bYond Card Reviews 

517
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Evaluating 172 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently highlight good cashback and savings opportunities, finding it a valuable money-saving benefit. Many find the card useful for significant purchases, appreciating the app's easy navigation and effective cashback system. However, some customers noted significant dissatisfaction with the card's payment functionality, particularly its lack of digital wallet compatibility. People often report card declines or non-recognition by retailers, facing challenges with manual top-ups and funds remaining on the card. The app is also frequently described as glitchy, basic, and unreliable, with users experiencing frequent password resets or incorrect information display.

What people talk about most

Payment

Clients share negative opinions on payment, with many reviewers expressing frustration over the card's... See more

User experience

People report ambiguous experiences with the user experience, with many finding the app to be buggy, crashing... See more

Application

Customers express significant dissatisfaction with the app, citing frequent glitches, crashes, and an... See more

Value for money

Reviewers highlight positive aspects of value for money, with many finding it to be a valuable money-saving... See more

Product

Users describe ambiguous interactions with the product, with some finding the app and card work well for... See more

Reviews shaping this summary

Rated 3 out of 5 stars

I'm disappointed the card in not compatible digital wallet system—such as PayPal, Apple Pay, Google Wallet, Samsung Pay, etc. In addition cash back seems to remain only in Pending, not sure why thi... See more

Company replied

Rated 3 out of 5 stars

It’s all good except for two main issues 1) I need this to be compatible with Apple Pay 2) I need more options of retailers to be available. Particularly grocery shops such as Tesco, Waitrose M&S... See more

Company replied

Rated 3 out of 5 stars

I like using the app and the concept of byond. However it needs more retailers for it to be truly beneficial. I tend do the a lot of online shopping, so more primarily UK businesses would be great. Ev... See more

Company replied

Rated 3 out of 5 stars

The cashback used to be higher % when I 1st signed up to the Byond card, now I can usually get a higher cashback % from my bank, I always double check which card is better to use. Sometimes I top the... See more

Company replied


Company details

  1. Payment Service
  2. Cashback Provider

Written by the company

bYond is a prepaid card and everyday financial wellbeing solution that enables cardholders to earn up to 15% with every use, with annual earnings up to £900*. It’s a workplace benefits solution, designed to help employees get the most out of their money.


Contact info

3.1

Average

TrustScore 3 out of 5

517 reviews

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3.1

All reviews

(517)

163 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great savings on my every day shopping

Great savings on my every day shopping. With current inflation and the world right now everything helps.

April 19, 2026
bYond Card logo

Reply from bYond Card

Hello Lucy,

Thank you for taking the time to write a review.

We are pleased to hear that you are enjoying using your bYond card and the benefits that come with it.

Kind Regards
The bYond Team

Rated 3 out of 5 stars

Two downsides

Love the benefits of this card but 2 downsides for me. The length of time money is pending and not being able to save it to Apple Pay

April 17, 2026
bYond Card logo

Reply from bYond Card

Hello Suzanne,

Thank you for taking the time to leave a review.

We are very sorry but currently, we don't support the ability to add bYond cards to any digital wallets.

Cashback on your card is designed to be paid 30 days after the transaction, so if you received a refund (based on majority retailers 30 day refund policy) we wouldn’t add money and then remove it from your vault.

Kind Regards
The bYond Team

Rated 3 out of 5 stars

I like the fact that you can update the…

I like the fact that you can update the amount on the card and the cashback is applied automatically. Dislike the fact that its so difficult to have a quick check of the amount on the card in the app.

April 13, 2026
bYond Card logo

Reply from bYond Card

Hello Claire

Thank you for taking the time to leave a review.

We appreciate your feedback. We're glad the card updates and cashback are convenient for you. We recognize the difficulty in quickly checking your card balance and will consider improvements.

Kind regards
The bYond Team

Rated 5 out of 5 stars

Great discounts and easy to use just…

Great discountsand easy to use just like a normal debit card

April 4, 2026
bYond Card logo

Reply from bYond Card

Hello Sanjay,

Thank you for taking the time to leave a review.

We are pleased to hear you are enjoying the discounts we offer and find the card easy to use.

