Block Earner Reviews 

322
TrustScore 4 out of 5

4.1

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Rated 5 out of 5 stars

Simple to navigate around the app. I especially like the weekly email update reminders of your loan status to keep you well informed.

Rated 5 out of 5 stars

We took out a loan a few weeks ago, so our experience is only early days, but they have been great to deal with - answered all our many questions and concerns, were accessible, and the services was so... See more

Rated 5 out of 5 stars

6 months in app and I've seen positive changes. Support has resolved each and every issue quickly and professionally, thank you. DeFi works well, crypto backed loans are seamless, multi later security... See more

Rated 1 out of 5 stars

Won’t reply to emails Won’t give me any correspondence to where my money has been sent After relaying in emails I need my withdrawl to a nominated account asap as I have a sick child and still not... See more

Company details

  1. Alternative Financial Service
  2. Cryptocurrency Service

Written by the company

Block Earner is the Home of Australia’s Crypto-Backed Loans. Trusted by thousands of Australians, Block Earner offers Crypto-Backed loans that enable customers to borrow AUD and unlock real-world opportunities without selling Bitcoin, Ethereum, USDT or USDC. Why Australians trust Block Earner: Australian company with local support Borrow AUD without selling your crypto Fast approvals, receive AUD within 24 hours Easy LVR management on mobile and desktop Flexible repayments using AUD or crypto Award-winning platform and team No hidden fees or early-repayment penalties Institutional-grade custody powered by Fireblocks Founded in Sydney, Block Earner is registered with AUSTRAC and operates as an authorised representative under an Australian Credit Licence. We make it easy for Australians to Buy & Sell 350+ cryptocurrencies, and to use crypto to borrow AUD. Whether you’re growing a business, renovating a home, or consolidating debt, Block Earner provides fast access to AUD without selling your digital assets. Our platform is protected with world-class custody, industry-leading risk management, and a frictionless in-app experience. Block Earner helps turn crypto wealth into real utility for Australians, and we’re proud to have earned multiple awards for excellence in crypto, blockchain, and crypto-backed lending.


Contact info

You should know

4.1

Great

TrustScore 4 out of 5

322 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 52% of negative reviews

Typically replies within 2 weeks

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4.1

All reviews

(322)

84 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Won’t reply to emails or give funds

Won’t reply to emails or give funds
Won’t reply to emails
Won’t give me any correspondence to where my money has been sent
After relaying in emails I need my withdrawl to a nominated account asap as I have a sick child and still nothing back.

August 26, 2026
Unprompted review
Rated 1 out of 5 stars

Won’t reply to emails or give funds

Won’t reply to emails
Won’t give me any correspondence to where my money has been sent
After relaying in emails I need my withdrawl to a nominated account asap as I have a sick child and still nothing back.

August 20, 2026
Rated 5 out of 5 stars

Gave us such confidence to deal with them

We took out a loan a few weeks ago, so our experience is only early days, but they have been great to deal with - answered all our many questions and concerns, were accessible, and the services was so easy to use and set up. Highly recommend.

August 7, 2026
Rated 5 out of 5 stars

Simple use case and extremely useful in…

Simple use case and extremely useful in this modern landscape of Australia where it feels impossible to get ahead, being able to subvert capital gains tax and increase my wealth has been a game changer.

July 22, 2026
Block Earner logo

Reply from Block Earner

Thank you for sharing your experience and we're glad to hear Block Earner helps you to increase your wealth :)

Rated 5 out of 5 stars

Got my loan within 24h

Got my loan within 24h, no fuss or mucking around. They also transfer your BTC back to your account in less than 24h once loan was fully repaid. Went on to get a second loan without any issue either. App is very smooth. I recommend Block Earner! Hopefully as BTC backed loans become more popular they will lower the interest rates.

July 9, 2026
Unprompted review
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Reply from Block Earner

Thanks for your great feedback, Tim, and for being a loyal customer :)

Rated 4 out of 5 stars

good

easy and understandable

July 3, 2026
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Reply from Block Earner

Thanks for sharing your experience, Jacob!

Rated 1 out of 5 stars

Lack of service

Lack of service, takes up to 24 hours to receive an email reply, there is no way to contact support other than via email

June 26, 2026
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Reply from Block Earner

Thank you for the honest feedback, and we're sorry the wait for a response fell short of what you should expect from us.

To clarify, we do offer an AI-powered chat assistant that's available 24/7 and can instantly help with common questions or point you in the right direction. For anything it can't resolve, it'll flag your issue for our team, though email replies can currently take up to 24 hours. Thanks again for flagging this.

