Birminghampayments Reviews 1,375

TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Looking at 104 reviews, most reviewers were somewhat happy with their experience overall. Many customers are satisfied with the service and the helpfulness of the staff, often highlighting their professionalism and efficiency in setting up equipment and resolving queries. People appreciate the quick transaction processing and next-day payouts, finding the card machines reliable and effective for their business operations. The support team is frequently praised for being responsive and providing good guidance. However, some people were dissatisfied with customer service, reporting ignored calls and emails, and difficulties in getting issues resolved. There are also concerns regarding payment discrepancies, with some customers claiming they were charged higher rates than initially agreed upon. A few customers mentioned receiving used equipment or facing issues with product functionality, and some felt pressured into extended contracts or encountered unexpected fees when trying to terminate services.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, often praising their helpfulness, professionalism, and... See more

Service

Consumers find service to be positive, with many reviewers reporting great, fast, and efficient service,... See more

Payment

People report ambiguous experiences with payment, with some consumers praising fast processing and smooth,... See more

Customer service

Users describe ambiguous interactions with customer service, with some customers reporting positive... See more

Product

Customers consistently note ambiguous experiences with product, with some praising the fast processing,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Xepay very good system I buy for my takeaway store and my customers can use apple pay i am greatful and happy I can take card payment and Xepay help me always if I have problem I also get till and it... See more

Company replied

Rated 5 out of 5 stars

The card terminals are great, good quality and processing speeds are more or less instant. The sales team were very helpful and great support team to assist me. Great feedback on my side and i woul... See more

Company replied

Rated 5 out of 5 stars

I am delighted to share my experience, that I have one of XEPAY technician called Basim, he is very professional in his field, who guide me through in details to resolve my queries, the knowledge I w... See more

Rated 5 out of 5 stars

I've had a great first experience with xepay 😃 From start to finish the staff have been great at their job and made me feel very comfortable with ordering with them. I have my card machine set u... See more



Contact info

3.7

Average

TrustScore 3.5 out of 5

1K reviews

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Replied to 48% of negative reviews

Typically replies within 2 weeks

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Rated 1 out of 5 stars

SCAMMERS!!!!!!

I have just been checking all the horrid reviews on this company. I only wish I checked before signing up for their card machine. PLEASE PLEASE PLEASE do not sign up with the company!!!! Just like alot of the other reviews I have had nothing but difficulty cancelling this contract. They just keep throwing different figures to me through WhatsApp and email. Yes you can't get anyone on the phone either and they kept taking money from my account even although the contract was cancelled and machine sent back. ABSOLUTE SCAMMERS, AVOID AT ALL COSTS!!!!! I also notice they never reply to any of there feeback either! I would like to hear from anyone that has pursued this company.

January 28, 2025
Unprompted review
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Reply from Birminghampayments

Hi Louise,

We’re sorry to hear about your experience and understand your frustration. This isn’t the level of service we aim to provide. Please contact our accounts team directly at accounts@xepay.co.uk or WhatsApp us at +44 121 387 0007 so we can urgently review your cancellation case and any charges taken. We want to resolve this matter for you as quickly as possible.

Kind regards,
The XEPAY Team

Rated 5 out of 5 stars

Good service

January 23, 2025
Unprompted review
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Reply from Birminghampayments

Thank you! We’re glad you’re satisfied with our service.

Rated 5 out of 5 stars

Good service and polite

January 21, 2025
Unprompted review
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Reply from Birminghampayments

Hi Ali,

Thank you! We’re happy you found the service good and polite.

Kind Regards,
The XEPAY Team

Rated 1 out of 5 stars

Stay away!

Still haven't replied about the withdrawal from my bank account and still sending WhatsApp messages for late payments.

January 21, 2025
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi Andreas,

We’re sorry for the delay in resolving this matter. Please contact our accounts team at accounts@xepay.co.uk or via WhatsApp at +44 121 387 0007 so we can investigate the withdrawal and payment reminders urgently.

Kind regards,
The XEPay Team

Rated 1 out of 5 stars

Just straight out lies from the sales…

Just straight out lies from the sales agent (I had his name here - Xepay tried removing my review because it had the agents name so I edited). I called and asked if the rates are blended, he said yes. At the bottom of his quote it states and I quote "A 0.02p transaction fee applies per successful transaction plus a 0.12% interchange fee. There is also a £4 fee for accelerated payments made." Absolutely Shameless from Seamus, DONT LIE TO CUSTOMERS!!! What an embarrassment....

