Simple to navigate around the app. I especially like the weekly email update reminders of your loan status to keep you well informed.
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See what reviewers are saying
We took out a loan a few weeks ago, so our experience is only early days, but they have been great to deal with - answered all our many questions and concerns, were accessible, and the services was so... See more
6 months in app and I've seen positive changes. Support has resolved each and every issue quickly and professionally, thank you. DeFi works well, crypto backed loans are seamless, multi later security... See more
Won’t reply to emails Won’t give me any correspondence to where my money has been sent After relaying in emails I need my withdrawl to a nominated account asap as I have a sick child and still not... See more
Company details
Written by the company
Block Earner is the Home of Australia’s Crypto-Backed Loans. Trusted by thousands of Australians, Block Earner offers Crypto-Backed loans that enable customers to borrow AUD and unlock real-world opportunities without selling Bitcoin, Ethereum, USDT or USDC. Why Australians trust Block Earner: Australian company with local support Borrow AUD without selling your crypto Fast approvals, receive AUD within 24 hours Easy LVR management on mobile and desktop Flexible repayments using AUD or crypto Award-winning platform and team No hidden fees or early-repayment penalties Institutional-grade custody powered by Fireblocks Founded in Sydney, Block Earner is registered with AUSTRAC and operates as an authorised representative under an Australian Credit Licence. We make it easy for Australians to Buy & Sell 350+ cryptocurrencies, and to use crypto to borrow AUD. Whether you’re growing a business, renovating a home, or consolidating debt, Block Earner provides fast access to AUD without selling your digital assets. Our platform is protected with world-class custody, industry-leading risk management, and a frictionless in-app experience. Block Earner helps turn crypto wealth into real utility for Australians, and we’re proud to have earned multiple awards for excellence in crypto, blockchain, and crypto-backed lending.
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You should know
4.1
Great
322 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 52% of negative reviews
Typically replies within 2 weeks
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I made a mistake with a transaction
I made a mistake with a transaction, and everything was sorted and funds refunded within 24hrs.
February 26, 2025
Unprompted review
Reply from Block Earner
So glad we were able to help you out 🤝
Easy and clear to set up a loan
Easy and clear to set up a loan. Customer feedback was quick.
February 13, 2025
Reply from Block Earner
We try to make it as simple and easy as possible, so you can access your AUD when you need to. Thanks for being a part of our community 🚀
Reply from Block Earner
Very good feedback 😉
Simple process to set up
Simple process to set up. Very happy with the functionality of the account, it was easy to buy coins and DEFI through the app. Love to see option to switch accounts within the same login so you view personal and SMSF account. Yet to try out the loans options, but looks like simple process, great job.
February 14, 2025
Reply from Block Earner
So stoked with this feedback - Thank you 🙏
Beware of Block Earner Crypto Trading
Here is my advice on trading with Block Earner, a company founded by Charlie Karaboga and Jordan Momtazi in 2021, that offers crypto financial services.
I have been a Block Earner (BE) client since 6th September 2024.
Until 31st January my investments in crypto went well, with email confirmation from BE for all payments and wallet transactions.
A few days earlier, I had lodged a request to investigate a short payment of $100 to one of my recipients. I provided BE with the transmission Hash ID and received a reply from BE that the BTC transmission had been successful.
At that point, I figured a glitch had occurred, maybe at the recipient’s end, so I kept trading, not worried about the incident, or the $100 loss, as BE had looked after my account with no incidents or issues.
But on the afternoon of 31st January, my BE logon password failed.
I was unable to logon to my BE account, where I had funds.
I immediately requested a password reset, multiple times daily, as each password reset failed. On 2nd January, I was advised the matter was under investigation, but for legal reasons, BE claimed I could not be told anything further.
Moreover, there was an account balance I could not use or withdraw and BE closed my account on 7th February without giving any reasons.
BE made a good profit from my transactions, disadvantaged me financially by holding on to my funds for 8 days, provided no explanations and rode roughshod over all decent and proper business practices where the customer should not be treated so poorly, like a mug.
For these reasons, I would advise all and sundry looking to trade in crypto to steer clear of Block Earner.
February 7, 2025
Unprompted review
Easy Set and Open Account
Easy Set and Open Account
Great app! You can invest with small amounts and small fees!
December 1, 2024
Unprompted review
Reply from Block Earner
Thanks for your feedback!
