Bupa UK Insurance Reviews 42,072

TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 9,603 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent service and the helpful, professional staff. Many people highlight the efficient handling of claims and the quick response times, making the process smooth and reassuring. Reviewers often mention feeling well-cared for and supported throughout their interactions, appreciating the personalized approach. However, some customers also noted issues with claims being rejected or not fully covered, particularly concerning pre-existing conditions or dental treatments. A few other people felt that accessing medical services or getting referrals could be slow, with some experiencing delays in receiving responses or appointments.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting efficiency and quick responses. Many... See more

Staff

Consumers find staff to be positive, highlighting their professionalism, helpfulness, and compassionate care.... See more

Customer service

Customers had positive experiences with customer service. Many reviewers found the agents helpful, clear, and... See more

Claim

Customers consistently note positive experiences with claim. Many reviewers found the claim process to be... See more

Response time

Reviewers mention positive feedback about response times, with many praising quick responses and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My GP referred me to see an ENT (ear, nose and throat) consultant and I received a letter from NHS Lothian saying the average wait time is over 2 years!! Thank goodness I have a BUPA policy as was abl... See more

Company replied

Rated 5 out of 5 stars

Very efficient handling of the calls, one to deal with access to a pre-existing Bupa account, the other with a new claim for which they have organised an ALP the same day. All follow up emails and con... See more

Company replied

Rated 5 out of 5 stars

I had a medical concern and couldn't get an appointment with my GP as quickly as I wished. So I rang BUPA and arranged an appointment for that day with their GP facility. The doctor could not have b... See more

Company replied


Company details

  1. Health Insurance Agency

About Bupa UK Insurance

Written by the company

Bupa are one of the UK’s leading health insurance companies. Created in 1947, we are driven by a passion to provide high quality, affordable healthcare. Our purpose is to help people to live longer, healthier, happier lives and make a better world.

We cover healthcare, wellbeing and mental health support for individuals, couples, families and businesses. Alongside health insurance, we also have clinics, care homes and dental centres all over the UK.

At Bupa, our priority is our customers. We have no shareholders so all profits are reinvested into improving the health of millions worldwide.

We’re developing digital tools and solutions to help us achieve our goal of becoming the world’s most customer-centric healthcare company. Perfect for people with busy lifestyles to make it easier for you to book, manage and attend your appointments. You can also build and track your wellbeing plan and see a doctor 24/7, wherever you are in the UK using your computer or mobile device.

As a business we also have a global talent, innovation and sustainability programme called eco-Disruptive. Our goal is to find and support sustainable, scalable start-ups and innovative solutions that will improve people’s health and the health of the planet.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

42K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Extremely easy to use the app!

Extremely easy to use the app!! I submitted an invoice for refund and I received confirmation message minutes later. Few days later I got the refund in my bank account.

May 12, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback! We're so glad the app was easy to use and that your refund was processed quickly.

Rated 5 out of 5 stars

Easy access to medical providers with a…

Easy access to medical providers with a caring attitude from the BUPA team

April 14, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback. We are so glad to hear about your easy access to medical providers and our team's caring attitude.

Rated 5 out of 5 stars

Smooth experience

Everything so far has worked smoothly, from the app to the online consultation, the approval for further consultation and beyond. Very impressed.

May 14, 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback. We're so glad to hear that everything, from the app to the online consultation, worked smoothly.

Rated 5 out of 5 stars

Excellent service

Excellent service, quick approval and helpful advice.

May 8, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback and 5-star rating. We are glad you were happy with our excellent service.

Rated 1 out of 5 stars

If I choose a Bupa clinic, it's to avoid paying, or rather, to pay only the difference, not the full amount. People should be informed before, not after, the service.

I'm new here in London and don't really know the rules. I thought my insurance covered my dental care, but I went for a checkup and discovered some small cavities. I'll pay part of it, and the insurance company will too, even though during my last appointment I was supposed to pay 945 pounds, which is very expensive for me, and I didn't know I had to pay that much. How am I going to survive for the rest of the month? I have rent and traveling to pay. I had another appointment, and it's the last one, but I'm going to cancel it because I won't be able to pay such a large sum. I've lost all confidence, and it's really upsetting.

