Budgetinsurance Reviews 

18,556
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 1,588 reviews, reviewers overwhelmingly had a great experience with this company. Many customers found the pricing very competitive, offering good value and often leading to savings compared to other providers. The website and user experience were frequently described as easy to navigate, straightforward, and efficient for quotes and policy management. People appreciated the quick service and clear explanations provided. However, some customers also noted excellent customer service, praising helpful and professional staff who quickly resolved issues. Conversely, a small portion of people felt dissatisfied with difficulties reaching support, experiencing long hold times, or being passed between departments. Some reviewers were not happy with communication issues, including challenges understanding agents or feeling their concerns were not adequately addressed.

What people talk about most

Price

Reviewers mention positive feedback about price, with many finding competitive rates and good value for their... See more

User experience

Users describe positive interactions with user experience, consistently highlighting the ease of use and... See more

Service

Consumers find service to be positive, with many reviewers highlighting the excellent, polite, and helpful... See more

Website

Reviewers highlight positive aspects of website, with many finding it easy to use and navigate for tasks like... See more

Customer service

Customers had ambiguous experiences with customer service, with many reporting positive interactions,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Competitively priced, full documentation available, easy-to-navigate web site, straightforward process, and real live people to talk to if necessary. HOWEVER you're foced into automatic renewal and... See more

Company replied

Rated 4 out of 5 stars

I got a good quote from Budget last year for my Lexus and they were very competitive. I have recently bought a new Aygo Hybrid and wanted to simply change the insurance. Unfortunately, due to the vag... See more

Company replied

Rated 4 out of 5 stars

*update on complaint Budget did get in touch after this review was made and have said they will refund the fee as a goodwill gesture. I am happy to update this to a 4 star after their service afte... See more

Company replied

Rated 4 out of 5 stars

I already had a car insurance with you and I didn't no when I went to go compare for do an insurance for my other car you was the first and I try and did it after that I realised my truck is insured... See more

Company replied


Company details

  1. Insurance Agency
  2. Auto Insurance Agency
  3. Home Insurance Agency

Written by the company

Budget Insurance has helped almost 3 million customers across the country find great value insurance solutions. Catering for a wide range of circumstances and budgets, our expert team are always on hand to support you with finding great options for your home, vehicle and life insurance needs. All of our motor and home policies offer a comprehensive level of cover, with the option to add extra protection should you wish. For our motor and home insurance policies we work with a UK network of leading insurers and for our life insurance policies we work with a selected insurer so you can be sure you’re getting great cover, at a great price. Why not get a quote today and see what Budget Insurance can offer you.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

19K reviews

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4.3

All reviews

(18,556)

1,460 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent service

Excellent service and good customer service.

May 13, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Mohammad,

We're pleased to hear you found the service excellent and our customer service good!

Kirsty

Rated 5 out of 5 stars

Great price and inclusive cover for…

Great price and inclusive cover for glass.

May 13, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Brian,

Thank you for taking the time to leave your 5 star feedback!

We’re really pleased to hear you’re happy with the great price and the cover we offer.

Welcome to Budget Insurance!

Thanks Laura

Rated 5 out of 5 stars

Policy gives me all the cover required…

Policy gives me all the cover required and saved about £60 on my renewal elsewhere therefore giving me breakdown cover for free!

May 12, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Roger,

Thank you for your 5 star review and feedback. It's great to hear you're happy with our prices and cover options.

Leanne

Rated 1 out of 5 stars

I would like to understand why I am…

I would like to understand why I am having to continue paying to insure a car that I scrapped because I cannot cancel the policy without paying for the remaining cover for the year. Our car was scrapped 1 month after renewal. I will never use Budget Insurance again. I have returned to a company that does not have such small print.

May 12, 2026
Unprompted review
Budgetinsurance logo

Reply from Budgetinsurance

Hi,

Thank you for your feedback. We're sorry to hear about your experience and appreciate you raising your concerns. Please email your policy details to socialresponders@bglgroup.co.uk so we can look into this further for you.

Leanne

Rated 5 out of 5 stars

Good quote

In my experience Budget gave me the lowest price for good cover.

May 12, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Colin,

Thank you for your 5 star review and feedback. It's great to hear you're happy with our prices and cover.

Leanne

Rated 4 out of 5 stars

Competitively priced

Competitively priced, full documentation available, easy-to-navigate web site, straightforward process, and real live people to talk to if necessary.
HOWEVER you're foced into automatic renewal and a Continuous Payment Authority on your card, which you then have to go back and ask to cancel once the policy is active. If one had the choice to opt in or opt out at the time of purchase, I'd've given it 5 stars.
Remains to be seen what they're like if one ever needs to make a claim.

April 29, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi C R,

Thank you for your feedback. We’re pleased to hear you found our pricing competitive, the website easy to use, and the process straightforward.

We also appreciate your comments regarding automatic renewal and Continuous Payment Authority. We understand your preference for having the option to opt in or out during the purchase process, and we will pass your feedback on to the relevant team.

Thanks,
Rachael

Rated 5 out of 5 stars

I was very satisfied with new quote for…

I was very satisfied with new quote for my insurance which I was happy to accept.
It was half the price of my previous insurance

May 10, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Christine,

It's fantastic to hear you were able to save on half your insurance premium by switching to ourselves!