Rated 2 out of 5 stars

At the beginning

At the beginning, my experience felt encouraging, as the platform appeared smooth, user-friendly, and surprisingly profitable within a short period of time. After making an initial deposit, I was able to execute trades easily and saw consistent gains reflected in my account balance, which created a strong sense of confidence and trust in the system. Small withdrawals were processed without issue, further reinforcing the impression that everything was legitimate and well-managed. As profits accumulated, I decided to reinvest and scale up, believing I had found a reliable opportunity for steady returns. However, the situation changed abruptly when I attempted to withdraw a larger portion of my earnings. Suddenly, I was informed of multiple unexpected fees that had never been mentioned during registration or earlier transactions, including processing charges, account verification fees, and so-called regulatory compliance costs that seemed to appear out of nowhere. Each step of the withdrawal process introduced a new requirement for payment, and my funds remained locked unless I complied. When I reached out to customer support for clarification, the responses were vague, repetitive, and unhelpful, often taking days to arrive and failing to address my concerns directly. The support agents provided generic explanations and kept redirecting me to pay additional charges, which raised serious doubts about the legitimacy of the platform’s practices. Feeling increasingly frustrated and worried, I sought external help and came across a service called fixthewrong, which assisted me in understanding the situation and guided me through steps that ultimately helped recover my money after a prolonged struggle. Without that intervention, it felt as though my funds would have remained inaccessible indefinitely. Looking back, what started as a promising investment experience turned into a stressful and cautionary situation that highlighted the importance of verifying platforms before committing significant funds. The initial appearance of profitability and smooth operation can be misleading, especially when early withdrawals are used to build trust. Once larger amounts are involved, hidden conditions and unexpected fees can quickly surface, trapping users in a cycle of payments and delays. My experience serves as a reminder to always research thoroughly, read all terms carefully, and remain skeptical of platforms that introduce surprise costs during withdrawal. It is also essential to be cautious when customer support lacks transparency or avoids direct answers, as this often signals deeper issues. Overall, while the beginning was positive and even exciting, the later challenges revealed serious concerns that cannot be ignored, and I would strongly advise others to proceed with extreme caution or avoid similar situations entirely. Anyone encountering similar withdrawal issues should document every transaction carefully, keep screenshots of all communication, avoid sending additional payments without verified proof of legitimacy, and consider seeking independent assistance or legal advice when funds become restricted, as these situations can escalate quickly and recovery becomes increasingly difficult over time if immediate action is not taken. Overall vigilance and skepticism are essential to avoid repeating such an experience and to protect financial security in online investment environments going forward at all times.

January 28, 2026
Unprompted review
Rated 2 out of 5 stars

My experience with this company started…

My experience with this company started out positively, but over time I found it increasingly difficult to trust their communication. At first, responses from customer support seemed reassuring, but as I encountered problems accessing my funds, the explanations became inconsistent. I was repeatedly told that my withdrawal would be processed after additional verification steps were completed. After fulfilling those requests, I was then informed that further requirements needed to be met before anything could move forward. The process continued with requests for additional payments or fees, each presented as the final step before my funds would be released. Despite complying with these requests, I never received a clear explanation of why the delays continued or when the matter would finally be resolved. Communication often felt repetitive, with similar assurances given each time I reached out, yet little meaningful progress was made. As time passed, my confidence in the company declined because I could not get consistent answers or a transparent timeline. What I wanted most was straightforward communication and a clear resolution, but instead I was left uncertain about the status of my account and withdrawals. Eventually, I decided to seek assistance elsewhere to better understand my options. Looking back, I believe anyone considering this company should carefully research it, ask detailed questions about withdrawal policies, keep thorough records of all communications, and avoid making decisions based solely on repeated assurances. My experience highlighted the importance of transparency, consistency, and accountability whenever money is involved. While every customer's situation may differ, I encourage prospective users to proceed carefully, verify information independently, and ensure they fully understand the company's terms and processes before committing significant funds. Exercising caution early may help avoid unnecessary stress and financial uncertainty later.

September 26, 2025
Unprompted review
Rated 5 out of 5 stars

Easy Crypto Loans…!

Great innovation, easy access to line of credit against your Crypto!

30 days grace period if in margin call, so no liquidation stress.

Prompt and professional customer support.

Very nice Platform and App.

I Recommend Block Earner.

June 18, 2026
Unprompted review
Block Earner logo

Reply from Block Earner

Thanks, Daniel, for sharing your experience! We're glad you enjoy our services :)

Rated 5 out of 5 stars

Account switch feature

Great to see Finally added switch feature between personal and business accounts. I'll be shifting more funds across because of this feature.

June 1, 2026
Unprompted review
Block Earner logo

Reply from Block Earner

We're glad you enjoy our new features, Sammy!

Rated 4 out of 5 stars

I come to find this app to be quite…

I come to find this app to be quite rewarding, both educationally as well as actual rewards for completing tasks. Super easy to use, navigate and, understand.
4 out of 5 stars because there's always room for improvement; nothing's perfect! :)

May 31, 2026
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Reply from Block Earner

Thanks so much, Cali! Really happy to hear it's been easy to use and rewarding along the way. We're always working to make it even better, appreciate you taking the time to share this.

Rated 5 out of 5 stars

Always a pleasure dealing with BE

Always a pleasure dealing with BE. And with CGT taxation changes I’ll be using their services more and more and never selling assets.

May 21, 2026
Block Earner logo

Reply from Block Earner

Thanks, Matt! Really glad to hear it, and we're glad to have you with us for the long run. Appreciate the review!

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