Car Loans UK Reviews 

2,950
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 992 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff is exceptionally helpful, friendly, and patient throughout the entire car buying process, always going above and beyond expectations. People truly appreciate how remarkably easy and straightforward the vehicle financing procedure is, noting that dedicated advisors explain absolutely everything in very simple terms. However, some customers also noted frustrating communication issues, mentioning that phone lines were extremely slow and calls were regularly ignored after the initial sale. A few reviewers felt quite dissatisfied with delayed responses regarding financial updates and experienced ongoing difficulties getting their support issues resolved properly.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that customers experienced great service from... See more

Service

Clients share satisfaction with the service, noting that reviewers found the process of finding a car... See more

Customer service

Users describe positive interactions with customer service, highlighting efficient communication, helpful... See more

User experience

Customers had positive experiences with user experience, frequently highlighting that the process was... See more

Product

People report positive experiences with product, highlighting how helpful staff found the right car and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Tyler is the man for getting your next car, Great guy from start to finish, very helpful getting all my finance sorted & finding my new car. 100% highly recommended

Company replied

Rated 5 out of 5 stars

From start to finish 10 out 10. First of all i like to say a big thankyou to paul for the outstanding work he has done for me locking for the right car. And understanding my neads. I can not fa... See more

Company replied

Rated 5 out of 5 stars

Sam my advisor was brilliant. Nothing was too much trouble & he went out of his way to ensure i got the car i wanted, even though i changed my mind a couple of times. No pushy selling or anything. He... See more

Company replied

Rated 5 out of 5 stars

David made all the calls simple by explaining absolutely everything. He quickly understood what type of cars I like and sent few over so I can choose a favourite one. Then he procesed with all the res... See more

Company replied


Company details

  1. Car Finance and Loan Company
  2. also in
  3. Finance Broker

About Car Loans UK

Written by the company

Get an instant online decision by using our quick and easy form, you will get an instant decision in a matter of minutes with no impact on your credit score.

Find your dream car from any reputable dealer nationwide and find the car that suits you, and your budget, that is local to you.

Sign and collect your new car once we have dotted the I's and crossed the T's. We'll do the rest of the paperwork.

The old-fashioned way of buying a car is to get the car finance at the same place where you buy the car. However, this may not always ensure you get the best deal, which is why using a car finance comparison service is important.

If you get your finance from Car LoansUK, you are buying your car from a position of strength, since you will know your budget. Often, dealers can only offer a limited number of deals from a finance company. But at Car LoansUK, we have many lenders on our panel. Meaning, we can make sure you are getting the best finance deal for yourself when you use us to compare car finance.

Plus, we do all the admin, paperwork, and negotiations with the dealer. Because this way, you can drive straight off in your newly purchased car instead of spending hours in the dealer’s sales office.

When you use Car LoansUK as a search tool, you can rest easy knowing you are in safe hands. Because we aim to make finding car finance as quick and easy as possible. We offer you an unparalleled level of service from our specially trained brokers, making the auto finance comparison an easy and smooth process so you can drive away in the perfect car as soon as possible.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 92% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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4.6

All reviews

(2,950)

990 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great service from Carl!!

Great service from Carl!!! so far x
Looking forward to collecting my car. He had great patience with me as it kept going wrong . I blamed my phone ha ha

September 9, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hello Margaret, thank you for the lovely feedback. We’re glad Carl was patient and helpful throughout the process. We hope you enjoy your new car.

Rated 5 out of 5 stars

Emily the staff from Car Loans UK

Emily the staff from Car Loans UK assisted me very well and explained the process wisely. Thank you.

September 9, 2026
Unprompted review
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Reply from Car Loans UK

Thank you for your feedback. We’re glad Emily supported you well and explained everything clearly.

Rated 5 out of 5 stars

Ty was absolutely amazing with his…

Ty was absolutely amazing with his support.
Very professional and patient. Was a pleasure to have him initially deal with my loan approval with great understanding to my situation. Thank you so much Ty.

September 9, 2026
Unprompted review
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Reply from Car Loans UK

Hi Rima, thank you for your kind words. It’s great to hear that Ty was patient, professional and understanding of your situation.