Lack off service offered…
You offer a service and when I go to use it you say I have to prove my self with three months off bank statements and eve thought it is my money I'm playing with not yours it seams rediulose to me that I have to jump though hoops for you but to stop me using your service even though I have stated that I know I can lose my money and you take no responsibility
Getting me to give you three months of my spending habits is not verifying
my id that's collecting info for contacting me
February 4, 2025
Reply from Block Earner
Thanks for your comment.
Security is our number one priority, and as such, we have strict conditions for using our platform. If an account is flagged as a potential risk, we need further information to verify your ID (such as bank statements). If you have any questions, please reach out to support@blockearner.com.au.
A great company with lots of innovative…
A great company with lots of innovative ideas. Great services and support. Use your crypto for an easy hassle free loan. Buy more crypto. Very highly recommended.
February 7, 2025
Reply from Block Earner
So happy to hear you noticed how we love to drive innovation. Thank you for the positive feedback!
My experience has been interesting
My experience has been interesting. I am finding my way around the platform.
February 4, 2025
Reply from Block Earner
And you found your way here :) Thanks for the review!
Very happy with the product offering
Very happy with the product offering, large range, good fees and easy to use app and web interface.
February 1, 2025
Reply from Block Earner
Sooooo glad you're enjoying our wide range of product offerings!
Did the referrel to claim $25 for both…
Did the referrel to claim $25 for both referee and, it did not work.
January 22, 2025
Reply from Block Earner
Hi Geo, I can see you made a $1.91 trade, in order for you to earn a referral credit both parties need to make a deposit of $250 AUD or more, in a single transaction, and buy $250 AUD worth of one of the available cryptocurrencies. You can read more in our T&Cs here: https://blockearner.com.au/terms-and-conditions/. We're super keen to build out a community of crypto-lovers, and this is our way of ensuring that. If you have any other questions or comments, feel free reach out to support@blockearner.com.au. Thanks!
One stop that actually works!
For all intents and purposes I'm planning on shifting ft to Bae as it's so simple not silly there's additional perks that you can learn and grow with and it's super secure with prompt service in times of need
January 29, 2025
Unprompted review
Reply from Block Earner
Thank you for this review - super stoked you're going to shift all your assets to our platform. And get ready for some exciting things to come this year!
Block Earner is the real deal
Block Earner is the real deal! James and Rochelle go above and beyond to help their clients. I’m a careful investor and have been especially weary of anything around Crypto, this company has delivered with ease.
January 28, 2025
Unprompted review
Reply from Block Earner
Thank you! We love having you in our community 🚀
Block Earner is great
Block Earner is great, and the UX/UI is excellent once you get used to it.
January 24, 2025
Unprompted review
Reply from Block Earner
Glad to hear you're enjoying the Block Earner app & web app experience.
Industry newcomer
I’m new to the industry and that makes me sceptical. All the information on the site regarding legality gives me confidence in your business. Making my first transaction was very easy. It would be great though if there was a dedicated navigation page detailing what DeFi actually is and how to invest in them and how the loans work.
January 13, 2025
Reply from Block Earner
Thank you for the kind words and feedback. We really appreciate you taking the time to let us know, and will pass on your request for more info on DeFi + Loans to our product and marketing teams 🫶
LEARNING
I'M STILL LEARNING
I'M WAITING RESPONSE FOR THE LOAN THAT I WANT TO BORROW TO INVEST
SIMPLE EASY TO USE WEBSITE
I LIKE BLOCK EARNER
January 18, 2025
Unprompted review
Reply from Block Earner
Thanks for the feedback, we'll be in touch via email to chat through what you need help with. Thanks again!
Straight forward to use and secure
January 14, 2025
Unprompted review
Reply from Block Earner
We take our security very seriously, it's our #1 priority. Thanks for the feedback!
Block erner is great
Block erner is great. I was able to send money via Payid. Instant. And instant conversion to AUs, if i want to sell my Crypto its instantly sent to my bank in 10 seconds. Very smart, very simple and great app designs,
January 7, 2025
Reply from Block Earner
So happy you've had a great experience with our app :) Thank you for the feedback
Found this app very easy for newbie.
Found this app in advert, was easy steps to start account and quick verification.
Pay id was very quick for first transaction.
Glad to be in the crypto, and no bank fees
January 13, 2025
Reply from Block Earner
Stoked you're in crypto as well - thanks for being a part of our community!
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