October 28, 2025
Unprompted review
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Reply from Birminghampayments

Hi John,

We’re sorry to hear about your experience and any confusion caused. Please contact us at customerservice@xepos.co.uk or via WhatsApp at +44 121 387 0007 so we can review the details and address your concerns directly.

Kind regards,
The XEPAY Team

Rated 1 out of 5 stars

Terrible customer service!

Terrible customer service!
I've received an invite to join a meeting about their service however no one reached out till now. Are they a scam???

December 26, 2024
Unprompted review
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Reply from Birminghampayments

Hi,

We’re sorry for the confusion and delay in getting back to you. Please contact us via WhatsApp at +44 121 387 0007 or email customerservice@xepay.co.uk so we can arrange the meeting and address any concerns promptly.

Kind regards,
The XEPay Team

Rated 1 out of 5 stars

As a former customer of XEPay

As a former customer of XEPay, I strongly advise potential customers to consider other options before signing up with this company. My experience with XEPay involved a straightforward contract for card terminal services that turned into a drawn-out and distressing ordeal due to their handling of the contract termination.

Despite clearly communicating and formally notifying the end of my contract, XEPay's accounts team continued to allege that my account was overdue and threatened additional charges long after the contract had legally concluded. The relentless and unfounded claims for overdue payments have not only caused unnecessary stress but also forced me to seek legal advice to resolve these erroneous allegations.

The lack of proper communication and the disregard for factual contract terms displayed by XEPay's customer service and accounts team has been both disappointing and frustrating. Repeated attempts to clarify the situation were met with more demands and threats rather than any meaningful resolution.

If you value transparency, fair treatment, and responsive customer service, my experience suggests that XEPay may not meet your expectations. Please consider this review a cautionary tale; it's worth taking the time to explore other providers who respect contractual agreements and treat their customers with the professionalism they deserve.

December 1, 2024
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi,

We’re sorry to hear about your experience and take your concerns seriously. This is not the standard we aim to uphold, and we’d like the opportunity to review your case in detail.

Please contact us directly via WhatsApp at +44 121 387 0007 or email customerservice@xepay.co.uk with your account information so we can investigate and work toward a fair resolution.

Kind regards,
The XEPay Team

Rated 1 out of 5 stars

Dreadful support

Dreadful support, been attempting for 6 months to renew my contract, originally advised I was out of contract then told I wasn't.. Agreed to renew, despite signing contracts, new contract has not gone live. Contacted Customer Service multiple times, no response, Live Chat, "hangs up" when you attempt to get some support, All while I continue to pay higher rates... Disgraceful.

December 14, 2024
Unprompted review
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Reply from Birminghampayments

Hi,

We’re sorry to hear about your difficulties with your contract renewal. This isn’t the experience we want our customers to have, and we’d like to resolve the matter for you as soon as possible.

Please reach out to us directly via WhatsApp at +44 121 387 0007 or email customerservice@xepay.co.uk with your account details so we can review your case and get this sorted.

Kind regards,
The XEPay Team

Rated 5 out of 5 stars

I use Xepay’s card machine for my…

I use Xepay’s card machine for my business, and it’s been an excellent choice. The setup process was quick and straightforward, and the machine itself is incredibly user-friendly. It supports all types of payments, including contactless, chip-and-pin, and mobile wallets, so my customers have plenty of options when it comes to paying.
The payment process is fast and reliable. Transactions are completed with minimal delay, which makes for a smooth and efficient checkout experience. I’ve never had any issues with connectivity or failed payments, which is a huge relief for my business.
One thing that stands out is the customer support. Anytime I’ve had a question or needed assistance, the team at Xepay has been quick to respond and very helpful. Their support has definitely been a key factor in making this such a seamless experience.
Overall, I highly recommend Xepay’s card machine to any business looking for a reliable and straightforward payment solution. It has made processing payments easier, faster, and more reliable for both me and my customers.

December 5, 2024
Unprompted review
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Reply from Birminghampayments

Hi,

Thank you so much for the wonderful review! We’re thrilled to hear that your XEPAY card machine has been a great fit for your business and that the setup was quick and easy. It’s great to know you’re enjoying the fast, reliable transactions and the flexibility to accept all payment types.