Kind regards
The bYond Team

Rated 2 out of 5 stars

Okay for most of the retailers

Okay for most of the retailers. Very disappointing because not avle to use it via wallet pay. Wasn’t aware of that! Who uses the actual card nowadays?

April 2, 2026
bYond Card logo

Reply from bYond Card

Hello Andrea,

Thank you for taking the time to leave a review.

As of the moment we do not support digital wallets, however we will be sure to pass along your feedback to the team to investigate it as an an area of opportunity.

Kind regards
The bYond Team

Rated 5 out of 5 stars

Really good percentage back

Really good percentage back, allows us to save up for free night out

April 1, 2026
bYond Card logo

Reply from bYond Card

Hello Steve,

Thank you for taking the time to leave a review

We're happy to hear that our percentage back helps you save for enjoyable experiences. Thank you for sharing your positive feedback with us!

Kind regards
The bYond Team

Rated 1 out of 5 stars

Impossible to cancel.

Impossible to cancel.
Even after asking repeatedly and giving them the insane detail that they need to process the cancelation request, they were slow and difficult at every step.

March 25, 2026
Unprompted review
bYond Card logo

Reply from bYond Card

Hello David,

Thank you for taking the time to leave a review and sorry you feel this way.

We are always happy to deal with cancellation requests, however we do follow a process to make sure cards are closed correctly and funds are allocated appropriately.

Kind regards
The bYond Team

Rated 1 out of 5 stars

App failed again - unable to top up

app failed again unable to top up
I have two cards, one that my daughter uses.
Cause of unnecessary awkward checkout scenes

I’ve had enough of this

Not worth the hassle of wondering if it will work today or not!!

March 19, 2026
Unprompted review
bYond Card logo

Reply from bYond Card

Hello Michelle,

Thank you for taking the time to leave review and very sorry to hear you were having issues with the App.

We did have a technical issue which stopped customer s gaining access to their account, however this was quick rectified and all is now working correctly.

We do apologise for any inconvenience caused.

Kind regards
The bYond Team

Rated 5 out of 5 stars
bYond Card logo

Reply from bYond Card

Hello Subhash,

Thank you for taking the time to leave a review.

We are really pleased to hear about your positive experience with our bYond Card, and that you can see the benefits it offers.

Kind regards
The bYond Team

Rated 3 out of 5 stars

Unable to add to my digital wallet

Unable to add to my digital wallet, which means I have to remember to take the physical card with me.

March 11, 2026
bYond Card logo

Reply from bYond Card

Hello Simon,

Thank you for taking the time to leave a review.

As of the moment we do not support digital wallets, however we will be sure to pass along your feedback to the team to investigate it as an an area of opportunity.

Kind regards
The bYond Team

Rated 5 out of 5 stars

Love that I’m saving money by doing my…

Love that I’m saving money by doing my grocery shopping

February 27, 2026
bYond Card logo

Reply from bYond Card

Hello Kelly,

Thank you for taking the time to leave a review.

We're happy to hear that you're saving money on groceries with us! We appreciate you taking the time to share your positive experience.

Kind regards
The bYond team

Rated 1 out of 5 stars

My card didnt arrive and when I emailed…

My card didnt arrive and when I emailed you to notify you I did not get any reply

February 24, 2026
bYond Card logo

Reply from bYond Card

Hello Trisha,

Thank you for taking the time to leave a review and sorry to hear your card hasn't arrived.

We have had a look for an email from you, however unfortunately we cannot see one on record. We'll be happy to look into your issues and release a new card, however could you please contact customer services so we can check the address information we hold is correct.

Please feel free to pop us a call on 03448791064.

Kind regards
The bYond Team

Rated 5 out of 5 stars

Cashback as expected

Easy to top up - shows up instantly. Cashback calculates as expected.

March 3, 2026
bYond Card logo

Reply from bYond Card

Hello Louise,

Thank you for taking the time to leave a review.

We are really pleased to hear of your positive experience with our card, and that you found it easy to top up.

Kind regards
The bYond Team

Rated 3 out of 5 stars

Poor customer experience

I had a transaction cancelled by the retailer for online shopping, but the pending payment took nearly 3 weeks to clear and put the funds back as available. I tried to contact twice through the contact area, but did not receive a reply on either occasion.
With is a shame because the loyalty side of it looks good.

