Simple to navigate around the app. I especially like the weekly email update reminders of your loan status to keep you well informed.
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
We took out a loan a few weeks ago, so our experience is only early days, but they have been great to deal with - answered all our many questions and concerns, were accessible, and the services was so... See more
6 months in app and I've seen positive changes. Support has resolved each and every issue quickly and professionally, thank you. DeFi works well, crypto backed loans are seamless, multi later security... See more
Won’t reply to emails Won’t give me any correspondence to where my money has been sent After relaying in emails I need my withdrawl to a nominated account asap as I have a sick child and still not... See more
Company details
Written by the company
Block Earner is the Home of Australia’s Crypto-Backed Loans. Trusted by thousands of Australians, Block Earner offers Crypto-Backed loans that enable customers to borrow AUD and unlock real-world opportunities without selling Bitcoin, Ethereum, USDT or USDC. Why Australians trust Block Earner: Australian company with local support Borrow AUD without selling your crypto Fast approvals, receive AUD within 24 hours Easy LVR management on mobile and desktop Flexible repayments using AUD or crypto Award-winning platform and team No hidden fees or early-repayment penalties Institutional-grade custody powered by Fireblocks Founded in Sydney, Block Earner is registered with AUSTRAC and operates as an authorised representative under an Australian Credit Licence. We make it easy for Australians to Buy & Sell 350+ cryptocurrencies, and to use crypto to borrow AUD. Whether you’re growing a business, renovating a home, or consolidating debt, Block Earner provides fast access to AUD without selling your digital assets. Our platform is protected with world-class custody, industry-leading risk management, and a frictionless in-app experience. Block Earner helps turn crypto wealth into real utility for Australians, and we’re proud to have earned multiple awards for excellence in crypto, blockchain, and crypto-backed lending.
Contact info
You should know
4.1
Great
322 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 52% of negative reviews
Typically replies within 2 weeks
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Rochelle resolved my issue promptly and…
Rochelle resolved my issue promptly and professionally, even over the Christmas holidays
December 30, 2025
Unprompted review
Reply from Block Earner
Thanks for sharing your experience with Rochelle!
Simply the best crypto backed loan…
Simply the best crypto backed loan service available!
December 17, 2025
Unprompted review
Reply from Block Earner
Thank you for sharing your feedback!
Block Earner - a true dream to deal with, but ...
Block Earner have been a true dream to deal with on a day-to-day basis in the last 12 months ... but it has been an absolute nightmare actually paying them interest on the loan I have with them.
I have wasted well over 15 valuable hours in the last week and incurred truck loads of bank and conversion fees just to make what should have been a simple loan interest payment.
Block Earner needs to drastically improve their payment rails and cease being a victim of the insidious criminal banking cartel.
December 8, 2025
Set up for success!
Great platform with fantastic fast service. Easy to manage. Recommend.
December 3, 2025
Reply from Block Earner
Thanks for sharing your positive experience, Frida!
Reply from Block Earner
Thanks for taking the time to leave a review. We’re genuinely sorry to hear that your experience felt frustrating - that’s never what we aim for.
We’d really like to understand what went wrong so we can look into it properly and help where possible. If you’re open to it, please reach out to our team at support@blockearner.com.au
with a few more details about your experience, and we’ll make sure it’s reviewed by the right team.
Your feedback helps us improve, and we appreciate you flagging this.
Thank you,
Team Block Earner
It’s good until it’s not.
It’s good until it’s not.
They block your account for no good reason at any time with no notice.
BEWARE!
July 10, 2025
Reply from Block Earner
Thank you for sharing your feedback. We’re sorry for the frustration this has caused and understand how concerning account restrictions can feel.
To meet our regulatory and security obligations, we may temporarily limit certain account activity when risks are identified. These measures do not affect ownership of funds - Block Earner does not hold customer funds, and AUD withdrawals to your bank account remain available.
If you’d like us to review your specific case, please contact support@blockearner.com.au
and our team will be happy to assist.
TON deposit should be instant
TON deposit should be instant. - 1 hour I’m still waiting. Block Earner no live chat facility? Shocking
November 22, 2025
Unprompted review
Reply from Block Earner
Thanks for your feedback. We’re sorry for the delay you experienced - we understand how frustrating deposit wait times can be.
