Capital on Tap USA Reviews 

169
TrustScore 3.5 out of 5

3.3

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See what reviewers are saying

Rated 1 out of 5 stars

This card is supposed to be good for small businesses - As a small business owner, I've never had a worse experience than with these people. I tried to buy a $10 Starbucks gift card for a client,... See more

Rated 1 out of 5 stars

This was an excellent card that helped me start my business! Then they sent me a notice stating that due to high usage and high balance (not over-balance), they were adding on a business interest fee,... See more

Rated 5 out of 5 stars

Tegan assisted on getting an transaction disputed. we cancelled services on 12/9 and confirmed it cancelled by vendor on 12/15 not to charge us anymore as of Jan 1st and yet they still did. Cust... See more

Company replied

Rated 5 out of 5 stars

Mark was excellent to deal with and quickly gave me an alternative payment option to fix my issue. Rock solid customer service, even after I had to call my bank and it took forever. He had to hang... See more

3.3

Average

TrustScore 3.5 out of 5

169 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 50% of negative reviews

Typically replies within 2 weeks

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3.3

All reviews

(169)

15 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I love this company!

My experience was great working with Lloyd over at capital on tap. He was able to handle my concerns swiftly and for that im grateful. The customer service is very good. I am honored to be giving the opportunity to partner with capital on tap- USH224Q92

July 19, 2023
Unprompted review
Rated 5 out of 5 stars

Rhoss was great

Rhoss was great. He was helpful and took care of things that I would have had to call back to ask about. Insightful and helpful.

July 19, 2023
Unprompted review
Rated 5 out of 5 stars

Great service!

The customer service agent was quick, efficient, knowledgable and kind!

July 17, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi Lauren,

Thank you for your amazing review!

We're really glad to hear about your great experience with our customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn $100 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

Rated 5 out of 5 stars

Was very patient and respectful

July 15, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi there,

Thank you for your amazing review!

We're really glad to hear about your great experience with our customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn $100 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

Rated 5 out of 5 stars

Hey love that accent!

Hey love that accent! 😉 great help thanks Matthew!

July 15, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi there,

Thank you for your amazing review!

We're really glad to hear about your great experience with Matthew on our customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn $100 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

Rated 5 out of 5 stars

Very helpful

July 14, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi Jermaine,

Thank you for your amazing review!

We're really glad to hear about your great experience with our customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn $100 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

Rated 5 out of 5 stars

The staff was very insightful

The staff was very insightful. And he was able to.assist with online transactions.

July 14, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi Thomas,

Thank you for your amazing review!

We're really glad to hear about your great experience with our customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn $100 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

Rated 5 out of 5 stars

Bronte was great.

Bronte provided quick and accurate resolution. Great experience.

July 14, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi Georgia,

Thank you for your amazing review!

We're really glad to hear about your great experience with Bronte on our customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn $100 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

Rated 5 out of 5 stars

Best portal around

Best portal around. Nice and simple for a Neanderthal like me

July 13, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi Alexander,

Thank you for your amazing review!

We're really glad to hear about your great experience with our customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn $100 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

Rated 5 out of 5 stars

Had a question today

Had a question today, and Ryan was very helpful. would highly recommend

July 12, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi there,

Thank you for your amazing review!

We're really glad to hear about your great experience with our customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn $100 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

Rated 5 out of 5 stars

Great customer service

Great customer service. Reps are always helpful and knowledgeable. Thanks!

July 12, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi Rowena,

Thank you for your amazing review!

We're really glad to hear about your great experience with our customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn $100 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

Rated 5 out of 5 stars

that a real person that answers your call

good person at the line

July 11, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi Bernie,

Thank you for your amazing review!

We're really glad to hear about your great experience with our customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn $100 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

Rated 5 out of 5 stars

Card not received

Process was simple and issue was resolved easily.

July 10, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi Bridget,

Thank you for your amazing review!