Rated 5 out of 5 stars

Charley made my experience in buying a…

Charley made my experience in buying a car unbelievably easy. He is very professional in his approach and went above and beyond in helping me. I would like to thank him. Hope he gets the praise he deserves.

September 8, 2026
Unprompted review
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Reply from Car Loans UK

Hello Suzanne, thank you for the lovely review. We’re delighted Charley made buying your car so easy and went above and beyond to help. We’ll make sure he receives your praise.

Rated 5 out of 5 stars

You’re on top of your work

You’re on top of your work. I truly appreciate your honesty and support

September 8, 2026
Unprompted review
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Reply from Car Loans UK

Thank you, Kwame. We really appreciate your feedback and are pleased you valued our honesty and support.

Rated 1 out of 5 stars

Terrible experience and impossible to contact

As a car dealer working with this company is absolutely awful. It’s impossible to contact them, no answer to phone calls or emails. We’ve basically had a vehicle stolen from us and cannot contact anyone to sort it out!

September 4, 2026
Unprompted review
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Reply from Car Loans UK

Hello, We’re sorry to hear that you’ve been unable to reach the relevant team. We take the concerns raised in your review seriously, but we’re unable to identify the dealership or vehicle from the information provided.

Please email customercare@carloansuk.co.uk with your dealership name, vehicle registration and customer reference, using “Urgent Dealer Vehicle” as the subject. Alternatively, please call 0161 768 9497 so this can be investigated.

Rated 5 out of 5 stars

Patient, courteous, friendly and professional

They were patient, courteous, professional and friendly, they gave me 💯 customer satisfaction i would recommend their services.

September 7, 2026
Unprompted review
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Reply from Car Loans UK

Thank you, Trevor. We’re delighted you received such friendly and professional service. We really appreciate your recommendation.

Rated 1 out of 5 stars

Thought at first was going to be so…

Thought at first was going to be so easy to purchase a vehicle, on the 24th of July,they found a vehicle with a trusted dealer they had worked with before, signed the documents, everything was good, arranged a date to test drive vehicle, said the dealer would change brakes as had flagged up on mot history as an advisory, apparently dealership said this would be done and by the day of test drive,4th of August.
Upon signing for vehicle the warranty call started,
Typical hard sell, your car will be warranted, need to act quick, said would think about it and a guy would call me back,
Warranty guy seemed genuine, purchased on the 25th July.

4th of August Test drive day- drove 3 hours and got to dealership, vehicle is sat with seized on brakes , missing dust covers off rear hubs, dealer had no idea I was coming down, straight away call the company on the 4th, requested a unwound on finance, all apologetic, even contacted the warranty guy, explained the situation, by the time I was heading back up m5, multiple phone calls stating they would start looking for a different vehicle and warranty could be transferred,

5th of August, call to start another application, stated unwind could be completed in 3/5 working days, they would rush it through
Spoke to warranty guy, said can be transferred to any vehicle,submitted new application at 6.30pm for a bmw,
THOUGHT everything was going good,

On the 7th was told that they no longer dealt with the loan company and that they couldn’t proceed anymore,
Was advised by the warranty guy that he would call me as was concerned about cancelling warranty,

Oh don’t worry when the next company sort out your application we could transfer it over, my exact words were how do I cancel it as it’s been a lot of messing around and I know you have answered my calls but am concerned about time frame.

Don’t worry I will get this sorted for you.

Soooo now after 2 days of chasing I spoke again with car loans uk,
Don’t worry we will escalate it with director of finance as vehicle still isn’t in the process of the unwhind,
I then again rang the warranty guy, bearing in mind they state they created this warranty because they want to give customers a smooth experience, was told that would be looked after and to email cancellations as there are many notes on my file and this wouldn’t be a problem,