Kirsty

Rated 5 out of 5 stars

Great price!

Great price!
Easy to deal with,can’t fault them in any way.

May 10, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Mr Sturrock,

Thank you for your 5 star review and feedback!

Kirsty

Rated 5 out of 5 stars

easy to use

easy to use, great prices

April 30, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Carol,

Thank you for your 5 star review and feedback! I'm pleased to hear you were happy with the premium and found the policy easy to use!

Kirsty

Rated 5 out of 5 stars

I got this company from the internet

I got this company from the internet , saved me £££ on car insurance without loss of cover . Really pleased !

April 27, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Jackie,

Thank you for taking the time to review your purchasing experience with us and leaving us a five-star review!

Vicky

Rated 5 out of 5 stars

Perfect Customer service

Perfect Customer service , very professional and understanding. Gave me a quote and sorted the insurance quickly and at the right price for me, on my new EV Car, including New for old in the first year. Hopefully won't have to find out what the claims experience will be like , but so far all good Thanks Budget

May 1, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Brian,

Thank you so much for taking the time to leave us such a great review!

Welcome to Budget Insurance.

Vicky

Rated 1 out of 5 stars

Customer service awful , but 5 stars to complaints team

Customer service awful,all the agents I spoke to were foreign and could not understand not helpful at all 2 agents put the phone down on me wen I asked to speak to a manager... issued not resolved disgusting Customer service do not recommend this company stay away folks

Following leaving this review I was contacted by Vicki service recovery representative who left me a voicmail (as i was unavailable at that time and advised me they would contact me later)
This was due to this negative review, I was called later by a lady called Leanne, I explained the situation and let her know about the 9 emails and 2 text messages I received following taking out the insurance policy baisicly harassing ME over 7 days, and the agent who I spoke with who were just not listening to me accusing me of providing inaccurate and misleading information, leanne was really appolagetic by how I had been treated and put things right thank god for people like her she righted all the wrongs and even gave me a gesture of good will deposit to my bank for my bad experience with budget so I give this lady 5 STARS for her help and I finally feel confident going ahead with Budget , thank you LEANNE

May 6, 2026
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Reply from Budgetinsurance

Hi Deb,

I’m sorry to hear you had such a frustrating experience. Being disconnected and feeling unheard when trying to resolve an issue is understandably upsetting. We appreciate your feedback and take concerns about customer service seriously. Your comments will be shared with the relevant team so we can review what happened and work to improve our support experience.

We will be in touch to help.

Vicky

Rated 1 out of 5 stars

Changing cars VERY expensive

During a policy we changed cars. The revised monthly payment for the new car was double what was available from comparison sites, on a like-for-like basis.
When cancelling the policy, they applied 105 GBP of charges to cancel. Whilst asking for a manager to review this, we were hung up on. Will never use this company again

May 7, 2026
Unprompted review
Budgetinsurance logo

Reply from Budgetinsurance

Hi Kenny,

Thank you for your feedback. We’re sorry to hear about your experience and appreciate you bringing this to our attention.

We understand your frustration regarding the revised premium, cancellation charges, and the service you received when trying to discuss the matter further. Being disconnected while requesting a manager is certainly not the experience we aim to provide.

Please could you email your policy details to socialresponders@bglgroup.co.uk so we can review this fully and investigate your concerns further for you.

Kirsty

Rated 2 out of 5 stars

Budget is something to do with Lloyds

Budget is something to do with Lloyds. When my renewal came up there was a 33% increase and then my renewal got cancelled and I was informed that this had been a mistake and Budget would take over. I am not really sure who they are but I have been given cover. I will look to change next year.

April 29, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi D Richards,

Thank you for taking the time to leave your review and feedback with ourselves. We're sorry to hear about the issue you had with your Lloyds insurance renewal. We will be in touch to discuss your new policy with us and see if you require any assistance.

Kirsty

Rated 4 out of 5 stars

Website very easy to use

Website very easy to use. Very reasonable quote.

May 6, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Davina,

Thanks for your review and feedback. I'm pleased to hear you found the website easy to use!

Kirsty

Rated 1 out of 5 stars

I cancelled my policy as wouldn't…

I cancelled my policy as wouldn't insure my new car, I paid cancellation fee etc, a month later they took another payment by direct debit, I spoke to a representative and they said the money was owed, but I'd already paid on the day of cancellation, there now refusing to pay it back. I would not recommend this insurance company.

May 6, 2026
Unprompted review
Budgetinsurance logo

Reply from Budgetinsurance

Hi Deano,

I am really sorry to hear about your confusing experience and the frustration that this must have caused.
Please send your policy details to us at socialresponders@bglgroup.co.uk and we will look into this for you and be in touch.

Vicky

Rated 5 out of 5 stars

Great staff and pricing

Great staff and pricing

May 5, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Edward,

Thank you for your 5 star review and feedback! I'm pleased to hear you were happy with the premium and customer experience you received from ourselves!

Kirsty

Rated 4 out of 5 stars

Good price

Better than previous by £150

April 27, 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi kevin,

Thank you for taking the time to review your recent experience!

Vicky

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