bYond Card Reviews 

517
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Evaluating 172 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently highlight good cashback and savings opportunities, finding it a valuable money-saving benefit. Many find the card useful for significant purchases, appreciating the app's easy navigation and effective cashback system. However, some customers noted significant dissatisfaction with the card's payment functionality, particularly its lack of digital wallet compatibility. People often report card declines or non-recognition by retailers, facing challenges with manual top-ups and funds remaining on the card. The app is also frequently described as glitchy, basic, and unreliable, with users experiencing frequent password resets or incorrect information display.

What people talk about most

Payment

Clients share negative opinions on payment, with many reviewers expressing frustration over the card's... See more

User experience

People report ambiguous experiences with the user experience, with many finding the app to be buggy, crashing... See more

Application

Customers express significant dissatisfaction with the app, citing frequent glitches, crashes, and an... See more

Value for money

Reviewers highlight positive aspects of value for money, with many finding it to be a valuable money-saving... See more

Product

Users describe ambiguous interactions with the product, with some finding the app and card work well for... See more

Reviews shaping this summary

Rated 3 out of 5 stars

I'm disappointed the card in not compatible digital wallet system—such as PayPal, Apple Pay, Google Wallet, Samsung Pay, etc. In addition cash back seems to remain only in Pending, not sure why thi... See more

Company replied

Rated 3 out of 5 stars

It’s all good except for two main issues 1) I need this to be compatible with Apple Pay 2) I need more options of retailers to be available. Particularly grocery shops such as Tesco, Waitrose M&S... See more

Company replied

Rated 3 out of 5 stars

I like using the app and the concept of byond. However it needs more retailers for it to be truly beneficial. I tend do the a lot of online shopping, so more primarily UK businesses would be great. Ev... See more

Company replied

Rated 3 out of 5 stars

The cashback used to be higher % when I 1st signed up to the Byond card, now I can usually get a higher cashback % from my bank, I always double check which card is better to use. Sometimes I top the... See more

Company replied


Company details

  1. Payment Service
  2. Cashback Provider

Written by the company

bYond is a prepaid card and everyday financial wellbeing solution that enables cardholders to earn up to 15% with every use, with annual earnings up to £900*. It’s a workplace benefits solution, designed to help employees get the most out of their money.


Contact info

3.1

Average

TrustScore 3 out of 5

517 reviews

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1-star

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3.1

All reviews

(517)

163 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Not received yet

What card? i haven’t received anything yet…

February 13, 2026
bYond Card logo

Reply from bYond Card

Hello Roger,

Thank you for taking the time to leave a review.

We are sorry to hear that you haven't received your bYond card. Please get in touch with our customer service team who will be able to re-order a card for you.

Kind Regards
The bYond Team

Rated 3 out of 5 stars

Good but more retailers need to be available

Very good overall if you are shopping at retailers listed with Byond however, my niggle is with my partner card. Why can't a partner account have access to top-up the card ? More retailers also need to be added to make this a great service and with the above are the reason I do not give 5 stars.

February 11, 2026
bYond Card logo

Reply from bYond Card

Hello Thomas,

Thank you for taking the time to leave a review.

We are pleased to hear that over all you are happy with your card. Unfortunately, with how the partner card works you cannot use it to top up with, but we'll be sure to pass along your feedback.

We are constantly adding new retail partners, so do please keep an eye on our website and your login for info and updates.

Kind regards
The bYond Team

Rated 4 out of 5 stars

I like the card

I like the card. I've used it a few times when getting my usual food shops and have already got some cashback already in the vault but I need to wait a few weeks until I can take it out. I would like if more retailers were available. Also it would be handy if could be added so can pay using phone.

February 10, 2026
bYond Card logo

Reply from bYond Card

Hello Joanne,

Thank you for taking the time to leave a review.

We are pleased to hear that overall you are happy with your card. We are constantly adding new retail partners, so do please keep an eye on our website and your login for info and updates.

As of the moment we do not support digital wallets, however we will be sure to pass along your feedback to the team to investigate it as an an area of opportunity.

Kind regards
The bYond Team

Rated 3 out of 5 stars

Good offering

I like the card, however I’ve was unable to use in Holland and Barrett as kept declining even though there was more than enough on the card and PIN accepted. My main gripe is the inability to add to a payment wallet which in this day and age most companies offer.

February 1, 2026
bYond Card logo

Reply from bYond Card

Hello Diane,

Thank you for taking the time to leave a review and very sorry to hear you had a small issue using your card in Holland and Barrett.

Every store does have a unique number referred to as the Merchant ID. Unfortunately, if we do not have this number provided to us by the retailer, our bYond card will not work as the retailer will come up on the system as unrecognised.

We will always do our best to make sure our systems are up to date, however it is the responsibility of the retailer to let us know their ID numbers.