This issue has since been resolved, and crypto deposits are now processing as expected. At no point were customer funds at risk, and we appreciate your patience while our team worked through it.
Thanks again for taking the time to share your experience.
Cons :When you need a help for an…
Cons :When you need a help for an assistance, they are not helpful to respond and only you need to wait when they are calling you, you can’t call to them directly
And they give you the limit about transferring coins between wallets
Pro : you can get the loan of bitcoin which is good with a reasonable rate
November 16, 2025
Unprompted review
Reply from Block Earner
Thank you for taking the time to share your experience, Minkyu, and for highlighting both the pros and cons.
We’re sorry to hear that our support response didn’t meet your expectations. While we don’t currently offer inbound phone support, our team works to respond as quickly as possible and follows up directly where needed. We’re continuing to improve our support processes as we grow.
Limits on transfers between wallets can apply in certain situations to meet regulatory and risk requirements, and these are reviewed regularly.
We appreciate your positive comments around our Bitcoin-backed loans and rates, and thank you again for the feedback - it helps us improve.
Great Aussie Bitcoin-backed loans
Great Aussie company for Bitcoin-backed loans in AUD. I booked a call and talked to the team before I applied, super smooth process. Happy days!
November 12, 2025
Unprompted review
Reply from Block Earner
Thank you for the feedback, and welcome to our community :)
Smooth crypto platform
Smooth, transparent and stress-free crypto platform — can’t ask for more!
November 12, 2025
Unprompted review
Reply from Block Earner
Thanks for sharing your experience!
Great app!
Great app!
Super easy to use, fast withdrawals and great support — absolutely love it!
November 13, 2025
Unprompted review
Reply from Block Earner
We're glad you enjoy our app and support!
The app is so intuitive and the loan…
The app is so intuitive and the loan option is a game-changer. Highly recommendedd!
November 14, 2025
Unprompted review
Reply from Block Earner
Thanks for using our Crypto-backed loans!
Easy loan process. Banks are an issue though…
The loan application process was very easy. The only difficulty was when I tried to verify my bank account - I made several attempts to transfer $1 which were all flagged as a potential scam by my bank. I had to call my bank to confirm it wasn’t a scam but they said the transaction would still continue to be blocked.
James from Blockearner was able to manually verify my account for me which was great. Soon after that I received my funds. Hopefully the banks stop flagging Blockearner.
It’s unfortunate to say but I think a lot of people could be put off using this service by their own banks.
November 5, 2025
Unprompted review
Reply from Block Earner
Thanks so much for the thoughtful review and for sharing your experience.
We’re glad to hear the loan application process was easy and that James was able to step in and help manually verify your bank account so you could receive your funds promptly.
Occasionally, some banks apply additional checks to new or unfamiliar transfers, which can cause frustration despite everything being legitimate. We’re continually working to reduce this friction and improve the experience wherever possible.
We really appreciate your feedback and your patience, and thanks again for choosing Block Earner.
Verification failed, then was accepted after issue cleared
Block Earner is created by Aussies for Aussies.
Getting all the hoops eliminated in this new way to think about money/energy, so the customer experiences a wanted flawless deposit or withdrawal, is a big deal.
I had a bit of a glitch in the initial process, then it was dealt with quickly enough. Thank you Oscar.
November 9, 2025
Reply from Block Earner
Thank you so much for the kind review and for supporting an Aussie-built business, Mary.
We’re really pleased to hear that the initial hiccup was resolved quickly and that Oscar was able to help get everything back on track. Creating a smoother, more intuitive way to move and use money is exactly what we’re working towards, so your feedback means a lot to us.
Thanks again for choosing Block Earner - we really appreciate it.
I would like the process to be more…
I would like the process to be more transparent online rather than having to ask question after question etc...
November 9, 2025
Reply from Block Earner
Thanks for the feedback. Transparency is important to us, and we’re continuing to improve how information is presented online to make the process clearer and more straightforward.
Reply from Block Earner
Thanks for sharing your feedback!
Smooth and hassle free setup
Smooth and hassle free setup, constant updates and easy to use, very happy with Block Earner.
November 4, 2025
Reply from Block Earner
Thanks for sharing your experience, Greg! Happy to have you as our user.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.