Simple to navigate around the app. I especially like the weekly email update reminders of your loan status to keep you well informed.
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See what reviewers are saying
We took out a loan a few weeks ago, so our experience is only early days, but they have been great to deal with - answered all our many questions and concerns, were accessible, and the services was so... See more
6 months in app and I've seen positive changes. Support has resolved each and every issue quickly and professionally, thank you. DeFi works well, crypto backed loans are seamless, multi later security... See more
Won’t reply to emails Won’t give me any correspondence to where my money has been sent After relaying in emails I need my withdrawl to a nominated account asap as I have a sick child and still not... See more
Company details
Written by the company
Block Earner is the Home of Australia’s Crypto-Backed Loans. Trusted by thousands of Australians, Block Earner offers Crypto-Backed loans that enable customers to borrow AUD and unlock real-world opportunities without selling Bitcoin, Ethereum, USDT or USDC. Why Australians trust Block Earner: Australian company with local support Borrow AUD without selling your crypto Fast approvals, receive AUD within 24 hours Easy LVR management on mobile and desktop Flexible repayments using AUD or crypto Award-winning platform and team No hidden fees or early-repayment penalties Institutional-grade custody powered by Fireblocks Founded in Sydney, Block Earner is registered with AUSTRAC and operates as an authorised representative under an Australian Credit Licence. We make it easy for Australians to Buy & Sell 350+ cryptocurrencies, and to use crypto to borrow AUD. Whether you’re growing a business, renovating a home, or consolidating debt, Block Earner provides fast access to AUD without selling your digital assets. Our platform is protected with world-class custody, industry-leading risk management, and a frictionless in-app experience. Block Earner helps turn crypto wealth into real utility for Australians, and we’re proud to have earned multiple awards for excellence in crypto, blockchain, and crypto-backed lending.
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4.1
Great
322 reviews
Asks customers to review
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Replied to 52% of negative reviews
Typically replies within 2 weeks
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BE Account setup easy but bank dragging feet
BE Account setup was easy but still having issues with my bank's "Chokepoint 2.0" department.
I needed to go onto the website to update TFN. TFN setup was not available on app. Also, the App did not show minimum withdrawal limit of BTC 0.00017 but website did. So haven't been able to use bank/cash deposit or withdrawal yet but BTC send/receive worked fine.
September 30, 2025
Unprompted review
Reply from Block Earner
We’re glad to hear your Block Earner setup went smoothly and that BTC transfers have been working well.
We’re sorry for the challenges you’ve had with bank transfers and the extra steps required for your TFN. Some banks are taking a more cautious approach to crypto transactions, which can slow things down — we know how frustrating that can be. We’re also actively improving the app so details like TFN updates and minimum withdrawal amounts are clearer and easier to manage directly in-app.
We appreciate your patience as we work to streamline the experience and make everything as simple and reliable as possible.
Limited support and redraw fees
The support is limited to email and is not prompt in my experience. I have emailed and waited days for a reply. Accounts are limited to one instruction per day - so beware if you want to action more than 1 thing per day, not instant. All redraws have another origination fee, eg $200
September 22, 2025
Unprompted review
Reply from Block Earner
Thank you for sharing this feedback. We’re sorry to hear your experience with support and loan processing times hasn’t met expectations — we understand how important quick responses and flexibility are.
We appreciate you calling out the redraw fees and processing limits — feedback like yours helps us continue improving the overall experience and making our service more seamless.
I love the way the website/app is…
I love the way the website/app is setup, everything at my fingertips to secure another loan or make repayments.
I love the Defi nature of BlockEarner to have all information on chain, feels professional and my experience so far has been positive.
September 12, 2025
Unprompted review
Reply from Block Earner
Thank you for your review. We're stoked you're loving our products!
Absolutely incredible service
Absolutely incredible service, from loan application to receiving funds - less than 24 hours. I even had a quick call with the team who actually talked me through the timelines. Thank you Block Earner!
September 1, 2025
Reply from Block Earner
THANK YOU for being a part of our community 🫶
Reply from Block Earner
I'm glad you've found it easy-to-use so far. Thanks for your review!
XRP loans ASAP pls
the platform is really easy to use sand quick to navigate around .... pls start introduce XRP loans ASAP tho
August 7, 2025
Unprompted review
Reply from Block Earner
Thanks for your review! And... watch this space 👀
Fiji 🇫🇯 Time
It’s been 2 weeks now and I still can’t use my account 100percent
When I signed up I couldn’t get any verification number to verify my email
After a few days of nobody getting back to me I signed up with a different email, same thing again. No code sent to verify email account
A week later it was all deleted and I started again.
Then the verification of my identity took 2 days.
Now nearly another week I’m waiting again for support to get back me over XRP receiving address but because it happened on Friday morning I now have to wait till next week some time. Weekends seem closed !
Whenever this recent problem is resolved, it will take days to transfer my 100s of thousands of dollars to move over. So what should take 3 days is taking 3 weeks.
You need more staff and a phone line not just for making a profit but to look after your customers that help you make a profit
Dealing with banks is better and that’s really saying something here.
Very poor service, making people wait for days instead of hours to get back to them.
August 2, 2025
Block Earner easy to use
Block Earner app and desktop set up are extremely easy to use. Great to have finance options against my crypto.
August 1, 2025
Interest rate is way too high
July 29, 2025
Unprompted review
Simple and user friendly
Simple and user friendly interface to apply for crypto backed loans. I like the redraw functionality, few clicks and you are on your way.
July 25, 2025
Unprompted review
Great product and good service.
July 13, 2025
What's not to love?!?!
I love the layout of the dashboard, it's clear and simple. You can see fees easily and make decisions accordingly. I appreciate that there's the option to earn commissions from referring others to the site. Funds go to and from my bank account easily. When I've needed support it's been there. Thank you.
July 19, 2025
Unprompted review
Block Earner is leading the charge in Aus
Block Earner is a fantastic company that I’ve told many people about. I love how it’s at the forefront of Bitcoin-backed loans. I appreciate the weekly LVR updates as well as the newsletter.
The buy/sell rates of bitcoin aren’t quite as competitive as other exchanges in Australia, which can obviously affect LVR. Most importantly, because of the high risks of trusting a 3rd party with our Bitcoin, the most important measure would be around transparency regarding security (from breaches) proof of reserves, and an overall assurance that people can safely and confidentiality store their bitcoin with Block Earner - especially heading into the mortgage market, where people’s homes and livelihoods will be on the line.
July 17, 2025
Unprompted review
Not a good experience
Not a good experience ! The overall process with pay is not great and not in the same class with TREATY.
Advance solution and good pay ,
July 15, 2025
Unprompted review
I found this app very helpful and easy…
I found this app very helpful and easy to use, and is very quick in transactions
July 15, 2025
Reply from Block Earner
Thank you for your feedback. Let's goooo 🚀
Fantastic
Fantastic. Very easy to learn and the platform feels very safe and secure. Only grip is that there are no buy limit orders. I need go somewhere else for this which is annoying, as I'd prefer to just use Block Earner for everything.
July 7, 2025
Reply from Block Earner
Thanks for your review. I've passed on your product feedback to our team 🙂
Easy to use and has leverage…
Easy to use and has leverage capabilities without selling down your investment
July 4, 2025
Reply from Block Earner
Thank you for the feedback!
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