If we do locate a retailer/store who we partner with where we are missing ID numbers, we do then speak directly with our partner to add these to our records. Very sorry for the inconvenience.

As of the moment we do not support digital wallets, however we will be sure to pass along your feedback to the team to investigate it as an an area of opportunity.

Kind regards
The bYond Team

Rated 1 out of 5 stars

Cannot access the account to put funds…

Cannot access the account to put funds on the card

February 5, 2026
bYond Card logo

Reply from bYond Card

Hello Andy,

Thank you for taking the time to leave a review.

Sorry to hear you have had a few issues when adding funds to your card. We did check the account and can see funds were added successfully today.

If you are struggling wit any aspect of your card, do please feel free to contact our customer care team who will be more than happy to help. They can be contacted via phone on 03448791064 or email here: https://www.byondcard.co.uk/help/contactus

Kind regards
The bYond Team

Rated 5 out of 5 stars

Been using this for years

Been using this for years. Top up every month, use the card when I'm shopping at the retailers they cover, and get a little back regularly. I save a few hundred quid a year for no effort.

February 4, 2026
bYond Card logo

Reply from bYond Card

Hello Tomas,

Thank you for taking the time to leave a review.

We are really pleased to hear you are enjoying your card, and can see the great benefits it offers.

Kind regards
The bYond Team

Rated 4 out of 5 stars

It’s quick and efficient The only…

It’s quick and efficient The only downside is it doesn’t have all shops like Superdrug or eating places

February 4, 2026
bYond Card logo

Reply from bYond Card

Hello Fariza,

Thank you for taking the time to leave a review.

We are happy you are enjoying your card. We are constantly adding new retail partners to the list, so do keep an eye on our website for the latest arrivals.

Kind regards
The bYond Team

Rated 5 out of 5 stars

It is easy to use

It is easy to use, just another card.

January 29, 2026
bYond Card logo

Reply from bYond Card

Hello Jonathan,

Thank you for taking time to leave a review.

We are really pleased to hear your positive experience, and that you find the card easy to use.

Kind regards
The bYond Team

Rated 5 out of 5 stars
bYond Card logo

Reply from bYond Card

Hello Ross,

Thank you for taking time to leave a review.

We are really pleased to hear your positive experience, and that you find the card easy to set up and activate.

Kind regards
The bYond Team

Rated 5 out of 5 stars

Probably the best cashback card in…

Probably the best cashback card in terms of reward.

Only snag is that you need the physical card every time you shop because they don't offer the 'Add to Wallet' option and I (and most people I know) rarely carry around cards these days, so it gets massively underused.

February 4, 2026
bYond Card logo

Reply from bYond Card

Hello SMM,

Thank you for taking the time to leave a review.

We are happy to hear of your positive experience with our card.

As of the moment we do not support digital wallets, however we will be sure to pass along your feedback to the team to investigate it as an an area of opportunity.

Kind regards
The bYond Team

Rated 1 out of 5 stars

My new card doesn't work and the use of…

My new card doesn't work and the use of card at different approved outlets are temperamental and you cannot trust this card.

January 29, 2026
bYond Card logo

Reply from bYond Card

Hello Rajkumar,

Thank you for taking the time to leave a review and sorry to hear of the issues you have had.

Looking at the account we can see some failed transactions due to the merchant ID numbers not being recognised. Thank you for taking the time to leave a review and very sorry for the issues you have had.

Every store does have a unique number referred to as the Merchant ID. Unfortunately, if we do not have this number provided to us by the retailer, our bYond card will not work as the retailer will come up on the system as unrecognised.

We will always do our best to make sure our systems are up to date, however it is the responsibility of the retailer to let us know their ID numbers.

If we do locate a retailer/store who we partner with where we are missing ID numbers, we do then speak directly with our partner to add these to our records. Very sorry for the inconvenience.

Kind regards
The bYond Team

Rated 3 out of 5 stars

The app sometimes didn’t work(won’t log…

The app sometimes didn’t work(won’t log me in). Seems I have to log in to your website first, before I can use the app. Also I don’t seem to be able to add the card to my apple wallet.

---------------------
Thank you for your reply. The reason I gave it a 3 star is that sometimes I could not use the card in supported stores (declined). At the time (away from home), I tried to open the app on my phone to check my balance. However, it always denied my logging in. I found out that when I got home and logged into your website on my computer, I than could log into my app. Once I could log into my app, I could use my card in stores.
So these days, if I intend to use the card, I will always make sure I can log into the app first at home (sometimes I will need to log into the website first), before go to shopping. Not an easy experience, and prevented me from using the card often.

January 9, 2026
bYond Card logo

Reply from bYond Card

Hello Wei,

Thank you for taking the time to leave a review.