February 12, 2026
bYond Card logo

Reply from bYond Card

Hello Rebecca,

Thank you for taking the time to leave a review.

We are sorry to hear about the delayed refund and the lack of response to your inquiries. We will certainly pass along your feedback to our team as we are always looking for ways to improve our service.

Kind regards
The bYond Team

Rated 2 out of 5 stars

So annoying I can't add to digital…

So annoying I can't add to digital wallet. Never remember the card so hardly use it waste of time

March 1, 2026
Unprompted review
bYond Card logo

Reply from bYond Card

Hello Carl,

Thank you for taking the time to leave a review.

As of the moment we do not support digital wallets, however we will be sure to pass along your feedback to the team to investigate it as an an area of opportunity.

Kind regards
The bYond Team

Rated 1 out of 5 stars

This is the second time I am writing a…

This is the second time I am writing a review and nothing has changed from the first time round. After chasing for months to have the card closed down due to poor service, declined in different retailers yet having money withdrawn from the card, and having to pay for the purchase again, they came back and said I had to pay £20 fee to have the card closed down due.
I just had it declined at Waitrose and all I am trying to do is spend the money and never use it again. As for the reward, I shopped at Asda over a week ago, and no reward has been transferred over.
I honestly haven’t experienced such a bad customer experience.

February 27, 2026
Unprompted review
bYond Card logo

Reply from bYond Card

Hello Sonja,

Thank you for taking the time to leave a review and very sorry to hear of the issues you have had.

We did request further information via your last review, however we unfortunately didn't receive anything and with out your details we cannot investigate further.

Please could you contact the customer service team directly who will be more than happy to help. They can also raise a ticket if you would like specific info regarding issues.

Kind regards
The bYond Team

Rated 2 out of 5 stars

Worst customer service ever

Not being informed the card was expired. Have to call BYond and find out need be invited again. Have to pay for order a new card. Over 3 weeks after ordered the new card still not receive the card. Called customer service and been told need to ask local post office. What a joke. I haven’t received any post confirmation how to check with post office? Order a new card, received with in a week but can’t activate it. Until now, I still haven’t got the card which can be activated……

February 12, 2026
bYond Card logo

Reply from bYond Card

Hello Lujun,

Thank you for taking the time to leave a review.

We are sorry to hear of the issues you have had regarding your new card. Looking at the account, we can see your card was returned to us via the post however it doesn't specify a reason why.

Due to this, we will make sure one of the team contact you directly to get this resolved and have a fresh card released as soon as possible.

Please accept our apologies for the inconvenience.

Kind regards
The bYond Team

Rated 4 out of 5 stars

More retailers

More retailers

February 20, 2026
bYond Card logo

Reply from bYond Card

Hello Michele,

Thank you for taking the time to leave a review.

We are really happy to hear you are enjoying the card.

We are constantly working with our partners to be able to increase the retail offering we have for the card, so please keep your eyes on our website for new retailer partner information.

Kind regards,
The bYond Team

Rated 2 out of 5 stars

There are a lot of barriers to using the card

There are a lot of barriers to using the card! I have to top it up all the time and the app doesn't remember the security code. Also not being useable with apple pay means that half the time I don't have the card with me. Add to that that I have to pre-load it means I don't use it half as often as I could

February 19, 2026
bYond Card logo

Reply from bYond Card

Hello Ben,

Thank you for taking the time to leave a review.

Our bYond card is a cashback card does it does require to be topped up as it is not linked to a bank account. The security feature is there to protect your account and funds from any potential fraud.

As of the moment we do not support digital wallets, however we will be sure to pass along your feedback to the team to investigate it as an an area of opportunity.

Kind regards
The bYond Team

Rated 5 out of 5 stars

I'm loving the bYond card

I'm loving the bYond card, I load up £50 a month to be used for something I want rather than need.
So far I've used it in Boots, Dobbies and M&S each time I've roughtly roughtly £2 back in cash back.
I'm loving being rewarded extra money.

February 14, 2026
bYond Card logo

Reply from bYond Card

Hello Catherine,

Thank you for taking the time to write a review.

We are pleased to hear that you are enjoying using your bYond card and the benefits that come with it.

Kind Regards
The bYond Team

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