We’re especially happy our support team has been able to help whenever you’ve needed — making your experience as smooth as possible is always our goal.

Thanks again for recommending us, and we look forward to supporting your business for years to come!

The XEPAY Team

Rated 5 out of 5 stars

After researching various POS systems…

After researching various POS systems for my small business, I chose Xepos, and I’m so glad I did. From the moment I began the setup, I found it to be incredibly straightforward. The installation was quick, and the step-by-step guide made it simple to get everything up and running without any complications.

One of the standout features of Xepos is the user-friendly interface. My staff, who aren't particularly tech-savvy, had no trouble learning to navigate the system. The dashboard is clean and intuitive, making it easy to track sales, inventory, and customer data in real time. Plus, the cloud-based system means I can manage everything remotely, which is perfect for overseeing operations while on the go.

The POS system itself is fast and reliable. Transactions are smooth, and it supports multiple payment methods, which has been essential for our business. It also integrates seamlessly with our inventory management, so stock levels are automatically updated after each sale, saving time and minimizing errors.
Recently, I had an issue with one of our receipt printers that wasn’t working properly. I reached out to Xepos’ support team, and they handled the situation quickly and efficiently. Within hours of contacting them, they had arranged for a replacement printer to be shipped out, and it arrived within a few days. The entire process was seamless, and I was impressed by how quickly they resolved the problem with minimal disruption to our business.

The customer support team at Xepos has been outstanding. Anytime I've had a question or needed assistance, they’ve been responsive and thorough, always offering clear guidance. It’s evident that they genuinely care about their customers and are committed to providing great service.

Since transitioning to Xepos, we’ve seen a significant improvement in efficiency. Managing everything from sales to inventory has become much easier, and I also appreciate the regular software updates and new features, which show their ongoing commitment to improving the system.

Overall, Xepos has proven to be a reliable and effective POS system for our business. With its ease of use, reliability, and excellent customer support, I would highly recommend it to anyone looking for a professional, affordable POS solution.

December 5, 2024
Unprompted review
Birminghampayments logo

Reply from Birminghampayments

Hi,

Wow — thank you so much for such a detailed and thoughtful review! We’re so glad to hear that XEPOS has made running your business easier, from the quick setup and simple interface to the smooth transactions and automatic inventory updates.

It’s great to know our team was able to sort your receipt printer issue so quickly and keep everything running without too much disruption. We work hard to make sure our customers get both a reliable system and helpful support, so your feedback really means a lot.

We’re thrilled to be part of your business journey and look forward to supporting you for many more years.

Thanks again for choosing XEPOS!
The XEPAY Team

Rated 5 out of 5 stars

All set up and happy

Hi i have recieved my new card terminal and everything is working great. The team helped me with setting it up and now i can take card payments from my customers

December 2, 2024
Unprompted review
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Reply from Birminghampayments

Hi,

Thank you for your feedback! We’re delighted to hear your new card terminal is working well and that our team could help you get set up to take payments from your customers.

Thank you,
The XEPAY Team

Rated 5 out of 5 stars

Thank you Xepay!

I have recently started my business selling fashion items and have been looking for card payment machines for my customers to pay by card. Obviously I shopped around quite a bit and received quotes from many providers.

What I have found with Xepay is the fees they charge are clear and I found that others had many hidden charges. I’m not very clued up on these things so to hear all these different things like pci, scheme fees, I was so bamboozled! All I wanted was something straight forward! 😂😂

Anyway, I seem to be rambling on now haha Xepay were very straight forward and clearly told me the fees they charge and the fees they don’t charge, thank you finally! 😁
The machine i got was nice it works with WiFi and if the WiFi is down for any reason it will switch to 3G.

I think it’s important for a startup business to have everything simplified and easy to follow and I appreciate the help I got from the sales person who didn’t push me for the sale, they fully explained everything, what charges there are and why they charge and even when I told them I’m shopping around they simply sent me the full quote and let me be.
But I think the reason I went with them was because I felt I could trust them which I think is most important! 😊

November 15, 2024
Unprompted review
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Reply from Birminghampayments

Hi,

Thank you for sharing such a detailed and thoughtful review! We’re so pleased to hear that you found our pricing clear and straightforward, without any hidden charges. We understand how confusing industry terms and extra fees can be, so it’s great to know our team made things simple and easy to follow.