May 11, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your experience. We recognise your concerns about the unexpected costs and financial strain, especially as you're new to London. Our Customer Relations team will be in contact once they've reviewed this fully. Many thanks

Rated 1 out of 5 stars

Very disappointed

Very disappointed
Felt it could not have been much worse
Phoned early am asking that I saw Dr on my own( my husband tends to take over and I hardly get a word in)
This didn’t happen.
I have a hiatus hernia problem.
It has enlarged so I get excess acid in my mouth with ulcers and a sore throat.

Th said doctor made me feel he was disinterested and gave me no suggestions re dealing with my problem.
My g.p. daughter- in - law thought this poor and felt at least suggesting an additional med for a short term was called for.
I felt so disappointed. Suggest you remove him from your list
Mr osama moussa.

May 12, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your experience. We are truly sorry to hear that your visit left you feeling disappointed and that your concerns were not fully addressed. We take your feedback seriously and a colleague has recorded your concerns. Many thanks

Rated 1 out of 5 stars

BUPA/Nuffield outperformed by NHS

I needed an operation within a critical timescale to avoid complications with the surgery. The first appointment i could get for my consultation through BUPA/Nuffield was one week after I need to have had the operation in the critical window.

Despite having the private health cover, I ended up having to go through the NHS as they outperformed BUPA/Nuffield on timescales massively and could accommodate the critical timescale.

I did express the urgency to the Nuffield and was offered another consultation with a different consultant slightly earlier, but this was still too late and we wouldn't even be at the surgery date stage.

I guess BUPA is good for none critical timescale things, but it fell well below the efficiency of the NHS for my situation. I expressed that it was an urgent situation (within a 3 weeks window), but they appeared to have no mechanism to recognise and address a time critical requirement, which i found very disappointing. I thought the whole point of private health cover with BUPA was that it outperformed the NHS, but it's actually the other way round in my experience.

I was a big ambassador for private health cover, as I have used it in the past, but this experience has changed this, I think private health has become too much of a business and the NHS has actually improved a lot from my previous experiences with them, so I don't consider continuing private health cover important to me anymore.

May 11, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your experience regarding the challenges you faced in securing a timely consultation and operation. We are truly sorry that we could not meet your critical timescale needs, especially given your urgent situation and your prior positive experiences with private health cover.

Rated 1 out of 5 stars

Dissatisfaction

Despite being clear on my condition and having had initial consultations covered, the final treatment was not authorized for payment which was very disappointing considering the remedy (Botox) was being used to resolve a genuine medical issue.

May 13, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your experience. We are sorry the final treatment was not authorised for payment.

Rated 5 out of 5 stars

Great experience with Bupa Dental Cover

Very easy to book, my dental treatment is included in the plan and as I used a Bupa dentist it was covered totally and I did not have to pay and claim back. I was a new patient to the practice and they were not currently taking new NHS patients but I was able to be put on the books through the Bupa scheme. The staff and dentists at the practice were all excellent - all round a great experience with Bupa Dental.

May 6, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so pleased to hear about your excellent experience with us, from easy booking to the wonderful care you received at the dental practice. Thank you for sharing your positive feedback!

Rated 5 out of 5 stars

BUPA have been understanding and…

BUPA have been understanding and empathetic during the whole process from diagnosis, delay in treatment and eventually after operation.

April 22, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are truly glad to hear of your positive experience. We appreciate your kind words regarding our understanding and empathetic support.

Rated 5 out of 5 stars

The agent was very helpful and clear…

The agent was very helpful and clear with her information. It was so reassuring to know I could finally get some help. I hadn’t claimed since 1990 but and BUPA was good then so it was good to know the service was still so efficient.

May 5, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so glad to hear our agent provided clear, helpful information and reassurance. It's wonderful to know our service continues to be efficient. Thank you for your kind words.

Rated 5 out of 5 stars

Easy Claim Experience

The process was straight forward. This time I didn't request regular updates either, because I didn't think it necessary, after the last submission.

May 1, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are glad to hear the process was straightforward for you. We appreciate your feedback and thank you for taking the time to share your experience with us.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look