We're really glad to hear about your great experience with customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn $100 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

Rated 5 out of 5 stars

Great customer service

July 5, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi Ramzi,

Thank you for your amazing review!

We're really glad to hear about your great experience with our customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn $100 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

Rated 5 out of 5 stars

vert attentive and knowledgeable.

June 25, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi Jozef,

Thank you for your amazing review!

We're really glad to hear about your great experience with our customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn $100 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

Rated 1 out of 5 stars

Terribly Disappointed with Capital on Tap Credit Card Customer Service

I recently had a truly disappointing experience with Capital on Tap's credit card customer service. As a loyal customer, I expected better support, but unfortunately, their handling of my transition dispute left much to be desired.

When I contacted a customer representative regarding a fraudulent transaction on my account, I was met with insinuations that I had made the transaction myself. This was deeply frustrating and concerning, as I had clearly fallen victim to credit card cloning. Instead of providing the assistance and empathy I needed during a stressful situation, their response made me feel accused and unsupported.

As a responsible credit card user, I take great care to protect my information and prevent unauthorized use. Discovering that my credit card had been cloned was a disheartening experience, and I turned to Capital on Tap for help and guidance. However, their response lacked the understanding and professionalism one would expect from a financial institution.

The representative's insinuations not only disregarded the evidence of fraudulent activity on my account but also showed a lack of trust in me as a valued customer. Instead of being proactive in resolving the issue and investigating the matter thoroughly, the customer service interaction only added to my frustration and left me feeling disappointed.

May 31, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi Winston,

I appreciate you taking the time to leave a review.

Customer satisfaction is always at the forefront of our operation. Therefore, it is disappointing to hear that our service may not have lived up to the professional standard we aim to provide.

Due to the nature of your concerns, please accept this communication as a formal acknowledgement that a complaint has been forwarded to the relevant team.

If you have any questions please click here to contact us, or respond directly to this email and we will be more than happy to help!

Please feel free to reach out to our team at support@capitalontap.com, or give us a call at 833-972-1323 if you have any further questions.

Thank you,
The Capital on Tap Team

Capital on Tap Business Credit Cards are issued by WebBank. © 2023 New Wave Card LP dba Capital on Tap.

Rated 1 out of 5 stars

Really bad experience with this business credit card

Hey, just a heads up, but I had a really bad experience with this business credit card I came across. Trust me, I've had my fair share of cards, and this one takes the cake. They're based in the UK and have some seriously weird policies. Trying to pay off my balance was a nightmare because they don't want you to, so they can slam you with crazy interest rates. And get this, when I tried to send them a check to pay it off, turns out they don't accept checks or even online transfers! What kind of bank is that? It's like they want you to be stuck paying interest forever. Seriously, stay away from these guys. I suggest going with Chase, Bank of America, or even your local credit union. Don't fall for the hype from YouTubers talking up this crappy bank

May 22, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi Zouhir,

Thank you for taking the time to write a review. We are sorry for your recent experience.

We pride ourselves on our excellent service and are disappointed our service hasn’t met expectations.

We’ll be reaching out to you personally in the next 24 hours to understand more and explore how we can make things right.

If you have any questions, please click here to contact us, or respond directly to this email and we will be more than happy to help!

Rated 5 out of 5 stars

Capital On Tap is always great to work…

Capital On Tap is always great to work with. Nick was able to help me with an issue of folks in foreign countries using my old account number. Very prompt and courteous service. Highly recommended.

May 17, 2023
Unprompted review
Capital on Tap USA logo

Reply from Capital on Tap USA

Hi there,

Thank you for your amazing review!

We're really glad to hear about your great experience with Nick on our customer service team.

We really value your comments and are pleased we can help you and your business!

Did you know, you can earn £75 when you refer a friend? You can find more info in your online account.

We hope you continue to enjoy using your Capital on Tap business credit card account.

Best wishes,
Capital on Tap

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