It’s also wonderful to hear that your WiFi + 3G card machine is working well for your new fashion business and that our sales team provided honest, no-pressure support. Building trust is at the heart of what we do, and we’re delighted you felt confident choosing XEPAY.

We wish you every success with your business and look forward to supporting you along the way!

The XEPAY Team

Rated 1 out of 5 stars

Avoid Xepos/Xepay - A Scam Company!

I strongly recommend NOT signing up with Xepos/Xepay. Their advertising claims there are no joining fees, no exit fees, and no minimum contract, which sounds great at first. However, when the device they provide you with stops working, they will force you to sign a new contract in order to continue using their services. If you decide not to go ahead with the new contract, they will attempt to scam you, making the process even more frustrating and stressful.

This issue has already been taken to my lawyers, who are handling the case using consumer rights and UK law, particularly in light of the Consumer Contracts Regulations 2013. These regulations protect consumers from unfair business practices such as hidden charges, misleading advertising, and forcing customers into new contracts without clear consent. Xepos/Xepay has clearly violated these regulations by misrepresenting their terms and trying to lock customers into unfavorable agreements.

Additionally, under the Consumer Rights Act 2015, any goods or services provided (including card machines) must be of satisfactory quality, fit for purpose, and as described. Xepos’ device, which stopped working, does not meet these basic standards.

The company is also breaching the Payment Services Regulations 2017, which outline how card machine providers must operate fairly and transparently. Xepos’ actions—particularly their attempts to force customers into signing new contracts and their lack of transparency—are in clear violation of these laws.

Be cautious and stay far away from Xepos. Their actions are not only unethical but illegal under UK law. If you're facing a similar situation, know your rights and consider seeking legal advice. There are plenty of trustworthy companies out there—don’t fall for their fraudulent tactics.

November 23, 2024
Unprompted review
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Reply from Birminghampayments

Hi Zia,

We’re sorry to hear about your experience. We take concerns about our terms and services very seriously and want to clarify any misunderstandings. Our contracts, fees, and device policies are always shared in writing before sign-up, and we never require customers to enter a new agreement unless changes to services or equipment are requested.

We’d like to review your case in detail and resolve this matter as quickly as possible. Please contact our support team at customerservice@xepos.net with your account details so we can investigate further and work toward a fair resolution.

Kind Regards,
The XEPAY Team

Rated 5 out of 5 stars

I have made a great choice with Xepay

I’m happy with the service I have received from this company. I’ve been searching for a machine for my customers to pay by card. I don’t want to bad mouth the previous company I was with but I must say xepay are so much more professional and got the job done with ease.
I’m happy with the terminal I have received and it’s very fast putting transactions through so I’m definitely happy with that!
Thanks to the team who helped me get everything setup, so polite and professional!

November 8, 2024
Unprompted review
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Reply from Birminghampayments

Hi,

Thank you for your kind feedback! We’re delighted to hear you’re happy with your new terminal and that transactions are running quickly and smoothly.

It’s great to know our team made the setup process easy and provided polite, professional service throughout. We truly appreciate your trust in XEPAY and look forward to supporting your business.

The XEPAY Team

Rated 5 out of 5 stars

Highly recommend for a hassle-free card payment solution for your business

I recently ordered a card terminal for my business with Xepay, and I am very pleased with both the product and service.
The setup process was smooth and the team at xepay was incredibly supportive and professional throughout.
I highly recommend Xepay to anyone looking for a hassle-free card payment solution for their business. Very happy with the experience

November 14, 2024
Unprompted review
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Reply from Birminghampayments

Hi Reginald,

Thank you for your wonderful feedback! We’re so pleased to hear you had a smooth setup experience and found our team supportive and professional throughout.

It’s great to know you’re happy with your XEPAY card terminal, and we truly appreciate your recommendation. We look forward to supporting your business for years to come.

The XEPAY Team

Rated 5 out of 5 stars

Basim

Basim

Very helpful and easy to understand made it a very easy experience.

November 22, 2024
Unprompted review
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Reply from Birminghampayments

Hi Gemma,

Thank you for your feedback! We’re happy to hear you found the process helpful and easy to understand, making it a smooth experience for you.

