Simple to navigate around the app. I especially like the weekly email update reminders of your loan status to keep you well informed.
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See what reviewers are saying
We took out a loan a few weeks ago, so our experience is only early days, but they have been great to deal with - answered all our many questions and concerns, were accessible, and the services was so... See more
6 months in app and I've seen positive changes. Support has resolved each and every issue quickly and professionally, thank you. DeFi works well, crypto backed loans are seamless, multi later security... See more
Won’t reply to emails Won’t give me any correspondence to where my money has been sent After relaying in emails I need my withdrawl to a nominated account asap as I have a sick child and still not... See more
Company details
Written by the company
Block Earner is the Home of Australia’s Crypto-Backed Loans. Trusted by thousands of Australians, Block Earner offers Crypto-Backed loans that enable customers to borrow AUD and unlock real-world opportunities without selling Bitcoin, Ethereum, USDT or USDC. Why Australians trust Block Earner: Australian company with local support Borrow AUD without selling your crypto Fast approvals, receive AUD within 24 hours Easy LVR management on mobile and desktop Flexible repayments using AUD or crypto Award-winning platform and team No hidden fees or early-repayment penalties Institutional-grade custody powered by Fireblocks Founded in Sydney, Block Earner is registered with AUSTRAC and operates as an authorised representative under an Australian Credit Licence. We make it easy for Australians to Buy & Sell 350+ cryptocurrencies, and to use crypto to borrow AUD. Whether you’re growing a business, renovating a home, or consolidating debt, Block Earner provides fast access to AUD without selling your digital assets. Our platform is protected with world-class custody, industry-leading risk management, and a frictionless in-app experience. Block Earner helps turn crypto wealth into real utility for Australians, and we’re proud to have earned multiple awards for excellence in crypto, blockchain, and crypto-backed lending.
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Replied to 52% of negative reviews
Typically replies within 2 weeks
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Reply from Block Earner
Good, but there's a catch!
I used my crypto as security to get a cash loan. The process was easy and streamlined and the service was good, HOWEVER.... If you use your security to pay off the loan you will not get a competitive exchange rate compared to other crypto exchanges (cost me approx 3k extra), I consider this a hidden fee and it should be factored into your calculations, also removing crypto from the loan as security and paying the loan both incurred 24hr processing delays x 2 (48hr delay total), delays like this are absolutely not something you want on volatile bull market. They asked me to fill in this review immediately after loan was processed so most reviewers would not have experienced these issues when writing review.
like it.
Just got on to Block Earn and I find it ok, especially now you can borrow money of your crypto.
Received crypto backed loan
Received crypto backed loan. Super simple process and got funds within short period of time. Their platform is also easy to use
Crypto Loan: Fantastic innovation
Have been using BlockEarner since mid 2022. Love the product suite, love the Crypto loan capability. The fact you can leverage an appreciating asset, and pay down in chunks whenever you need to, and still see growth within your portfolio. Great company, always innovating.
Outstanding platform
Outstanding platform, highly recommended. Great experience with Block Earner, awesome interface and super smooth. The place to borrow and lend in the crypto space.
Recommended
6 months in app and I've seen positive changes. Support has resolved each and every issue quickly and professionally, thank you. DeFi works well, crypto backed loans are seamless, multi later security and a large listing of coins. Interface is better than other platforms. Linked to bank accounts providing trusted on/off ramping. Great exchange + other services. Unlike banks, block earner actions requests and processes funds 7d a week. Cold wallet options would be fantastic to attract clients. Ongoing impression is that of a team constantly improving their product.
customer service
Customer care representative responded well and respectfully.
I found the app really easy to navigate…
I found the app really easy to navigate around everything is really easy to do security is up to standard to
Pretty good
Pretty good, although viewing the transaction history could be more intuitive.
Legitimate crypto site, do it, it's pretty good-looking
Good interface, no lag here, fast transfers between a big range of currency.
Instant deposits and withdrawal to external wallets.
Very easy to buy bitcoin and withdraw
Very easy to buy bitcoin and withdraw. Keep it this seamless and I will be a repeat user.

Reply from Block Earner
Great execution of Trades.
Great execution of Trades.
Wide variety of Crypto
Support needs to be better
Just needs Koinly Tax Intergration

Reply from Block Earner
The app is easy to use
The app is easy to use, no fees for deposits which is great.
It would be nice to have things like placing limit orders for buying and selling.
It would also be nice if the profit/loss chart ignored purchase of new crypto and just showed you a percentage gain/loss or an average buy price.

Reply from Block Earner
Quick easy to use
Quick easy to use
No stuff around with promotion bonus
App needs work but is functional enough

Reply from Block Earner
Very easy to use also very friendly…
Very easy to use also very friendly support team no issues at all love that exchange!!

Reply from Block Earner
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