We are sorry to hear you have had some issues when trying to login. Please do feel free to contact our customer care team directly as they will be more than happy to trouble shoot for you.

As of the moment we do not support digital wallets, however we will be sure to pass along your feedback to the team to investigate it as an an area of opportunity.

Kind regards
The bYond Team

Rated 2 out of 5 stars

Good concept but minimum top up being…

Good concept but minimum top up being set at £25 really is a drawback

January 29, 2026
Unprompted review
bYond Card logo

Reply from bYond Card

Hello Ryan,

Thank you for taking the time to leave a review.

bYond has made a commercial decision to create a minimum top up amount of £25, however we do appreciate that customers like to have some flex. Unfortunately , we are unable to change the set limit.

Kind regards
The bYond Team

Rated 4 out of 5 stars

Excellent range of retailers

Excellent range of retailers.
Good cashback rates. Simple to use App.
Would be great if could add the card to Apple Wallet to avoid having to carry it around.
Otherwise, very good.

January 19, 2026
bYond Card logo

Reply from bYond Card

Hello,

Thank you for taking the time to leave a review.

We're pleased to hear you are overall happy with your bYond card.

As of the moment we do not support digital wallets, however we will be sure to pass along your feedback to the team to investigate it as an an area of opportunity.

Kind regards
The bYond Team

Rated 1 out of 5 stars
bYond Card logo

Reply from bYond Card

Hello Ceri,

Thank you for taking the time to leave a review and very sorry to hear you haven't received your card.

Please could you contact our team directly who will be happy to check your details and get a fresh card on its way out to you.

You can contact our team via email here: support@byondcard.co.uk. 

Kind regards
The bYond Team

Rated 2 out of 5 stars

It’s really annoying that the card…

It’s really annoying that the card can’t be added to my digital wallet. I recently lost my card due to my purse being stolen and had to pay £7 for a new card which I thought was expensive. If the card was able to be used on Apple Pay i wouldn’t have needed to carry the card!

January 5, 2026
Unprompted review
bYond Card logo

Reply from bYond Card

Hello Ms Bourne,

Thank you for taking the time to leave a review.

We are sorry to hear that your purse was stolen and we'll be sure to pass along your feedback regarding the cost of the new card.

As of the moment we do not support digital wallets, however we will be sure to look into this further as an an area of opportunity.

Kind regards
The bYond Team

Rated 3 out of 5 stars

No support for Apple Pay :(

My main problem with the bYond Card is that it cannot be used with Apple Pay. It's just inconvenient to have to carry a plastic card, it's 2026 really no excuse :)

January 9, 2026
Unprompted review
bYond Card logo

Reply from bYond Card

Hello Johnny,

Thank you for taking the time to leave a review.

As of the moment we do not support digital wallets, however we will be sure to pass along your feedback to the team to investigate it as an an area of opportunity.

Kind regards
The bYond Team

Rated 5 out of 5 stars

I am very happy with Byond

I am very happy with Byond. The app is easy to use, the offers are clear and the cashback system works well. The customer service has also been helpful whenever I have needed support. One neutral point is that cashback processing can take a little while, although you can track everything from the app without any issues. Overall, it is a very good experience and I am satisfied with the service they provide.

January 9, 2026
bYond Card logo

Reply from bYond Card

Hello Rodrigo,

Thank you for taking the time to leave a review.

We are really pleased to hear you are enjoying the card and can see the benefit it offers.

We will pass forward your feedback regarding the cashback timeframe, as we are always looking for ways to improve the service.

Kind regards
The bYond Team

Rated 1 out of 5 stars

I have to check which retailer is…

I have to check which retailer is available, so I stand at the counter using the app. money cannot be transferred back to my normal bank account easily. Top Cash Back is much more straight forward, for the 1 or 2 percent difference, I'd rather use top cash back.

January 3, 2026
bYond Card logo

Reply from bYond Card

Hello LL,

Thank you for taking the time to leave a review and sorry to hear you feel this way.

Our retailer partners can always be found online via the App or a standard browser and can be viewed at any point. We do appreciate the feedback and will be sure to pass it along to the relevant team, as we are always looking for ways to improve the service we offer.

Kind regards
The bYond Team

Rated 2 out of 5 stars

Card acceptance is temperamental

Card acceptance is temperamental - the app is riddled with bugs and crashes all the time - some retailers accept online then with no notice you no longer can (currys for example)

January 1, 2026
bYond Card logo

Reply from bYond Card

Hello Robert,

Thank you for taking the time to leave a review.

We are updating the App all the time so hopefully any issues you are having will be ironed out very soon., so we apologise for any inconvenience.

We did check but cannot see a failed transaction for Currys, however the card can still be used on their website.

Kind regards
The bYond Team

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