After contacting and raising the unwind, and being told now 9 times by 4 different people including the customer care manager that they are sorting the unwind/esculating.
As of today the unwind is still not complete or even been sent, apparently they had the case escalated on the 21st of August,
No one is responding to emails, even the warranty company are chasing for payments, and worse still the other vehicles I reserved with the same loan provided different broker, are now sold, so from the 24th of July, am response for a loan that hasn’t been passed to the dealer, or been retuned to the lender,
Should have been retuned within 3/5 working days, and even the director of finance can’t be bothered to return it, absolute shambles, so would advised based on my experience, don’t be fooled in to a warranty as the guy who sells them to you says he is also part of car loans uk, has got your back but clearly due to what’s happened, has no impact or influence,
Have raised a formal complaint with car loans uk, still awaiting an update, have spoke with the fca, in the process of escalating, and on looking at the reviews, you seem to get a response from here as it’s a public forum from their customer service team, so here is hoping that the unwhind is completed quickly, the warranty issue is resolved and I can actually continue my purchase, hopefully that’s been reserved with a far more interested broker who does seem to assist customers, as I am currently being given updates daily if Carolina’s have returned the funds so they can proceed,

Disappointed as the initial experience was positive ie vehicle search, documents and signing, the rest, completely dissapointing

July 24, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Jon, we’re sorry that what began as a positive experience has left you feeling so disappointed.

Your review refers to several parties and stages of the process, including the dealership, finance unwind, warranty and communication between teams. We would need to review the full history of your case before commenting on any of these points.

As you have already raised a formal complaint, please contact us with your complaint reference and Trustpilot name at customercare@carloansuk.co.uk or on 0161 768 9497 so the team can locate your case and provide a direct update.

Rated 5 out of 5 stars

Very quick and easy

Very quick and easy, thank you very much. This is the second car.🚗

September 4, 2026
Unprompted review
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Reply from Car Loans UK

Thank you for choosing us again. We’re glad getting your second car was quick and easy.

Rated 5 out of 5 stars

We had a gentlemen called Charley help…

We had a gentlemen called Charley help us find a car for my partner and he was wonderful very helpful and friendly great customer service from him.

September 3, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Phoebe, thank you for the lovely feedback. We’re glad Charley was friendly, helpful and found the right car for your partner.

Rated 5 out of 5 stars

Had a lovely customer service guy who…

Had a lovely customer service guy who found me the car I was exactly looking for everything was quick easy hassle free very polite and friendly and I am excited to pick my new car up on Wednesday,fully recommend

September 3, 2026
Unprompted review
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Reply from Car Loans UK

Hi Natasha, thank you for the lovely feedback. We’re glad the team found exactly what you wanted and made everything quick and easy. We hope you enjoy collecting your new car.

Rated 5 out of 5 stars

I would like to thank David for…

I would like to thank David for supporting me in securing a car that I have always wanted to own. Car loans UK has provided me with support through a rough patch that I went through and provided me with a light at the end of the tunnel. Thank you very much for seeing me through a rough patch.

September 3, 2026
Unprompted review
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Reply from Car Loans UK

Thank you, Pauline. We’re so pleased David supported you through a difficult period and helped you secure the car you had always wanted. We’ll make sure your kind words are passed on to him.

Rated 5 out of 5 stars

Kade has helped me immeasurably…

Kade has helped me immeasurably throughout this whole process. I can’t recommend the service enough!

Thank you to Kade and the team for putting my mind at ease and making the process so stress free and easy for me

September 3, 2026
Unprompted review
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Reply from Car Loans UK

Hello Serish, thank you for the wonderful review. It’s great to hear that Kade put your mind at ease and made the whole process simple and stress-free.

Rated 5 out of 5 stars

A smooth process with explanation and…

A smooth process with explanation and guidance all the way. Lauren was a superstar!

September 3, 2026
Unprompted review
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Reply from Car Loans UK

Thank you, Graham. We’re glad Lauren guided you through the process and provided such excellent support.

Rated 5 out of 5 stars

The process was easy and…

The process was easy and straightforward. The person I spoke to was very professional

September 2, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you for your feedback. We’re pleased you found the process easy and straightforward, and our team professional.

Rated 5 out of 5 stars

Jack was amazing

Jack was amazing , making everything so easy to understand , highly recomand.

September 2, 2026
Unprompted review
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Reply from Car Loans UK

Hi Danny, thank you for the recommendation. We’re glad Jack made everything clear and easy to understand.

Rated 5 out of 5 stars

So helpful talked me through every…

So helpful talked me through every stage with no pressure great people and umar was so friendly

September 2, 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hello Roger, thank you for the lovely feedback. It’s great to hear that Umar was friendly, helpful and guided you through each stage without any pressure.

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