absolutely terrible customer service. Im going to start forwarding their correspondence to my solicitor.

February 21, 2025
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi Rachel,

We’re sorry to hear about your concerns. It’s possible there may be a case of mistaken identity or an administrative error. We’d like to investigate this urgently and ensure your details are not incorrectly linked to an account.

Please contact our team at customerservice@xepay.co.uk or on WhatsApp at +44 121 387 0007, quoting this review and providing any reference numbers you have received, so we can resolve this matter as soon as possible.

Kind regards,
The XEPAY Team

Rated 5 out of 5 stars

Muhammad Basim provided me the training…

Muhammad Basim provided me the training session and answered all my Questions

February 19, 2025
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi Rizwan,

Thank you for your feedback! We’re glad to hear Muhammad Basim provided a helpful training session and answered all your questions.

Thank you,
The XEPAY Team

Rated 1 out of 5 stars

Very shitty service

Very shitty service, they will tell you one lie in front of you and try to take your money behind your back. First they offered a good deal in the first few months that I used their service almost paying nothing noticeable, but now they are trying to lengthen my subscription with them after this trial with staggering high fews just to make a pretty penny behind my back. And as if not to add insult to injury, they are doing their absolute best to trap me into paying by insinuating both directly and in directly in their emails that I have no way of of this fraudulent scam. Do yourself a favor and don't go anywhere near this app. You will be the payment of this mafia company.

January 28, 2025
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi,

We’re sorry to hear you feel this way and would like to clarify the situation. All contract terms, including trial periods, renewal dates, and fees, are outlined in the agreement provided at the start of service. We never make changes without prior notice, and we aim to ensure all customers fully understand their terms.

If you believe there has been a misunderstanding or error regarding your subscription, please contact us directly at customerservice@xepay.co.uk or on WhatsApp at +44 121 387 0007 so we can review your account and address your concerns.

Kind regards,
The XEPay Team

Rated 1 out of 5 stars

Unlawful Cheating company. Betrayal of customer service

Very poor customer service. Once you joined it you can't leave the company, regardless off notice or cancellation notice. It's one off worst company I have deal with. I have called 20 times, sending 7 times emails. Still no way out off this company. Please do not join this dodgey i never joined this company ofically, first it was a one month notice and i can leave whenever i want, with a 1 month notice then i realised this company cant read crap and put 18 months on my name for a secret contract I was uninformed of.This is your local Birmingham gangster company. They give a unique experience of one time take it all your money securely and secretly scammer. If you want this type of customer service and experience please don't hesitate to contact this shitty customer service.

February 6, 2025
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi,

We’re sorry to hear about your experience. We take these concerns seriously and would like to investigate further. All agreements, including notice periods and contract terms, are explained and documented before activation, and we do not add terms without customer consent.

Please contact our complaints team at customerservice@xepay.co.uk or on WhatsApp at +44 121 387 0007 with your account details so we can review your case, clarify your contract, and resolve the matter as quickly as possible.

Kind regards,
The XEPay Team

Rated 1 out of 5 stars

DO NOT JOIN XEPAY WILL LIE ABOUT THE CONTRACTS

Bad time with them wasn’t good at all when I went to go cancel the subscription they didn’t let me lying to me about how I have another 6 month contract left clear lies were being told to me by them super bad company do not recommend at all bad bad bad

January 16, 2025
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi John,

We’re sorry to hear about your experience. We always aim to be transparent about our contract terms, which are explained and confirmed in writing before activation. We’d like to review your account to clarify your cancellation terms and address any misunderstandings.

Please reach out to our complaints team at customerservice@xepay.co.uk or via WhatsApp at +44 121 387 0007 so we can look into this matter and work towards a resolution.

Kind regards,
The XEPAY Team

Rated 1 out of 5 stars

Do not sign up with them

When i was leaving their company to join another cash machine company they were gaslighting me into staying with them, emailing me from multiple of their business ones saying I have signed a contract with them for another 18 months when I know I have not, I even asked for proof but this is a trick they try to use to keep from you going to other companies. Horrible company and a evil one.

February 12, 2025
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi Karishma,

We’re sorry to hear you feel this way. We never intend for our communication to come across as pressuring, and we always aim to provide clear proof of any contractual agreements when requested. We’d like to review your account details so we can confirm the contract status and address your concerns directly.

Please contact our complaints team at customerservice@xepay.co.uk or via WhatsApp on +44 121 387 0007 so we can investigate this matter and work towards a resolution.

Kind regards,
The XEPay Team

Rated 5 out of 5 stars

As a music producer im always on the…

As a music producer im always on the go. Studio sessions, client meetings, and events. I needed a card terminal that would keep up with the hustle, whether I’m selling beats, taking payments for music lessons, or accepting card payments at gigs.

I gave Xepay a shot, and getting the terminal up and running was straightforward. No complicated steps, just plug it in, and you're ready to go.When I’m selling beats, accepting payments for services, or taking orders for merchandise, I need a system that processes payments quickly.

This terminal delivers on that with no delays.I also liked that there are no hidden fees with Xepay so keeps everything clear on what you’re paying for, so no surprises when the bill comes.

Overall Xepay is a solid choice for a music producer like myself. It’s fast, reliable, and portable so perfect for handling payments for beats, studio sessions, and merchandise sales.

Its definitely a great tool for anyone needing a convenient way to take card payments.

February 10, 2025
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi Devante,

Thank you for sharing your experience! We’re delighted to hear that XEPAY has been a perfect fit for your fast-paced work as a music producer, whether it’s for beats, lessons, gigs, or merchandise sales.

It’s great to know the setup was straightforward, payments are processed quickly, and our transparent pricing keeps everything clear with no hidden fees. We’re glad the terminal’s portability and reliability are helping you manage payments wherever your work takes you.

We truly appreciate your recommendation and look forward to supporting your business on the go.

The XEPAY Team

Rated 5 out of 5 stars

Ali sorted the machine issue in…

Ali sorted the machine issue in efficient way good service

February 6, 2025
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi,

Thank you for your feedback! We’re glad Ali was able to resolve your machine issue efficiently and provide good service.

Thank you,
The XEPAY Team

Rated 5 out of 5 stars

Basim

Basim, he has been really kind and get back to me when necessary to solve the issue.

February 3, 2025
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi,

Thank you for your feedback! We’re glad to hear Basim was kind and responsive in helping resolve your issue.

Thank you,
The XEPAY Team

Rated 5 out of 5 stars

Ali did the job best on weekend to sort…

Ali did the job best on weekend to sort out the issue quickly

February 2, 2025
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi,

Thank you for your feedback! We’re happy to hear Ali quickly resolved your issue, even over the weekend.

Thank you,
The XEPAY Team

Rated 5 out of 5 stars

Muhammad Ali very calmly resolved te…

Muhammad Ali very calmly resolved te issue and efficiently

February 2, 2025
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi,

Thank you for your feedback! We’re glad Muhammad Ali was able to resolve your issue calmly and efficiently.

Thank you,
The XEPAY Team

Rated 5 out of 5 stars

Ali from support sort it quickly best…

Ali from support sort it quickly best service on weekend

February 2, 2025
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi Andy,

Thank you for your feedback! We’re glad Ali from support was able to sort out your issue quickly and provide excellent service over the weekend.

Thank you,
The XEPAY Team

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