Thank you,
The XEPAY Team

Rated 5 out of 5 stars

Great deal on 3G card machine

I got a great deal on the 3G card machine the rates are impressive. I would recommend coming to xepay once you’ve shopped around as they gave me the best rates around

November 11, 2024
Unprompted review
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Reply from Birminghampayments

Hi Keiran,

Thank you for your feedback! We’re glad to hear you’re happy with your 3G card machine and the competitive rates we offered. We appreciate your recommendation and look forward to supporting your business.

Thank you,
The XEPAY Team

Rated 5 out of 5 stars

I’ve been using XePay’s card machine…

I’ve been using XePay’s card machine for my small business, and I couldn’t be happier with the results. From the very beginning, the setup was quick and straightforward. The machine itself is compact, modern, and user-friendly, making it easy for both my staff and customers to use without any hassle. The transaction process is fast and secure, which is crucial for maintaining smooth sales and customer satisfaction.

What I particularly appreciate is the reliability of the service. I’ve not encountered any technical issues or delays during transactions, which gives me peace of mind knowing I can rely on the system during busy hours. The mobile app that integrates with the machine is also very convenient, allowing me to track payments, generate reports, and manage everything remotely with ease.

On top of that, XePay’s customer support has been excellent whenever I’ve needed assistance—quick to respond and always helpful. The transaction fees are also competitive and fair, which is important for keeping costs manageable for my business.

Overall, I highly recommend XePay for any business owner looking for a dependable, easy-to-use card payment solution. It has significantly streamlined how we accept payments and has proven to be a solid choice for my business.

November 18, 2024
Unprompted review
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Reply from Birminghampayments

Hi Jon,

Thank you for such a detailed and thoughtful review! We’re delighted to hear that your XEPAY card machine has been a great fit for your business, from the quick setup and modern design to the fast, secure transactions.

It’s great to know you’ve found our service reliable, the mobile app convenient, and our support team responsive whenever you’ve needed assistance. We’re also glad our competitive fees are helping you keep costs manageable while enjoying a smooth payment process.

We truly appreciate your recommendation and look forward to continuing to support your business for many years to come.

The XEPAY Team

Rated 1 out of 5 stars

DO NOT GET A CARD MACHINE OF THESE PEOPLE!!!!

Probably the worst company i’ve ever dealt with in my life. The compliance team are the worst i can’t stress enough how bad they are. My funds have been on hold for 1 month, their customer service advisors are so rude and just blank you all the time. I messaged so many times on whatsapp i’ve called them multiple times they keep me on hold for 50 mins to an hour and then cut me off. THE WORST COMPANY ever do not ever think about getting a card terminal off them. I genuinely can’t stress enough how bad the customer service i’ve had is. I’m chasing my funds every single day. They made so many mistakes when setting up my account and because they can’t be bothered rectifying it they have been ignoring me multiple times. DO NOT GET A CARD MACHINE OF THESE GUYS!!!!

November 18, 2024
Unprompted review
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Reply from Birminghampayments

Hi Tayaib,

We’re sorry to hear about your experience and the delays in releasing your funds. We understand how important timely payouts and clear communication are for our customers, and it’s concerning to hear you’ve faced these issues.

Our compliance process is designed to protect both our merchants and their customers, but it should never leave you feeling ignored or unsupported. We’d like to urgently review your case to identify and resolve any errors. Please contact us directly on WhatsApp at +44 121 387 0007 or email customerservice@xepay.co.uk with your account details so our senior team can prioritise your situation and provide a clear update.

Kind Regards,
The XEPAY Team

Rated 1 out of 5 stars

Just like Xepos

Ran under the same location as Xepos, warning their support also runs through the same line, as a result you are consistently going to have to deal with unprofessional conmen on the other end who will either refuse to patch you through to the side or intentionally waste your time.

This company is a scam, and writes numerous fake reviews mentioning staff who do not exist when I called in.

November 1, 2024
Unprompted review
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Reply from Birminghampayments

Hi Darius,

We’re sorry you feel this way and that your interactions with our team did not meet your expectations. We take allegations about professionalism and review integrity seriously, and we’d like the opportunity to investigate your concerns in detail.

Please contact us directly on WhatsApp at +44 121 387 0007 or email customerservice@xepay.co.uk with your account details so we can review the matter, address any issues you’ve experienced, and clarify any misunderstandings.

Kind Regards,
The XEPay Team

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