I'm disappointed the card in not compatible digital wallet system—such as PayPal, Apple Pay, Google Wallet, Samsung Pay, etc. In addition cash back seems to remain only in Pending, not sure why thi... See more
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bYond is a prepaid card and everyday financial wellbeing solution that enables cardholders to earn up to 15% with every use, with annual earnings up to £900*. It’s a workplace benefits solution, designed to help employees get the most out of their money.
United Kingdom
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Very good overall if you are shopping at retailers listed with Byond however, my niggle is with my partner card. Why can't a partner account have access to top-up the card ? More retailers also need to be added to make this a great service and with the above are the reason I do not give 5 stars.

Reply from bYond Card
I like the card. I've used it a few times when getting my usual food shops and have already got some cashback already in the vault but I need to wait a few weeks until I can take it out. I would like if more retailers were available. Also it would be handy if could be added so can pay using phone.

Reply from bYond Card
I like the card, however I’ve was unable to use in Holland and Barrett as kept declining even though there was more than enough on the card and PIN accepted. My main gripe is the inability to add to a payment wallet which in this day and age most companies offer.

Reply from bYond Card
Cannot access the account to put funds on the card

Reply from bYond Card
Been using this for years. Top up every month, use the card when I'm shopping at the retailers they cover, and get a little back regularly. I save a few hundred quid a year for no effort.

Reply from bYond Card
It’s quick and efficient The only downside is it doesn’t have all shops like Superdrug or eating places

Reply from bYond Card
Probably the best cashback card in terms of reward.
Only snag is that you need the physical card every time you shop because they don't offer the 'Add to Wallet' option and I (and most people I know) rarely carry around cards these days, so it gets massively underused.

Reply from bYond Card
My new card doesn't work and the use of card at different approved outlets are temperamental and you cannot trust this card.

Reply from bYond Card
The app sometimes didn’t work(won’t log me in). Seems I have to log in to your website first, before I can use the app. Also I don’t seem to be able to add the card to my apple wallet.
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Thank you for your reply. The reason I gave it a 3 star is that sometimes I could not use the card in supported stores (declined). At the time (away from home), I tried to open the app on my phone to check my balance. However, it always denied my logging in. I found out that when I got home and logged into your website on my computer, I than could log into my app. Once I could log into my app, I could use my card in stores.
So these days, if I intend to use the card, I will always make sure I can log into the app first at home (sometimes I will need to log into the website first), before go to shopping. Not an easy experience, and prevented me from using the card often.

Reply from bYond Card
Good concept but minimum top up being set at £25 really is a drawback

Reply from bYond Card
Excellent range of retailers.
Good cashback rates. Simple to use App.
Would be great if could add the card to Apple Wallet to avoid having to carry it around.
Otherwise, very good.

Reply from bYond Card
It’s really annoying that the card can’t be added to my digital wallet. I recently lost my card due to my purse being stolen and had to pay £7 for a new card which I thought was expensive. If the card was able to be used on Apple Pay i wouldn’t have needed to carry the card!

Reply from bYond Card
My main problem with the bYond Card is that it cannot be used with Apple Pay. It's just inconvenient to have to carry a plastic card, it's 2026 really no excuse :)

Reply from bYond Card
I am very happy with Byond. The app is easy to use, the offers are clear and the cashback system works well. The customer service has also been helpful whenever I have needed support. One neutral point is that cashback processing can take a little while, although you can track everything from the app without any issues. Overall, it is a very good experience and I am satisfied with the service they provide.

Reply from bYond Card
I have to check which retailer is available, so I stand at the counter using the app. money cannot be transferred back to my normal bank account easily. Top Cash Back is much more straight forward, for the 1 or 2 percent difference, I'd rather use top cash back.

Reply from bYond Card
Card acceptance is temperamental - the app is riddled with bugs and crashes all the time - some retailers accept online then with no notice you no longer can (currys for example)

Reply from bYond Card
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